Do you want to find the best home warranty in Colorado Springs for your new home? If so, you are in the perfect place. In this guide, you’ll learn:
- Do you need a home warranty?
- What do you need to look for in home warranty coverage for your Colorado Springs property?
- Are home warranties regulated in Colorado?
- What plans are available in your area?
- And more!
Before creating this guide, we reviewed nearly 70 home service contract providers across the United States to find the companies that offer the absolute best value for Colorado Springs property owners. Continue reading to learn everything you need to select a coverage plan.
Limited Time: New Customers Get $100 Off
Limited Offer: $50 Off + 1 month free
Limited Time: $150 Off + 2 Free Months + roof coverage
Top Home Warranty Companies for Colorado Springs Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Home Warranty in Colorado Springs
What's In This Guide?
Colorado Springs is a great place to explore the outdoors, from visiting the Pike National Forest, exploring the Garden of the Gods, to spending the day at Memorial Park. While spending time in nature is one of the many things Colorado residents enjoy, it’s hard to do so in the middle of the winter. That’s why we’ve created this guide.
We want to help you understand your options for protecting your home and wallet from the expenses of home repair and replacement of your most essential items. You’ll find we’ve completely catered this review to Colorado Springs residents, but no matter if you live in Denver or other Colorado cities, this review will be helpful.
Please note: as rule of thumb, all companies that service Colorado residents should be able to serve you if you live in the Colorado Springs area.
Top 5 Best Home Warranty Companies In Colorado Springs
|Colorado Springs Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Who Needs A Home Warranty in Colorado Springs?
The truth is, all homeowners in Colorado Springs can benefit from a home warranty plan. Your home warranty plan helps you budget for expensive home repairs and systems replacements that can otherwise catch you off guard no matter who or where you are in the real estate process.
Homeowners and buyers buy home protection plans to help them properly maintain their homeownership investment. A comprehensive program from a reputable company can be a significant help when your air conditioning or heating system malfunctions.
No matter if you are an experienced homeowner or first-time buyer, it’s normal to experience wear and tear on items like your furnace and water heater. However, living in Colorado means that you need to take the protection of these items seriously. Besides, there is nothing worse than getting stuck with a malfunctioning HVAC system after a Colorado summer day at Cheyenne Mountain State Park.
Best 5 Colorado Springs Home Warranty Companies
Homesellers/Real Estate Agents
When you list your home, the last thing you want to do is worry about having last-minute service bills because something breaks while you are in escrow. Even with a clear home inspection, a costly system or device could fail, and until you close, it is your responsibility to maintain all of the home components.
As a realtor, you run the risk of losing a sale if a buyer and seller disagree over repairs. So, many realtors gift home service contracts to their clients. It protects their interest in the transaction, and it is a great way to say thank you to a client.
Landlord-Tenant relationships benefit when there is a home warranty in place. The tenant does not have to worry about the owner not fixing essential components like the water heater, and the landlord does not have to rush to find a qualified service professional on short notice.
What To Consider When Purchasing A Protection Plan In CO?
There are a few things you should consider when shopping for a home warranty plan. The climate, geography, location, and real estate trends in your area all affect your home protection needs.
At your Colorado Springs home, you enjoy moderate summers, but from December to February, temperatures stay between the low-40s and mid-teens. So, you have to have a working heating system and water heater.
Living through the cold winter months can be dangerous for anyone, but older adults, babies, young children, and individuals with medical conditions are at higher risk. If you have an infant or you are taking care of an elderly parent, you must always have the means to repair or replace your major systems and devices.
A comprehensive home warranty plan will pay for repair or replacement costs for covered items up to the plan limits. So, you do not have to choose between draining your bank account and your family’s safety.
Located in the El Paso Valley, you will find Colorado Springs, Colorado. On the southern border, you are Pikes Peak, Almagre Mountain, Cheyenne Mountain, and Ormes Peak.
The city sits at an elevation of 6,035 ft above sea level. That is 700 feet higher than Denver, The Mile High City.
The unique terrain in the area can make it challenging to travel in and out of the city at times. So, you need to make sure the property protection provider you choose has an extensive network of service request technicians in Colorado Springs.
Real Estate Data
The average home in the city is $323,194, which is up 7 percent over 2018, and according to Zillow, Colorado Spring is a hot seller market because plenty of people want to move to town, and experts do not believe it will slow down soon.
There are new constructions, townhomes, condos, historic homes, and everything in between. However, no matter what new home you purchase, you should strongly consider investing in a home warranty plan, as well.
Are you planning a move to Colorado Springs? Take a look at this aerial drone video of the city for a better view of your new home.
What Types Of Plans Are Available For You In Colorado Springs?
There are three main plan types available in your area. Appliance packages cover your major home devices like your cooktop, refrigerator, garbage disposal, garage door opener, dishwasher, water heater, washing machine, and clothes dryer.
If your appliances are still covered under the manufacturer’s warranty, you may want to choose a systems plan instead that includes items like your heater, air conditioner, electrical components, ductwork, and plumbing system.
Combo plans are also available if you want more comprehensive coverage for all of the essential appliances and systems in your house.
Best Colorado Springs Home Warranty
Choice Home Warranty stands out in the home warranty market as the #1 pick in Colorado Springs. Choice has a nationwide network of service technicians, offers affordable plans, and both programs include your heating system.
How Much Is A Home Warranty In Colorado Springs?
Home warranty costs in Colorado Springs are comparable with the rest of the United States. A basic combo plan starts at around $28 per month, while a complete home protection package will cost you about $60 monthly.
You also have the option of adding items the plans do not include, like sump pumps, spas, swimming pools, air conditioners, second refrigerators, central vacuums, and trash compactors. Add-ons are typically between $25 and $150 per year.
Is A Home Warranty Worth It In Colorado Springs?
Whether or not a home warranty is worth it depends on the quality of life you like to live. If you are okay with spending hours searching for a qualified home service contractor, and you have plenty of money to cover a complete home system replacement, a home warranty might not be worth it for you.
If you are like most property owners, a service contract gives you one year of peace of mind and helps you budget for some of your most costly home expenses. You can get more out of your plan by making sure your Colorado home warranty covers any appliances or home systems you own that a manufacturer’s warranty is no longer covering.
What Are The Regulations In Colorado?
A recent bill passed in Colorado clarifies the home warranty regulations in your state. Home service contracts are not subject to the same laws as homeowners insurance and other types of liability protection.
Additionally, unlike homeowners insurance, a lender is not legally allowed to require you to purchase a home protection package.
The Top 5: Colorado Springs Provider Home Warranty Reviews
Now that you have a good idea about what you need to look for in a protection package, you need to know which companies in your area offer the best coverage. So, we put together a list of the top 5 home warranty companies in Colorado Springs with company info, available plans, unique features, and pros and cons of each.
1. Choice Home Warranty
In Colorado Springs, Choice Home Warranty is our top choice for home protection coverage. Choice has a nationwide network of service technicians, offers affordable plans, and both programs include your heating system and water heater.
The Basic Plans ($36.17 monthly) gives you coverage for fifteen standard components. To add coverage for your refrigerator, laundry machines, and air conditioning system, you can purchase the Total Plan ($43.85 monthly).
- Both of the plans are affordable.
- Reservice is free for 90 days.
- The plans include more items than most.
- Some customers report service call appointment delays.
- Choice may not approve claims on older appliances.
- Replacement cost limits are low on some expensive components.
2. American Home Shield
In the United States, American Home Shield (AHS) holds more home warranty contracts than any other company. Since 1971, realtors, real estate investors, homeowners, buyers, and sellers have all trusted AHS with their home service needs.
Coverage options include appliance and systems packages for $49.99 a month each, a build-your-own plan that protects ten items for $54.99 per month, and a combo plan for $59.99 monthly. You can also add-on protection and choose your own service fees.
- You can customize your plan.
- The AHS network of service providers is knowledgeable.
- The appliance plan from AHS is one of the best available.
- There are comparable plans from other providers that are more affordable.
- Replacement cost limits vary per item.
- Reservice for contractor work is only free for 30 days.
3. Select Home Warranty
Select Home Warranty opened in 2012. The staff is smaller, and Select does not hold as many service contracts as its larger competitors.
If you are looking for a comprehensive, budget-friendly coverage option, Select has some excellent options. The Bronze (appliances) and Silver (systems) Plans are each $35.83 per month.
For homeowners that want to cover both systems and appliances, the Platinum Plan is less than $2 more at $37.50 per month. You can save even more money by paying for the entire contract up front, and as a Select Home Warranty customer, you will receive complimentary limited roof leak protection.
- Customers give Select excellent ratings on the BBB and other consumer sites.
- You can purchase a comprehensive combo plan for $37.50 per month.
- Cancellation is free for the first 30 days.
- You have to make claims within three days.
- Reservice for contractor work may not be free.
- You may experience service delays on weekends and holidays.
4. Total Home Protection
Total Home Protection opened in 2016, making it the newest company on our list of the top home warranties in Colorado Springs. While there are some companies with plans that are a better value, if you have a septic system or sump pump, you will want to get a quote from Select because the septic system coverage is fantastic.
As far as plans, Total Home Protection customers have two choices, the Gold Plan ($45.33 per month) and the Platinum Plan ($52 per month). If you want coverage for your heating system and water heater, the Platinum Plan is the best value.
- Total offers one of the most beneficial septic system plans.
- Toal guarantees contractor home warranty work for 90 days.
- You have 24/7/365 access to emergency service and customer support.
- You only have one day to file claims.
- There is a $50 cancellation fee if you do not cancel within the first 30 days.
- The contractor network could be more robust.
5. First American Home Warranty
The last company on our list is First American Home Warranty. However, First American is a reputable real estate company that has been offering home service contracts for decades.
Many first time homeowners and sellers choose First American because the plans offer adequate protection without a substantial financial commitment. You can start coverage for as little as $28 per month with the Basic Plan.
The Premier Plan for $42.50 per month adds clothes washers, dryers, and refrigerators. However, neither of the plans includes HVAC coverage, and you need protection for your heating system.
- First American has an established network of home warranty work providers.
- Coverage starts at just $28 per month.
- The add-on HVAC coverage is excellent.
- Neith of the available plans includes HVAC coverage.
- The plans do not include as many covered items as comparable plans from competitors.
- Contracts automatically renew 30 days before your contract ends.
Final Thoughts On Home Warranties In Colorado Springs, CO
Finding a beneficial home warranty should be more straightforward than ever, now that you know what you need and where to find it. The next step is to request a few free quotes from the best home warranty companies in Colorado Springs.