Do you want to find the best home warranty in Colorado Springs for your new home? If so, you are in the perfect place. In this guide, you’ll learn:
- Do you need a home warranty?
- What do you need to look for in home warranty coverage for your Colorado Springs property?
- Are home warranties regulated in Colorado?
- What plans are available in your area?
- And more!
Before creating this guide, we reviewed nearly 70 home service contract providers across the United States to find the companies that offer the absolute best value for Colorado Springs property owners. Continue reading to learn everything you need to select a coverage plan.
Limited Time: New Customers Get $50 Off
Limited Offer: $50 Off + 1 month free
Limited Time: $150 Off + 2 Free Months + roof coverage
Top Home Warranty Companies for Colorado Springs Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Top 3 Home Warranty Companies for Colorado Springs (2021)
|Company Name||Choice Home Warranty||American Home Shield||Select Home Warranty|
|Number of Plan Options||2 Plans||3 Plans||2 Plans|
|Monthly Plan Cost||$45 – $55||$35 – $65||$36 – $45|
|Reviews||Read Choice Home Warranty Reviews||Read American Home Shield Reviews|
Choice Home Warranty (Best Home Warranty for Colorado Springs)
If you’re looking for a trusted, top home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand, and right now you can take advantage of their current promotions that get you $50 off plus one month free. Get a free online quote or contact a specialist at 929-400-6169 before these deals end.
In our research, we found that Choice offers the best combination of coverage, competitive pricing, and coverage limits (that’s the dollar amount they will go up to in repairing or replacing covered items.) They are our top pick not just for Colorado Springs, but nationwide.
- $50 off plus one month free
- Won’t deny coverage on older systems and appliances
- Free cancellation within 30 days.
- Not customizable
- Short reservice period for labor on failed repairs
American Home Shield (Editors Choice)
Another great option is American Home Shield, which offers $50 off your preferred plan, along with the service fee of your choice. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521. AHS has the most comprehensive Combo Plan among our top three, covering 23 of your major appliances and major systems.
What does it mean to choose your own service call fee? When you contact AHS with a claim, they send out a service technician. The charge for this service call can be $75, $100, or $125. The higher the service call fee (which hopefully only happens once or twice a year!) the lower the monthly premium. Pretty good deal!
- Most comprehensive coverage
- Choose your own service fee
- Large, established company
- Higher plan deductibles with lower service call fee
- Short workmanship guarantee period
Select Home Warranty (Most Affordable)
Among the best home warranty offers right now is Select Home Warranty. Right now, in addition to roof leak protection included in all their plans (not just optional coverage) Select is offering $175 off plus two months free for new customers! Get a free quote online, or contact a customer service specialist at 888-370-3954 before that deal goes away.
With Select, you get a great selection of plans, and if you decide to move or have another property you would like to cover instead, there is a $0 transfer fee. They have a good Better Business Bureau rating, along with good ratings from Google Reviews and Site Jabber.
- $175 plus two months free
- Free roof leak coverage
- $0 transfer fee
- $75 cancellation fee
- lower coverage limits
Compare Home Warranty in Colorado Springs
What's In This Guide?
Colorado Springs is a great place to explore the outdoors, from visiting the Pike National Forest, exploring the Garden of the Gods, to spending the day at Memorial Park. While spending time in nature is one of the many things Colorado residents enjoy, it’s hard to do so in the middle of the winter. That’s why we’ve created this guide.
We want to help you understand your options for protecting your home and wallet from the expenses of home repair and replacement of your most essential items. You’ll find we’ve completely catered this review to Colorado Springs residents, but no matter if you live in Denver or other Colorado cities, this review will be helpful.
Please note: as a rule of thumb, all companies that service Colorado residents should be able to serve you if you live in the Colorado Springs area.
Top 5 Best Home Warranty Companies In Colorado Springs
|Colorado Springs Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Who Needs A Home Warranty in Colorado Springs?
The truth is, all homeowners in Colorado Springs can benefit from a home warranty plan. Your home warranty plan helps you budget for expensive home repairs and systems replacements that can otherwise catch you off guard no matter who or where you are in the real estate process.
Homeowners and buyers buy home protection plans to help them properly maintain their homeownership investment. A comprehensive program from a reputable company can be a significant help when your air conditioning or heating system malfunctions.
No matter if you are an experienced homeowner or first-time buyer, it’s normal to experience wear and tear on items like your furnace and water heater. However, living in Colorado means that you need to take the protection of these items seriously. Besides, there is nothing worse than getting stuck with a malfunctioning HVAC system after a Colorado summer day at Cheyenne Mountain State Park.
Best 5 Colorado Springs Home Warranty Companies
Homesellers/Real Estate Agents
When you list your home, the last thing you want to do is worry about having last-minute service bills because something breaks while you are in escrow. Even with a clear home inspection, a costly system or device could fail, and until you close, it is your responsibility to maintain all of the home components.
As a realtor, you run the risk of losing a sale if a buyer and seller disagree over repairs. So, many realtors gift home service contracts to their clients. It protects their interest in the transaction, and it is a great way to say thank you to a client.
Landlord-Tenant relationships benefit when there is a home warranty in place. The tenant does not have to worry about the owner not fixing essential components like the water heater, and the landlord does not have to rush to find a qualified service professional on short notice.
What To Consider When Purchasing A Protection Plan In CO?
There are a few things you should consider when shopping for a home warranty plan. The climate, geography, location, and real estate trends in your area all affect your home protection needs.
At your Colorado Springs home, you enjoy moderate summers, but from December to February, temperatures stay between the low-40s and mid-teens. So, you have to have a working heating system and water heater.
Living through the cold winter months can be dangerous for anyone, but older adults, babies, young children, and individuals with medical conditions are at higher risk. If you have an infant or you are taking care of an elderly parent, you must always have the means to repair or replace your major systems and devices.
A comprehensive home warranty plan will pay for repair or replacement costs for covered items up to the plan limits. So, you do not have to choose between draining your bank account and your family’s safety.
Located in the El Paso Valley, you will find Colorado Springs, Colorado. On the southern border, you are Pikes Peak, Almagre Mountain, Cheyenne Mountain, and Ormes Peak.
The city sits at an elevation of 6,035 ft above sea level. That is 700 feet higher than Denver, The Mile High City.
The unique terrain in the area can make it challenging to travel in and out of the city at times. So, you need to make sure the property protection provider you choose has an extensive network of service request technicians in Colorado Springs.
Real Estate Data
The average home in the city is $323,194, which is up 7 percent over 2018, and according to Zillow, Colorado Spring is a hot seller market because plenty of people want to move to town, and experts do not believe it will slow down soon.
There are new constructions, townhomes, condos, historic homes, and everything in between. However, no matter what new home you purchase, you should strongly consider investing in a home warranty plan, as well.
Are you planning a move to Colorado Springs? Take a look at this aerial drone video of the city for a better view of your new home.
What Types Of Plans Are Available For You In Colorado Springs?
There are three main plan types available in your area. Appliance packages cover your major home devices like your cooktop, refrigerator, garbage disposal, garage door opener, dishwasher, water heater, washing machine, and clothes dryer.
If your appliances are still covered under the manufacturer’s warranty, you may want to choose a systems plan instead that includes items like your heater, air conditioner, electrical components, ductwork, and plumbing system.
Combo plans are also available if you want more comprehensive coverage for all of the essential appliances and systems in your house.
Best Colorado Springs Home Warranty
Choice Home Warranty stands out in the home warranty market as the #1 pick in Colorado Springs. Choice has a nationwide network of service technicians, offers affordable plans, and both programs include your heating system. .
How Much Is A Home Warranty In Colorado Springs?
Home warranty costs in Colorado Springs are comparable with the rest of the United States. A basic combo plan starts at around $28 per month, while a complete home protection package will cost you about $60 monthly.
You also have the option of adding items the plans do not include, like sump pumps, spas, swimming pools, air conditioners, second refrigerators, central vacuums, and trash compactors. Add-ons are typically between $25 and $150 per year.
Is A Home Warranty Worth It In Colorado Springs?
Whether or not a home warranty is worth it depends on the quality of life you like to live. If you are okay with spending hours searching for a qualified home service contractor, and you have plenty of money to cover a complete home system replacement, a home warranty might not be worth it for you.
If you are like most property owners, a service contract gives you one year of peace of mind and helps you budget for some of your most costly home expenses. You can get more out of your plan by making sure your Colorado home warranty covers any appliances or home systems you own that a manufacturer’s warranty is no longer covering.
What Are The Regulations In Colorado?
A recent bill passed in Colorado clarifies the home warranty regulations in your state. Home service contracts are not subject to the same laws as homeowners insurance and other types of liability protection.
Additionally, unlike homeowners insurance, a lender is not legally allowed to require you to purchase a home protection package.
The Top 5: Colorado Springs Provider Home Warranty Reviews
Now that you have a good idea about what you need to look for in a protection package, you need to know which companies in your area offer the best coverage. So, we put together a list of the top 5 home warranty companies in Colorado Springs with company info, available plans, unique features, and pros and cons of each.
Choice Home Warranty Review (Best Overall Home Warranty)
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
- Most Expensive
Select Home Warranty Review (Most Affordable)
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Liberty Home Guard Review
Why Do We Like Liberty Home Guard?
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
- State of the art customer portal system
- Rigorous testing for contractors
- Ability to use your own contractors
- Fair pricing
- Good customer service for a newer company
- Must report your issues within one day of noticing a problem
Total Home Protect Review
Why Do We Like Total Home Protect?
Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- You Can Choose Your Own Technicians
- Roof Coverage
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
Final Thoughts On Home Warranties In Colorado Springs, CO
Finding a beneficial home warranty should be more straightforward than ever, now that you know what you need and where to find it. The next step is to request a few free quotes from the best home warranty companies in Colorado Springs.