6 Best Home Warranty Companies In El Dorado Hills, CA

We've compiled a list of the best home warranty plans in El Dorado Hills so you can choose the right one for you easily.

In El Dorado Hills, owning a home can be a rewarding, yet challenging experience. As a homeowner in El Dorado Hills, you will unexpectedly have problems arising with your home systems and appliances that you'll have to handle, and these can be quite costly.

Compare the Best Home Warranty Companies in El Dorado Hills

El Dorado Hills is home to many home warranty companies to choose from. This is a lot of information for homeowners to digest and it can be quite the task to figure out which of these home warranty plans would best suit you. At Review Home Warranties, we compared coverages, service fees, BBB ratings, customer service reviews, and more. This is how the top plans in El Dorado Hills rank.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In El Dorado Hills

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

El Dorado Hills's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

For homeowners who'd like the best overall in El Dorado Hills, homeowners should consider choosing Choice Home Warranty. Choice has 2 simple plans, making the selection process quick and easy. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-ons.

Choice's service fees are $85, and the coverage caps come out to around $3,000 for each covered appliance or system. When you buy a home warranty from Choice, you will get high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

In El Dorado Hills, American Home Shield offers the most customizable home warranty policy. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage limits from AHS are around $2,500. The service fees range from $70 to $125, which is fairly affordable. When you purchase a policy from AHS, you can look forward to a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

For homeowners who'd like the most cost-effective in El Dorado Hills, homeowners should consider picking Select Home Warranty. Select offers 3 plans for homeowners to choose from, which have a combination of appliance and system coverage. Select Home Warranty's plans are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.

The coverage caps associated with Select's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are $80. When you buy a home warranty from Select, you will get an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services is the best workmanship guarantee home warranty in El Dorado Hills. The 3 policies that Cinch has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club offers the best quick service home warranty in El Dorado Hills. HSC has 2 simple plans, making the selection process easy. The Home Service Club's plans include Standard Coverage Plan and Comprehensive Coverage Plan.

The coverage caps from HSC are about $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is fairly reasonable. If you want quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee, HSC is the provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

For homeowners who want the best appliance in El Dorado Hills, First American Home Warranty is a good option. The 2 policies that First American has include differing levels of system and appliance coverage, as well as add-on options. The plans that First American offers to homeowners are Basic Plan and Premier Plan.

First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to verify with the provider. Service fees are $85. When you buy a home warranty from First American, you can look forward to comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in El Dorado Hills?

A home warranty covers home systems and appliances and the normal wear and tear that they can experience. A home warranty helps guard you against sudden repair expenses. Home warranties will also assist with covering replacement costs in some cases when an appliance or system cannot be repaired.

The home systems commonly covered under a home warranty are

  • Plumbing system
  • Water heater
  • Electrical system
  • HVAC (heating and air conditioning)

As for appliances, the common ones covered are

  • Dishwasher
  • Built-in Microwave
  • Oven / Range / Stove
  • Clothes Washer
  • Refrigerator
  • Clothes Dryer

Cost of a Home Warranty in El Dorado Hills?

At Review Home Warranties, we have done exhaustive research to be able to tell you about the average costs of a home warranty in El Dorado Hills. The costs associated with a home warranty plan will depend on the size of the home and the coverages you pick.

Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a contractor visits your home. The exact amount you'll pay is based on the kind of coverage the plan has. Plus, if you need any add-on coverage, that will increase the cost. Keep these averages in mind as you research the perfect plan for your needs.

Is a Home Warranty Worth It in El Dorado Hills?

Having a home warranty can help to ensure that your budget and your home is properly protected if an issue should come up. Homeownership is a complicated thing, so having all of the information you need before jumping into a home warranty plan is important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's look at the benefits associated with a home warranty first:

  • Workmanship guarantee--After receiving a repair, if the problem comes back within the guarantee period, the home warranty will step in once again to help. The guarantee period is typically between 30 and 90 days.
  • Peace of mind--Having a home warranty in place means that you can have peace of mind about the costs that could be coming your way. With a home warranty, you can rest assured that the fix is just going to be a service fee, which can help reduce your worries as a homeowner.
  • Fast response times--Without a home warranty, you may have to wait several weeks for a contractor to come fix the problem. But you can usually get service within a 24-48 hour window with a home warranty.

Home warranty plans can help protect you from large expenses, but you must also consider the following when you have a home warranty:

  • Exclusions--Read your contract carefully to be sure you understand what's included and excluded under the home warranty, like appliances that already have a manufacturer's warranty, pre-existing conditions, or damage due to natural disasters.
  • Waiting period--Many home warranties make you wait 30 days before you can file a claim.
  • Coverage cap--Take note of the coverage limits in the home warranty contract. This will dictate the highest amount the home warranty will cover for a repair or replacement.

Even though home warranty plans have coverage caps, a home warranty can still save you a decent amount of money on appliance or system replacements. For example, if the coverage cap is $1500 and the cost to replace your fridge is about $2000, you'll just have to pay $500 yourself, which is a forth of the original price.

FAQ's for Home Warranties in El Dorado Hills

Which home warranty should I choose?

The top home warranty provider in El Dorado Hills is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of professional contractors in the area.

How is a home warranty different from homeowners insurance?

Home warranty policies cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects your entire home from natural disasters and fires. It doesn't cover normal appliance or system breakage.

Should I purchase a home warranty now?

Since home warranties typically have a 30-day waiting period before you can file a claim, you may want to buy a home warranty as soon as possible to ensure you have coverage when you need it, particularly if you have an older home or older appliances.

Is a home warranty necessary?

When a system or appliance breaks down, fixing it can leave you with a sudden hit to your bank account. With a home warranty plan, you'd only have to pay a small service fee for the repair, which can save you money and give you some peace of mind.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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