5 Best Home Warranty Companies In Bay Point, CA
Looking for the right home warranty coverage plan in Bay Point? We can help.
Bay Point is a great area in the state of California to own a home. Buying a new home is just the beginning, however. You still have to maintain it, which can come with a fair amount of expenses. As a homeowner in Bay Point, you will inevitably experience problems with your home systems and appliances that you'll have to deal with, and these can be expensive.
Compare the Best Home Warranty Companies in Bay Point
There are a sizable number of home warranties that need to be examined for us to be able to compile our guide of the top home warranty policies in Bay Point. This is a lot of information for homeowners to take in and it can be a challenge to figure out which of these home warranty plans would be right for you. At Review Home Warranties, we compared BBB ratings, coverages, customer service reviews, service fees, and more. Here's how each provider ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Bay Point
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Bay Point's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is the best option for homeowners who want the best overall in Bay Point. The 2 policies that Choice offers include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-ons.
Service fees from Choice are $85. The coverage caps are also typically about $3,000 for most appliances and systems. When you purchase a home warranty from Choice, you can look forward to high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who want the most customizable in Bay Point, American Home Shield is the best option. The 3 plans from AHS are comprehensive and offer both system and appliance coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also about $2,500 at the maximum. When you purchase a plan from AHS, you will get a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who want the most cost-effective in Bay Point, Select Home Warranty is a good option. Select has 3 plans for you to choose from, which have a mix of system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on options.
The coverage caps from Select are about $2,000. The service fees are $80, which is pretty reasonable. With a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty offers the best appliance home warranty in Bay Point. The 2 policies that First American has include options for appliance and system coverage. First American Home Warranty's plans are Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to verify with the provider. Service fees are $85. First American has established itself as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who need the best workmanship guarantee in Bay Point, Cinch Home Services is the best choice. The 3 home warranty plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to verify with the company. Service fees range from $75 to $150. If you want a 180-day workmanship guarantee and a wide range of coverage options, this is the home warranty for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Bay Point?
A home warranty will cover your systems and appliances and the typical wear they can experience. A home warranty in Bay Point can cover anything from a dishwasher to a heating system and everything in between. Some home warranties will even cover your pool and spa.
The following are the systems that are usually covered under a home warranty:
- Ceiling and exhaust fans
- Garbage disposal
- Water heater
- HVAC (heating and air conditioning)
- HVAC ductwork
- Electrical system
- Plumbing system including stoppages
The appliances commonly covered are ones such as:
- Clothes Washer
- Dishwasher
- Oven / Range / Stove
- Built-in Microwave
- Cooktop
- Clothes Dryer
- Refrigerator
Cost of a Home Warranty in Bay Point?
Bay Point homeowners that care about saving money should have a general idea of what home warranty policies cost on average. With a home warranty, the size of your home and the number of covered items will impact the overall pricing of the plan. Higher-priced plans will usually have add-on coverages that increase the overall costs.
In general, service fees can range from $60 to $150 and monthly cost from $30 to $80, depending on the type of coverage you choose. Another thing that brings the cost up is add-on coverage. Keep these numbers in mind as you look for the perfect plan for your needs.
Is a Home Warranty Worth It in Bay Point?
A home warranty in Bay Point can give you quite a few benefits for homeowners. When an expensive plumbing repair could have cost a thousand or more to fix, your home warranty will often only require you to pay the service fee. But on the other hand, there are also some potential downsides you should take into consideration when searching for a home warranty. Let's give an overview of some benefits of having this home warranty first:
- Quality contractors--Home warranty companies only work with experienced contractors. The contractors need to undergo certain training and qualifications to have a relationship with the home warranty provider. This can help make sure that your appliances and systems are properly cared for.
- Fast response times--It can be a challenge to get a technician you found yourself to promise you a quick response. Your home warranty company typically guarantees service within a specific period, letting homeowners get things done quickly and move on.
- Workmanship guarantee--After getting a repair, if the problem returns within the guarantee period, the home warranty will help you with it again. The guarantee period is typically between 30 and 90 days.
- Peace of mind--Having a home warranty means that you can have peace of mind about the expenses of repairs. With a home warranty, you know that the fix is just going to be a service fee, which can help bring down your worries as a homeowner.
There are also some cons of home warranties, like:
- Exclusions--Bear in mind that home warranty contracts usually come with exclusions, such as pre-existing conditions or intentional damage.
- Waiting period--Many home warranties make you wait 30 days before you can file a claim.
- Contractor choice--If you prefer a certain contractor comes to your home for repairs, then you may have to avoid certain companies since they choose for you.
A home warranty can be a practical option for new homeowners, as well as those who are not handy.
FAQ's for Home Warranties in Bay Point
What's the best home warranty company?
The best home warranty company in Bay Point is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of professional repair technicians in the area.
What's the difference between a home warranty and homeowners insurance?
A home warranty covers the normal wear of home systems and appliances. A homeowners insurance plan protects your home in case of something like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new refrigerator or oven, unless the damage is due to a natural disaster.
What kinds of things does a home warranty commonly cover?
A home warranty will cover the repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional damage or something that happened as a result of a pre-existing condition.
Can I transfer my home warranty to someone else?
You can transfer your home warranty to someone else, including a homebuyer or a real estate agent.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.