Are you looking for the best home warranty plans in DFW? Great, you are in the right place. We put together a guide to help you pick the perfect plan.
Keep reading to learn:
- Why do you need a home warranty plan in Dallas-Fort Worth?
- How much will a comprehensive plan cost in the DFW area?
- What coverage options are available for you?
- Are there home warranty regulations in your area?
- What things should you consider before purchasing a home protection plan?
- And much more…
At Review Home Warranties, we know how beneficial home warranty plans are for homeowners. But, we also know how crucial it is to select the right company and program. That is why we have reviewed nearly 70 home warranty companies to find the best provider in DFW. Keep reading to learn more!
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What's In This Guide?
Who Needs A Home Warranty in DFW?
All property owners can benefit from a home warranty plan. But, did you know that realtors and home sellers also benefit from home warranties? Take a look below at the ways a home protection plan can help you.
Owning a home is a dream come true for many people, but it also comes with a lot of responsibility. As soon as you purchase a new home, you are responsible for the maintenance.
That means if a primary system breaks, you have to pay to fix it. So, many homeowners buy a protection plan to help them avoid unexpected repair-related expenses.
Homesellers/Real Estate Agents
You can also purchase a home warranty when you list your home. Many top providers even allow you to transfer the plan to the new owner free of charge after the property sells.
Homesellers and realtors benefit when a property is covered because they have peace of mind that if something breaks, it can quickly be fixed to avoid any delays in closing. For that reason, many realtors even purchase home warranties for their clients.
Renters and landlords also receive peace of mind from a home service contract. When a rental property has protection, tenants do not have to worry that repairs will take a long time, and landlords do not have to stress over finding a qualified service provider on short notice.
Top 5 Best Home Warranties in DFW
What Should You Think About When Purchasing A Home Warranty In The Dallas Fort-Worth Area?
A plan that works for homeowners in one part of the country may not necessarily be the best option for you. The climate, location, and real estate trends all affect your home protection needs. So, here are a few things to consider while you are shopping for a plan.
The weather in Dallas, Texas, is hot and humid during the summer and cold during the winter. It is not uncommon for Dallas to have light snow, but these events are usually mild. Nevertheless, as a Dallas homeowner, you need a working air conditioner, water heater, and heating system to live comfortably throughout the year.
More than a dozen small cities, Arlington, Dallas, and Fortworth, make up the DFW metroplex. The City of Dallas is at the West Fork and Elm Fork confluence of the Trinity River, which runs through the city. There are also some rolling hills, and during fall and spring, wildflowers cover the hillsides.
Dallas-Fort Worth is a unique Texas community. Like residents in other major Texas cities, like Houston, Austin, and San Antonio, Dallas residents enjoy planned common areas, museums, art installations, and a lively social scene.
Compared with its sister cities, Dallas Fort-Worth offers residents cleaner streets, better zoning, a large population of middle-class families, and a below-average poverty rate.
According to the United States Census Bureau, most of the population in DFW is under 65 years old, and 20 percent is under 18 years old. That means that there are a lot of first time home buyers and families with young children.
No matter where you are in life, DFW has something to offer you. Buying a home warranty helps to ensure that you can enjoy everything your city has to offer.
You do not have to spend your valuable time searching for a reputable contractor. You just call or submit an online request for service, and a customer care professional will create the appointment and call you to schedule it.
Real Estate Data
Home sales are up in DFW. Although the population is growing and home prices rose nearly 20 percent over the last year, Dallas has a significant inventory for sale.
So, sellers have to be more competitive, and a home warranty is a great way to entice buyers, even if you own an older house. With a home warranty in place, buyers do not have to worry about an older appliance or system breaking shortly after closing.
The seller’s contract is transferrable when the property sells. The new owner is not subject to the 30-day waiting period customers typically have to wait before making claims against the policy.
Are you new to Dallas Fort-Worth? If so, take a look at this video of the top 10 things to do in town.
What Will A Home Warranty Cost A Resident Of Dallas?
Home service contract pricing in DFW is comparable with the rest of the state. You can expect to pay between $450 and $650 per year for a comprehensive combo plan that includes machines and systems you use most like cooktop, garbage disposal, dishwasher, air conditioner, and more.
What Types Of Plans Are Available For You In Dallas-Fort Worth?
In terms of the plans available to protect your Dallas home, there are three main types offered by most home warranty companies. Below are the three plan types with items each typically includes.
Appliances Plans – These plans cover major appliances like your refrigerator, clothes washer, clothes dryer, cooktop, garbage disposal, dishwasher, and more.
Systems Plans – These packages cover systems installed in your home. Typically, it includes your air conditioner, heat pump, ductwork, electrical, and plumbing systems.
Combo Plans – Combo plans are great for home sellers or homeowners who want to cover appliances and systems. Home warranty companies either sell tiered-combo plans or a combo plan that includes all of the items in its Appliances and Systems Plans.
Besides the plans sold by home warranty providers, most offer add-on coverage for items like pools, spas, sprinkler systems, septic systems, second refrigerators, laundry devices, and more.
Is A Home Warranty Worth It In Dallas Fort-Worth?
No matter where you live, a home warranty is a wise investment. All experienced homeowners know, there is no way of knowing when a covered item will break down. So, it can be challenging to budget for major repairs or system replacements.
As a home warranty contract holder, you do not have to worry about coming up with the money you need to repair a covered system. Furthermore, the top providers all have extensive networks of pre-vetted service technicians.
When a covered item in your Texas home needs attention, you put in a service call and let your provider handle finding a qualified contractor. Your warranty coverage should pay for most repairs and system replacements needed due to normal wear.
That means you have more time to focus on the things in your life that matter most, and more money to invest in the things you enjoy.
So, whether you are shopping for a home service contract to help you budget for significant repairs or you want a less stressful homeownership experience, it is worth every penny.
What Are The Home Warranty Regulations In Dallas?
Texas does not regulate home warranty companies like homeowners insurance carriers. Instead, the Texas Real Estate Commission (TREC) regulates home warranty companies, referred to as Residential Service Contracts (RSC).
For providers to legally sell home warranties, they must apply and receive approval. TREC offers consumers help with RSC-related issues, including claim denials and delays through the RSC Ombudsman Program.
How To Choose Coverage In Dallas-Fort Worth (Is It Unique)?
Choosing the right coverage can seem overwhelming. It shouldn’t, though. Here are a few simple steps to get you started.
Step 1: Decide What Coverage You Need
When you are purchasing a home protection plan, it is a good idea to make a list of each item you need to cover. Ensure you include each appliance and home system that is no longer under a manufacturer’s warranty and put the essential things at the top of the list.
Step 2: Request Free Quotes and Compare Coverage
By having a clear idea of the devices you will be covering, you can request quotes from a few companies for plans that include each item on your list.
Once you receive the quotes, you need to compare the coverage. Pay attention to how many devices each plan includes, how much it costs with all of the items you want in the package, coverage limits, exclusions, and value-added benefits.
Step 3: Read Home Warranty Reviews
Once you decide which providers offer the best deals, you can read reviews to find out which provides better service in your area. Reading other homeowners’ experiences gives you a pretty good idea of working with a specific provider.
It can also be an excellent way to determine what the service timeframes and contractors are like in your area. However, it is essential to keep an open mind when you read reviews.
You also want to check reputable sites like the Better Business Bureau (BBB). The BBB allows customers and the organization to resolve the complaint.
When you read reviews, look at both sides for a clear understanding of how the home warranty provider handles customer concerns.
Best Home Warranty Companies For DFW Reviewed
Now that you have all the information, you need to choose a plan for your Dallas-area house. Are you wondering which company offers the most comprehensive coverage? Take a look at our ranked list below to learn the unique features, plans, pricing, and the pros and cons of each company.
1. Choice Home Warranty
Our number one pick for home warranties in Dallas Fort-Worth is Choice Home Warranty (CHW). CHW has been in the business for over a decade, and it sells contracts throughout the United States.
The plans are affordable and more robust than most competitors. The Basic Plan starts at just $36.17 per month and includes 15 home systems and appliances, including your heating system.
However, as a Dallas-area property owner, you will likely want to cover your air conditioner, as well. You can do so by purchasing one of nearly a dozen add-on options. Or, you can opt for the Total Plan, which adds protection for your entire HVAC system, refrigerator with icemaker, and clothes washer and dryer for $43.85 monthly.
- The Basic Plan covers your heating system.
- Contractor labor and parts are guaranteed for 90 days.
- The Basic Plan includes more covered items than most entry-level options.
- Consumers report delays in some areas.
- Some customers have issues getting older appliances or devices with mismatched parts covered.
- Replacement limits are too low to cover some total system replacements.
2. American Home Shield
American Home Shield (AHS) is perhaps the most well known residential service company. It opened in the 1970s, and since then, it has acquired more contracts than any other company.
American Home Shield has three plans available. The Appliances and Systems Plan both start at $34.99 per month for a $125 deductible. The Combo Plan starts at $44.99 per month for the $125 deductible.
If you prefer to pay for your plan upfront or have a lower deductible and a higher monthly payment, you can do that, too. Homeowners and real estate professionals trust AHS, and the contractor network is highly-skilled and loyal.
- Flexible payment options are available.
- The contractor network is extensive.
- AHS has a wonderful home appliance plan.
- You have to pay more for a lower deductible.
- Low replacement limits on some items might leave you with home repair bills.
- Contractor work is only guaranteed for 30 days.
3. Select Home Warranty
Select Home Warranty is a relatively new company, as it opened in 2012. Compared to more established companies like Choice Home Warranty, American Home Shield, First American Home Warranty, and Landmark Home Warranty, Select does not have as many service contractors, customer contracts, or employees.
What Select does have is a dedicated customer service team that is willing to go the extra mile to earn your trust and home warranty plans that are difficult to beat. The Bronze and Gold Plans cover appliances and systems, and each plan costs $35.83 per month.
Each Select plan comes with complimentary limited roof leak protection, and Select often gives discounts for new and existing customers that pay annually.
- No nonsense protection
- Many options available
- Unexpected fees were reported
- Tricky terms and conditions
4. Total Home Protection
Total Home Protection (THP) is out forth choice for your Dallas Fort-Worth home warranty needs, and it is the newest company on our list. THP opened in 2016, and since then, the company seems to be on track for growth.
The plans are more costly than competitors, with the Gold Plan set at $45.33 per month, and the Platinum Plan costs $52 per month. Furthermore, in Dallas, you will want to purchase the Platinum Plan with coverage for your HVAC system, washing machine, dishwasher, and plumbing stoppages.
While Total might not be the best option for your single-family home, if you have a septic system on your property, you will want to look into Total Home Protection, as it offers excellent add-on protection for these critical systems.
- The septic system coverage is excellent.
- Total guarantees contractor work for 90 days.
- More than 15 items are in the Gold Plan.
- After the first 30 days, you must pay an early termination fee.
- Total is still building its service provider network.
- Total Home Protection only gives you 24 hours to make claims.
5. First American Home Warranty
In DFW, First American Home Warranty is our final pick. First American is in the fifth spot because although the plans are comprehensive and the monthly payments are flexible, First American does not cover air conditioners in either combo plans and Texas homeowners need complete HVAC coverage.
The Basic Plan is one of the most affordable combo packages at $29 per month, and the Premier Plan covers most of your essential devices and home systems for $40 monthly.
It is with noting that the $9 air conditioning add-on coverage is excellent. There are no plan limits on replacements, making it a great option if you own a larger home or have a more robust cooling system.
- First American gives you comprehensive coverage at affordable prices.
- It is a provider with decades of experience.
- There are no plan limits for the air conditioning add-on.
- Air conditioners are not included in the plans.
- Coverage for building permits, disposal fees, and code violations is $9 extra per month.
- Your plan automatically renews each year.
Final Thoughts On Home Warranties In The DFW Location
Your Dallas home is an investment in your future, and it is where you spend time with your friends and family. So, it is critical that you properly maintain your home.
Buying a home warranty from one of the best home warranty companies in DFW is the best way to manage repairs. If you are like most homeowners, you would gladly pay a monthly premium and service fees for your home warranty to avoid being solely responsible for significant system and appliance replacements.
So, do not put off buying a home warranty. Request a few quotes from the top providers in Dallas-Fort Worth and compare the coverage options to select the plan that best suits your needs.