6 Best Home Warranty Companies In Clearlake, CA

Are you looking for the best home warranty provider for your home in Clearlake? We can help.

Having a home in Clearlake can come with a lot of unexpected expenses. The cost of living for many is getting more expensive, and even a basic appliance or system repair could break a homeowner's budget.

Compare the Best Home Warranty Companies in Clearlake

Clearlake has plenty of home warranty companies to pick from. This can be a lot of information for homeowners to take in and it can be a challenge to figure out which of these home warranty plans would best suit your needs. At Review Home Warranties, we compared coverages, BBB ratings, customer service reviews, service fees, and more. These are the rankings for the best home warranty providers in the Clearlake area.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Clearlake

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

Clearlake's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

For homeowners who need the best overall in Clearlake, Choice Home Warranty is a good choice. The 2 plans that Choice has include options for appliance and system coverage. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.

Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to check with the company. Service fees are $85. Choice has established itself as a provider with high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

In Clearlake, American Home Shield offers the most customizable home warranty . The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. American Home Shield's plans include ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage caps associated with AHS's plans are around the $2,500 mark for many major home systems and appliances, and service fees range from $70 to $125. When you have a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

In Clearlake, Select Home Warranty is the most cost-effective home warranty option. The 3 home warranty plans that Select has include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.

The coverage caps for Select's plans are close to the $2,000 mark for most major systems and appliances, and service fees are $80. With a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services offers the best workmanship guarantee home warranty plan for Clearlake residents. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to check with the company. Service fees range from $75 to $150. If you're looking for a 180-day workmanship guarantee and a wide range of coverage options, this is the plan for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

In Clearlake, The Home Service Club offers the best quick service home warranty policy. HSC has 2 plans for you to choose from, which contain a mix of appliance and system coverage. Homeowners can choose between The Home Service Club's Standard Coverage Plan and Comprehensive Coverage Plan and also add-ons.

Service fees from HSC are $60, $75, or $95, depending on the plan you choose. The coverage caps are also generally about $2,000 for most appliances and systems. Plus, HSC has quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

In Clearlake, First American Home Warranty is the best appliance home warranty . The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on options.

Service fees from First American are $85. The coverage caps are also generally around $1,500 for most systems and appliances. When you have a home warranty from First American, you can benefit from comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Clearlake?

A home warranty will help you with systems and appliances in your home that get damaged due to normal wear. A home warranty helps protect you against unexpected repair expenses. Home warranties will also help cover the cost of replacements in some instances when an appliance or system cannot be repaired.

There are many home systems that are commonly covered under a home warranty, including:

  • Electrical system
  • HVAC (heating and air conditioning)
  • Plumbing system
  • Water heater

And the common appliances covered include:

  • Dishwasher
  • Oven / Range / Stove
  • Clothes Dryer
  • Cooktop
  • Built-in Microwave
  • Clothes Washer
  • Refrigerator

Cost of a Home Warranty in Clearlake?

At Review Home Warranties, we have done in-depth research to figure out the average costs of a home warranty plan in Clearlake. The cost will vary depending on your coverage choices, the size of your home, and the service fee that you choose.

In general, service fees can range from $60 to $150 and monthly premiums from $30 to $80, depending on how much coverage you choose. Also, if you select any add-on coverage, that will increase the cost. When searching for a home warranty, keeping these averages in mind can help you select the correct plan for your budget.

Is a Home Warranty Worth It in Clearlake?

When searching for a home warranty, there are some pros and cons to bear in mind. Making sure you read your contract with care can help you get the most savings from a home warranty and one that fits your needs. Here are a few of the benefits that you can see from a home warranty:

  • Peace of mind--When an appliance or system needs fixing in your home, you can spend a lot of time thinking about the expense of the repair. A home warranty will give you peace of mind about how much it'll cost.
  • Fast response times--It can be challenging to get a technician you found on your own to commit to a schedule or a speedy response. A home warranty provider usually guarantees service within a specific period of time, letting homeowners get the repair done quickly and move on.
  • Workmanship guarantee--A workmanship guarantee makes sure that in the event that a repair doesn't fix the problem, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for a repair and then never see that contractor again.

There are also some terms to consider about home warranties that could be a downside for homeowners, particularly:

  • Waiting period--Coverage for a home warranty usually only starts 30 days after buying the policy.
  • Exclusions--Home warranty policies often come with exclusions and things they won't cover, such as pre-existing conditions or damage due to lack of proper maintenance.
  • Coverage cap--The coverage limit dictates how much your home warranty plan will cover for a repair or replacement. If you need service that is more than this amount, you will have to cover the rest out of pocket.

If you're new to Clearlake and aren't sure which contractors are the good ones, buying a home warranty could be useful since it will find and send contractors to you.

FAQ's for Home Warranties in Clearlake

Which home warranty should I choose?

The best home warranty company in Clearlake is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of experienced repair technicians in the area.

What's a home warranty?

A home warranty is a type of service contract that provides homeowners coverage for their household systems and appliances, like washing machines, refrigerators, dryers, garbage disposals, dishwashers, electrical systems, water heaters, plumbing, sump pumps, heating and cooling systems, among others.

When should I buy a home warranty?

Because home warranties usually have a 30-day waiting period before you can request service, you may want to get a home warranty as soon as possible to ensure coverage when you need it, especially if your home or appliances are on the older side.

Are home warranties worth it?

Many homeowners find a home warranty is a good investment because it can help protect against unexpected large expenses. When you have to fix an appliance or system in your home, you'd just have to pay the service fee, which can offer you some financial peace of mind.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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