Living in Arkansas will give homeowners access to beautiful views, plenty of outdoor activities, and a low cost of living. Many people are moving to Arkansas because of these important reasons. As great as Arkansas homeownership can be, some issues come along with it. This is where finding the best home warranty companies in Arkansas will come into play.
In this guide, we will cover . . .
- What is a home warranty?
- Why should you have home protection on your home?
- What should you look for when purchasing a home warranty?
- The 6 best home warranty companies in 2022
- And much more!
Arkansas has a mix of weather and climate conditions that will impact the home’s systems and appliances throughout the year. This is a state where you will need both your heating system and your HVAC system.
Home warranty companies help you save money on expensive home repairs. They also allow peace of mind while owning your home. If you are looking for the best home warranty companies in Arkansas, we have all the information you need.
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Arkansas Home Warranty Providers
|Provider||Visit Site||Best For||Monthly Cost||Service Fee||BBB Rating|
|Choice Home Warranty||Site||Best Overall||$40 - $48||$85||B-|
|American Home Shield||Site||Most Customizable||$50 - $60||$75 - $150||B|
|Select Home Warranty||Site||Most Affordable||$36 - $38||$60||B|
|Liberty Home Guard||Site||Best Reviewed||$40 - $60||$60||A|
|Cinch Home Services||Site||Best Workmanship||$28 - $40||$100 - $150||A-|
|First Premier Home Warranty||Site||Best Coverage||$45||$75||B-|
|ServicePlus Home Warranty||Site||Best Emergency Service||$41 - $45||$75 - $125||A|
Arkansas Home Warranty Costs
Most Arkansas homeowners will make their financial decision about a home warranty based on the cost of the plan. If your home warranty can fit within your monthly budget and offer this great potential for cost savings, it is a much easier decision to purchase the warranty. At Review Home Warranties, we felt as though it was necessary for Arkansas homeowners to have an average home warranty cost. With an average cost, decisions can be made about the value of the plan you are being offered. Before getting quotes from home warranty companies in Arkansas, be sure to consider these home warranty average costs across a wide range of home types. This chart will help you understand how monthly costs, service fees, and coverage caps all play into this decision.
Average Annual Premium
Single Family Home
Home Over 5,000 sq ft
Home Under 5,000 sq ft
Arkansas Home Warranty Companies Reviews
At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top six home warranties for Arkansas homeowners. When comparing home warranty companies, we look at customer service reviews, coverage options, plan choices, overall pricing, service fees, time in the industry, and more. Here are our reviews of the top 6 home warranty companies in the state of Arkansas.
1. Best Overall: Choice Home Warranty
Choice Home Warranty is the best overall home warranty policy in the state of Arkansas. With the Choice Home Warranty plan, you will have impressive coverage, high-quality workmanship, and good speed of service. Choice Home Warranty has been in the industry for more than a dozen years, and they have earned the top spot on this list of best home warranties in Arkansas. The Choice Home Warranty service contract is straightforward, allowing homeowners the clarity they need in a plan.
Comprehensive plan options
It won’t allow for custom plan build-out
Fair overall pricing
Reasonable service fees
A good sign-on incentive
Plans and Pricing
When you first review the plan options from Choice Home Warranty, they may seem a bit limited. However, upon further look, you will see that both the Basic Plan and the Total Plan offer system and appliance coverage for a homeowner. This combination of coverage provides excellent value.
Cost Per Month
The coverage caps from Choice Home Warranty tend to be in the $2000-$3000 range. This is quite high and helps to increase the overall value of this home warranty plan. Some of the coverages that Arkansas homeowners take full advantage of include...
- Plumbing system
- Washing Machine
- Water Heater
- HVAC system
What Customers Are Saying:
“I put in a call to Choice Home Warranty on Thursday to repair a leaking kitchen faucet. Within an hour, I received a call from Sage Plumbing. They made an appointment for Friday morning and even showed up early. When it was clear that my faucet couldn't be repaired, they made a return time to come back so I could go purchase a new faucet. It was installed. I couldn't be happier. Sage Plumbing was efficient, professional, and went out of their way to be helpful.” Source
2. Most Customizable: American Home Shield
American Home Shield is the most customizable plan for Arkansas homeowners. There are no two houses in Arkansas that are exactly alike. Therefore trying to find a home warranty policy that is a perfect fit for your home can be a bit difficult. With American Home Shield, you can build out a plan with the proper coverage and pricing to work for your needs. The American Home Shield company has been on the market for more than 50 years. There is no debating the fact that this is one of the leaders in the home warranty industry.
Been around for more than 50 years
A premium-priced policy
Built out custom plans and add on options
Add on coverage choices
Plans & Pricing
There are three American Home Shield plans to choose from. The Silver Plan, Gold Plan, and Platinum Plan offer good starting points for AHS customers. From there, the policy can be customized to individual needs.
American Home Shield offers very high policy coverage limits. For Arkansas homeowners with high-end systems and appliances, this is one of the best plans on the market. The most popular home system and appliances covered in the AHS plan are...
- Heating system
- Garbage DIsposal
What Customers Are Saying
“They took my information about the problem and got me in touch with a contractor. The company said at first that they wouldn't be out for a few days, which didn't work for me because I had a flooded basement due to the sump pump not working. So they said I needed to contact AHS to get it upgraded as it was now an emergency. I did, and AHS got it expedited, and the service person was out right away and installed a new pump. Everyone was very professional and understanding of my situation, and I was pleased with the results.” Source
3. Most Affordable: Select Home Warranty
Select Home Warranty is the most affordable home warranty in the state of Arkansas. With the Select Home Warranty, you will be able to stay within your budget but still have impressive coverage for your Arkansas home. Select Home Warranty has been on the market for nine years, and its goal has always been to provide affordability. The Select Home Warranty plans come with free roof leak coverage and very high workmanship quality. To become a Select Home Warranty qualified contractor, quite a bit of work and qualifications are required. The Arkansas homeowners will benefit from highly-trained technicians.
Impressive customer service
Lower policy limits
Clearly defined coverages and exclusions
Not great for high-end appliances and systems
High workmanship quality
Straightforward policy choices
Plans and Pricing
When you look at the Gold Care, Bronze Care, and Platinum Care plans from Select Home Warranty, it is easy to see which is the best value. The Platinum Care plan is just a few dollars more per month but offers double the coverage. Whether you are in your home for five years or fifty years, this policy will work for your needs.
The coverage for the Select Home Warranty plans is quite good; the only thing that customers need to be aware of is that the limits on the policy can sometimes be a bit lower. With the lower policy limits, the Select Home Warranty plan becomes more affordable. This is a give-and-take type situation. Some of the coverages that Arkansas homeowners are taking advantage of as part of their plan include . . .
- Heating systems
- Ceiling fans
- Electrical systems
What Customers Are Saying
“I had an electrical issue that needed immediate resolution, I called SHW's claim department, and within 10 minutes, they had a vendor calling me to make a service appointment. D Blake Electric and Refrigeration responded within 2 hrs and resolved the issue; my thanks to both SHW and D Blake for outstanding service.” Source
4. Best Reviewed: Liberty Home Guard
The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Arkansas. One of the best ways to decide if a home warranty company is for you is by reading the customer reviews. When you look at what people are saying about LHG, you will see that service is fast and professional. The Liberty Home Guard plan has only been on the market for two years, but they have an A rating with the BBB. The company has a long list of extensive add-on options to help improve the coverage of the plans.
BBB Rating of an A
Option plan choices are a bit higher in price
Overall fair pricing
The price increases quite a bit for comprehensive plans
60 Day workmanship guarantee
Add on coverage list is extensive.
Plans and Pricing
There are three Liberty Home Guard policies to choose from; for the Appliance Guard or the Systems Guard, you will have to decide if you want more limited coverage. The Total Home Guard package is the most popular option with appliance and system coverage for the Arkansas homeowner.
Total Home Guard
Although the Liberty Home Guard coverage is good, it gets much better when you start putting in the add-on coverages. The add-on coverages make it a more comprehensive plan, but these come with increased costs. Overall the Total Home Guard is a great choice for Arkansas homeowners from a coverage standpoint. Many Arkansas homeowners choose Liberty Home Guard coverages such as . . .
- Garbage disposal
- Air Duct
- Water Heater
What Customers Are Saying:
“Our shower wasn’t heating up, and I have three daughters who were non-stop complaining (bear in mind this was the middle of winter). I submitted a claim through my LHG customer portal, and within two days, a plumber came to my house and repaired the issue. I’m very satisfied with Liberty’s service.” Source
5. Best Coverage: First Premier Home Warranty
First Premier Home Warranty is the best home warranty for Arkansas residents that need extensive coverage for their systems and appliances. If you are looking for blanket type coverage that will keep you from having to choose between systems or appliances, the First Premier Home Warranty is a perfect choice. With First Premier, you will get the benefits of a young and modern company with a BBB Rating of A- after just a short time on the market. If you can afford to pay for your policy upfront for the year, you will save a lot of money with First Premier.
BBB Rating of A-
Short time on the market
A newer company that is continually improving
Not everyone wants to pay upfront for the year
Low costs if you pay upfront
Modern technology and systems in place
Plans & Pricing
There are only two Arkansas First Premier home warranty plans to choose from. The Premier Plan and the Platinum Plan both have fair pricing and come with a lower service fee of $75.
First Premier offers quite a bit of coverage, even if the policy limits or coverage caps are a bit lower. The First Premier home warranty Premier Plan has 15 covered items. For the monthly costs associated with this plan, that is a very fair price. Some of the coverages that Arkansas homeowners tend to take advantage of are the . . .
- Water heater
- Plumbing system
What Customers Are Saying
“I called on the memorial weekend to request service, and First Premier had someone out the very next day. They approved me for a new ac unit in my home. I will be telling my family about you guys.” Source
6. Best Workmanship: Cinch Home Services
The Cinch Home Services warranty offers the best workmanship for an Arkansas home warranty. The workmanship will mean that the quality of the repair and the longevity of the repair you receive will both be impressive. Cinch Home Services has been on the market for more than 40 years. In this time, they have managed to create an excellent reputation in the state of Arkansas.
Long history in the home warranty business
Higher service fees
180-day workmanship guarantee
Negative customer reviews
Moderately priced plans to choose from
Plans and Pricing
The three Cinch Home Services plans to give customers some great options to choose from. The thing to keep in mind about Cinch Home Services is that the service fees are a little higher than other plans. These higher service fees help improve the overall workmanship.
Built-In System plan
Complete Home Plan
Cinch Home Services Complete Home Plan has a wide range of systems and appliances. The coverage caps are a bit lower on the Cinch Home Services plan, but this is partly what keeps the pricing of the plan so fair. Some of the most popular coverages under the Cinch Home Services policies include . . .
- Septic tank
- Sump Pump
- Ice Maker
- Plumbing System
What Customers Are Saying
“Total Protect is a great home warranty company. I have family members who also have Total Protect. I live in the rural part of Virginia, so the provider base is not as large as my family members that live in the city. I have not had any problems with Total Protect adhering to what is in their warranty booklet.”.” Source
What You Should Consider Before Buying A Home Warranty in Arkansas
Now that you have a much clearer view of the best home warranty companies in the state of Arkansas, it’s time to narrow down which could be the best for your home. There are quite a few factors to consider when choosing a home warranty. You must look at the overall costs, the service fees, plan choices, availability, customer service, and more. Let’s take a deeper look into how plan choices, service fees, and coverage caps can and should impact your home warranty decision.
Most home warranty companies will offer homeowners a choice between a system, appliance, or comprehensive home warranty plan. With the variety of appliances and systems that an average Arkansas home will need, it is important to look at a comprehensive or combo plan. Companies like Choice Home Warranty do not charge extra to give you both system and appliance coverage. This is something to keep in mind.
Service fees are paid each time you file a claim for service. The service fees are going to range in price from around $60 to $150. The higher service fees sometimes come with a lower monthly payment or a long workmanship guarantee. The most important consideration with service fees is ensuring that you can afford the fees, should an issue come up.
A coverage cap is the highest amount that a company will pay for a repair or replacement on a single covered item. Coverage caps range in price from a few hundred dollars to a few thousand dollars. The higher coverage caps increase the value of the total plan as you will get more out of the policy, especially when it comes to replacements.
Home Warranty Tips for Arkansas Residents
Arkansas has a lot to offer its homeowners. With excellent access to outside activities and a small-town feel throughout the state, Arkansas is a popular place. In addition, people love to experience all four seasons. In Arkansas, you can get some great summer weather in addition to a few winter storms.
Whether you live in Little Rock, Fayetteville, or Hot Springs, you will need both HVAC and heating systems in your Arkansas home. When the first cold temperatures of the season hit and people have issues finding a reputable repair contractor, you will have your home warranty in place.
In addition to heating and HVAC coverage, Arkansas homeowners will benefit from having both laundry room and kitchen appliance coverage. With all of the outdoor activities in areas like Bentonville, Jonesboro, and Conway, you will likely have quite a bit of laundry to do. When the washing machine or dryer goes down, the Arkansas home warranty will help save you hundreds or thousands of dollars.
Remember that an Arkansas home warranty will not help if there are issues with significant weather events in the state. However, having roof leak coverage as part of your home warranty is beneficial. If winter snow sits on your roof and leads to a small leak, you can contact companies like Select Home Warranty to help remedy the issue.
Overall, Arkansas homeowners have quite a few issues that they need to deal with regarding appliance and system coverage. Keeping your home warranty active and current is a smart choice across the state of Arkansas.
Home Warranty Regulations in Arkansas
In addition to our home warranty reviews, you can check the company with the Arkansas Insurance Department. The purpose of this Department is to protect your interests by enforcing and regulating laws in the insurance industry. They will be more than happy to verify for you if the company has a license to work in Arkansas.
Hopefully, you will be able to choose your Arkansas home warranty with confidence now that you have read through these reviews. The Choice Home Warranty is the best overall home warranty on the market. With fair pricing, impressive plan options, and overall excellent customer service, the Choice Home Warranty stands out among other options on the market. If your home is new or old, Choice Home Warranty will not deny you coverage. Overall the Choice Home Warranty plan will help Arkansas homeowners see the value in having a home warranty. Overall it is important to get more than one quote for your home warranty policy; with several quotes, you can be sure to get the best overall plan for your home.
Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
Resources for Arkansas Homeowners and Home Buyers
- Arkansas Development Finance Authority: The Arkansas Development Finance Authority can help with anything from a down payment to mortgage assistance for new home buyers. If you are looking into any type of loan or borrowing of funds, this is a resource to consider.
- Homeownership Assistance Arkansas The US Department of Housing and Urban Development can help Arkansas homeowners who are considering purchasing a home. Those who are going through a difficult financial time can also benefit from the services that HUD offers.
- US Department of Agriculture Rural Development: Some areas of Arkansas are quite rural, and there are special accommodations for this. If you are looking for a bit of help with a down payment or mortgage assistance, the US Department of Agriculture Rural Development may be able to help.
- Arkansas Home Loans: For those that want to ensure they are getting fair pricing on an Arkansas home loan, the government of Arkansas website can help. This is also a great resource if you are looking for first-time buyer incentives or assistance.
- Little Rock Down Payment Assistance: Little Rock is one of the most popular areas of Arkansas to live in. If you are serious about living in Arkansas and have everything but the down payment figured out, the LIttle Rock Down Payment Assistance may be able to help. Check to see if you qualify, and take advantage of these tremendous benefits.