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Top 5 Best Home Warranties For Garage Doors (2021 Review)

Top 5 Best Home Warranties For Garage Doors Review

Looking for the best home warranty for garage door openers?

Perfect you’re in the right spot. In this guide you’ll learn:

  • Is a home warranty for garage door openers really worth it?
  • Will a home warranty for garage door openers cover replacement costs?
  • Will a home warranty for garage door openers cover pre-existing conditions?
  • …and answers to all of your home warranty for garage door opener questions.

A good home warranty plan can protect you from all kinds of expenses related to wear and tear on home appliances and home systems, like central air conditioning, your kitchen appliances, clothes washer, or hot water heater. But what about those other gadgets that make a home run smoothly? One of those important gadgets is a garage door opener. In the olden days, we all had to lift a garage door with our own energy. Those things can be heavy! So a properly working garage door is essential.

There are appliances and systems that are perhaps less obvious when it comes to coverage from a service contract. Things like central vacuum, cooktop, ductwork, smoke detectors, exhaust fans, your trash compactor, whirlpool, or ceiling fans, etc. Among these more obscure items is the small but mighty garage door opener.  

So what is the best home warranty to help with this aspect of homeownership? We’ve looked at nearly 70 home warranty service providers and found the top 5 when it comes to your garage door opener. Let’s find out what you should look for in a policy, and who comes out on top.

Editor's Choice
97.0

Limited Time: New Customers Get $100 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Our Top Picks Overview

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.80
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.60
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.10
  • $200 off + 2 month free + Free Roof Coverage
  • Newly designed customer claim portal
  • The BBB's #1 Home Warranty Company
  • Smaller company
  • Newer on the market

Do Home Warranties Cover Garage Door Opener Replacement?

What will a home warranty cover when it comes to garage door openers? A home warranty is a great supplement for normal wear and tear on minor and major systems that a homeowner’s insurance policy won’t cover. When it comes to garage door opener replacement costs, most home warranty companies will cover that if repair is not an option and the other terms and conditions of replacement are met. But you want to read the fine print. Some companies, like Choice Home Warranty and Select Home Warranty, have garage door opener coverage in all plans. Others, Like First American, only have the coverage in their top-tier plan, rather than a systems plan or appliance plan. 

Before you make a service call to the home warranty company, take a look at this video describing four common problems with garage doors. You might save yourself a service call fee.

Is A Home Warranty Worth It For Garage Door Openers?

When it comes to home warranty coverage, some items are a no-brainer. For heating systems or electrical systems, a home warranty can be a real life-saver. When home repairs are not your strong suit, and home insurance won’t cover wear and tear, the home services that come with a warranty can be just the thing to repair or replace items like a garage door opener. 

So, is a home warranty worth it when it comes to garage door openers? It depends. If you are looking solely to protect your home from a garage door opener malfunction, the $350 – $750 annual premiums probably might not be worth it. But then again, a good garage door opener can cost upwards of $200-$400. If you add installation, it might be worthwhile to have that peace of mind.

Plus, you’ll get all the benefits of having a home warranty in place for all the other appliances and systems that will be covered. So if your HVAC system goes out unexpectedly, you can make that service call and potentially avoid a very costly repair. Or if a refrigerator stops working, you could get a replacement. Coverage limits on appliances are often very generous. 

But back to that garage door opener. Ask for a free quote from any home warranty provider. Whether you are a home buyer looking at a potential property, or a seller, or a long-time homeowner, this kind of coverage can be very helpful. Repair costs can be prohibitive. With your own plan in place, you can alleviate that stress.

Would A Home Warranty For Garage Door Openers Cover Pre-Existing Conditions?

Even among the best home warranty companies, most do not. Pre-existing condition exclusions are usually spelled out under broad terms and conditions of the service contract. 

But there are steps you can take to make it less likely that a claim on a garage door opener is denied. Modern new Construction White Siding Cottage House for Sale in Suburbs with Turquoise Door

Your state might have some guidelines on how to work with home warranty providers to handle what they say they will in the service contract.

For instance, Arizona has a handy guide that should be helpful to any homeowner looking at home warranty protection. This guide offers guidance on reading contracts carefully and looking for provisions regarding fees, cancellation, and refund policies.

Top Home Warranties For Garage Door Openers Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Total Home Protect Review (Best For Larger Systems)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)
 

First American Home Warranty Review (Best Customer Service)

  • Service Fee: $75 – $100
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 9.5/10
  • Rating: 94.90

Visit Website

(888) 445-5837

first american home warranty

Why Do We Like First American Home Warranty?

First American Home Warranty made our list as a home warranty with above average customer service mixed with in with a decent price point.

The only drawback was that they aren’t nationwide lacking coverage in the following states: ND, MN, WI, IL, NY, VT, NH, ME, MA, CT , RI , DE, AL, HI, LA.

Their plan options include a “Basic“ plan, which only covers appliances and will run you about $28 per month. Their combo plan, which covers major systems and appliances branded the “Premier” plan costs around to ~$43 per month.

Overall a good home warranty provider, but just lacking the coverage, which would have helped make a better case for “best overall home warranty company”.

Policy On Pre-Existing Issues or Older Units?

Again, all of the home warranty providers seem to have adopted a similar policy in that they cover “old” appliances and systems that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Great Customer Service (B+ BBB Score)
  • Online Chat Support

Cons

  • Not Available In 15 States
  • Can’t Choose Your Own Contractor

Our Top Pick For a Home Warranty On Garage Door Openers

For value, service, and coverage well beyond the garage door opener, Choice Home Warranty is our top pick.