5 Best Home Warranty Companies In Discovery Bay, CA
Looking for the best home warranty provider for your home in Discovery Bay? We can help.
Discovery Bay is a nice area in the state of California to be a homeowner. Moving into a new home is only the beginning, though. You still have to maintain it, which can put a dent in your bank account. As a homeowner in Discovery Bay, you will inevitably have issues arising with your home systems and appliances that will need your attention, and these can be pricey.
Compare the Best Home Warranty Companies in Discovery Bay
There are lots of home warranty options for Discovery Bay homeowners. At Review Home Warranties, we took the time to evaluate each of these companies and ranked them based on the policy's features. The service fees, monthly costs, workmanship guarantee, years in the industry, and customer service reviews were all reviewed to figure out the best plans in the Discovery Bay area. Here are the rankings for the best home warranties in Discovery Bay.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Discovery Bay
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Discovery Bay's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is the best option for homeowners who need the best overall in Discovery Bay. Choice has 2 simple plans, making the selection process quick and easy. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
The coverage limits from Choice are around $3,000. The service fees are $85, which is fairly affordable. When you have a home warranty from Choice, you can enjoy high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is a great choice for homeowners who need the most customizable in Discovery Bay. The 3 home warranty plans that AHS has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps for AHS's plans are around the $2,500 mark for most major home systems and appliances, and service fees range from $70 to $125. If you'd like a customizable plan and a low claim denial rate, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty option for Discovery Bay residents. Select has 3 simple plans, making the selection process and policy coverage easily understandable. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are close to the $2,000 mark for many major home systems and appliances, and service fees are $80. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is the best appliance home warranty in Discovery Bay. The 2 plans from First American are easily comprehensible and offer both system and appliance coverage. First American Home Warranty's plans include Basic Plan and Premier Plan.
The coverage caps associated with First American's plans are around the $1,500 mark for many of the major systems and appliances, and service fees are $85. If you're looking for comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., First American is the perfect provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services has the best workmanship guarantee home warranty plan for Discovery Bay homeowners. Cinch has 3 plans for homeowners to choose from, which have a mix of appliance and system coverage. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch's service fees range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered system or appliance. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Discovery Bay?
A home warranty policy in Discovery Bay is put in place to help when your home systems and appliances fail due to normal wear and tear. The aim of a home warranty is to help reduce the expenses of repairing and replacing your systems and appliances like your furnace or plumbing. If you have a pool and spa, this is something to consider as well.
The following are the systems that are often covered under a home warranty:
- HVAC ductwork
- Electrical system
- Ceiling and exhaust fans
- Garbage disposal
- Water heater
- HVAC (heating and air conditioning)
- Plumbing system including stoppages
And the common appliances covered include:
- Cooktop
- Oven / Range / Stove
- Clothes Dryer
- Built-in Microwave
- Refrigerator
- Clothes Washer
- Dishwasher
Cost of a Home Warranty in Discovery Bay?
At Review Home Warranties, we have done thorough research to be able to tell you about the average costs of a home warranty policy in Discovery Bay. The cost will vary depending on your coverage choices, the size of your home, and the service fee that you choose.
Your premium can be from $30-$80 per month, and $60-$150 for the service fee you'll pay each time a repairperson comes to your home for a repair. The exact amount you'll pay is based on the kind of coverage the plan has. What will also influence the overall cost is the add-on coverage you get. Keep these numbers in mind as you shop for the right plan for your needs.
Is a Home Warranty Worth It in Discovery Bay?
When shopping for a home warranty, there are some pros and cons you should keep in mind. Making sure you read your contract with care can help you get the best deal on a home warranty and one that suits your needs. Here are a few of the benefits that you can get from a home warranty:
- Fast response times--The response times from a home warranty provider are generally in a 24 to 48-hour window. This is significantly faster than trying to find a contractor yourself.
- Peace of mind--When something breaks down in your home, you can spend a lot of time worrying about the expense of the repair. A home warranty will give you peace of mind about how much it'll cost.
- Workmanship guarantee--A workmanship guarantee makes sure that in the event that a repair doesn't fix the problem, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for a repair and then never hear from that contractor again.
Home warranty policies can help you save money, but you should also keep the following in mind when planning on getting a home warranty:
- Exclusions--Keep in mind that home warranty contracts usually have exclusions, such as intentional damage or pre-existing conditions.
- Coverage cap--If you need an expensive replacement for one of your appliances or systems, your home warranty policy may only pay for a portion of the cost, since they usually have coverage caps.
- Waiting period--After taking out a home warranty plan, you usually have to wait around 30 days before coverage begins.
A home warranty can also raise the value of your property if you choose to sell because you can transfer it to the new homeowner.
FAQ's for Home Warranties in Discovery Bay
What's the best home warranty company?
The best home warranty company in Discovery Bay is Choice Home Warranty. Choice Home Warranty offers good customer service and an expansive network of professional service technicians in the area.
How is a home warranty different from homeowners insurance?
A home warranty protects against the normal wear of systems and appliances in a home. A homeowners insurance plan protects the entire home in a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or dishwasher, unless the damage is a result of a natural disaster.
How does a home warranty work?
After you buy a home warranty plan and an appliance or system fails, you should submit a claim. The home warranty provider will send a repair technician to your home to assess the situation and repair the issue. Then, you will pay a service fee and the home warranty will cover the remaining cost, as long as it is under the coverage cap.
Is it a good idea to buy a home warranty?
When a system or appliance breaks down, fixing it can leave you with a sudden hit to your bank account. With a home warranty plan, you'd just have to pay a reasonable service fee for the repair, which can save you money and offer you some peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.