Are you looking for the best home warranty in Columbus, Ohio? If you are, you have come to the right place. In this guide, you’ll learn:
- What do you need to consider when shopping for home protection in Columbus?
- Do you need a home warranty plan for your Columbus, OH, home?
- What plans are available in your area?
- And more!
After reviewing coverage options, prices, terms and conditions, and offers from nearly 70 home warranty companies throughout the United States, we developed this guide to help you protect your home in Columbus. Continue reading to learn more about coverage options in your area.
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Top Home Warranty Companies for Columbus Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Who Needs A Home Warranty in Columbus, OH?
Properly maintaining your property is beneficial to you, your neighbors, future homeowners, and even renters. Home prices are higher in areas where the owners care for their homes.
Here are a few situations when you need a home warranty plan in Columbus.
Homeowners & Homebuyers
When you purchase a home, you have so much responsibility. You have to pay taxes, a mortgage payment, utility bills, yard maintenance, and more.
You are also responsible for significant repairs and systems replacements. So, many homeowners opt for a home warranty protection plan to help them budget for these expenses.
Be sure to check out our top recommendations on home warranty companies as first-time homeowners in Columbus.
Home sellers & Real Estate Agents
Home sellers are responsible for making sure all of the appliances and systems in your home are in working order until your property sells. Even if you never used your air conditioner, if your home’s air conditioning system malfunctions while your property is under contract, you have to fix it.
So, a home service contract can help to protect you from last-minute repair bills. Home warranties are also transferrable to the new owner, which help homes with older components sell faster and for higher asking prices. Our number one pick, Choice Home Warranty, offers free transfer of contracts with the purchase of any plan.
Agents in Columbus will even pay for the home protection plan to protect their interest in the transaction or offer a plan as a gift to the client.
Top 5 Best Home Warranty Companies In Columbus
|Columbus Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Renters & Landlords
Whether you are a landlord or a tenant, a home warranty can eliminate home repair related stress. Property owners only have a short period to find a quality service contractor when a tenant makes a maintenance call.
With a home protection package, you do not have to worry about essential repairs being completed on time. As a tenant, the landlord may request that you pay a service fee of between $50 and $150 each time you need a repair.
The home warranty company charges a fee each time you submit a claim. However, that is a small price to pay for living in a properly maintained home.
Best 5 Columbus Home Warranty Companies
What Should You Think About When Purchasing A Home Warranty in Columbus, Ohio?
In each state, homeowners have different things to consider when it comes to home repairs and maintenance. The location, geography, weather, and real estate market all affect your home warranty needs in different ways.
Columbus residents enjoy four seasons. It is cold and dry during the winter and humid and hot in the summer. Fall and spring temperatures are enjoyable.
However, due to the cold and warm periods during the year, you need a working heating system, air conditioner, and water heater. Without those items, it can be very uncomfortable when the temperatures rise and fall.
Columbus is on the confluence of the Olentangy and Scioto Rivers, and there are many smaller bodies of water throughout the area. The city is the capital of Ohio, and there is plenty to do in the area, including the Scioto Mile, an area with parks, trails, and a unique interactive waterfall that runs along either side of the Scioto River.
With so much to do, the city is a prime location for families and people looking for work. And you have a lot to enjoy during your recreational time, as well. A home warranty not only protects your wallet but also saves you time researching a contract. The company of your choice will do all the leg-work when it comes to finding a specialist.
Real Estate Data
Columbus, Ohio, has a land trust with vacant lots that are available for you to purchase and build a property. Or, if you are like most homeowners, you will look for a pre-built house.
The median year homes were built in Columbus is 1976, which is on par with the rest of the United States, and on average, the homes are newer than other parts of the state. However, 15 years after a house is built, you are susceptible to many major system malfunctions.
Check out the video below for information on the different neighborhoods in Columbus, OH.
How Much Will A Columbus Home Warranty Cost And Is It Worth It?
Your home warranty cost depends on the items you cover. If you want basic protection, you can get the appliance, systems, and entry-level combo plans for around $35 per month.
More comprehensive plans that include your air conditioner, refrigerator, clothes washer and dryer, built-in microwave, plumbing system, electrical system, and heating system will cost you between $50 and $65 per month.
While a home warranty can get near $1,000 a month if you purchase a top-tier plan with additional coverage for a pool, spa, water softener, well pump, septic system, trash compactor, and other home systems, it is worth your investment.
Experts agree that homeowners should plan to spend nearly one percent of their property value on maintenance each year. You should also have at least that much saved in case your home needs a major appliance or system replacement.
An Ohio home warranty helps to ensure that all of your crucial devices are working correctly. It enables you to budget for significant repairs and saves you time searching for a trustworthy contractor.
What Plans Are Available For You In Columbus?
The top home warranty companies in Columbus, Ohio, offer coverage under three main plan types, appliance, systems, and combo, with optional add-on items available for another fee. The plan you need depends on your situation.
If you have new appliances that still have protection under a manufacturer’s warranty, you can get by with a systems only plan. If you have new home systems and older appliances, you should opt for a home appliance protection plan.
For most homeowners, a combo plan is a better option. Combo Plans are usually offered in tiers. Entry-level policies usually cover repair costs and replacements of cooktops, garage door openers, ceiling fans, ductwork, water heaters, electrical systems, plumbing stoppages, garbage disposals, and others.
Top-tier packages add protection for air conditioning, heating systems, refrigerators, clothes washers and dryers, dishwashers, whirlpool tubs, central vacuums, trash compactors, microwaves, and other covered items.
What Are The Home Warranty Regulations In OH?
No matter if you live in Cleveland, Cincinnati, Toledo, or Columbus, the State of Ohio does not view home service plans as insurance policies, like your homeowners insurance. Thus providers are not subject to strict insurance regulations.
What does that mean for you? It means you have to be more diligent when you are shopping for home warranty coverage. You need to make sure the company you choose only uses contractors that follow the Ohio service technician laws.
Home Warranty Reviews
In the absence of home warranty regulations in your state, home warranty reviews can be even more beneficial to you. Consumer sites like the Better Business Bureau (BBB) can give you an idea of whether or not homeowners in your area experience delays in service for covered repairs, customer service issues, claims denials, and more.
Top Home Warranties For Columbus, Ohio Reviewed
Now that you know what to look for in a plan, here are our top picks for home warranty plans in Columbus, OH. Take a look at the special coverage options, plans, and pros and cons of working with each.
#1 Choice Home Warranty
Choice Home Warranty is our top pick for Columbus, Ohio homeowners. The plans are affordable and cover more items than most programs.
One of the valuable bonuses you get with Choice Home Warranty is coverage for your heating system with either of the combo plans. The Basic Plan ($36.17 per month) covers dishwashers, garbage disposals, cooktops, and a variety of other essential home devices.
The Total Plan ($43.85 per month) adds coverage for your laundry machines, refrigerator with ice maker, and air conditioning system. Additional coverage options are also available.
Work by Choice contractors is guaranteed for 90 days, and there is a $75 service fee for each claim. Unfortunately, Choice does have low replacement cost limits on some items.
- Heating systems are included in both plans.
- The service fees are low.
- Contractor home warranty work is guaranteed for 90 days.
- You may experience service call delays.
- Choice may not cover your older appliances.
- There are low replacement limits on some items.
#2 American Home Shield
American Home Shield (AHS) is a leader in the home warranty industry. Since 1971, real estate professionals and property owners have trusted AHS for their home service needs.
AHS has a track record of success, a vast network of service providers, and some of the most customizable plans on the market. The most affordable policies are the systems and appliance packages starting at $49.99 per month.
The build-your-own plans are $54.99, and it gives you the ability to choose coverage for 10 items. The most expensive plan is the combo, which starts at $59.99 a month.
- The plans are customizable.
- You can select your own service fees.
- AHS covers older appliances and systems with previous repairs and mix-matched parts.
- AHS plans are more expensive.
- AHS may not replace your appliances with the same size or model.
- Home repairs are only guaranteed for parts malfunction and labor for 30 days.
#3 Select Home Warranty
Our third Choice for Columbushome protection is Select Home Warranty. Select is one of the newer home warranty companies available in your area.
However, the plans are comprehensive, and the combo plan is one of the most affordable programs like it. In addition to excellent add-on coverage options, Select offers three plans; There are three plans you can choose.
The Bronze (appliances) and Gold Plans (home systems) each cost $35.83 each per month, and the Platinum Plan covers a combination of home devices for $37.50 per month.
- The plans are affordable.
- You will only pay $75 per claim.
- You receive limited roof leak protection with any plan.
- The network of service request technicians is not as vast.
- In some areas, consumers experience service call delays.
- You only have three days to submit claims.
#4 Total Home Protection
Total Home Protection opened for business as a home service contract provider in 2016, making it the newest company on our list of top providers in your area. Despite it being a relatively new company, Total offers excellent septic system and well pump coverage.
The plans are also a good value. In addition to a variety of add-ons, Total offers two combo plans.
The Gold Plan is $45.33 per month, and it covers more than 15 home appliances and systems. The Platinum Plan adds protection for your HVAC system, refrigerator, clothes washer and dryer, and other items for just $52 per month.
- The Gold Plan includes 15 home systems and appliances.
- Total offers superior septic system coverage.
- You only pay $75 per service request.
- The plans are more expensive than some providers.
- Total has only been a home warranty provider for 4 years.
- You may experience service delays during peak times.
#5 First American Home Warranty
First American Home Warranty is the last company on our top list for your Columbus, OH property. However, it is a choice for budget-conscious homeowners who are looking for great claim acceptance.
FAHW offers a Basic (appliance) Plan and a Premier (combo) Plan starting at $28 per month. Compared to American Home Shield whose plans begin $49.99/month, FAHW knows how to offer good coverage at a low price. It’s service fees are set at $75 per claim, and if you want to cover items that are not included in your plan, you can add on additional devices.
- Coverage starts at less than $28 per month.
- You only have to pay $75 per claim.
- First American Home Warranty has positive B+ BBB rating
- Several exclusions in the basic and premier plan
- Limited selection of add-on coverage items
- Service requests may be delayed in some areas.
Final Thoughts On Columbus Home Warranties
Life is easier when you have a home warranty. It is a great way to protect your home investment and ensure you are safe and comfortable throughout the year.
So, go ahead and get a couple of free quotes from these top companies. That way, you will be one step closer to having the peace of mind you receive from a plan from one of the best home warranty companies in Columbus, OH.
Read Also: Which Plans Are The Best In Dayton, OH?