Looking for the best home warranty in Arizona? Perfect, you’re in the right place!

We here at ReviewHomeWarranties.com analyzed 68 different home warranty companies looking at 100’s of factors such as price, complaints, coverage, and ease of actually getting payouts. Out of those 68 companies, below is our list of the top 7 best home warranty companies specifically for Arizona residents.

Why do we do this? Because home warranties can be complicated and confusing, so we provide this review to help you save time and potentially $1,000’s of dollars picking the wrong company!

Editor's Choice
97.0

Limited Time: New Customers Get $100 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Arizona

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.6
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100 Off Most Popular Plan!
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

The Best Home Warranty for Arizona Home Buyers

More than 64% of the population in Arizona own their housing units, and this number is growing. Are you one of those lucky residents who are about to buy a new house or an apartment in the Copper State?

More than 64% of the population in Arizona own their housing units, and this number is growing. Are you one of those lucky residents who are about to buy a new house or an apartment in the Copper State?

As the AZ real estate market is still slowly recovering from 2008's sub-prime crisis, the median sales price is creeping up slowly and has risen by more than $100,000 over the past 5 years. The once stale market is now strong and dynamic, and Tucson was even selected as one of the highest rental yield cities in the country.

Every homeowner needs to think about coverage and protection for their homes which is available as home insurance and a home warranty. While home insurance is mandatory in many cases, a home warranty is not.

However, it can come in very handy, especially if the house was built more than 10 years ago. A home warranty is often available as an incentive for buyers from real estate agents. It is a free perk that provides strong coverage at reasonable costs, and there are always home warranty plans tailored for your individual needs (covering the items you actually want to insure).

So, if you do think about buying a house, ask your agent if a home warranty comes with it. Since 20% of homeowners in Arizona prefer to insure their home systems and appliances, the previous owner may have already had the best Arizona home warranty company coverage in place.

Read Also: Can My Plumbing System Be Covered By A Home Warranty?

Alternatively, your real estate agent may offer you a home warranty plan as a housewarming present. In case you are going to stay at the same house for more than one year, like 51% of AZ home buyers, you can extend this plan or switch to a more comprehensive plan within the same home warranty company in Arizona. 

In either case, using the best home warranty in Arizona upon entering a new home can be a great solution to minimize the overheads involved with home maintenance and save money in the long run.

These annually renewable plans will make sure that if one of your expensive house systems or appliances break, it would be repaired or replaced. The cost of just repairing an A/C unit would be $600 at a minimum, so you only need your air conditioning to break once throughout the year to return the cost of your home warranty's annual premium.

 

 

Home Warranty for Arizona Home Sellers

In case you are a home seller, purchasing one of the best home warranty plans in Arizona is a good way for you to increase the value of your property in the eyes of a buyer or make it appear more attractive. In a fairly competitive environment like the Arizona housing market (as portrayed on the reality show Property Wars in Discovery), every little thing that can influence the potential buyer's decision is worth applying, and particularly when the costs are negligible in comparison to the cost of a house. 

Other than that, it is always good to have additional coverage while your property is on the market. On average, it takes 3-4 months to close the deal, and anything can happen during this time, especially if your house is more than 10 years old. You're likely not to have any large additional expenses when something unexpectedly breaks or malfunctions if it is covered by one of the reliable and trustworthy Arizona home warranty companies.

People that are interested in purchasing a home like to know that the air conditioner, garage door opener, central vacuum, and heating system have all been well taken care of during the time that you had the home. Faulty home repairs and issues left unattended will lead to major issues down the road for the new homeowners.

How Arizona Residents Choose A Good Home Warranty

How would one select the best home warranty company in Arizona? First of all, before you jump to read Arizona home warranty reviews, you need to choose which home systems or appliances have the highest priority for you.

In southern Arizona, for example, where such cities as Tucson, Sierra Vista, Yuma, Ajo, Casa Grande, and Gila Bend are located, the climate is very hot. The average temperature in all of Arizona year-round is a whooping 75.05F, and hence what's on everyone's mind is air conditioning. 

Air conditioning systems are one of the most commonly covered items by home warranties available in the AZ area. It is very important to keep the A/C working properly and have an opportunity to fix it quickly without spending a lot of money on unexpected repairs.

A replacement of an air-conditioning unit would cost, on average, $3,700 to $7,000! Hence, it is good to cover against this overwhelming potential expense.

Tips from Our Blog - Air Conditioner Care

There are many ways to prolong the life of electrical appliances. It all starts with a bit of care which can translate to hundreds or thousands of dollars in savings over the years.

Air conditioners, in particular, are

Which is the best company to cover your air conditioning at your Arizona home? Among the many companies that offer A/C coverage, Choice Home Warranty and Select Home Warranty are rated the highest on ReviewHomeWarranties.com. These two companies have a major disadvantage for an expensive item like Air Conditioning which is that neither of them will offer a repair limit suitable for replacement.

While covered by either of these companies, if your A/C fails, you will only be reimbursed with $1,000-$1,500 depending on the company and coverage plan. On the other hand, these companies, we believe, will provide you the best bang for your buck as a whole.

For the A/C coverage, in particular, Pride Home Warranty provides coverage for up to $3,000, while Total Home Protection covers up to two electrical air conditioning units per contract.

You can read more about the limitations and cap on this page dealing with appliance insurance.

If you are one of the 4% lucky Americans who own a swimming pool or a spa in your Arizona home, it is a good idea to protect them under home warranty plans. As you probably know, an unexpected repair of such expensive items may cost thousands of dollars out-of-pocket.

Pool heaters cost $1,000 to replace, and smaller components cost no less than $200 to replace. That is a hefty price to pay, and being a luxury item - pools that have broken down are often left attended and unrepaired. Don't let that happen to you too!

Pool Warranties: A Comprehensive Research

Did you know that 62% of all homeowners in Scottsdale, Arizona, own a pool? Did you know the cost of pool installation can go past the $10,000 mark? How much can it cost when something goes wrong in your pool? Discover our comprehensive Pool Ownership & Warranties research!

Our Pool Warranties Analysis

Which is a good company to handle your home warranty, including an inground pool in Arizona? Total Home Protection offers optional coverage that can be added to any plan for all above-the-ground components and parts of the pumping and filtration system, including the pool sweep motor and pump.

Important Home Warranty Tips Based on Location in Arizona

A home warranty is not homeowners insurance! The southwestern part of the state closest to California is prone to earthquakes. What you should keep in mind is that not even the best home warranty plans in Arizona will cover any damage caused by natural disasters.

However, regular wear and tear are always covered, and all of the parts and components listed in the home warranty contract will be repaired or replaced by the contractors.

In case you live in one of the cities in northern Arizona, such as Flagstaff, Page, Prescott, Sedona, or Williams, the best home warranty companies for you would be America’s 1st Choice Home Club or Total Home Protection.

Finding a protection plan with a fair service contract that protects against major systems going down as well as normal wear is essential. The top home warranty companies also make sure that their service providers are well trained and knowledgeable in the Arizona area. 

They offer excellent coverage of not only traditional home systems and appliances but also for well pumps and septic systems. This coverage may come in handy in a region that features mountains and forests. Home warranty companies in Arizona are happy to offer coverage in the Hopi and Navajo reservations as well.

If you live in the heart of Arizona, in the cities or towns like Tempe, Mesa, Chandler, Scottsdale, or Gilbert, near the capital, Phoenix - just use the list of the best of home warranties in Arizona above. You can compare and choose the right company that suits you and your home needs.

If you are having a hard time choosing between the different companies, you can read the relevant reviews for home warranty in Arizona.

If you live in the heart of Arizona, in the cities or towns like Tempe, Mesa, Chandler, Scottsdale or Gilbert, near the capital, Phoenix - just use the list of the best of home warranties in Arizona above. You can compare and choose the right company that suits you and your home needs.

If you are having a hard time choosing between the different companies, you can read the relevant reviews for home warranty in Arizona.

Home Warranty Regulations in Arizona

All home warranty companies in Arizona are regulated by the Arizona Department of Insurance, which protects Arizona citizens and businesses from fraud by promoting a safe, strong, and competitive insurance marketplace.

All home warranty companies in Arizona must renew the annual permit from the Arizona Department of Insurance if they want to continue operating in this state. You can always file a complaint with them if you suspect fraud or malpractice with your home warranty company.

Read Also: What Are The Top Companies In Glendale, AZ?

Summarizing the Topic

To summarize, we can say that it is always helpful to have your home systems and appliances covered by a comprehensive coverage warranty, regardless of whether you are a homeowner, home buyer, or home seller, as things tend to break at the most inopportune times.

However, before you make a commitment to the company of your choice, you should first consider which part of Arizona you live in, whether you have any specific needs and the costs in comparison to the coverage limits you are getting.

The best home warranty company in Phoenix isn't necessarily the best one in Mesa, and the best home warranty plan for someone who has 4 commercial refrigerators in his 200 acre home isn't necessarily the best home warranty for someone who lives in a condominium downtown.  

Finding the best home warranty companies in Arizona is made easier with our AZ Home Warranty Guide! ReviewHomeWarranties is proud to be the world's largest home warranty database.

We have aggregated information from across the internet: client experiences, media, registrars and databases, and the company's themselves and have managed to create a comprehensive experience that provides guidance for any prospective customer. While this guide focuses on home warranties in Arizona state, we have covered additional states and made reviews of dozens of companies (and counting), including ColoradoNew Mexico, and Texas.

Best Home Warranties in Arizona Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Amazon Home Warranty Review

  • Service Fee: $75 – $125
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.60

Visit Website

(866) 423-4555

amazon home warranty

Why Do We Like Amazon Home Warranty?

The Amazon Home Warranty is one of the best options for homeowners. The Amazon Home Warranty has only been around for a little more than ten years. However, in that time, they have been able to put together some great coverage options across 46 states. At Amazon Home Warranty, you will get more of that small company feel that many of us look for in great companies today.

When you look at all of the companies out there, you will find that some stand out from the crowd. From the website to the customer service, to the plan versatility, Amazon Home Warranty has everything a homeowner could want. They have created relationships with over 50,000 contractors around the country. With a base like this, you can get your issues fixed quickly and without spending more of your time and money.

The most refreshing thing about this company is how simplistic its plans are. When you want to find out what the Amazon Home Warranty will cover and what they won’t, you can easily do so on their website. You won’t have to worry so much about fine print and exclusions with Amazon Home Warranty. Since this is a more modern and streamlined younger business, it's very easy to stay on track with what they are offering and how they can help you.

In addition to the essential appliance and system plans, Amazon Home Warranty offers a combo plan option and add-on coverage for those homeowners with specific needs. When it comes to policy limits and exclusions, the Amazon Home Warranty will be very similar to other options on the market.

Policy On Pre-Existing Issues or Older Units?

Like other home warranty companies, Amazon will cover issues due to wear and tear on older models; however, they will not cover problems that have already occurred to your appliances or systems. There is a 30 day waiting period when you first sign up for new coverage that you will have to abide by before your plan truly starts. If your refrigerator is currently broken, you will need to fix it before Amazon Home Warranty covers it. For a newly purchased home, Amazon Home Warranty is going to want to see an inspection report before they are able to fix or cover an issue in your home.

Pros

  • Younger, more modern company
  • Wide coverage
  • Add on options
  • Over 50,000 certified contractors Nationwide
  • Easy to work with a smaller team of customer service agents

Cons

  • Lost their BBB accreditation and are in the process of getting it back
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem

 

Still want to know more? Check out this video from an Arizona real estate agent on home warranty coverage during the first year of homeownership.

How Do I Know What My Home Warranty Covers?

Before you finalize your home warranty coverage, you must make sure you know what the plan covers. Chances are something like pest control or your swimming pool is not going to be included in the plan. Many companies have add-on options outside of the typical home systems and appliances plan, but there are limits as to what they will cover. Going with a plan that allows you some customization of coverage is a great idea. Getting to choose which appliances you want to be covered and which you don't is very valuable.

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Nearby States

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Frequently Asked Questions in Arizona

Below are just some of the frequently asked questions we receive about home warranties in Arizona.

Q.

Is a home warranty worth it in AZ?

A.
Whether you live in Tuba City, Metro Phoenix, or down south in Bisbee, a home warranty can provide peace of mind. Knowing that your major home appliances and system are covered from gaps in homeowner’s insurance can be a real weight off your shoulders. 

When you compare the price of replacing a large appliance like a refrigerator or major repairs to your HVAC system, a home warranty that ranges between $375 and $600 per year can be well worth it just for one appliance or system breakdown.
Q.

What are the best home warranty companies in AZ?

A.
We researched and studied nearly 70 home warranty companies operating in Arizona. Here are the top five options for your AZ home. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Cinch Home Services
  5. Total Home Protection
Q.

What do home warranties cover?

A.
Home warranty coverage varies from provider to provider, but basically, a home warranty offers protection against malfunction of appliances and systems due to wear and tear. The things your homeowner’s insurance covers -- damage caused by a rainstorm or fire or theft -- are limited.

1. Most Common Coverage


Systems

  • HVAC (heating and air conditioning)
  • Plumbing system
  • Electrical system
  • Water heater

Appliances

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

2. What some cover

Some providers will also include coverage plumbing stoppages, HVAC ductwork, ceiling and exhaust fans, and garbage disposal.

Many providers offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, and additional refrigerators or freezers.

3. What few cover

To stand out in the marketplace, some home warranty companies offer unique coverage. For instance, American Home Shield offers coverage for household electronics and entertainment products. Select Home Warranty offers limited roof leak coverage on all plans, not just as an optional add-on.
Q.

What Are Service Request Fees in A Home Warranty Plan?

A.

Some home warranty plans will have something called a service request fee as part of the basic plan or platinum and gold plans as well. The service fee is the price you pay for a repair technician to come to your home and take a look at the issue. 

This is standard across most plans, although some will call it a deductible instead of a service request fee. When looking at your coverage options, you need to make sure that you consider these costs. 

Most plans like First American Home Warranty and AHS won't charge you if the service technician needs to come back out to the home to repair an issue again.

Q.

How much does a home warranty cost?

A.
The cost of a home warranty has two components: the monthly premium and the service call fee often referred to as the deductible. 

Depending on your coverage - whether you have a basic appliance or systems plan or a comprehensive combo plan, the cost can range from the high $300s to the low $600s per year. Expect to pay from the low $30s per month to around $49 per month for a combo plan, depending on the provider and any add-on coverage you might choose. 

The average of the top 5 home warranty providers in Arizona looks like this:

Combo Plan
Monthly Cost
Annual Cost
 
 
 
National Average
$49
$584
Q.

How do I choose a good home warranty in AZ?

A.
Here are the steps you should take to choose a good home warranty in AZ:

  1. Do the research like you are doing right now. Make sure the home warranty company is available in AZ, make sure they cover the appliances and systems important to you, and that the price is right.
  2. Get several quotes. Finding your top pick is important, but shop around for the best rates and coverage.
  3. Purchase the plan that works best for you. In most cases, you’ll have 30 days to get a full refund with no added penalty.