5 Best Home Warranty Companies In Cathedral City, CA
If you're looking for the best home warranty policy for your Cathedral City home, our review guide can help you pick.
Cathedral City is a wonderful area in the state of California to be a homeowner. Buying a new home is just the beginning, however. You still have to maintain it, which can put a dent in your bank account. When it's hot in the summer and you're using your A.C. a lot, taking care of it when it stops working is a nuisance.
Compare the Best Home Warranty Companies in Cathedral City
There are over sixty home warranty providers in the Cathedral City area. At Review Home Warranties, we took a look at all of these providers and compared factors like coverage options, time on the market, BBB ratings, monthly costs, and more to help you decide. Here is how the top providers in the Cathedral City area rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Cathedral City
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Cathedral City's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
In Cathedral City, Choice Home Warranty offers the best overall home warranty policy. The 2 plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options. Choice Home Warranty's plans include Basic Plan and Total Plan.
Service fees from Choice are $85. The coverage caps are also typically about $3,000 for most appliances and systems. When you have a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Cathedral City, American Home Shield is the most customizable home warranty plan. The 3 home warranty plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options. American Home Shield's plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also generally about $2,500. With a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is the best choice for homeowners who'd like the most cost-effective in Cathedral City. Select has 3 plans for you to decide between, which contain a combination of appliance and system coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps associated with Select's plans are around the $2,000 mark for most major systems and appliances, and service fees are $80. Select has established itself as a company with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is the best appliance home warranty in Cathedral City. The 2 plans that First American offers include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
The coverage caps associated with First American's plans are around the $1,500 mark for most of the major home systems and appliances, and service fees are $85. Additionally, First American offers comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Cathedral City. Cinch has 3 plans for homeowners to decide between, which contain a combination of appliance and system coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the names of the company's plans, and it also has add-ons.
Cinch's service fees range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 for each covered appliance or system. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Cathedral City?
A home warranty will assist you with systems and appliances in your home that experience damage because of normal wear and tear. When you experience an issue with a home system or appliance that has to be repaired or replaced because of normal wear and tear, your home warranty will assist you in paying for it. Each individual covered appliance or system in your plan will have its own specifics about the limits of the coverage.
There are several home systems that are commonly covered under a home warranty, such as:
- Water heater
- Electrical system
- Plumbing system
- HVAC (heating and air conditioning)
Common appliances include:
- Clothes Washer
- Refrigerator
- Dishwasher
- Clothes Dryer
- Built-in Microwave
- Oven / Range / Stove
Cost of a Home Warranty in Cathedral City?
The cost of a home warranty plan is something that you need to think about when deciding on a plan. The Review Home Warranties team has done some thorough research to ensure that you have a good understanding of what a home warranty in Cathedral City will cost. The size of your home, as well as the coverage, service fee, and add-on coverage you want all determine the price.
In general, service fees range from $60 to $150 and monthly cost from $30 to $80, depending on how much coverage you choose. Add-ons will also raise how much it costs overall. Keep these costs in mind as you research the perfect plan for your needs.
Is a Home Warranty Worth It in Cathedral City?
When searching for a home warranty, there are some pros and cons to bear in mind. Making sure you read the contract with care can help you get the most savings from a home warranty and one that suits your needs. Here are a few of the benefits that you can see from a home warranty:
- Quality contractors--Home warranty providers have access to experienced contractors. These contractors need to undergo testing and screening to ensure they can do a professional repair in your home.
- Fast response times--Without a home warranty, you may have to wait a long time for a technician to come fix the issue. But you can often get service within a 24-48 hour period with a home warranty.
- Workmanship guarantee--If you're still having problems with your appliance or system after it's been repaired, the workmanship guarantee makes sure that you will keep getting service if the problem occurs again within the guarantee period.
There are also some conditions to keep in mind about home warranties that could be a drawback for homeowners, particularly:
- Exclusions--When you purchase a home warranty, it will typically have some exclusions in the contract. For instance, if one of your appliances is already covered under a manufacturer's warranty, it may be excluded from the home warranty.
- Choice of contractor--If you want to choose which contractor comes to your home, you may need to go with a home warranty provider that specifically allows that.
- Waiting period--After taking out a home warranty plan, you usually have to wait about 30 days before coverage begins.
If you're new to the area and aren't sure which contractors are the good ones, purchasing a home warranty could be useful since it will find and send contractors to you.
FAQ's for Home Warranties in Cathedral City
Which home warranty is the best?
Our overall pick for the top home warranty in Cathedral City is Choice Home Warranty. However, the best company for you depends on what coverage you need for your appliances and home systems.
What's the purpose of a home warranty?
A home warranty is a service contract designed to give homeowners coverage for their home systems and appliances, such as dryers, dishwashers, refrigerators, washing machines, garbage disposals, water heaters, sump pumps, heating and cooling systems, plumbing, electrical systems, among others.
How is a home warranty different from homeowners insurance?
A home warranty covers the normal wear of home systems and appliances. A homeowners insurance plan protects a home in a situation like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim should you need a new dryer or air conditioner, unless the damage is due to a natural disaster.
Should I get a home warranty plan?
A home warranty plan can help homeowners, home sellers, home buyers, investors, and real estate agents. It can offer peace of mind to anyone that is involved with homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.