In El Dorado Hills, owning a home can be a rewarding, yet challenging experience. As a homeowner in El Dorado Hills, you will unexpectedly have problems arising with your home systems and appliances that you'll have to handle, and these can be quite costly.
El Dorado Hills is home to many home warranty companies to choose from. This is a lot of information for homeowners to digest and it can be quite the task to figure out which of these home warranty plans would best suit you. At Review Home Warranties, we compared coverages, service fees, BBB ratings, customer service reviews, and more. This is how the top plans in El Dorado Hills rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
For homeowners who'd like the best overall in El Dorado Hills, homeowners should consider choosing Choice Home Warranty. Choice has 2 simple plans, making the selection process quick and easy. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-ons.
Choice's service fees are $85, and the coverage caps come out to around $3,000 for each covered appliance or system. When you buy a home warranty from Choice, you will get high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
In El Dorado Hills, American Home Shield offers the most customizable home warranty policy. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage limits from AHS are around $2,500. The service fees range from $70 to $125, which is fairly affordable. When you purchase a policy from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
For homeowners who'd like the most cost-effective in El Dorado Hills, homeowners should consider picking Select Home Warranty. Select offers 3 plans for homeowners to choose from, which have a combination of appliance and system coverage. Select Home Warranty's plans are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps associated with Select's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are $80. When you buy a home warranty from Select, you will get an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
Cinch Home Services is the best workmanship guarantee home warranty in El Dorado Hills. The 3 policies that Cinch has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
The Home Service Club offers the best quick service home warranty in El Dorado Hills. HSC has 2 simple plans, making the selection process easy. The Home Service Club's plans include Standard Coverage Plan and Comprehensive Coverage Plan.
The coverage caps from HSC are about $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is fairly reasonable. If you want quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee, HSC is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Standard Coverage Plan | $50.40 | $60.00 - $95.00 | View Items Covered Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater. Standard Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Standard Coverage Plan Add On |
| Comprehensive Coverage Plan | $62.90 | $60.00 - $95.00 | View Items Covered Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan. Comprehensive Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Comprehensive Coverage Plan Add On |
For homeowners who want the best appliance in El Dorado Hills, First American Home Warranty is a good option. The 2 policies that First American has include differing levels of system and appliance coverage, as well as add-on options. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to verify with the provider. Service fees are $85. When you buy a home warranty from First American, you can look forward to comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
A home warranty covers home systems and appliances and the normal wear and tear that they can experience. A home warranty helps guard you against sudden repair expenses. Home warranties will also assist with covering replacement costs in some cases when an appliance or system cannot be repaired.
The home systems commonly covered under a home warranty are
As for appliances, the common ones covered are
At Review Home Warranties, we have done exhaustive research to be able to tell you about the average costs of a home warranty in El Dorado Hills. The costs associated with a home warranty plan will depend on the size of the home and the coverages you pick.
Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a contractor visits your home. The exact amount you'll pay is based on the kind of coverage the plan has. Plus, if you need any add-on coverage, that will increase the cost. Keep these averages in mind as you research the perfect plan for your needs.
Having a home warranty can help to ensure that your budget and your home is properly protected if an issue should come up. Homeownership is a complicated thing, so having all of the information you need before jumping into a home warranty plan is important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's look at the benefits associated with a home warranty first:
Home warranty plans can help protect you from large expenses, but you must also consider the following when you have a home warranty:
Even though home warranty plans have coverage caps, a home warranty can still save you a decent amount of money on appliance or system replacements. For example, if the coverage cap is $1500 and the cost to replace your fridge is about $2000, you'll just have to pay $500 yourself, which is a forth of the original price.
The top home warranty provider in El Dorado Hills is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of professional contractors in the area.
Home warranty policies cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects your entire home from natural disasters and fires. It doesn't cover normal appliance or system breakage.
Since home warranties typically have a 30-day waiting period before you can file a claim, you may want to buy a home warranty as soon as possible to ensure you have coverage when you need it, particularly if you have an older home or older appliances.
When a system or appliance breaks down, fixing it can leave you with a sudden hit to your bank account. With a home warranty plan, you'd only have to pay a small service fee for the repair, which can save you money and give you some peace of mind.
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.