5 Best Home Warranty Companies In Benicia, CA
Are you looking for the right home warranty plan in Benicia? Our guide can help.
In Benicia, owning a home can be a rewarding, yet difficult endeavor. When it's sweltering in the summer and you're running your A.C. continuously, taking care of it failing is an inconvenience.
Compare the Best Home Warranty Companies in Benicia
Benicia has many home warranty companies. This can be a lot of information for homeowners to take in and it can be quite the task to figure out which of these home warranty plans would best suit your needs. At Review Home Warranties, we compared coverages, service fees, customer service reviews, BBB ratings, and more. Here is how the top providers in the Benicia area rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Benicia
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Benicia's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty in Benicia. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to about $3,000 for each covered system or appliance. Choice has established itself as a provider with high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is a good choice for homeowners who want the most customizable in Benicia. The 3 policies that AHS offers include options for appliance and system coverage. American Home Shield's plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps from AHS are around $2,500. The service fees range from $70 to $125, which is pretty reasonable. AHS has established itself as a provider with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who'd like the most cost-effective in Benicia, Select Home Warranty is a good option. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the names of the company's plans, and it also has add-ons.
The coverage caps for Select's plans are around the $2,000 mark for many major appliances and systems, and service fees are $80. If you'd like an affordable service fee and free roof coverage, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
For homeowners who'd like the best appliance in Benicia, homeowners should consider First American Home Warranty. The 2 plans from First American are easy to understand and offer both system and appliance coverage. First American Home Warranty's plans include Basic Plan and Premier Plan.
Service fees from First American are $85. The coverage caps are also around $1,500 for most systems and appliances. When you purchase a policy from First American, you can look forward to comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who want the best workmanship guarantee in Benicia, homeowners should consider Cinch Home Services. The 3 home warranty plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps for Cinch's plans are around the $1,000-$2,000 mark for most major appliances and systems, and service fees range from $75 to $150. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Benicia?
A home warranty will help you with systems and appliances that experience damage due to normal wear and tear. The aim of a home warranty is to help decrease the expenses related to repairing and replacing your systems and appliances like your microwave or HVAC. If you have a pool and spa, this is something to consider getting add-on coverage for as well.
The following are the systems that are often covered under a home warranty:
- Electrical system
- Water heater
- Plumbing system including stoppages
- Garbage disposal
- Ceiling and exhaust fans
- HVAC ductwork
- HVAC (heating and air conditioning)
And the common appliances covered include:
- Built-in Microwave
- Oven / Range / Stove
- Clothes Dryer
- Clothes Washer
- Cooktop
- Dishwasher
- Refrigerator
Cost of a Home Warranty in Benicia?
At Review Home Warranties, we have done in-depth research to determine the average costs of a home warranty in Benicia. With a home warranty plan, the size of your home and how many items are covered will determine the overall cost of the plan. Higher-priced plans will generally have add-on coverages that increase the overall costs.
On average, home warranty premiums range from $30 to $80 a month and $60 to $150 for service fees. The exact cost is based on the plan you want and how much coverage it has. Also, if you want any add-on coverage, that will increase the cost. When searching for a home warranty, keeping these figures in mind can help you pick the correct plan for your budget.
Is a Home Warranty Worth It in Benicia?
A home warranty in Benicia can give you quite a few benefits for homeowners. When an expensive repair could have cost $1500 to fix, your home warranty will usually only have you paying the service fee. However, there are also some potential drawbacks you should keep in mind when looking for a home warranty. Let's go over some benefits of having a home warranty first:
- Peace of mind--If you are always concerned about the next repair that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
- Quality contractors--There are many difficulties that come with an appliance or system needing repairs, and one of them is locking in a contractor. Your home warranty can handle this for you, which takes a load off.
- Workmanship guarantee--A workmanship guarantee makes sure that in case a repair does not work, the home warranty company will continue to work with you to find a solution. Without a home warranty plan, you may pay for a repair and then never hear from that contractor again.
Home warranty plans can help protect you from unexpected expenses, but you must also take the following into consideration when planning on getting a home warranty:
- Contractor choice--If you prefer a certain contractor comes to your home for repairs, then you may need to avoid certain companies since they choose for you.
- Waiting period--You often will have to wait around 30 days before you can file a claim with your home warranty.
The average cost of an AC repair is around $370, so a home warranty can save you from having to pay all of that money upfront when a problem comes up.
FAQ's for Home Warranties in Benicia
What's the best home warranty company in Benicia?
The top home warranty company in Benicia is Choice Home Warranty. Choice Home Warranty has good customer service and a large network of professional technicians in the area.
What's the purpose of a home warranty?
A home warranty is a type of service contract designed to give homeowners coverage for their home systems and appliances, including dishwashers, garbage disposals, dryers, washing machines, refrigerators, plumbing, electrical systems, heating and cooling systems, sump pumps, water heaters, among others.
What is usually covered under a home warranty?
Your home systems and appliances are covered under a home warranty policy in Benicia. The coverage you choose will determine which systems and appliances are covered, but everything from your oven to your pool can be covered under a home warranty.
Do you really need a home warranty?
Many homeowners think a home warranty is worth it since it can help protect against unexpected large expenses. When you need to fix an appliance or system in your home, you'd just have to pay the service fee, which can provide you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.