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Top 5 Best Home Warranties For Garage Doors (2021 Review)
Looking for the best home warranty for garage door openers?
Perfect you’re in the right spot. In this guide you’ll learn:
Is a home warranty for garage door openers really worth it?
Will a home warranty for garage door openers cover replacement costs?
Will a home warranty for garage door openers cover pre-existing conditions?
…and answers to all of your home warranty for garage door opener questions.
We’ve looked at nearly 70 home warranty service providers and found the top providers when it comes to your garage door opener. Let’s find out what you should look for in a policy, and who comes out on top.
A good home warranty plan can protect you from all kinds of expenses related to wear and tear on home appliances and home systems, like central air conditioning, your kitchen appliances, clothes washer, or hot water heater. But what about those other gadgets that make a home run smoothly? One of those important gadgets is a garage door opener. In the olden days, we all had to lift a garage door with our own energy. Those things can be heavy! So a properly working garage door is essential.
There are appliances and systems that are perhaps less obvious when it comes to coverage from a service contract. Things like central vacuum, cooktop, ductwork, smoke detectors, exhaust fans, your trash compactor, whirlpool, or ceiling fans, etc. Among these more obscure items is the small but mighty garage door opener.
So what is the best home warranty to help with this aspect of homeownership?
Choice Home Warranty (Best Home Warranty for Garage Doors)
Choice Home Warranty is our top pick for garage doors and the best overall coverage for all the important systems and appliances in your home. When your garage door opener stops working, you might be able to get the doors opened manually–or your cars may be stuck in the garage. That’s why coverage with Choice is so important. Choice has already contracted the trained pros in your area, so when a problem with a garage door opener arises, a trusted repair tech can get on the scene quickly.
We like Choice because beyond the coverage on garage door openers, they offer the best coverage for the most competitive pricing. You can get coverage for garage door openers in both their Basic Plan or Total Plan. If you’d like to spend a bit less per month, you can go with their Basic Plan for $45. Most people opt for the more comprehensive coverage of the Total Plan for $53. You’ll pay more than that for Premium coverage with both AHS and Select.
Another great thing about Choice for garage door coverage and beyond – coverage limits. Fixing or replacing a garage door opener will probably not cost thousands of dollars, but it’s nice to know that, for other covered items, Choice has limits of up to $3,000, which is a grand more than Select offers. That makes the decision to carry coverage on all of those items pretty simple. Instead of paying for the price of coverage (around $636 per year for the Total Plan) or much more every time something goes wrong in your home – pay that once and get coverage on everything from a garage door opener to your HVAC system.
One more great reason to pick Choice is the savings you will realize through a generous offer they are making right now. For new customers looking for protection on garage door openers and other systems and appliances in your home, Choice will take $50 off plus one month free on the plan of your choosing. Go online for a free quote, or call them at 929-400-6169 before this offer goes away.
Simple and easy to understand plans
Very few exclusions
Protects against normal wear even in older homes
There is no option for a custom plan, yet garage doors are covered under standard
Not available in all areas of the country
American Home Shield (Most Customizable)
American Home Shield is our top choice for the most comprehensive coverage at the best price. You can get exceptional coverage for your garage door opener, plus 22 other systems and appliances with their Platinum Plan. Choice and Select each cover around 18 items with their top-level plans. So if you want protection on the most systems and appliances in your home, look no further than AHS.
And even though the cost of AHS garage door, etc. coverage is a bit more than the competition, it can be less expensive than you might imagine. That’s because American Home Shield allows you to choose your own service fee. You can pick a deductible–aka service fee–of $75, $100, or $125. The higher the service fee, the lower the monthly premium.
If you want to upgrade your plan even further, American Home Shield offers the most optional add-ons of our top three picks. You can get coverage on everything from septic tanks, to pool and spas, to home electronics. If you want it covered, it is probably on the options list with American Home Shield.
So if you are looking for the most comprehensive protection for garage door openers and loads of other appliances and systems in your home, AHS has a nice incentive. Right now, American Home Shield is offering $50 off the plan of your choosing. To take advantage of that offer, get a free quote online or request information about coverage from AHS at 866-464-7521.
Known for quality workmanship and great service
AHS gives customers the ability to customize a plan and a payment
Very low chance of claim denial with normal wear
The pricing is high for the more customized plan
BBB rating is only a B, some issues in the past
Optional coverages or add ons are very high priced
Select Home Warranty (Most Affordable)
Select Home Warranty has several ways to save money on their plan, and so is our top pick for value in garage door coverage. So while their Premium Plan is a few dollars more than Choice at $58 (compared with the Choice Total Plan at $53 per month) you get more for your money with Select. Why? Because along with garage door opener coverage and protection of lots of other systems and appliances throughout your home, Select offers roof leak protection at no extra cost. Both Choice and AHS offer roof protection only as an optional add-on, which means adding on cost to your monthly premiums.
Another savings is with their service fee. They only offer one option: $60. So when you call in a claim and Select sends out a technician to repair or replace your garage door opener, you’ll only be paying $60. With Choice, the flat rate is $85, and with AHS it can be as high as $125.
Select also has a great reputation when it comes to contractor professionalism. If there is a problem with your garage door, you want to know that a competent pro is on the job. The people Select chooses to work with have that reputation. Select is also known for good communication. It’s good to know that even though you are not spending as much as you would be with AHS or another home warranty company, you are still getting top-notch service when a repair is needed on your garage door opener or other appliance or system in your home.
Right now, there is yet one more way to rack up the savings with Select. How? Right now, they are offering $150 off plus two free months! Go online for a free quote, or contact one of their customer service pros at 888-370-3954 to get that deal and begin coverage on your garage door opener and other systems and appliances in your home.
Very affordable plans for the homeowner on a budget
Plan choices are simple and straightforward
Free roof coverage with the Total plan
$75 Cancellation Fee
Must file a claim quickly, or it could be denied
Not as many add on options as American Home Shield
What's In This Guide?
Do Home Warranties Cover Garage Door Opener Replacement?
What will a home warranty cover when it comes to garage door openers? A home warranty is a great supplement for normal wear and tear on minor and major systems that a homeowner’s insurance policy won’t cover. When it comes to garage door opener replacement costs, most home warranty companies will cover that if repair is not an option and the other terms and conditions of replacement are met. But you want to read the fine print. Some companies, like Choice Home Warranty and Select Home Warranty, have garage door opener coverage in all plans. Others, Like First American, only have the coverage in their top-tier plan, rather than a systems plan or appliance plan.
If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.
Before you make a service call to the home warranty company, take a look at this video describing four common problems with garage doors. You might save yourself a service call fee.
Is A Home Warranty Worth It For Garage Door Openers?
When it comes to home warranty coverage, some items are a no-brainer. For heating systems or electrical systems, a home warranty can be a real life-saver. When home repairs are not your strong suit, and home insurance won’t cover wear and tear, the home services that come with a warranty can be just the thing to repair or replace items like a garage door opener.
So, is a home warranty worth it when it comes to garage door openers? It depends. If you are looking solely to protect your home from a garage door opener malfunction, the $350 – $750 annual premiums probably might not be worth it. But then again, a good garage door opener can cost upwards of $200-$400. If you add installation, it might be worthwhile to have that peace of mind.
Plus, you’ll get all the benefits of having a home warranty in place for all the other appliances and systems that will be covered. So if your HVAC system goes out unexpectedly, you can make that service call and potentially avoid a very costly repair. Or if a refrigerator stops working, you could get a replacement. Coverage limits on appliances are often very generous.
But back to that garage door opener. Ask for a free quote from any home warranty provider. Whether you are a home buyer looking at a potential property, or a seller, or a long-time homeowner, this kind of coverage can be very helpful. Repair costs can be prohibitive. With your own plan in place, you can alleviate that stress.
Top 5 Best Home Warranties For High-End Appliances
Would A Home Warranty For Garage Door Openers Cover Pre-Existing Conditions?
Even among the best home warranty companies, most do not. Pre-existing condition exclusions are usually spelled out under broad terms and conditions of the service contract.
But there are steps you can take to make it less likely that a claim on a garage door opener is denied.
Your state might have some guidelines on how to work with home warranty providers to handle what they say they will in the service contract.
For instance, Arizona has a handy guide that should be helpful to any homeowner looking at home warranty protection. This guide offers guidance on reading contracts carefully and looking for provisions regarding fees, cancellation, and refund policies.
Top 5 Best Home Warranty Companies For Electrical Systems
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
State of the art customer portal system
Rigorous testing for contractors
Ability to use your own contractors
Good customer service for a newer company
Must report your issues within one day of noticing a problem
Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
You Can Choose Your Own Technicians
More Exclusions Than Most Competitors
The Worst BBB score
Low Payout Limits ($500)
Our Top Pick For a Home Warranty On Garage Door Openers
For value, service, and coverage well beyond the garage door opener, Choice Home Warranty is our top pick.
Frequently Asked Questions For Garage Doors
Below are just some of the frequently asked questions we receive about home warranties for garage doors.
Do Home Warranties Cover Garage Doors?
A home warranty is in place to help protect essential appliances and systems from breaking down when you need them the most. Home warranties will cover everything from your dishwasher to your sump pump, and many of them also cover garage door openers.
A home warranty is not going to cover the entire door as that is not an appliance or system of the home. However, the opener is, and it needs to be functioning for you to get full use out of your garage.
If your car is in the garage and the garage door opener has a problem, you will be stuck with no way to get out. Making sure your opener is functioning correctly is a great benefit to have. It’s important to remember that some homes may have more than one garage opener if they have more than one garage door. Keep this in mind when shopping for plans and seeing the different options on the market.
Will American Home Shield Replace My Garage Door?
American Home Shield is one of the top home warranty companies out there. If you run into an issue with your garage door opener and it needs to be replaced, you can rely on American Home Shield to repair or replace the garage door for you.
The most important thing to remember is that you must make sure your garage door is covered as part of your plan. Some basic appliance or system plans do not cover the garage door opener. Although this is an essential part of your home, it doesn’t impact day-to-day life quite as much as something like a refrigerator or washing machine will. Therefore the garage door opener is sometimes an add-on to your plan.
Who Has The Best Home Warranty Insurance?
The best home warranty insurance for garage door openers is Choice Home Warranty. This company stands out as the best overall because it has a great network of professionals, fair coverage pricing, and simple to understand limits and service fees.
When choosing a home warranty, you will need to make sure that you completely understand the policy’s limits. Not all plans will cover a garage door opener under a basic plan, and you may need comprehensive coverage.
What Does A Home Warranty Cover?
A home warranty is going to cover the appliances and systems that keep your home running. This is a bit different than a typical homeowners insurance policy. The home warranty is in place to ensure that you can afford repairs and replace your most important home features.
Homeowners insurance is built more for major disasters like fires and hurricanes. A home warranty will not cover preexisting issues that occurred on your systems or appliances, so you will want to make sure that you have everything in working order before signing up for your plan.
Is a Home Warranty For Garage Doors Worth It?
A home warranty for a garage door opener is worth it if it comes as part of your coverage. When choosing a home warranty plan, you will need to make sure that the annual costs will be low enough that the money you are spending is a justified expense. If a garage door opener warranty is an add-on coverage, you may not find the price to be worth it.
A typical garage door opener will range in price from $300 to $500 dollars to replace. If your policy is increased in price for a smaller expense like this, you will have to consider if that decision makes sense.