5 Best Home Warranty Companies In Desert Hot Springs, CA
If you're trying to find the best home warranty policy for your Desert Hot Springs home, our review guide can help you choose.
Desert Hot Springs is a great area in the state of California to be a homeowner. Moving into a new home is just the beginning, however. You still have to maintain it, which can come with a fair amount of expenses. When an appliance or system breaks down all of a sudden, it can cause you quite a bit of stress. Getting a professional repair technician and having the repair completed without eating into your savings can be a hard task.
Compare the Best Home Warranty Companies in Desert Hot Springs
Desert Hot Springs has access to several home warranty companies. This can be a lot of information for homeowners to digest and it can be very difficult to break down which of these home warranties would be right for your needs. At Review Home Warranties, we compared BBB ratings, customer service reviews, service fees, coverages, and more. These are the rankings for the best home warranty companies in Desert Hot Springs.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Desert Hot Springs
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Desert Hot Springs's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty policy for Desert Hot Springs residents. Choice has 2 simple plans, making the selection process and policy coverage easily understandable. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
The coverage caps from Choice are about $3,000. The service fees are $85, which is fairly reasonable. Choice has established itself as a provider with high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who need the most customizable in Desert Hot Springs, homeowners should consider American Home Shield. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also typically around $2,500 for most systems and appliances. When you buy a plan from AHS, you will get a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who'd like the most cost-effective in Desert Hot Springs, Select Home Warranty is the best choice. The 3 plans from Select are comprehensive and offer a mix of both system and appliance coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options the company has, and it also has add-on options.
Select's service fees are $80, and the coverage limits come out to around $2,000 per covered appliance or system. Select has established itself as a company with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In Desert Hot Springs, First American Home Warranty offers the best appliance home warranty . The 2 plans that First American offers include options for appliance and system coverage. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
Service fees from First American are $85. The coverage caps are also typically around $1,500 for most systems and appliances. With a home warranty from First American, you can benefit from comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In Desert Hot Springs, Cinch Home Services is the best workmanship guarantee home warranty . Cinch has 3 simple plans, making the selection process easy. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also offers add-on coverage.
Service fees from Cinch range from $75 to $150. The coverage caps are also generally around $1,000-$2,000. Cinch has established itself as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Desert Hot Springs?
A home warranty covers your systems and appliances and the normal wear that they can experience. A home warranty in Desert Hot Springs can cover anything from a microwave to a heating system and everything in between. Some home warranties will even cover your home's roof should there be a leak.
The home systems usually covered under a home warranty are
- Plumbing system
- Water heater
- Electrical system
- HVAC (heating and air conditioning)
And the common appliances covered include:
- Built-in Microwave
- Clothes Washer
- Cooktop
- Dishwasher
- Refrigerator
- Oven / Range / Stove
- Clothes Dryer
Cost of a Home Warranty in Desert Hot Springs?
How much a home warranty plan costs is something that you need to take into consideration when purchasing a plan. Our team has done some thorough research to ensure that you have an excellent understanding of what a home warranty in Desert Hot Springs will cost. With a home warranty policy, the size of your home and the number of covered items will affect the overall cost of the plan. Higher-priced plans will usually have add-on coverages that increase the overall costs.
On average, premiums range from $30 to $80 per month and service fees from $60 to $150. The exact amount varies based on which plan you get and how much coverage it has. Something else that brings the cost up is add-on coverage. Those who are shopping for a deal can use this information to help find the best overall pricing.
Is a Home Warranty Worth It in Desert Hot Springs?
A home warranty in Desert Hot Springs can bring about quite a few benefits for homeowners. When an expensive plumbing repair could have cost $1500 to fix, your home warranty will likely only have you paying the service fee. However, there are also some potential downsides you should keep in mind when searching for a home warranty. Let's take a look at some benefits of having this home warranty in place first:
- Workmanship guarantee--If you keep having problems with your appliance or system after a contractor tried to repair it, the workmanship guarantee makes sure that you will continue getting service if the problem occurs again within the guarantee period.
- Fast response times--Without a home warranty, you may have to wait a long time for a contractor to come do the repair. But you can typically get service within a 24-48 hour period with a home warranty.
- Peace of mind--As a homeowner, you may be worried about your fridge or stovetop needing repairs at any given time. Your home warranty can give you peace of mind that even if something breaks, you won't have to deal with it yourself.
- Quality contractors--There are many difficulties that come with an appliance or system needing repairs, and one of them is getting a contractor. Your home warranty can take care of this for you, which takes a load off.
The potential disadvantages of a home warranty are also something you should know about. Here are a few of them:
- Waiting period--After taking out a home warranty policy, you typically need to wait around 30 days before coverage kicks in.
- Coverage limit--Be sure to note the coverage limits in the home warranty contract. This will dictate the maximum amount the home warranty will cover for a repair or replacement.
If you're new to the area and don't know any local contractors, getting a home warranty could be useful since it will find and send contractors to you.
FAQ's for Home Warranties in Desert Hot Springs
Which home warranty should I choose?
Our overall pick for the best home warranty company in Desert Hot Springs is Choice Home Warranty. However, the perfect company for you depends on the kind of coverage you need for the appliances and systems in your home.
When should I purchase a home warranty?
Since home warranties typically have a 30-day waiting period before you can request service, you may want to purchase a home warranty as soon as possible to ensure coverage when you need it, particularly if your home or appliances are on the older side.
How does a home warranty work?
After you purchase a home warranty plan and an appliance or system fails, you need to file a claim. The home warranty company will send a repair technician to your home to evaluate the situation and fix the problem. Then, you pay a service fee and the home warranty covers the remaining cost, as long as it is below the coverage cap.
Is a home warranty a good investment?
Many homeowners feel like a home warranty is a good investment since it helps protect against unforeseen large expenses. When you need to repair an appliance or system in your home, all you have to do is pay the service fee, which can provide you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.