5 Best Home Warranty Companies In Coachella, CA
Our guide on the best home warranty plans in Coachella can help you select the perfect one for your home.
In Coachella, buying a home can be a rewarding, yet challenging experience. The cost of living for many is going up, and even a rudimentary appliance or system repair could break a homeowner's budget.
Compare the Best Home Warranty Companies in Coachella
There are plenty of plans that we had to sort through to make our guide of the top home warranty policies in Coachella. We took into consideration everything from coverage choices to pricing to time on the market to come up with the best home warranties in Coachella. Here's how the top providers in Coachella rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Coachella
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Coachella's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty plan for Coachella homeowners. The 2 plans from Choice are comprehensive and offer a mix of both system and appliance coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on coverage.
The coverage caps for Choice's plans are close to the $3,000 mark for many major home systems and appliances, and service fees are $85. When you have a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Coachella, American Home Shield is the most customizable home warranty plan. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also offers add-ons.
AHS's service fees range from $70 to $125, and the coverage limits come out to about $2,500 for each appliance or system. When you purchase a home warranty from AHS, you will get a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty in Coachella. The 3 plans from Select are comprehensive and offer both system and appliance coverage. Select Home Warranty's plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are around the $2,000 mark for many of the major appliances and systems, and service fees are $80. If you're looking for an affordable service fee and free roof coverage, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In Coachella, First American Home Warranty offers the best appliance home warranty . First American has 2 plans for you to decide between, which contain a combination of appliance and system coverage. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
The coverage caps associated with First American's plans are close to the $1,500 mark for many major home systems and appliances, and service fees are $85. Additionally, First American offers comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Coachella. Cinch offers 3 plans for you to choose from, which contain a combination of system and appliance coverage. Cinch Home Services' plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically around $1,000-$2,000. Additionally, Cinch has a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Coachella?
A home warranty will assist you with systems and appliances in your home that get damaged due to normal wear. The Coachella home warranty can cover anything from a refrigerator to a plumbing system and everything in between. Some home warranties will even cover your home's roof if it leaks.
The following are the systems that are commonly covered under a home warranty:
- Garbage disposal
- HVAC ductwork
- Plumbing system including stoppages
- HVAC (heating and air conditioning)
- Electrical system
- Water heater
- Ceiling and exhaust fans
As for appliances, the common ones covered are
- Clothes Washer
- Refrigerator
- Dishwasher
- Oven / Range / Stove
- Clothes Dryer
- Built-in Microwave
Cost of a Home Warranty in Coachella?
The main reason to have a home warranty is to save you money. The policy you get must stick to your budget so it can benefit you financially. With a home warranty, the size of your home and the coverage will affect the overall pricing of the plan. Higher-priced plans will generally have add-on coverages that raise the overall costs.
The service fees that home warranty companies have range from $60-$150 and monthly premiums $30-$80, depending on the coverage you select. Another factor that influences the cost is add-on coverage. Homeowners who are looking for a deal can use these average costs to help find the best overall pricing for you.
Is a Home Warranty Worth It in Coachella?
When searching for a home warranty, there are some pros and cons to keep in mind. Being sure you read your contract with care can help you get the best deal on a home warranty and one that suits your needs. Here are a few of the benefits that you can see from a home warranty:
- Peace of mind--When something needs fixing in your home, you can spend a lot of time worrying about the expense of the repair. A home warranty will give you peace of mind about how much you'll spend.
- Workmanship guarantee--After receiving a repair, if the issue returns within the guarantee period, the home warranty will step in once again to help. The guarantee period is usually between 30 and 90 days.
- Quality contractors--There are many difficulties that come hand in hand with an appliance or system breaking down, and one of them is locking in a contractor. Your home warranty can deal with this for you, which takes that off your plate.
There are also some conditions to keep in mind about home warranties that could be a downside for homeowners, such as:
- Coverage limit--Pay attention to the coverage limits in the home warranty contract. This will dictate the maximum amount the home warranty will cover for a repair or replacement.
- Exclusions--Keep in mind that home warranty contracts typically have exclusions, such as intentional damage or pre-existing conditions.
- Contractor choice--If you prefer a certain contractor comes to your home for repairs, then you may have to avoid certain companies since they choose for you.
A home warranty can be beneficial for new homeowners, as well as those who are not handy.
FAQ's for Home Warranties in Coachella
What's the best home warranty company?
The best home warranty provider in Coachella is Choice Home Warranty. Choice Home Warranty has good customer service and a large network of experienced repair technicians in the area.
How is a home warranty different from homeowners insurance?
Home warranties cover issues with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects the entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system damage.
Should I buy a home warranty now?
Since home warranties typically have a 30-day waiting period before you can file a claim, you may want to get a home warranty as soon as possible to ensure coverage when you need it, especially if you have an older home or older appliances.
Are home warranties worth it?
When a system or appliance breaks down, fixing it can leave you with a sudden hit to your bank account. With a home warranty in place, you'd just have to pay a predetermined service fee for the repair, which can save you money and offer you some peace of mind.
Should I get a home warranty?
A home warranty plan can help real estate agents, investors, homeowners, home buyers, and home sellers. It can provide peace of mind to anyone involved in homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.