5 Best Home Warranty Companies In Florin, CA
We've reviewed the best home warranty providers in Florin so you can select the right one for your home quickly.
Owning a home in Florin is a dream for many, but it also has its challenges. When your air conditioner breaks down in the middle of summer, you can find yourself scrambling to find someone to repair it.
Compare the Best Home Warranty Companies in Florin
There are dozens of home warranties that we had to assess to be able to compile our guide of the best home warranty plans in Florin. At Review Home Warranties, we reviewed all of these companies and compared things such as monthly costs, coverage options, time on the market, BBB ratings, and more to help you decide. This is how the top policies in Florin rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Florin
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Florin's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty for Florin residents. The 2 plans from Choice are easy to understand and offer both system and appliance coverage. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-ons.
Service fees from Choice are $85. The coverage caps are also around $3,000 for most appliances and systems. Choice has established itself as a provider with high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is the best choice for homeowners who want the most customizable in Florin. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also has add-on options.
AHS has coverage caps of around $2,500 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's important to verify with the company. Service fees range from $70 to $125. Plus, AHS offers a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty in Florin. The 3 plans from Select are comprehensive and have a mix of both system and appliance coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options the company has, and it also offers add-on options.
Select's service fees are $80, and the coverage caps come out to about $2,000 for each covered system or appliance. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In Florin, First American Home Warranty is the best appliance home warranty . The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
First American's service fees are $85, and the coverage caps come out to about $1,500 for each system or appliance. When you have a home warranty from First American, you can enjoy comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services has the best workmanship guarantee home warranty option for Florin homeowners. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to verify with the provider. Service fees range from $75 to $150. When you buy a home warranty from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Florin?
Now that you have a better idea of which home warranty providers are the best in Florin, you may want to know what their plans generally cover. The Florin home warranty can cover anything from a dishwasher to a heating system and everything in between. Some home warranties will even cover your pool and spa.
These are the systems that are often covered under a home warranty:
- Water heater
- Ceiling and exhaust fans
- Electrical system
- HVAC (heating and air conditioning)
- Plumbing system including stoppages
- HVAC ductwork
- Garbage disposal
Common appliances include:
- Built-in Microwave
- Refrigerator
- Oven / Range / Stove
- Clothes Dryer
- Clothes Washer
- Dishwasher
Cost of a Home Warranty in Florin?
At Review Home Warranties, we have done in-depth research to find out the average costs of a home warranty policy in Florin. The home warranty costs for Florin homeowners can vary based on the size or type of the home, as well as the coverage you need.
On average, premiums range from $30 to $80 a month and $60 to $150 for service fees. The exact cost depends on the plan you choose and what kind of coverage it has. Something else that increases the cost is add-on coverage. Keep these costs in mind as you shop for the right plan for your needs.
Is a Home Warranty Worth It in Florin?
Many homeowners that sign up for a home warranty in Florin are looking for cost savings. However, there are other benefits, as well as some potential downsides, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Fast response times--The response times from a home warranty company are usually in a 24 to 48-hour period. This is significantly faster than trying to find a repair technician or contractor on your own.
- Workmanship guarantee--This makes sure that in the event the issue with your appliance or system isn't fixed the first time, the home warranty will keep helping you with it.
- Quality contractors--It can be hard to find good quality repair technicians with fair pricing. With a home warranty plan, you simply file a claim, and the rest is taken care of for you.
There are also some things to consider about home warranties that could be a downside for homeowners, like:
- Exclusions--Bear in mind that home warranty contracts generally come with exclusions, like intentional damage or pre-existing conditions.
- Choice of contractor--If you want to choose which contractor you get, you may have to choose a home warranty company that specifically lets you do that.
- Waiting period--If you want to submit a claim right after buying the home warranty policy, that usually isn't possible. Most home warranties have you wait 30 days before you can request a repair.
A home warranty can also give you value in other ways. To be more specific, some home warranties can be transferred between owners during a home sale.
FAQ's for Home Warranties in Florin
What's the best home warranty company in Florin?
Our overall pick for the best home warranty in Florin is Choice Home Warranty. However, the right company for you depends on what kind of coverage you need for your appliances and home systems.
How is a home warranty different from homeowners insurance?
Home warranty policies cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system breakage.
How does a home warranty work?
After you buy a home warranty policy and an appliance or system stops working, you need to submit a claim. The home warranty company will send a contractor to your home to evaluate the situation and fix the issue. Then, you will pay a service fee and the home warranty covers the remaining cost, as long as it is under the coverage cap.
Who should get a home warranty?
A home warranty can help real estate agents, home sellers, homeowners, investors, and home buyers. It can offer peace of mind to anyone involved in homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.