When it comes to buying a home warranty in Arkansas, the state residents prefer to do their research and select the best home warranty companies in Arkansas available on the market. In order to help them make the best choice, we have studied different home warranty options that Arkansas companies have available to both home buyers and home sellers.

Editor's Choice

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Best Overall

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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Arkansas

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Why do you need a home warranty in Arkansas?

Having the best Arkansas home warranty is a good idea not only for homeowners who live in big metropolitan areas like Little Rock, North Little Rock, and Conway but especially for those homeowners who live in small towns and villages. It’s not always easy to find a handyman in rural areas, and this is where top-rated home warranty companies in Arkansas are helpful.

There are different factors that may influence your decision to purchase the best Arkansas home warranty. The first of them is location, the favorite factor of all real estate agents. In a home warranty business, it also plays a big role.

Climate in ArkansasHow climate is related to a home warranty in Arkansas

As you know, the climate in Arkansas is hot and humid in the summer, with temperatures running above 90°F degrees. That means that the air conditioning system should always be operational. The best home warranty plans in Arkansas, like the ones offered by Service Plus, usually have maximum coverage for this home system.

The state gets more than 50 inches of precipitation every year. High humidity may contribute to the normal wear and tear of the electrical system and kitchen appliances. By purchasing a home warranty from the 10 best home warranty companies in Arkansas, for example, Select Home Warranty, which offers a great appliance plan, Arkansas residents ensure their wallets from unexpected expenses on costly repairs or replacements. For the electrical system, First American Home Warranty provides excellent coverage for Arkansas households.

Which home warranty plan to choose may depend on the age of your house

There are almost 3 million people living in Arkansas, and almost 70% of them own their housing. The median house age in Arkansas is over 40 years.  It is very important to consider the age of the house while purchasing a home warranty. If you have purchased a new house from the developer, check out what you have covered under the manufacturer's or developer’s warranty, and then have the rest covered by the home warranty.

For houses older than ten years, it is always a good idea to cover all major home systems, especially air conditioning and heating, under the best Arkansas home warranty. Specifically for these purposes, AHW, one of the best home warranty companies for Arkansas homeowners, offers great coverage for air conditioners, furnaces, water heaters, and electrical and plumbing systems under their Platinum Plus Plan.

The older the house, the more likely its systems or appliances will need repair. Therefore, it would make sense to get a more comprehensive home warranty coverage.

The best home warranty companies in Arkansas offer comprehensive plans that cover all major home systems, kitchen, and laundry appliances. It may be called a Total plan, a Combo plan, a Platinum plan, etc. If you check out our top home warranty page, we call it the Premier Plan.

In case there are items in your household like pool and spa, central vacuum, sump pump, and such that are not included in any of the plans, you can always add them on, provided that the company of your choice offers these items on the optional coverage list. Every item on this list is priced separately and can be added to any of the company’s plans.

Read Also: Can I Cover My Septic System Under A Home Warranty Plan?

Which Home Appliance Insurance Will You Choose?

Have you ever wondered, which is better insurance for your kitchen and laundry appliances, a home warranty or an extended manufacturer's warranty? We had this question too, so we decided to make a research study and to compare these two types of appliance insurance. We compared the coverage and pricing and published the results. To see the details, please click the button below:

Home Appliance Warranty


The best home warranty companies in Arkansas offer comprehensive plans that cover all major home systems, kitchen, and laundry appliances. It may be called a Total plan, a Combo plan, a Platinum plan, etc. If you check out our top home warranty page, we call it the Premier Plan.

In case there are items in your household like pool and spa, central vacuum, sump pump, and such that are not included in any of the plans, you can always add them on, provided that the company of your choice offers these items on the optional coverage list. Every item on this list is priced separately and can be added to any of the company’s plans.

Home Buyer and Home Seller Warranty in Arkansas

Home buyer home warranty

The best home warranty in Arkansas is available to most homeowners, home buyers, or home sellers. Some home warranty companies in Arkansas, like Home Security of America, offer separate plans for homeowners or homebuyers, and home sellers.

A very generous and inclusive Basic plan with this company is available to each category of their customers, but the prices for buyers and sellers will be different. For about $12 a month extra, home buyers, and owners can get a Buyer 7 Star Upgrade that includes multiple extra items and services.

There are more great basic plans offered by the best home warranty companies for Arkansas residents - just be sure to read through the Arkansas home warranty reviews appearing on this page.

Are You A First-Time Buyer? Check Out This Article!

What home warranty options are available in Arkansas?

The average homeowner buys a home for around $142,070, and with the cost soaring up, Arkansas residents need to ensure Service Plus for their home appliances and systems.

A home warranty is one sure way to protect your home appliances and systems while giving you some peace of mind. However, Arkansas has about 32 home warranty companies, each with different plans and prices. 

We will be reviewing the five best home warranty companies in Arkansas so you can make an informed decision when making a purchase;

Best Home Warranties in Arkansas Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).


  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 


  • Only 15 Home Appliances & Systems Covered 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions


  • Most Expensive


Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan


  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.


  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company


  • Must report your issues within one day of noticing a problem

Service Plus Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

Why Do We Like Service Plus?

Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • You Can Choose Your Own Technicians
  • Roof Coverage


  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Home warranty regulations in Arkansas

In addition to our home warranty reviews, you can check the company with the Arkansas Insurance Department. The purpose of this Department is to protect your interests by enforcing and regulating laws in the insurance industry. They will be more than happy to verify for you if the company has a license to work in Arkansas.

Final words about home warranty companies in Arkansas

According to the real estate data, almost 68% of the state residents prefer to live in single-family homes, and most of them prefer to cover their home systems and appliances under a home warranty.

Are You A Landlord In Arkansas? Check Out This Page!

The homeowners have a good selection of the best home warranty plans in Arkansas. Many of them start with the basic plans that offer limited coverage and then switch to more advanced plans with more comprehensive coverage.

Many home warranty Arkansas customers prefer to extend the coverage even further and include such items as swimming pool and spa, central vacuum, stand-alone freezer, and more. The best Arkansas home warranty is offered to all homeowners, home buyers, and home sellers by the companies listed on this page.

Looking for a home warranty in a nearby state? Check out our comprehensive reviews on states like Mississippi.

Nearby States

All states
Home warranty Missouri 41 companies available
Missouri Home Warranty
Home warranty Oklahoma 31 companies available
Oklahoma Home Warranty
Home warranty Mississippi 35 companies available
Mississippi Home Warranty

Frequently Asked Questions in Arkansas

Below are just some of the frequently asked questions we receive about home warranties in Arkansas.


Is an Arkansas home warranty worth it?


How do you manage the financial impact of a system or appliance breakdown when your homeowner’s insurance policy does not cover the problem? A home warranty can definitely be worth it in those situations. 

A warranty that covers common wear and tear problems that arise in your most important home appliances and systems can save you a lot of money compared to paying outright for repair or replacement when things go wrong.


What are the best home warranty companies in Arkansas?

We’ve researched close to 70 home warranty providers across the country. Of the providers operating in Arkansas, these are our top five picks. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus

What do home warranties cover?

A home warranty will cover specific common breakdowns that happen to common household appliances and systems, as spelled out in the provider’s service agreement. 

1. Most Common Coverage

Here are the most common covered items under standard home warranties. These vary from one home service provider to another, so you will want to make sure your top choices cover the appliances and systems important to you.


  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave


  • HVAC (heating and air conditioning) 
  • Plumbing system
  • Electrical system
  • Water heater

2. What some cover

Some providers will also include coverage plumbing stoppages, HVAC ductwork, ceiling and exhaust fans, and garbage disposal.

Many providers offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, and additional refrigerators or freezers.

3. What few cover

Some home warranty companies offer unique coverage. For example, American Home Shield covers home electronics as an optional add-on. Select Home Warranty will cover limited roof leaks on all plans, not just as an add-on as many others offer.

How much does a home warranty cost?


The cost of a home warranty has two components: the monthly premium payment, and a service call fee whenever an appliance or system fails and a technician is called to your home. 

The premiums for a Combo Plan, which is by far the most popular option in Arkansas and elsewhere, ranges from the mid-$40s to the high $60s. Here’s the average cost among our top five home warranty providers.

Combo Plan
Top 5 Average

How do I choose a good home warranty?

There is a lot to consider when choosing a home warranty. But if you use these three key steps, you’ll make an informed decision.

  1. Do the Research -  Look at what the different providers offer in terms of coverage.
  2. Get Several Quotes - Find out what your top three or more choices are charging for premiums and service call fees. 
  3. Due Diligence -read the service agreement carefully before signing and making the first payment. Understand the terms and conditions of the coverage. Also, make sure to check out the coverage exclusions and caps to make sure you are getting yourself a good deal.