Looking for the best home warranty for dishwashers?
Perfect, you’re in the right spot. In this guide you’ll learn:
- Does a home warranty plan cover dishwasher replacement?
- Is a home warranty service contract worth it for your dishwasher?
- Would home warranty coverage include dishwashers with pre-existing conditions?
- How soon can you submit a claim on your dishwasher with your new home warranty plan?
- What should you look for in the best warranty policies for dishwashers?
- What are the best home warranty providers that offer dishwashers as a covered item?
- And much more!
We’ve reviewed 68 different home warranty companies, and below are our top picks for dishwashers specific to your state. Want to know which companies are the best and why? Keep reading!
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What's In This Guide?
Your dishwasher works hard to help you keep all your plates, bowls, and cups clean each day. But, sometimes, even the hardest working and most reliable of dishwashers can break.
When this happens, you’ll have to spend time looking for a qualified contractor to get your trusty appliance back in good working condition. But, once you get that hefty repair bill in the mail, your wallet might not be too excited.
Thankfully, there’s a way to protect yourself – and your dishwasher – from costly repairs.
The answer? A home warranty plan.
But, with so many great home warranty policies out there to choose from, it can be tricky to know which one is best for your needs.
To get you started, we reviewed 68 different home warranty companies to figure out which one offers the best plan for your home’s dishwasher. Here’s everything you need to know to find the right option for your home:
Top 5 Best Home Warranties For A Dishwasher
Do Home Warranties Cover Dishwasher Replacement?
A home warranty plan that includes dishwashers as one of its covered items will usually cover the cost of repairing or replacing it should something go wrong. However, not all warranty plan options include dishwasher coverage.
If protecting your dishwasher or your home’s other major appliances is important, you’ll want to purchase either an appliance plan or a combo plan.
An appliance plan, as the name suggests, is a protection plan for home appliances. This includes not only your dishwasher but your clothes washer, clothes dryer, cooktop, and major kitchen appliances.
On the other hand, you can also choose a combo plan that offers more comprehensive coverage for your home. These plans will include protection for major home systems as well as most of your appliances.
Alternatively, if protecting your dishwasher is key, a systems plan probably isn’t the right choice for you. While awesome for some homeowners, these plans are designed to cover your house’s major systems, like your air conditioning, plumbing, heating, septic, or electrical systems. Unfortunately, that means they won’t include any coverage options for your dishwasher.
Best Home Warranty For A Dishwasher?
Choice Home Warranty is our top pick in the dishwasher insurance market. Choice has more than 10 years of experience and their plan options provide up to $1,500 in coverage for your dishwasher each year.
Is Coverage For A Dishwasher Worth It?
If you’re looking at your monthly budget and are wondering if adding the cost of a home warranty to your expenses is really worth it, then we have good news for you: A home warranty is likely worth it for protecting your dishwasher.
Protection From Costly Repair Bills
The average home warranty costs between $300-$600 for a year of coverage. While this is no small chunk of change, it’s important to look at the bigger picture before deciding that this is or isn’t for you.
Dishwashers, it turns out, are quite complex machines, and, when something goes wrong, they’re not exactly cheap to fix. The cost of a home repair for a dishwasher is between $230-$600. Meanwhile, getting a new dishwasher will cost you between $400-$700 for the unit, plus another $100-$300 just in replacement costs paid to the contractor.
Hopefully, you don’t need to repair or replace your dishwasher all that often. But, even just one dishwasher replacement costs more than the priciest of home warranty premiums.
Ultimately, while you will have to pay a decent amount of money for your home warranty, the cost of an annual premium pales in comparison to how much you can save each year. Plus, having that warranty gives you peace of mind knowing that you will be protected from any gigantic repair costs that can wipe out your savings or drive you into debt.
Quick And Efficient Service
A home warranty for your dishwasher isn’t just about keeping more money in your pocket (though, we can’t lie – that is a great benefit). In fact, having a warranty policy on your home is also a great way to get quick and effective repair service.
When you have a home protection plan, you don’t need to spend hours looking for a reputable contractor to come to your home when your appliances break. Instead, you just need to submit a claim through the company’s call center whenever a covered item malfunctions.
Then, they will send a qualified home service provider to your house to assess the problem, diagnose the issue, and repair your dishwasher, so it’s back in business. That way, you can spend less time worrying about your house and more time letting your home warranty work for you.
Check out this video below for information on how a dishwasher works and offers troubleshooting tips to assist you in diagnosing and repair.
Covers What Home Insurance Won’t
As a homeowner, you almost certainly have a homeowners insurance policy. But, your home insurance coverage isn’t going to protect you if your dishwasher breaks.
In fact, home insurance policies and home warranties are not the same things. While insurance is designed to protect you financially if your home is damaged in a flood, fire, earthquake, or another kind of natural disaster, it won’t do much for you if your kitchen appliances stop working.
A home warranty, however, will. Your home warranty plan is designed to cover you when appliances and systems break due to normal wear and tear. So, your warranty will help cover your back when your insurance won’t.
Protection After Manufacturer’s Warranties Expire
If you bought a new dishwasher somewhat recently, you might still be covered by your manufacturer’s warranty. But, these warranties expire, and, when they do, you’ll be left to deal with any subsequent repair bills.
The best home warranty companies will protect you long after your dishwasher’s manufacturer’s warranty expires. That way, you can get protection from huge repair bills for the lifetime of your dishwasher, not just the first year that it’s in your house.
Coverage For Other Home Appliances & Systems
When you buy a warranty policy, you’re not going to get a plan that solely covers your dishwasher. Instead, you’ll purchase a plan that offers coverage for a variety of home appliances and systems, such as your garbage disposal, washing machine, or hot water dispenser.
Ultimately, this means that, with a single one-year warranty plan, you get protection on all of your home’s most important aspects, including your dishwasher.
Helps Sell Your Home
Should you ever choose to sell your house, having a warranty protection plan can help entice prospective home buyers during the real estate process. In fact, many real estate agents encourage their clients to have warranties on their homes because it gives potential buyers peace of mind as they sign the closing paperwork on a house.
Would A Home Warranty For Dishwashers Cover Pre-Existing Conditions?
For the most part, home warranty companies don’t cover pre-existing conditions in dishwashers or any other appliance. This might be disappointing, but if warranty providers did cover pre-existing issues, they’d quickly go out of business because people would buy a plan as soon as they knew that they needed a major repair.
Does this mean that a warranty plan will only cover brand new appliances and systems? Not at all. In fact, top home warranty providers will still protect you, even if you have an older home.
If you’re concerned that your dishwasher or any other appliance or system might have a pre-existing condition, it’s worth getting a home inspection before purchasing a warranty. That way, if there are any underlying problems, you can get them fixed right away. Then, if you have to submit a claim, you can be confident that the problem wasn’t caused by a pre-existing issue.
How Soon Can You Use A Home Warranty For Dishwashers After Purchase?
The majority of warranty providers have a waiting period between the time you purchase a policy and the day you submit your first claim. These “grace periods” are generally around 30 days long, but can vary slightly between companies.
However, if you already have a warranty plan and are looking to switch companies, many providers will wave this grace period. You’ll simply need to prove that you haven’t had any gaps in your coverage and then you’ll be able to submit your first claim right away.
What To Look For When Picking The Best Home Warranty For Dishwashers?
There are dozens of great appliance warranty plans out there that can help protect your dishwasher. So, finding the right policy for your home is all about knowing what to look for. Here are some of the most important things to keep in mind as you shop:
Annual Premium Cost
As we’ve mentioned, a home warranty can cost between $300-$600 for a year of coverage. That’s a pretty big range of prices, so the cost of an annual premium will certainly affect which plan you choose to buy.
It’s important to remember, though, that the cost of your warranty depends on three main factors:
- The size of your home
- The location of your home
- How much coverage you want
If you’re trying to keep up-front expenses to a minimum and want to prioritize coverage on your dishwasher, an appliance plan might be your best bet. Alternatively, if you’re willing to pay a bit more now for more comprehensive coverage down the line, a combo plan is a solid option.
Finally, if you want maximum control over the coverage you get for your home, a build your own plan is a good choice. With one of these plans, you can mix and match a certain number of systems and appliances, such as your dishwasher, air conditioning system, and garage door opener, to precisely get the protection you need.
Looking For Home Warranty Dishwasher Protection In Tucson, Arizona? We Got You Covered.
Service Call Fee Cost
Whenever you submit a claim through your home warranty, you’ll have to pay what’s known as a “service fee.” This fee is usually between $60-$125 and is designed to cover the cost of sending a repair technician to your home. You can think of this as similar to your copay at the doctor’s office.
As you can imagine, a lower service call fee is a great way to help you save money in the future. But, these more affordable service charges often come with slightly more expensive annual premiums. So, you’ll have to decide if you’d rather save money on your premium or your call fee.
Total Coverage Limits
Home warranty companies are trying to run a business and they wouldn’t be able to stay afloat if they doled out endless amounts of money to everyone that ever submitted a claim. Therefore, each company has total coverage limits on how much they ‘ll pay in repair and replacement costs.
Just because a company limits how much they pay, though, doesn’t mean you’ll end up shelling out a lot of money on extra repair costs. More often than not, a company’s coverage limits are large enough to pay for the vast majority of repairs you might have on your home’s systems and appliances.
But, it’s important to consider how much coverage you’re getting with a given plan, particularly if you have very high-end appliances. This information is normally spelled out in the fine print section of a warranty company’s sample contract.
To make things easier for you, we’ve included information about each provider’s coverage limits in our detailed reviews. That way, you can decide if that’s the right policy for your home’s needs without spending hours trying to decipher legalese on a service contract.
Top Home Warranties For Dishwashers Reviewed
You have a lot of great options to choose from when searching for coverage on your dishwasher. To help you decide which policy is right for your needs, here are our reviews of the top home warranty plans on the market today:
Choice Home Warranty Review (Best Overall Home Warranty)
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
- Most Expensive
Select Home Warranty Review (Most Affordable)
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Total Home Protect Review (Best For Larger Systems)
Why Do We Like Total Home Protect?
Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- You Can Choose Your Own Technicians
- Roof Coverage
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
First American Home Warranty Review (Best Customer Service)
Why Do We Like First American Home Warranty?
First American Home Warranty made our list as a home warranty with above average customer service mixed with in with a decent price point.
The only drawback was that they aren’t nationwide lacking coverage in the following states: ND, MN, WI, IL, NY, VT, NH, ME, MA, CT , RI , DE, AL, HI, LA.
Their plan options include a “Basic“ plan, which only covers appliances and will run you about $28 per month. Their combo plan, which covers major systems and appliances branded the “Premier” plan costs around to ~$43 per month.
Overall a good home warranty provider, but just lacking the coverage, which would have helped make a better case for “best overall home warranty company”.
Policy On Pre-Existing Issues or Older Units?
Again, all of the home warranty providers seem to have adopted a similar policy in that they cover “old” appliances and systems that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Great Customer Service (B+ BBB Score)
- Online Chat Support
- Not Available In 15 States
- Can’t Choose Your Own Contractor
FAQs for Dishwasher Home Warranties
Do home warranties cover dishwashers?
Does American Home Shield cover dishwashers?
Which home warranty offers the best dishwasher coverage?
Home Warranty Provider
Choice Home Warranty
American Home Shield
Select Home Warranty
Liberty Home Guard
Cinch Home Services
What does a home warranty cover?
- Oven / Range / Stove
- Clothes Washer
- Clothes Dryer
- Built-in microwave
- HVAC (heating and air conditioning including ductwork)
- Plumbing system
- Electrical system
- Water heater
- Pool and spa
- Septic system
- Sump pump
- Well pump
How do I choose the best home warranty?
- Research – Do the kind of digging you are doing right now. Get trusted information about companies available in your state, what customers are saying, and what kinds of plans and prices they offer.
- Get Quotes – Contact several companies and get pricing for the plans and options you are considering.
- Read the Fine Print – Before making a final decision and purchase, read the service agreement carefully. Understand the terms, conditions, and limitations of the contract.
Our Top Pick For A Home Warranty On Dishwashers
At the end of the day, you’re only going to choose one home warranty plan for your house. If we had to choose just one of these plans for our dishwasher, we’d have to go with Choice Home Warranty.
Choice Home Warranty wins our award as the top pick because they offer up to $1,500 per contract period in protection for your dishwasher. This is more than enough to cover the replacement of even the priciest of appliances, all while keeping your premium and service fees at an affordable rate. Plus, the company won’t deny you coverage just because you have an older home or appliance.