Written By: Amy Galloway

Edited by: Andrew Dunn

Without a heating system during a Colorado blizzard or a washing machine to clean your clothes after a mountain hike, your Colorado home would not be the same. A good home warranty plan can help you keep these appliances and systems in working order without breaking the bank so you can enjoy being a homeowner. 

The best home warranty companies in Colorado have fair pricing, comprehensive coverage, and easy-to-understand policies. Here are the highest-rated home warranty companies in Colorado, along with the key details you’ll need to decide if they’re right for you. 

Editor's Choice

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Best Overall

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Most Affordable

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Colorado truly has a four season climate, meaning all of your home’s appliances and systems will get a workout throughout the year. Extreme cold and hot temperatures can profoundly impact the longevity of appliances and systems. Having a home warranty in place can save hundreds, if not thousands, of dollars if you choose the right plan.

Best Home Warranty Companies in Colorado

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.5
  • All plans have comprehensive coverage. Most other home warranty plans cover either just systems or just appliances.
  • Choice’s coverage caps are $3,000 per item, per year for most major systems and appliances beating the industry average.
  • Choice Home Warranty doesn't exclude older homes, so you can still get coverage regardless of the age of your property.
  # 2 Liberty Home Guard
Editorial Rating 98
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 3 American Home Shield
Editorial Rating 97.6
  • With over 52 years of experience and 1.7 million customers AHS has a long history in the industry.
  • American Home Shield, lest you choose a service fee that works for your budget.
  • Coverage caps for systems are unlimited across all three plans and are either $3000 or $6000 for appliances.
  # 4 Select Home Warranty
Editorial Rating 97.2
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • Must file claims within 3 days
  • $75 cancellation fee
  # 5 Cinch Home Services
Editorial Rating 96.5
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee
  # 6 First Premier Home Warranty
Editorial Rating 95.7
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Online chat not supported
  • Lower cap on item replacement
  # 7 The Home Service Club
Editorial Rating 95.3
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Limited coverage
  • 1 day to submit a claim
  • Limited plan selection
  • Fewer contractors available

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Colorado:

Compare Colorado Home Warranty Providers

ProviderBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantyBest Overall$45 - $53$85D+
Liberty Home GuardBest Customer Service$45 - $54$75A-
American Home ShieldMost Customizable$25 - $75$75 - $125B
Select Home WarrantyMost Affordable$44 - $48$60B-
Americas First Choice Home ClubBest For Customization$46 - $68$75 - $125B
First American Home WarrantyBest Appliance Coverage$52-$77$75 - $125B
Cinch Home ServicesBest Add On Coverage$45 - $62$100 - $150B

Colorado Home Warranty Costs

Home warranty plans typically range in price depending on the size of your home and the breadth of coverage you choose. There’s also significant variation between providers, making it all the more important to shop around for the best deal. 


Average Annual Cost



Single Family Home 








Home Over 5,000 sq. ft.


Home Under 5,000 sq. ft.


How We Reviewed The Best Colorado Home Warranty Companies

Review Home Warranties takes the home warranty industry seriously. We dive beneath company jargon and marketing pitches to give you an objective look at how each provider performs and what it’s like to work with them. 

We dive deep into the fine print of every home warranty company’s plans to evaluate how well they’ll cover your home – so you won’t be surprised when you file a claim. Our rankings and reviews are based on a long list of factors, including:

  • Plan pricing
  • Plan coverage
  • Coverage caps
  • Exclusions and limitations
  • Ease of use
  • Customer service
  • Customer reviews
  • Transparency
  • Company reputation and track record

That review resulted in the following five home warranty providers being chosen as the best in Colorado.

Colorado Home Warranty Companies Reviews

There are many home warranty options for Colorado homeowners. If you want to ensure that you are getting the proper coverage, you have to compare things like coverage caps or limits, time spent in the market, service fees, overall pricing, and more. Choosing a Colorado home warranty includes ensuring that your home has all major systems working, even at high altitudes. Here are our reviews of the top 7 companies in the state of Colorado. 

1. Choice Home Warranty: Best Overall

Choice Home Warranty is the best overall home warranty provider for most Colorado homeowners. Choice is well aware that, as a Colorado homeowner, you need protection for your plumbing system as well as your dishwasher – so both of Choice Home Warranty’s standard plans offer comprehensive coverage for your house’s systems and appliances. A substantial 13-year track record in the industry, fair pricing, and high coverage caps moved Choice Home Warranty to the top of our list. 



Fair pricing on both plans and service fees

Plans are not customizable

Coverage caps of $3,000, which is above the industry standard

Some negative customer service reviews

Both plans offer comprehensive coverage


Plans, Pricing, and Coverage 

Choice Home Warranty offers $3,000 coverage caps on most systems and appliances, considerably higher than many other plans in the industry. The Basic Plan omits coverage for some of Coloradans’ most popular items – like the refrigerator, HVAC, and the washer and dryer – so the company’s Total Plan is a more popular choice.

Take a look at Choice Home Warranty plans: 


  • Basic Plan: ($45): The Basic Plan includes systems like heating, electrical, and plumbing and appliances like the oven, cooktop, and dishwasher. 


  • Total Plan: ($53.33): The Total Plan is more comprehensive and includes the refrigerator, air conditioning system, clothes washer, clothes dryer, and everything the Basic Plan covers. This is the more popular option for Colorado homeowners. 


Cost Per Month 

Service Fee 

Basic Plan



Total Plan



What Customers Are Saying: 

"I called in for the service and within two days the issue was fixed. I appreciate the timely manner things were fixed and for them listening to me and being very professional great company so glad we have them!" - Karen V. 

Great experience, great and honest company. I've never had any problems or issues with them. Extremely fast to resolve your issues. Top-notch company. My family and friends will NEVER use another company. My A/C was repaired within 48hrs by a top company. Later my garbage disposal was replaced in 24 hrs with a top-of-the-line product. I signed with them on 12/29/21, and I have had 2 different claims in 4 **. They took care of ** immediately, no questions asked.” - Alfred R.

Read our full Choice Home Warranty Review for more information.

2. Liberty Home Guard: Best Reviewed

Liberty Home Guard is the best-reviewed home warranty provider in Colorado. Even though the company has just over five years of industry experience, it has focused on customer needs right from the start. Liberty Home Guard can be a great choice if you are looking for a wide range of coverage, more than 25 add-on options to customize your plan, and a customer service team that works quickly to find you a solution. 



60-day workmanship guarantee, longer than the industry standard of 30 days

Has only been available for five years

Low service call fees

Add-on options can become expensive 

More than 25 add-on coverages to choose from 


Plans, Pricing, and Coverage 

One of the things that helps Liberty Home Guard stand out as an excellent option for Colorado homeowners is its 60-day workmanship guarantee. If a home warranty repair fails within the first 60 days, Liberty Home Guard will send a contractor out free of charge to have it repaired. The industry standard guarantee is 30 days. However, coverage caps for most major systems and appliances are $1,600 for Colorado homeowners – a little below average. 

Take a look at Liberty Home Guard plans 


  • Appliance Guard Plan: ($45): Covers nine major appliances in your kitchen and laundry room.
  • Systems Guard Plan: ($49.83): Although this plan covers only six items, they are important ones for Colorado homes; central air conditioning, central heating, plumbing, electrical, water heater, and ductwork.
  • Total Home Guard Plan: ($54.33): For just a few dollars more than the Appliance Guard or Systems Guard, the Total Home Guard plan combines the two.  


Cost Per Month 

Service Fee 

Appliance Guard



Systems Guard



Total Home Guard



What Customers Are Saying: 

“What a terrific company! I was in a bind -- my water heater died. I logged into my profile online, filed a claim, and less than 24 hours, all this happened:The claim was assigned to a company to complete the work order. A technician was selected and responded within hours. Two days later, they had replaced my water heater and all was back to normal. Liberty Home Guard was professional and dependable. I recently changed to Liberty -- what a great move I made. I had another company for ten years, and they started getting snotty with me -- Fixed That!Thank you for doing a great job!" - Don L.

Based on price, quality of service, and the professionalism of the representative, I am confident Liberty is the best choice for a home warranty.”- William N.

Learn more from our Liberty Home Guard Review.

3. American Home Shield: Most Customizable

With the ability to choose your service fee and payment date, and a long list of additional coverage options, American Home Shield is the most customizable home warranty for Colorado homeowners. The company boasts more than 50 years of history in the industry and some of the most generous terms on the market – including coverage caps as high as $6,000 on your appliances and unlimited coverage for your systems.



Unlimited coverage for systems and caps as high as $6,000 for appliances

Pricing can be a little higher than competitors

50 years of industry experience 

Customized plans are more expensive than the standard plan options 

Two comprehensive plan choices, giving customers better options 


Plans, Pricing, and Coverage 

American Home Shield offers three plans that could be good options in different situations. The systems-only plan could work well if you have new appliances with solid manufacturer warranties. The mid-level plan will be best for most customers, combining comprehensive coverage and higher-than-average coverage caps at a reasonable price. The premium plan costs significantly more, but doubles your coverage caps and includes a host of other benefits, like roof leak coverage. This could be a good choice for higher-value homes.

Take a look at American Home Shield’s plans:


  • ShieldSilver Plan ($35): A systems-only plan that has coverage for 14 major systems in the home. No appliances are covered.
  • ShieldGold Plan ($55): With coverage for 23 systems and appliances, this is a comprehensive home warranty plan and the right choice for most customers. 
  • ShieldPlatinum Plan ($85): This represents the most comprehensive home warranty plan in the industry, with everything in the ShieldSilver and ShieldGold included and the addition of roof leak, free HVAC tune-ups, and coverage boosts. The plan also doubles the coverage cap to $6,000 for certain appliances, making it a very valuable home warranty plan for people with high-end homes. 


Cost Per Month 

Service Fee 

ShieldSilver Plan


$75 - $125

ShieldGold Plan


$75 - $125

ShieldPlatinum Plan


$75 - $125

Note: You have the ability to lower the service fee to $75 or $100, but this will increase the price you pay per month.

What Customers Are Saying:

“I've been with American HomeShield since 2012 there has been a couple of bumps but they have always been there for me. When your contract states if they can't fix it they will buy and replace that item they are absolutely correct they saved me. I've owned 3 homes in these years as a member and they have been there for me. I've been in my present home for almost 4 years and I've had a pipe leak on 2nd floor right away they got a company out here and fixed pipes and ceiling I was very pleased. I will never leave this company. Thank you American HomeShield" - Carolyn W.

This is the second time I have called American Home Shield to come to my rescue. The technician was prepared, knowledgeable, and friendly. Even better, he called to ask if he could come early! When does that ever happen? Needless to say, I love AHS!”- Mary D.

Read our American Home Shield Review for more information.

4. Select Home Warranty: Most Affordable

Owning a home in Colorado can get expensive, so having an affordable home warranty can really help your wallet. Select Home Warranty does a solid job of meeting price with value. A major perk: All of the company’s plans include roof leak coverage, something most providers require you to pay extra for. With the snow that Colorado homes are exposed to, a little help with roof leaks can be a tremendous benefit. 



Low pricing

Coverage caps are a little lower 

More than 10 years in the industry 

No options for plan customization 

Plans are clearly laid out and easy to choose between 


Plans, Pricing, and Coverage 

Select Home Warranty stands out from the competition because of its Platinum Plan – a comprehensive home warranty plan that costs less than most of its competitors' similar offerings. For most customers, this will be the easiest choice among the three offered by Select.

Take a look at Select Home Warranty’s plans: 


  • Bronze Plan ($44.42): This is a basic appliance plan with eight appliances included. 
  • Gold Plan: ($44.42): The Gold Plan covers your home’s systems only, for a total of six items. 
  • Platinum Plan ($47.75): The best overall value from Select Home Warranty, the Platinum Plan includes all of the coverage from the Bronze and Gold combined and the addition of garage door and ceiling fan coverage. This is the best option for most Colorado homeowners among Select’s offerings.


Cost Per Month 

Service Fee 

Bronze Plan 



Gold Plan



Platinum Plan 



What Customers Are Saying:

"Put a claim for my heating system for making a popping sound when it turns on. Customer service lady was friendly, got an email about two hours later confirming the claim and shortly after got an email from Najico heating and AC company scheduled an appointment for the next day. Mark the technician was prompt, very professional and fixed the problem by changing the defective part that was readily available in his truck. Highly recommended!" - Salim D. 

“The technician was excellent, efficient, diagnosed a complex problem, decided correctly the circuit board that needed replacement and helped us with the processing. He was super professional and experienced. We have had only good experiences with Select Home Warranty for the past 2 years, use them in 5 different properties.”- Laura J.

For more information, read our Select Home Warranty Review.

5. Cinch Home Services: Best Work Guarantee

Most home warranty providers will guarantee their repairs for about 30 days. America’s 1st Choice Home Club does significantly better – offering a work guarantee for as long as you have your plan. This could be for the remainder of the year, or as long as three years if you’ve paid in advance. With four different plan choices and a variety of add-on options, America’s 1st Choice Home Club gives you the ability to personalize a plan for your home – and you get some peace of mind that any repairs made will be high-quality work.



Many add-on options to choose from 

$75 cancellation fee 

Four plans for Colorado homeowners 

Tough choice to narrow down the plan you need 

Long warranty on all parts used in repairs 


Plans, Pricing, and Coverage 

There are three home warranty plans to choose from with Cinch Home Services. The lowest-priced plan covers appliances. However, most Arizona homeowners find the need to add some systems to their policy to make it more broad. On the other hand, the Built-In Systems Plan won't have you covered on both either. This is why the Complete Home Plan is the most popular option among AZ homeowners, covering all 32 appliances and systems for as low as $49.99 per month! Cinch's service fees are relatively high for the home warranty industry, being $100, $125, and $150. You can choose your desired service fee, but remember, a lower service fee results in a higher monthly premium and vice versa. 

Here’s a deeper look at Cinch Home Services plans (note: these prices are based on a $100 service fee):

  • Appliances Plan ($44.99 per month): The Cinch Home Services Appliance Plan is a very straightforward option with coverage for 11 appliances. These appliances include microwave, cooktop exhaust fan, trash compactor, clothes dryer, food center, refrigerator, free-standing ice maker, oven, refrigerator ice-maker, dishwasher, and clothes washer. 
  • Built-In Systems Plan ($51.99 per month): The Built-In Systems Plan is a systems-only plan with coverage for some of the essential systems in the home. The pricing of this plan is a little higher than the appliances plan. It includes air conditioner, ductwork, water dispenser, smoke alarms, sump pump, septic tank pumping, bath exhaust fans, cooktop fans, garbage disposal, doorbells, toilet, electrical system, heating system, water heater, plumbing, and plumbing stoppages, garage door opener, spa, central vacuum, attic fans, and whole house fan. 
  • Complete Home Plan ($61.99 per month):  The Complete Home Plan is the most comprehensive option from Cinch Home Services. The total of 32 covered systems and appliances is an impressive industry-leading number of coverages. In addition, the Complete Home Plan allows for a $500 homeowners insurance reimbursement and a credit towards air conditioning filters each policy period.
  • Optional add-ons:Cinch Home Services add-on coverages for Arizona residents can be a bit limited; however, you will find good coverage for pools and spas. It also offers the Premier Upgrade Package, which includes $1,000 for any unexpected costs that may pop up during a claim. The Premier Upgrade Package is a popular and smart addition to the plan.


Cost Per Month

Service Fee

Appliances Plan


$100 - $150

Built-In Systems Plan


$100 - $150

Complete Home Plan


$100 - $150

What Customers Are Saying:

“I've had nothing but great experiences with Cinch Home Services. They are always professional and there is never a hassle. I wouldn't trade their home warranty for anyone else's considering the horror stories I've heard in the past. Keep up the good work!!!" - Jeffrey B.

“I was pleasantly surprised at the prompt and courteous resolution to a claim I submitted to AFC, a complete opposite to our previous policy from another company that was given to us by our realtor. AFC didn't make excuses; they were very fair with the amount they reimbursed me. Highly recommend this company for peace of mind.” Patricia P. 

For more information read our Cinch Home Services Review.

How to Find the Best Home Warranty in Colorado

Price is obviously important when you’re shopping for a home warranty – but it’s not the only factor to take into consideration. Here are a few other key details to keep in mind.

Plan Coverage

Your home warranty plan could cover as few as three or four systems or appliances, or more than 20. Inventory the appliances and systems in your home before looking for a plan, especially noting the items you’re worried might need fixing. As you shop, read through each plan’s details carefully to make sure it will cover the things you value.

Workmanship guarantee 

With a workmanship guarantee, your home warranty provider promises to send somebody back out for free if the initial repair fails to take care of the issue. For most companies, this guarantee lasts for about 30 days. Any longer than that, and the company is above-average. Although most repairs are successful, having a long workmanship guarantee in place decreases the potential for out of pockets costs. 

Customer reviews

Home warranty companies can say what they want about their products, but customers will give you a true representation of what it’s like to deal with that provider. Look for information about claim denials, follow-up time and workmanship guarantees when a repair fails. 

Home Warranty Tips for People Living in Colorado

For homeowners living in Colorado, there are a few things you will want to be aware of when shopping for the best home warranty company. The first of which is system coverage. 

Many areas of Colorado have hills and mountains that can cause issues with plumbing systems. Your home warranty’s system coverage can help take care of plumbing stoppages and leaks, so it’s definitely worth considering when buying a plan.

In addition, it makes sense to look for a plan with high coverage caps. A coverage cap is a maximum amount a home warranty provider will pay to repair or replace a specific item. Usually, these coverage caps cover the entire year. If that cap isn’t high enough to completely repair or replace what’s broken, you’ll be on the hook for the rest of the bill. 

This means that a home warranty plan that covers more items may not always be the best deal. For example, if one home warranty has 20 covered items, but each item has a coverage cap of $500, it won’t be nearly as valuable as a plan with 15 covered items and $3,000 coverage caps.

Also carefully examine the exclusions your home warranty plan specifies. An exclusion is something specifically not covered by your plan. We are often surprised by some of the fine print that excludes common items you’d assume were covered. For instance, the ice maker in your refrigerator may be excluded, or fixtures in plumbing coverage may be excluded. Know these things ahead of time, so you know what you are paying for. 

Home warranty regulations in Colorado 

The Colorado Division of Insurance, specifically the Colorado Department of Regulatory Agencies, helps regulate home warranties in the state of Colorado. If you need to file a complaint or check on the status of a particular provider, this would be the place to start. 

Final Thoughts About Home Warranties in Colorado

Choosing the best Colorado home warranty can be a bit of a challenge due to the sheer number of options you have. We recommend starting with Choice Home Warranty. Its fair pricing, strong history in the industry, and the above-average $3,000 coverage caps it offers make it an excellent provider for most Colorado homeowners.

How to find the Best Home Warranty in Colorado

Before purchasing a home warranty in Colorado, there are a few things that you should consider. When living in Colorado, you have to remember that a home warranty is different from a homeowners insurance plan. Home warranties are not going to cover you from significant weather events or forest fires. However, some systems and appliances in the home will experience more normal wear because the home is located in the state of Colorado. Here are a few things to consider. 

Systems Vs. Appliances Or Both 

Some home warranty plans offer combo or comprehensive choices; others will offer just a system or appliance plan. The issue is that Colorado homes benefit from systems coverage; however, all homes need appliance coverage. 

With the change in temperature that Colorado homes can experience, it is essential to have both HVAC and heating systems in place. Without these, your Colorado home is going to have a difficult time remaining comfortable and bacteria-free. Be sure to thoroughly look through your plan to know if your policy covers your air conditioner, or if air conditioning coverage is an add one.

Combination plans tend to offer the most peace of mind for a Colorado homeowner.

Service Fees 

Service fees are the price you pay when your home warranty needs a repair. It does not matter if your Colorado home is in Vail, Bounder, or Denver; the service fees should remain the same throughout the state, depending on the company you choose. 

Some plans offer the option of a higher service fee for a lower monthly policy payment. 

Coverage Caps or Limits 

The coverage caps and limits on the policy are essential for homeowners with high-end home appliances or systems in their homes. If the coverage caps and limits are not high enough, repairs and replacements will not be covered. 

Are You Looking For The Best Home Warranty For Pre-Existing Conditions? Check Out This Article!

Nearby Cities

Final Thoughts About Home Warranties in Colorado

Choosing the best Colorado home warranty can be a bit of a challenge due to the sheer number of options you have. We recommend starting with Choice Home Warranty. Its fair pricing, strong history in the industry, and the above-average $3,000 coverage caps it offers make it an excellent provider for most Colorado homeowners.

Are You A First-Time Buyer? Check Out This Article!

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Colorado Homeowners and Home Buyers

  • Consumer Finance Protection Bureau: The Consumer Finance Protection Bureau is an excellent resource for those that have questions about their financial situations in their home. Whether you have already purchased or you are currently a homeowner, the Consumer Finance Protection Bureau can be a good fit.  
  • Colorado HOA Information and Resources:  Living in an HOA community is a great thing. However, there are certain rules and regulations that homeowners should understand when living in an HOA community. 
  • Homeownership Assistance: Homeownership assistance for those that need help keeping their home or getting into a home initially is available through Colorado HUD. The Colorado homeownership assistance program is a smart resource that homeowners should be using. 
  • Boulder County Homeownership Assistance: The Boulder County Homeownership Assistance program helps with down payment costs on the home. If you think you are ready to enjoy homeownership, let Boulder County Homeownership Assistance help. 
  • NEWSED Denver Down Payment Assistance: Denver is a busy and bustling place where lots of homes are changing hands daily. If you are in the process of purchasing your first home in Denver and want to make sure you are in an affordable and comfortable situation, check out the Denver NEWSED resource. 

Recap of Our Top Picks In Colorado 

  # 1 Our Top Choice Liberty Home Guard
Editorial Rating 98.00
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 2 Cinch Home Services
Editorial Rating 95.30
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee
  # 3 First Premier Home Warranty
Editorial Rating 95.10
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Great promotions available
  • Market veteran
  • Large and established firm
  # 4 The Home Service Club
Editorial Rating 94.90
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 ServicePlus Home Warranty
Editorial Rating 95.10
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability
  # 6 First American Home Warranty
Editorial Rating 95.70
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available

    Nearby States

    All states
    Home warranty New Mexico 34 companies available
    New Mexico Home Warranty
    Home warranty Utah 39 companies available
    Utah Home Warranty
    Home warranty Wyoming 31 companies available
    Wyoming Home Warranty

    Frequently Asked Questions in Colorado

    Below are just some of the frequently asked questions we receive about home warranties in Colorado.


    What is a home warranty?

    A home warranty is a protection plan that will help ensure that you won't pay hundreds of dollars for home systems and appliance repairs. A home warranty will protect against everyday wear of appliances and systems. When you have a home warranty in place, it is much easier to budget and plan for issues that could come up around your home. Home warranty plans are also known for quickly responding to home-related issues and ensuring that you get the coverage you need before you have to experience a significant inconvenience.  With the home warranty in place, you will need to ensure that your home appliances and systems are well cared for and properly maintained. The home warranty policy does not protect against pre-existing conditions, issues with lack of maintenance, or intentional breakage.  When you experience an issue with a home system or appliance, submit a service request to your home warranty company, and they will respond within a short period of time. Most requests are handled within a 24 to 48 hour period. Your provider will then send a professional technician to come assess the issue and if the item is covered, fix or replace it. You then will only have pay the service fee rather than the hundreds in out of pocket costs. Home warranties are essential across the United States but especially important in areas like Colorado that see extreme changes from one season to the next.

    Is a Colorado home warranty worth it?


    For the peace of mind that comes from having all your major appliances and systems covered from the potential for breakdown due to normal wear and tear, a home warranty is worth it.

    The views and vistas outside your Colorado home are likely spectacular, but the appliances and systems inside your home can malfunction at any time. You want to protect your Colorado real estate investment, and you want to keep your home functioning smoothly. 

    Paying repair costs out of pocket for one or multiple breakdowns can really be a drain on your budget. So, say one month your HVAC system breaks down. You pay the HVAC technician hundreds or even thousands of dollars to fix the problem. Then the next month your refrigerator stops working...you get the picture. All these fixes and replacements can add up quickly.

    Home warranty coverage can help manage those costs by covering multiple systems and/or appliances in your home from breakdowns due to everyday wear and tear. You can pay hundreds instead of thousands of dollars for one or multiple system/appliance malfunctions.


    What are the best home warranty companies in Colorado?

    Our research into nearly 70 home warranty providers gives us a lot of exceptional data to sift through. Based on our findings, here are the top five home warranty companies serving the state of Colorado:

    1. Choice Home Warranty
    2. American Home Shield
    3. Select Home Warranty
    4. Service Plus
    5. Liberty Home Guard

    What do home warranties cover?

    For those system and appliance breakdowns that are not covered by a homeowner’s insurance policy, a home warranty can be the next line of defense. A home warranty covers specific systems and or appliances in your home from wear and tear-related breakdowns. A home warranty policy covers specific types of malfunction up to a specified dollar amount.

    Commonly covered appliances include:

    • Refrigerator
    • Oven/stove/range
    • Clothes Washer
    • Clothes Dryer
    • Dishwasher
    • Built-in Microwave
    Commonly covered systems include:

    • Electrical
    • Plumbing, including stoppages
    • HVAC, including ductwork
    • Water Heater

    Most home warranty companies also offer add-on coverage for sump pumps, well pumps, septic pumps, pool and spa, and limited roof leaks. 

    You’ll want to look at the coverage options carefully to see what each home warranty plan does and does not cover.

    How much does a home warranty cost?

    The cost of a home warranty has two components: the monthly premium and the service call fee. A service call fee is paid only when a claim is made and the home warranty company sends a licensed technician to your home to evaluate the issue. This cost ranges from around $70 to as high as $150. Usually, the higher the service call fee, the lower the premium.

    Premiums for individual Appliance Plans or Systems plans are slightly lower than a Combo Plan that covers both systems and appliances. Most people choose a Combo Plan for the comprehensive coverage for not much more money. Here is the average you will spend for a Combo Plan among our top five Colorado providers: 

    Combo Plan
    Top 5 Average

    How do I choose a good home warranty?

    Choosing the right home warranty plan does not need to be stressful. Here are three simple steps to choose the right one for your situation.

    1. Research - Do the work you’re doing now in educating yourself about what is available, what a company’s reputation is, and how much the plans that work best for you cost.
    2. Get more than one quote - You may find a plan that sounds just right, but get two or three (or more) quotes to make sure you are getting the best deal for the money.
    3. Read the fine print - Every service contract is different. Be sure you understand the exclusions and limitations before signing up and paying that first premium.
    Information is power. Taking these steps will help you make the best possible decision.