Are you looking for the best home warranty in Columbus, Ohio? If you are, you have come to the right place. In this guide, you’ll learn:
- What do you need to consider when shopping for home protection in Columbus?
- Do you need a home warranty plan for your Columbus, OH, home?
- What plans are available in your area?
- And more!
After reviewing coverage options, prices, terms and conditions, and offers from nearly 70 home warranty companies throughout the United States, we developed this guide to help you protect your home in Columbus. Continue reading to learn more about coverage options in your area.
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Limited Time: $150 Off + 2 Free Months + roof coverage
Top Home Warranty Companies for Columbus Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpServicePlus Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Top 3 Home Warranty Companies Columbus (2021)
|Company Name||Choice Home Warranty||American Home Shield||Select Home Warranty|
|Number of Plan Options||2 Plans||3 Plans||2 Plans|
|Monthly Plan Cost||$45 – $55||$35 – $65||$36 – $45|
|Reviews||Read Choice Home Warranty Reviews||Read American Home Shield Reviews|
Choice Home Warranty (Best Home Warranty Columbus)
Choice Home Warranty is the best overall choice for a home warranty in Columbus. Whether you are moving to the Columbus area or you have been there for many years, the Choice Home Warranty service providers will have a plan that will work for your needs.
With Choice Home Warranty, things are kept quite simple. There are two basic plans to choose from, a basic plan and more comprehensive coverage. When working with Choice, you will know exactly how much a deductible or service call fee will cost. The contract with Choice is a very straightforward and easy-to-understand option.
In addition to being one of the most reliable home warranty providers, Choice also offers plans at a very fair price. If you are new to the home warranty industry in Columbus, this is a perfect option to consider.
- Simple and straightforward plans
- Only a few exclusions in the Total Plan
- Will allow sign up even with older kitchen appliances
- There is no option for a custom plan where you choose the appliances covered
- You cannot choose your own technician to do the work
American Home Shield (Editors Choice)
American Home Shield is the premium Columbus home warranty company. With American Home Shield, you can guarantee that your home is completely covered. From the HVAC to the Sump Pump to the swimming pool, American Home Shield will allow you to build coverage perfectly suited to your home.
The American Home Shield plan is the most customizable home warranty on the market. You will be able to build out a plan that works for your needs. In addition, you can customize the price that you will pay for service requests by adjusting your monthly payment. No other Columbus home warranty offers this type of customization of the plan.
If you have a swimming pool or spa, American Home Shield offers add-on coverage for these things. There are truly no limits to the way that American Home Shield can help you protect your home.
- Known for quality workmanship and customer service
- AHS gives customers the ability to customize both plan and payment options
- Pays out a large number of claims each year, more than most companies
- The pricing is high for the more customized plan
- BBB rating is only a B, some issues with customers service in the past
- Some optional coverages for appliances will significantly increase the price of the plan
Select Home Warranty (Most Affordable)
Select Home Warranty is the most affordable Columbus home warranty. With Select Home Warranty, you will get two plan options that are a little more limited than some other companies offer. This helps keep the price down and can be a perfect choice for a new homeowner in the Columbus area.
If you choose the Select Home Warranty Total Care plan, you will get free roof leak coverage. This is not an option from many other home warranty providers and is a nice bonus. Many people worry about the price of a home warranty and whether or not it will be worth it. Select Home Warranty helps to make the decision to purchase a home warranty that much easier.
- Of of the most affordable plans on the market
- Plan choices are simple and straightforward, two to choose from
- Free roof coverage with the Total plan
- $75 Cancellation Fee
- Must file a claim quickly, or it could be denied
- Lower policy limits, not the best choice for high-end appliances and systems
What's In This Guide?
Who Needs A Home Warranty in Columbus, OH?
Properly maintaining your property is beneficial to you, your neighbors, future homeowners, and even renters. Home prices are higher in areas where the owners care for their homes.
Here are a few situations when you need a home warranty plan in Columbus.
Homeowners & Homebuyers
When you purchase a home, you have so much responsibility. You have to pay taxes, a mortgage payment, utility bills, yard maintenance, and more.
You are also responsible for significant repairs and systems replacements. So, many homeowners opt for a home warranty protection plan to help them budget for these expenses.
Be sure to check out our top recommendations on home warranty companies as first-time homeowners in Columbus.
Home sellers & Real Estate Agents
Home sellers are responsible for making sure all of the appliances and systems in your home are in working order until your property sells. Even if you never used your air conditioner, if your home’s air conditioning system malfunctions while your property is under contract, you have to fix it.
So, a home service contract can help to protect you from last-minute repair bills. Home warranties are also transferrable to the new owner, which help homes with older components sell faster and for higher asking prices. Our number one pick, Choice Home Warranty, offers free transfer of contracts with the purchase of any plan.
Agents in Columbus will even pay for the home protection plan to protect their interest in the transaction or offer a plan as a gift to the client.
Top 5 Best Home Warranty Companies In Columbus
|Columbus Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Service Plus||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Renters & Landlords
Whether you are a landlord or a tenant, a home warranty can eliminate home repair related stress. Property owners only have a short period to find a quality service contractor when a tenant makes a maintenance call.
With a home protection package, you do not have to worry about essential repairs being completed on time. As a tenant, the landlord may request that you pay a service fee of between $50 and $150 each time you need a repair.
The home warranty company charges a fee each time you submit a claim. However, that is a small price to pay for living in a properly maintained home.
Best 5 Columbus Home Warranty Companies
What Should You Think About When Purchasing A Home Warranty in Columbus, Ohio?
In each state, homeowners have different things to consider when it comes to home repairs and maintenance. The location, geography, weather, and real estate market all affect your home warranty needs in different ways.
Columbus residents enjoy four seasons. It is cold and dry during the winter and humid and hot in the summer. Fall and spring temperatures are enjoyable.
However, due to the cold and warm periods during the year, you need a working heating system, air conditioner, and water heater. Without those items, it can be very uncomfortable when the temperatures rise and fall.
Columbus is on the confluence of the Olentangy and Scioto Rivers, and there are many smaller bodies of water throughout the area. The city is the capital of Ohio, and there is plenty to do in the area, including the Scioto Mile, an area with parks, trails, and a unique interactive waterfall that runs along either side of the Scioto River.
With so much to do, the city is a prime location for families and people looking for work. And you have a lot to enjoy during your recreational time, as well. A home warranty not only protects your wallet but also saves you time researching a contract. The company of your choice will do all the leg-work when it comes to finding a specialist.
Real Estate Data
Columbus, Ohio, has a land trust with vacant lots that are available for you to purchase and build a property. Or, if you are like most homeowners, you will look for a pre-built house.
The median year homes were built in Columbus is 1976, which is on par with the rest of the United States, and on average, the homes are newer than other parts of the state. However, 15 years after a house is built, you are susceptible to many major system malfunctions.
Check out the video below for information on the different neighborhoods in Columbus, OH.
How Much Will A Columbus Home Warranty Cost And Is It Worth It?
Your home warranty cost depends on the items you cover. If you want basic protection, you can get the appliance, systems, and entry-level combo plans for around $35 per month.
More comprehensive plans that include your air conditioner, refrigerator, clothes washer and dryer, built-in microwave, plumbing system, electrical system, and heating system will cost you between $50 and $65 per month.
While a home warranty can get near $1,000 a month if you purchase a top-tier plan with additional coverage for a pool, spa, water softener, well pump, septic system, trash compactor, and other home systems, it is worth your investment.
Experts agree that homeowners should plan to spend nearly one percent of their property value on maintenance each year. You should also have at least that much saved in case your home needs a major appliance or system replacement.
An Ohio home warranty helps to ensure that all of your crucial devices are working correctly. It enables you to budget for significant repairs and saves you time searching for a trustworthy contractor.
What Plans Are Available For You In Columbus?
The top home warranty companies in Columbus, Ohio, offer coverage under three main plan types, appliance, systems, and combo, with optional add-on items available for another fee. The plan you need depends on your situation.
If you have new appliances that still have protection under a manufacturer’s warranty, you can get by with a systems only plan. If you have new home systems and older appliances, you should opt for a home appliance protection plan.
For most homeowners, a combo plan is a better option. Combo Plans are usually offered in tiers. Entry-level policies usually cover repair costs and replacements of cooktops, garage door openers, ceiling fans, ductwork, water heaters, electrical systems, plumbing stoppages, garbage disposals, and others.
Top-tier packages add protection for air conditioning, heating systems, refrigerators, clothes washers and dryers, dishwashers, whirlpool tubs, central vacuums, trash compactors, microwaves, and other covered items.
What Are The Home Warranty Regulations In OH?
No matter if you live in Cleveland, Cincinnati, Toledo, or Columbus, the State of Ohio does not view home service plans as insurance policies, like your homeowners insurance. Thus providers are not subject to strict insurance regulations.
What does that mean for you? It means you have to be more diligent when you are shopping for home warranty coverage. You need to make sure the company you choose only uses contractors that follow the Ohio service technician laws.
Home Warranty Reviews
In the absence of home warranty regulations in your state, home warranty reviews can be even more beneficial to you. Consumer sites like the Better Business Bureau (BBB) can give you an idea of whether or not homeowners in your area experience delays in service for covered repairs, customer service issues, claims denials, and more.
Top Home Warranties For Columbus, Ohio Reviewed
Now that you know what to look for in a plan, here are our top picks for home warranty plans in Columbus, OH. Take a look at the special coverage options, plans, and pros and cons of working with each.
Choice Home Warranty Review (Best Overall Home Warranty)
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
- Most Expensive
Select Home Warranty Review (Most Affordable)
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Liberty Home Guard Review
Why Do We Like Liberty Home Guard?
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
- State of the art customer portal system
- Rigorous testing for contractors
- Ability to use your own contractors
- Fair pricing
- Good customer service for a newer company
- Must report your issues within one day of noticing a problem
Service Plus Review
Why Do We Like Service Plus?
Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- You Can Choose Your Own Technicians
- Roof Coverage
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
Final Thoughts On Columbus Home Warranties
Life is easier when you have a home warranty. It is a great way to protect your home investment and ensure you are safe and comfortable throughout the year.
So, go ahead and get a couple of free quotes from these top companies. That way, you will be one step closer to having the peace of mind you receive from a plan from one of the best home warranty companies in Columbus, OH.
Read Also: Which Plans Are The Best In Dayton, OH?