5 Best Home Warranty Companies In East Palo Alto, CA

Data: Kyle Holgate |
Updated: May 22, 2023

We've compiled a list of the best home warranty plans in East Palo Alto so you can choose the right one for your home quickly.

Owning a home in East Palo Alto is a dream for many, but it also comes with its difficulties. When it's sweltering in the summer and you're running your A.C. continuously, dealing with it malfunctioning is a headache.

Compare the Best Home Warranty Companies in East Palo Alto

There are several home warranties that we had to examine to put together our guide of the best home warranty plans in East Palo Alto. Finding something that is the right fit for your needs can be a bit difficult. Fortunately we have looked at things like coverage choices, pricing, service fees, customer service reviews, and more for each company to help you decide on one. This is how the top plans in East Palo Alto rank.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In East Palo Alto

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. First American Home Warranty: Best Appliance
  5. Cinch Home Services: Best Workmanship Guarantee

East Palo Alto's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

Choice Home Warranty is a good choice for homeowners who want the best overall in East Palo Alto. The 2 policies that Choice has include differing levels of system and appliance coverage, as well as add-on options. Choice Home Warranty's plans are Basic Plan and Total Plan.

The coverage caps for Choice's plans are close to the $3,000 mark for many of the major appliances and systems, and service fees are $85. Additionally, Choice has high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

In East Palo Alto, American Home Shield offers the most customizable home warranty option. AHS offers 3 plans for homeowners to decide between, which contain a mix of appliance and system coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also offers add-on coverage.

The coverage caps from AHS are about $2,500. The service fees range from $70 to $125, which is pretty reasonable. Plus, AHS offers a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

For homeowners who need the most cost-effective in East Palo Alto, Select Home Warranty is the best option. Select has 3 plans for you to choose from, which have a combination of appliance and system coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.

The coverage caps from Select are around $2,000. The service fees are $80, which is pretty affordable. Additionally, Select has an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

First American Home Warranty has the best appliance home warranty in East Palo Alto. The 2 plans from First American are easy to understand and offer a mix of both system and appliance coverage. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.

The coverage limits from First American are about $1,500. The service fees are $85, which is pretty affordable. First American is known as a provider with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

#5 Cinch Home Services

Editorial Rating 94.3

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services offers the best workmanship guarantee home warranty plan for East Palo Alto residents. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage. Cinch Home Services' plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

The coverage limits from Cinch are around $1,000-$2,000. The service fees range from $75 to $150, which is pretty affordable. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

What does a Home Warranty Cover in East Palo Alto?

A home warranty in East Palo Alto is there to protect against normal wear and tear of systems and appliances in the home. A home warranty helps guard you against unexpected repair expenses. Home warranties will also help cover the cost of replacements in some instances when an appliance or system cannot be repaired.

Some of the most common system coverages included under a home warranty in East Palo Alto are:

  • Electrical system
  • Water heater
  • HVAC (heating and air conditioning)
  • Plumbing system

And the common appliances covered include:

  • Dishwasher
  • Oven / Range / Stove
  • Clothes Washer
  • Cooktop
  • Clothes Dryer
  • Refrigerator
  • Built-in Microwave

Cost of a Home Warranty in East Palo Alto?

The biggest reason to have a home warranty policy is to save money. The policy you buy has to suit your budget so it can accomplish this. With a home warranty plan, the size of your home and the number of covered items will determine the overall cost of the plan. Plans at higher price points will usually have add-on coverages that increase the overall costs.

The service fees that home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you choose. What will also raise the overall cost is the add-on coverage you get. Those who are shopping for a deal can use these numbers to help find the best overall pricing for you.

Is a Home Warranty Worth It in East Palo Alto?

When shopping for a home warranty, there are some pros and cons you should bear in mind. Being sure you read your contract carefully can help you get the most savings from a home warranty and one that suits your needs. Here are some of the benefits that you can see from a home warranty:

  • Workmanship guarantee--Many home warranty companies have a workmanship guarantee. This ensures that the home warranty company will continue to help if the problem isn't fixed the first time.
  • Fast response times--When you don't have a home warranty, you may have to wait longer than you'd like for a technician to come assist you. But you can typically get service within a 24-48 hour period with a home warranty.
  • Quality contractors--It is challenging to find quality repair technicians with fair pricing. With a home warranty plan, you just submit a claim, and the rest is handled for you.

The potential drawbacks of a home warranty are also good to know about. Here are some of them:

  • Exclusions--Read your contract thoroughly to be sure you know what's included and excluded under the home warranty, such as appliances that already have a manufacturer's warranty, damage due to natural disasters, or pre-existing conditions.
  • Choosing a contractor--For some, having the home warranty choose a contractor for you is a benefit, but others may want to choose their own. Some home warranty companies let you do this, so if that's important to you, make sure to go with one of those.
  • Waiting period--Many home warranties require you to wait 30 days before you can file a claim.

Having access to a professional network of contractors is one of the advantages of getting a home warranty. This makes getting repairs smooth and easy, since you won't have to find contractors and call around for quotes.

FAQ's for Home Warranties in East Palo Alto

What's the best home warranty company in East Palo Alto?

Our overall pick for the best home warranty provider in East Palo Alto is Choice Home Warranty. However, the right company for you depends on the kind of coverage you need for your appliances and systems.

How is a home warranty different from homeowners insurance?

Home warranty plans cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.

When should you purchase a home warranty?

Since home warranties typically have a 30-day waiting period before you can use it, you may want to get a home warranty as soon as possible to ensure coverage when you need it, especially if you have an older home or older appliances.

How soon can you use a home warranty after purchasing it?

Typically coverage for a home warranty starts 30 days after the payment receipt. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your policy.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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