Top 5 Best Home Warranties For Contractors (2023 Review)
Written By: Britt Olizarowicz
Edited by: Andrew Dunn
Looking for the best home warranty for contractor professionalism and service?
Perfect you’re in the right spot. In this guide you’ll learn:
- How do home warranty companies work with contractors?
- Can I use my own contractor for home warranty work?
- What should I look for when choosing the best home warranty for contractors?
- …and answers to all your questions about contractors for home warranty companies.
Whether you are looking for someone who can help with plumbing systems, HVAC, electrical systems, or appliance repair you want a contractor who knows what they are doing. Most of the time, when you work with a home warranty company on a claim, they’ve already chosen the contractor who will work with you – it’s not up to you. That doesn’t seem fair, does it? Well, it depends.
Does it really matter which home warranty company you choose? It does. Homebuyers in a real estate transaction or current homeowners should do the research because the quality of a contractor can vary dramatically depending on which home warranty company you choose. It’s important to do a little bit of digging. It’s a completely different process than a homeowners insurance claim. But that’s why we’re here with this home warranty review. We want you to see the top choices for the service you are paying for in a home warranty.
Since contract terms most often require you to use the company’s contractor, choosing a home warranty company with good contractor reviews and a track record of professionalism is important. Let’s take a look at our top picks when it comes to contractors working with home warranty plan providers.
Our Top Home Warranty for Contractors Picks
- All plans have comprehensive coverage. Most other home warranty plans cover either just systems or just appliances.
- Choice’s coverage caps are $3,000 per item, per year for most major systems and appliances beating the industry average.
- Choice Home Warranty doesn't exclude older homes, so you can still get coverage regardless of the age of your property.
- $200 off + 1 Month Free + Free Roof Coverage!
- BBB's Only A+ Accredited Home Warranty Company!
- 60-day workmanship guarantee compared to the average of 30 days.
- More than 20 options, including window washing, swimming pools, and irrigation.
- 24/7 service calls
- With over 52 years of experience and 1.7 million customers AHS has a long history in the industry.
- American Home Shield, lest you choose a service fee that works for your budget.
- Coverage caps for systems are unlimited across all three plans and are either $3000 or $6000 for appliances.
- $150 off + 2 months free
- FREE Roof Leak Coverage
- Good selection of plans
- Must file claims within 3 days
- $75 cancellation fee
- First 2 Months Free on all Plans! (exclusions apply)
- Industry-leading 180-day workmanship guarantee
- $500 Homeowner insurance deductible reimbursement
- Thousands of reliable & fast local service providers
- 24/7 customer service
- Low cancellation fee
Top 3 Home Warranty Companies for Contractors
We’ve done the research for you on the best home warranty companies across the country so you don’t have to. Here are our top three picks, and why.
| Provider | Best For | Monthly Cost | Service Fee | BBB Rating |
| Choice Home Warranty | Best Overall | $45 – $53 | $85 | D+ |
| Liberty Home Guard | Best Customer Service | $45 – $54 | $75 | A- |
| American Home Shield | Most Customizable | $25 – $75 | $75 – $125 | B |
Choice Home Warranty (Best Home Warranty for Contractors)
Choice Home Warranty is the best home warranty for contractors. As a contractor finishing up a project on a home, the last thing you need is a phone call about an issue. Some of these issues come up just a few months after project completion. With a Choice Home Warranty in place, contractors have peace of mind that the appliances and systems in the home will remain in top condition. With the total plan covering 15 appliances and systems, the coverage for the price is impressive.
With Choice Home Warranty, you will have access to 24/7 service. Choice Home Warranty also offers emergency reservice on covered appliances and systems, something that other top providers like American Home Shield do not offer. Another reason to choose Choice is the fact that appliances and systems are covered under the same plan. Contractors can get their dishwasher, water heater, plumbing system, and refrigerator can all be covered under one plan. With other top companies, there is a system or an appliance plan with no overlap.
Choice allows contractors to pick between a basic plan or a total plan. Depending on the size of the project and the amount you want to invest in a home warranty, Choice offers a combination of affordability and comprehensive coverage. Maintaining excellent relationships with clients often revolves around your ability to meet their needs quickly. Choice Home Warranty will allow contractors the fast service needed on any project they have in place. Another excellent benefit for contractors is the fact that the Choice plan is not going to discriminate against appliances that are a bit older. Regardless of the age of the home, Choice offers fairly priced and quick service for contractors.
Contractors need to be smart about the money they are spending on a project. One of the ways to ensure long-term success and lower the project’s total costs is to take advantage of the promotional offers that Choice has available. Right now, Choice is offering a promotion of $50 off plus an additional month for free. Now is the time to take advantage and remove one responsibility from your list.
American Home Shield (Most Customizable)
American Home Shield is the editor’s choice for contractors. Contractors need to be able to customize a home warranty contract so that it works best for the project they are working on. Some homes may have two refrigerators, and others may have a well pump or a pool. With American Home Shield, the ability to customize the plan is a significant reason that the American Home Shield will stand out as the best choice. With companies like Choice Home Warranty and Select Home Warranty, there is no ability to customize the plan that is purchased.
In addition, American Home Shield also offers you some peace of mind knowing this company has been in the market for more than 50 years. Although it is excellent that Choice Home Warranty has ten years under their belt, it is certainly not the same as 50. For contractors that are worried about claim denial and having to tighten up loose ends, American Home Shield is the company to go with. American Home Shield pays out a very high dollar amount of claims each year, and they are known by customers as being fair and consistent.
Now is the time to take advantage of the American Home Shield plan as they are offering $50 off when you start a policy. This is one of the more premium home warranty providers on the market, and getting any kind of discount when you sign up will be a great benefit.
Select Home Warranty (Most Affordable)
Select Home Warranty is the most affordable home warranty plan for contractors. Contractors that are running close to budget on a project may not have the extra money to spend on a home warranty plan. Select Home Warranty offers you an appliance or a systems option at a very low price. If you are a contractor that is on the fence about whether or not you should invest in a home warranty, Select Home Warranty will be the plan to choose.
Another great feature of the Select Home Warranty plan is the fact that you will get free roof coverage with any of the plan options. Free roof leak coverage is an excellent benefit for contractors as going and fixing a roof leak will be a significant time commitment. Other companies like Choice Home Warranty and American Home Shield will have you paying extra money for the roof leak coverage to use it as an add-on. Select Home Warranty offers this benefit to all customers, and the age of your roof will not disqualify you from the free roof leak coverage. Overall you will have a hard time finding a better home warranty deal on the market. Select Home Warranty is the way to go for contractors that need something affordable and easy to work with.
Home Warranty companies offer incentives to help contractors that are looking to save money. Select Home Warranty offers the best sign-up incentive on the market. You will get two months free, $150 off, free cancellation for 30 days, and that impressive free roof leak coverage.
What's In This Guide?
How Do Home Warranty Companies Work with Contractors?
Let’s take some of the mystery out of how this whole thing works. When you buy a home warranty, you pay a monthly fee–a premium–for the service. But what happens when something goes wrong with home appliances or systems like a garbage disposal or you discover a giant gap in your air conditioning ductwork? Then you contact the home warranty provider with a service request. This is when a service fee is paid out for a contractor to come and take a look.
So how does a home warranty company find a contractor? And then how do home warranty company’s work with service contractors? The good ones go through a vetting process where they have to apply for a spot with the home warranty company. The contractor gets steady work without paying a lot in marketing and the home warranty company gets a reliable contractor they can count on when the service call is made.
In the simplest terms, a contractor is called on a service call by the home warranty company. The job is to diagnose the problem, and report it to the home warranty company to determine if it is a covered item under the home warranty. If it is, they go ahead and fix the problem, and you pay just the service fee, up to the coverage maximum. If not, you might choose to have them fix the problem anyway or find another contractor.
When you find the right home warranty company, it is a classic win-win-win situation. That’s because, for covered items, it is a good deal for everyone involved. Why is that? First, the customer gets a good deal on a repair–usually just the cost of a service call. The contractor gets a project and steady work without spending marketing dollars, and the home warranty company provides a valuable service to both and receives their premium payment in return.
If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.
Top 5 Best Home Warranties For Contractors
Can I Use My Own Contractor With a Home Warranty Company?
If you haven’t worked with many contractors on home repairs, it’s no big deal who the home warranty company uses. But if you’ve established relationships with contractors over time, this is a very reasonable question.
Do I Have a Choice?
When it comes to home repairs, maybe you’ve got a company you’ve worked with and who you trust. So, your dishwasher or ice maker malfunctions, or your heating system starts making crazy noises. Should you just call your go-to plumber or HVAC technician?
The answer is complicated. You could call your contractor, but then you might void the home warranty contract for this particular broken appliance or system. You want to avoid that.
Having little choice in the matter can feel kind of bad. Can you trust the home warranty company’s choice of a contractor? Will they do a good job for you?
With these five home warranty provider options we’ve chosen, we think you can.
Are You A First-Time Buyer? Check Out This Article!
How it Works
Getting a serious breakdown in appliances or systems in your home should not just be a matter of hoping you get a good contractor. That’s why the best home warranty companies vet and retain their own set of contractors.
But if there is a friend, relative, or trusted contractor you want to work with, you have options. If there is a contractor you like and have worked with before, they may already be on the list. If not, they can always apply. This would, of course, need to happen well ahead of an emergency service call, so if this is important to you, you’ll want to get the ball rolling before the need is critical.
Among the top five providers we review, here are contractors that go through screening to get approval for their work on the warranty company’s behalf.
Read Also: Top 5 Best Home Warranties For Home Buyers
What Should You Look For When Picking The Best Home Warranty Company For Contractors?
Ok, so you have to work with the contractor the home warranty company chooses, but that’s not the end of the world. The good ones choose wisely, and you can always ask your favorite contractor to apply with your home warranty company if they aren’t on the list of contractors already.
What else should you be on the lookout for when picking the best home warranty when it comes to the contractors they use? Let’s dig in.
In a perfect world, you could choose the first home warranty company you come across, and you’d get the best possible service for a reasonable price. But here in the real world, to find the right fit takes some digging. Here are a few things to look for regarding contractors when choosing a home warranty company
Size of the Crew
You don’t want to go with a company that can’t respond to a service call promptly. You don’t want to get put on some waiting list and have a plumbing problem fixed whenever they can “get to it.”
One simple question to ask: How many contractors does the home warranty company work with? Choice has 25,000 independent contractors to call on, whereas other companies have far fewer. Among the companies we’re looking at here, the lowest is 15,000 licensed contractors. And even with those numbers, a company like American Home Shield delivers on customer service and contractor reliability.
If the stable of contractors gets below 10,000, you might want to consider a company with more. You don’t want to get on a long waiting list when air conditioning or some other system breaks down.
Customer Reviews
Another thing we should all be examining–and there is no excuse not to in this world of online opinions– is customer reviews. That is definitely the case when it comes to contractors for home warranty companies.
As you chose a provider, you want to examine the home warranty contract carefully, of course, but even before that, see what people are saying about them – especially about the contractors who work with them. A company with good reviews when it comes to contractors will have a few things in common. Overall service will get good reviews. Contractor professionalism is important to look for. And how fast can you expect to get service? Find reviews on this, but also look into the service contract. This expectation should be spelled out.
Benchmarks
There are certain data points to look for, data points we are always sure to examine when we review a home warranty company. These include workmanship, speed, contractor professionalism, and communication.
It’s not enough to have a big crew of contractors. They have to score high in workmanship and professionalism. And you don’t want your repair or replacement project to drag on. How quickly will they take care of the problem? And when you ask questions or seek clarification, how do they respond? You want the contractor and the home warranty company to score well with communication
As you look at our rating system, you will see all those data points and more accounted for in our system of measurement.
Our Top Pick For a Home Warranty For Contractors
In this category and so many others, Choice gets it right when it comes to finding the right contractors to work with. With over 25,000 on the rosters, you are not likely to wait for a repair. This combined with their overall reputation makes them our top pick.
Our Top Picks Recap
- All plans have comprehensive coverage. Most other home warranty plans cover either just systems or just appliances.
- Choice’s coverage caps are $3,000 per item, per year for most major systems and appliances beating the industry average.
- Choice Home Warranty doesn't exclude older homes, so you can still get coverage regardless of the age of your property.
- $200 off + 1 Month Free + Free Roof Coverage!
- BBB's Only A+ Accredited Home Warranty Company!
- 60-day workmanship guarantee compared to the average of 30 days.
- More than 20 options, including window washing, swimming pools, and irrigation.
- 24/7 service calls
- With over 52 years of experience and 1.7 million customers AHS has a long history in the industry.
- American Home Shield, lest you choose a service fee that works for your budget.
- Coverage caps for systems are unlimited across all three plans and are either $3000 or $6000 for appliances.
- $150 off + 2 months free
- FREE Roof Leak Coverage
- Good selection of plans
- Must file claims within 3 days
- $75 cancellation fee
- First 2 Months Free on all Plans! (exclusions apply)
- Industry-leading 180-day workmanship guarantee
- $500 Homeowner insurance deductible reimbursement
- Thousands of reliable & fast local service providers
- 24/7 customer service
- Low cancellation fee