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Best Home Warranty in Columbus, OH

best home warranty company in columbus oh review

Columbus, Ohio offers residents affordable housing, excellent schools, access to jobs, and four lovely seasons. Living in Columbus, Ohio, can be a wonderful experience; the problem is that there are stressors involved with being a homeowner. Having an appliance or system break down while living in your Columbus home can be detrimental to your budget. In our guide featuring the top 7 best home warranty companies in Columbus, we will cover . . . 

  • Who needs a Columbus home warranty? 
  • Why a home warranty in Columbus is so important
  • The best home warranty companies in Columbus
  • How much an Ohio home warranty cost 
  • And much more . . .

A home warranty will protect Columbus homeowners from the high costs associated with home appliances and systems. With a home warranty in place, you can guarantee great service, attention to detail, impressive policy options. We have you covered if you are looking for the best Ohio home warranty plans in Columbus.

Editor's Choice
98.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

The 7 Best Home Warranty Companies in Columbus

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

Our highest-rated home warranty companies in Columbus include:

Compare Columbus Home Warranty Providers

After reviewing coverage options, prices, terms and conditions, and offers from nearly 70 home warranty companies throughout the United States, we developed this guide to help you protect your home in Columbus. Continue reading to learn more about coverage options in your area.

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Liberty Home Guard

Site

Best Reviewed

$40 – $60

$60

A

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

ServicePlus Home Warranty

Site

Best Emergency Service

$41 – $45

$75 – $125

A

Columbus Home Warranty Costs 

The cost of a home warranty plan can range in price depending on the type of home that you live in and the coverage that you choose. However, the policy’s cost is going to be largely what determines whether or not a home warranty will be a good fit for your Columbus home. Keep these prices in mind as you shop for a home warranty to ensure that you get a great deal. 

Type

Average Annual Premium

Overall

$682.79

Single Family Home

$568.55

Multi-Family

$1,035.46

Townhome

$474.78

Condo

$577.84

Duplex

$837.63

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$606.70

Columbus Home Warranty Company Reviews

When searching for Columbus home warranty companies, there are a few important things to keep in mind. Try to consider the coverage that would be ideal for your home; some homeowners like a combination of system and appliance coverage to ensure peace of mind. In addition, look for plans that have fair service fees and excellent customer service ratings. Here is how the top seven plans in Columbus ranked. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty is the best overall choice for a home warranty in Columbus. Whether you are moving to the Columbus area or you have been there for many years, the Choice Home Warranty service providers will have a plan that will work for your needs. 

With Choice Home Warranty, things are kept relatively simple. There are two basic plans to choose from, a basic plan and more comprehensive coverage. When working with Choice, you will know exactly how much a deductible or service call fee will cost. The contract with Choice is a very straightforward and easy-to-understand option. 

In addition to being one of the most reliable home warranty providers, Choice also offers plans at a very fair price. If you are new to the home warranty industry in Columbus, this is a perfect option to consider.

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

There are two Choice Home Warranty plans, the Basic Plan and the Total Plan. For Columbus homeowners with an HVAC system, the Total Plan is a smarter overall option. Service fees are about average from Choice Home Warranty. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

With coverage caps close to $3000 for most of the items on the Choice Home Warranty plan, even Columbus homes with high-end appliances will feel as though they are getting the coverage they need. 

Customer Reviews:

Major winter storm hit DFW, and all plumbers were naturally super busy. One call to Choice, and within 72 hours, they had a contractor come to hour home. Great service. Very prompt and courteous all the way around. I highly recommend CHW. Be patient, and they will take care of it.” Source

2. American Home Shield: Most Customizable 

The American Home Shield is the premium Columbus home warranty company. With American Home Shield, you can guarantee that your home is completely covered. From the HVAC to the Sump Pump to the swimming pool, American Home Shield will allow you to build coverage perfectly suited to your home. 

The American Home Shield plan is the most customizable home warranty on the market. You will build out a plan that works for your needs. In addition, you can customize the price that you will pay for service requests by adjusting your monthly payment. No other Columbus home warranty offers this type of customization of the plan. 

If you have a swimming pool or spa, American Home Shield offers add-on coverage for these things. There are truly no limits to how American Home Shield can help you protect your home.

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

With American Home Shield, you can build out a plan that works for your needs. However, you can also choose one of these standard plans like the Platinum Plan that has some of the best coverage on the market. Service fees from American Home Shield will impact the cost of the home warranty plans monthly payment. 

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

The coverage caps from American Home Shield are some of the best on the market. With high coverage caps, you can rest assured that your expensive repairs and replacements will be adequately covered. 

Customer Reviews:

During the Christmas holidays, my washer stopped working. I placed a work order heard back from the company assigned within a couple of days. They were able to schedule an appointment for that same week. Technician arrived on time, evaluated quickly, and determined that my washer needed a new transmission and some additional parts. At that time, he let me know that American Home Shield would be in touch to go over my options. American Home Shield called the day after Christmas gave me my options, and I was able to go online and review at my convenience and decided on a replacement washer. The washer was ordered, and a couple of days later, I received a call with my appointment time for installation. The installers arrived on time and even gave me a few minutes to clean the floor after they pulled my old washer out before placing the new one in. All in all, the entire process took about a week and was seamless from start to finish.Source

3. Select Home Warranty: Most Affordable 

The Select Home Warranty is the most affordable Columbus home warranty. With Select Home Warranty, you will get two plan options that are a little more limited than some other companies offer. This helps keep the price down and can be a perfect choice for a new homeowner in the Columbus area. 

If you choose the Select Home Warranty Total Care plan, you will get free roof leak coverage. This is not an option from many other home warranty providers and is a nice bonus. Many people worry about the price of a home warranty and whether or not it will be worth it. Select Home Warranty helps to make the decision to purchase a home warranty that much easier. 

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

All three of the Select Home Warranty policies offer free roof leak coverage for your home. The Platinum Care plan is the best overall home warranty for Columbus homeowners. It is just a few dollars more per month but includes the coverage of both the Gold and the Bronze Care plan. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

Select Home Warranty has slightly lower policy limits than other home warranty plans on the market. These lower limits are partly due to the fact that the home warranty is more affordable. Keeping the price affordable is a good thing and makes this plan a perfect option for the new homeowner. 

Customer Reviews:

Both Jermel and Ron’s customer service was outstanding. Jermel was very attentive to my needs and comforting to my concerns. I placed an online service ticket, and within 3 hours, I was contacted, and within 2 hours, I was paired with John of Long Engineering. John came right over on a Friday at 5:15 pm. Now, this is what I call great customer service. When John called in to report the problem, the customer rep asked to speak with me and informed me that he would escalate the approval because of the extreme heat conditions. So far, so good.”  Source

4. Liberty Home Guard: Best Reviewed 

Liberty Home Guard is the best-reviewed home warranty in Columbus. Even though Liberty Home Guard has only been on the market for two years, the service they provide has really set itself apart. The Liberty Home Guard plan has a long list of coverage options, and it comes with a 60-day workmanship guarantee. All of these features have led many customers to switch to the Liberty Home Guard plan. 

For Columbus homes that have unique features like a central vacuum, a swimming pool, or even a spa, it can be hard to find a home warranty plan that is an exact fit for your needs. Luckily with the Liberty Home Guard plan, the add-on coverage choices make it much easier for customers to have comprehensive home warranty coverage. 

Pros

Cons

  • Impressive BBB rating
  • Great customer service
  • A long list of add on coverage options 
  • 60 Day Workmanship guarantee 
  • Newer company with slightly less experience 

Plans and Pricing

There are three Liberty Home Guard home warranty plans to choose from. Most Columbus homeowners have had the best results with the Total Home Guard plan. This plan has a low service fee and fairly extensive appliance and system coverage. 

Plan

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

The coverage from Liberty Home Guard is about average. The coverage caps and a number of covered items are average, but the ability to add on the extra features will help to ensure that there is a more comprehensive plan for homeowners. 

Customer Reviews:

“Both Ben and Eric were great to work with at Liberty Home Guard. They were extremely knowledgeable and could flex with several issues that came up. We bought the policy for the people who were buying our house, and the whole process could not have been more straightforward. I highly recommend Ben and Eric to work with if you are looking for a great home warranty deal!Source

5. ServicePlus Home Warranty: Best Emergency Service 

ServicePlus Home Warranty is the best home warranty for emergency service. When your heating system breaks down in the middle of the Ohio winter, you will want the option for very speedy repair service. ServicePlus home warranty offers some of the quickest services on the market, but they also have the option for emergency service. The emergency service comes at an increased price, but in certain situations, it will be well worth the money that you pay. 

ServicePlus Home Warranty has been on the market for five years, and they have really focused on building up a strong network of service technicians and providers. With this base of support, there are plenty of local contractors to respond to your needs. In addition, the workmanship quality of the ServicePlus plan is quite good. 

Pros

Cons

  • Very fast response times
  • Strong workmanship quality 
  • An extensive network of technicians
  • Fairly priced plan choices 
  • Some emergency services have an upcharge 

Plans and Pricing

There are two home warranty plans from ServicePlus. Each of the plans is very well priced, and the service fees are manageable for this home warranty plan. Platinum PLan offers more extended coverage that Columbus homeowners should consider. 

Plan

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

The ServicePlus home warranty coverage caps and limits are pretty fair. However, the real benefit of this plan is the fact that the service is fast and easy to deal with. If you want a no-hassle plan that makes things easy on you as a homeowner, this is a great choice. 

Customer Reviews:

My air conditioner broke on Thursday, and I filed a claim with THP the same day; the next day, a technician arrived at my home and fixed the problem on the spot. Reasonable prices, excellent customer service, and fast responses to claims. I am pleased with the services provided by this company.” Source

6. First Premier Home Warranty: Best Coverage 

The First Premier Home Warranty offers the best coverage for Columbus homeowners. The First Premier Home Warranty is a brand new plan that has only been on the market for one year. With only one year under their belt, First Premier has managed to earn an A rating with the BBB. This takes some impressive customer service and attention to detail to ensure this happens in such a short period of time. 

First Premier Home Warranty is a modern company with systems set up to make it easy to submit a claim and get the service you need. With First Premier Home Warranty, you will have quick response times and be able to track the status of your repair. For a new company on the market, we are quite impressed with what First Premier Home Warranty has to offer. 

Pros

Cons

  • New company eager to earn business
  • Impressive BBB rating for a new home warranty brand 
  • Fairly priced policies 
  • Easy to submit claims and requests
  • Quick response times 
  • Have not been on the market for long 

Plans and Pricing

There are two First Premier home warranty plans to choose from. The Platinum Plan and the Premier Plan. The Platinum Plan has extensive system and appliance coverage that allows customers to have great peace of mind about their home’s systems and appliances. 

Plan

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

The coverage from First Premier home warranty is better than most other plans on the market. With the Premier Plan, you get more than 15 covered items, and that is just the basic plan. All Columbus homeowners will be pleased with how many covered items they have on this plan; the only negative is that the coverage caps are quite low. 

Customer Reviews:

First premier did an amazing job when my refrigerator went out; they had a technician come out in just 3 hours to diagnose the problem. He stated that it was repairable, but it would not be worth fixing because the same problem would recur. The technician sent over the diagnosis and then called the First Premier and asked what he should do; they told him since they did not want any food to spoil to fix it and they would order a new refrigerator. The technician fixed it, and 2 days later a new refrigerator was delivered to me, the same model but a newer version. Let me tell you, I have had many Warranty companies in the past, and none compare to First Premier always great knowing someone has your back in tough situations; keep it up 5 stars!!!!!!! Source

7. Cinch Home Services: Best Workmanship

The Cinch Home Services home warranty is the best home warranty plan for workmanship. The workmanship guarantee with the Cinch Home Services plan is 180 days, longer than any other plan on the market. This means that Cinch Home Services trusts the contractors and technicians that it works with to ensure that you have a repair that works and gets your home back up and running. 


With the Cinch Home Services home warranty, you will benefit from more than 40 years of industry coverage. Forty years in the industry makes Cinch Home Services one of the leaders in this industry. In addition, the coverage options are extensive, and the customer service from Cinch Home Services is some of the best around. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

There are three Cinch Home Services plans on the market; the Complete Home Plan is the best overall plan from Cinch with both appliance and system coverage. The service fees on the Cinch Home Services plan are adjustable. The higher the service fee, the lower the monthly pricing. 

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

The Cinch Home Services home warranty plan has some of the best coverage on the market. If you want great coverage for your home that will cover a wide range of systems and appliances. In addition, Cinch home services are very proactive and ensure that you have credit towards air filters to help keep your home systems in great shape as opposed to waiting for a break or repair to come up. 

Customer Reviews:

As part of the services, air-conditioning maintenance is performed twice a year at no extra charge. I have been very pleased with that service. The air-conditioning company that came to check up was very qualified, knowledgeable, professional, thorough, and friendly. I have been very pleased with the Sears Home Warranty Program. Marilyn Source

What Does a Home Warranty Cover in Columbus

A home warranty in Columbus is a protection plan for your home systems and appliances. A homeowners insurance plan can protect your home from a natural disaster or a fire, but it won’t do much when your washing machine or dryer breaks down. A home warranty helps to ensure that the items you use on a daily basis are going to be ready to use when you need them. These items may include your HVAC, plumbing system, furnace or septic system. A home warranty can protect appliances, systems, or both systems and appliances. 

Even though it is excellent to have this home warranty coverage in place, it is not a pass to stop maintaining your home. If you do not maintain your systems and appliances, your home warranty will not cover an issue that comes up. In addition, intentional breakage or misuse of an appliance or system will also keep it from being covered by the home warranty plan. 

Home warranty coverage also comes with a coverage cap. This means that repairs and replacements up to a certain amount of money will be covered. If you have high-end systems and appliances, it is essential to ensure that the coverage caps will be high enough to give you adequate home warranty coverage. 

Here are the common systems covered under a Columbus home warranty plan:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under Columbus home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Benefits of a Home Warranty in Columbus

Having a home warranty in Columbus will help you save quite a bit of money on your home systems and appliances. However, there are other benefits to having a home warranty that homeowners should be aware of. Sometimes understanding the full scope of what the plan offers will help make the purchasing decision quite a bit easier. 

Peace of Mind

When you are concerned about your home and decide issues, it may take away some of the benefits of homeownership. Having peace of mind that you can afford any issue without ruining your home budget is a great benefit of a home warranty plan. 

Quality Contractors

Home warranty companies only work with high-quality contractors. When you have a home warranty in place, you can ensure that the professional that comes into your home is well prepared to handle your issue. These quality contractors also offer a workmanship guarantee that does not happen without a home warranty. 

Fast Response Times 

A quality home warranty typically has a policy in place that ensures you get a response to your claim within 24 hours. Without a home warranty in place, it may take you 24 hours just to get a contractor to call you back. Expect your home systems and appliances to be back up and running quite a bit faster with the home warranty in place. 

Curious about home warranties in other areas in Ohio? Check out our articles on Cincinnati, Dayton and Cleveland further reading.

Final Thoughts

We hope you now feel as though you can choose a Columbus home warranty with ease. Columbus homeowners are lucky to have so many great companies to choose from. The Choice Home Warranty stands out as the best overall option for Columbus homeowners. With the time spent in the industry, the attentive customer service, and fair pricing, the Choice Home Warranty is the best overall choice. When shopping for a home warranty plan, it makes sense to get a few different quotes. Comparing coverages and pricing is the only way to ensure you get a great deal. 

Our Rating Methodology 

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

FAQs for Home Warranties in Columbus, OH

What Is A Service Fee? 

The service fee is the price paid when you have a home warranty issue that comes up. All home warranty plans have a service fee which can also be called a deductible. Service fees range in price from around $60 to over $150. The service fee should be the only fee that homeowners need to pay when a home warranty is in place. 

Are Ohio Home Warranties Worth It? 

Ohio home warranties can help homeowners have peace of mind about their home, save money on repairs and ensure that they don’t spend too much time trying to fix and replace their own appliances. For the money you pay, a home warranty will typically pay for itself. 

How Much Is A Ohio Home Warranty? 

An Ohio home warranty will range in price from around $500 a year to more than $1200 a year. The price of the home warranty will vary depending on the coverages chosen or the type of home that you are living in. There are home warranties on the market for all budgets. 

Do Home Warranties Cover Replacement Costs? 

A home warranty will cover replacement costs as long as the coverage costs are within the coverage caps of the home warranty plan. For most replacements, a portion of the appliance or system will be covered, but you may need to cover some of the cost. No matter what, you will save some money on the costs of a new appliance or system.