5 Best Home Warranty Companies In Covina, CA
If you're looking for the best home warranty policy for your Covina home, our guide can help you pick.
Being a homeowner in Covina can be a rewarding experience, but it also has its challenges. When it's sweltering in the summer and you're using your A.C. continuously, taking care of it breaking down is a nuisance.
Compare the Best Home Warranty Companies in Covina
There are more than sixty home warranty companies in the Covina area. At Review Home Warranties, we evaluated each of these companies and ranked them based on the policy's features. The service fees, years in the industry, monthly costs, customer service reviews, and workmanship guarantee were all reviewed to figure out the best home warranties in the Covina area. Here is how each one ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Covina
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Covina's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty option for Covina residents. Choice has 2 simple plans, making the selection process easy. The Basic Plan and Total Plan are the names of the company's plans, and it also has add-on options.
The coverage caps from Choice are around $3,000. The service fees are $85, which is fairly affordable. When you buy a policy from Choice, you can look forward to high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty option for Covina residents. AHS has 3 plans for you to choose from, which contain a mix of appliance and system coverage. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps associated with AHS's plans are around the $2,500 mark for many of the major home systems and appliances, and service fees range from $70 to $125. With a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is the most cost-effective home warranty in Covina. Select has 3 simple plans, making the selection process easy. The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select's service fees are $80, and the coverage caps come out to around $2,000 per appliance or system. Additionally, Select offers an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is a good option for homeowners who need the best appliance in Covina. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on coverage.
The coverage limits from First American are about $1,500. The service fees are $85, which is pretty affordable. If you'd like comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In Covina, Cinch Home Services offers the best workmanship guarantee home warranty option. The 3 home warranty plans that Cinch has include options for appliance and system coverage. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Service fees from Cinch range from $75 to $150. The coverage caps are also around $1,000-$2,000 for most systems and appliances. Additionally, Cinch has a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Covina?
A home warranty covers home systems and appliances and the normal wear they can experience. The aim of a home warranty is to help you with expenses of repairing and replacing your systems and appliances like your microwave or HVAC. If your home has a pool and spa, this is something to consider getting add-on coverage for as well.
Some of the most common system coverages included under a home warranty in Covina include:
- Plumbing system
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
Common appliances covered under Covina home warranties include:
- Refrigerator
- Oven / Range / Stove
- Clothes Washer
- Built-in Microwave
- Dishwasher
- Cooktop
- Clothes Dryer
Cost of a Home Warranty in Covina?
The cost of a home warranty plan is something that you need to think about when picking a plan. We at Review Home Warranties have done some in-depth research to ensure that you have a good grasp of what a home warranty in Covina will cost. The cost of a home warranty for Covina homeowners depends on the size or type of the home, as well as the coverage you choose.
Premiums range from $30 to $80 per month and service fees can be between $60 and $150 per contractor visit. How much it'll cost for sure is based on the plan's coverage. What will also affect the overall cost is the add-on coverage you choose. Keep these costs in mind as you look for the perfect plan for your needs.
Is a Home Warranty Worth It in Covina?
Having a home warranty can help to ensure that your bank account and your home is properly protected if an issue should come up. Homeownership is a complicated thing, so having all of the information you need before getting a home warranty plan is quite important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's look at the benefits associated with a home warranty first:
- Peace of mind--If you are constantly worried about the next problem that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
- Workmanship guarantee--If you keep experiencing issues with your appliance or system after a contractor repaired it, the workmanship guarantee ensures that you will keep getting service if the issue occurs again within the guarantee period.
- Quality contractors--There are many difficulties that come hand in hand with an appliance or system failing, and one of them is getting a contractor. Your home warranty can handle this for you, which takes a load off.
There are also a few cons of home warranties, like:
- Choice of contractor--If you prefer a certain contractor does your repairs, then you may need to avoid certain companies since they choose for you.
- Waiting period--Home warranty coverage usually only begins 30 days after taking out the policy.
If you're new to the area and aren't sure which contractors are the good ones, getting a home warranty could be useful since it will find and send contractors to you.
FAQ's for Home Warranties in Covina
What's the best home warranty company in Covina?
The best home warranty company in Covina is Choice Home Warranty. Choice Home Warranty provides good customer service and a large network of experienced contractors in the area.
How is a home warranty different from homeowners insurance?
Home warranties cover issues related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different kind of plan that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
What types of things does a home warranty typically cover?
Your home systems and appliances are covered under a home warranty policy in Covina. The plan you purchase will affect which systems and appliances are covered, but everything from your oven to your washer can be covered under a home warranty.
Can I transfer my home warranty to someone else?
A home warranty can be transferred to another party, so if you plan on selling your home, the homebuyer can use the policy as well.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.