Written By: Amy Galloway

Edited by: Andrew Dunn

Arizona is a warm and sunny place, perfect for purchasing and owning a home. For Arizona residents, the perfect home will have all of the modern systems and appliances and a few added features to help deal with the heat and humidity. Arizona homeowners are lucky to enjoy the outdoors almost the entire year; however, the dry weather and hot temperatures can make homeownership a bit more stressful with added wear and tear.  Fortunately, a home warranty will help to reduce some of this stress. Keep reading to learn about the best home warranty companies in Arizona.

In this guide, we will cover . . . 

  • What is a home warranty?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing an Arizona home warranty?
  • The 7 best home warranty companies in Arizona for 2023 
  • And much more!
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Best Overall

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Arizona has some of the highest temperatures in the country. Ensuring that your ceiling fans and HVAC system are working properly will be the only way to ensure comfort all year long. A home warranty will help keep the cost of expensive repairs down while enjoying your Arizona home. 

Home warranties offer Arizona homeowners peace of mind, the ability to keep their home in working condition, and a lot fewer hassles of being a homeowner. Let’s take a look at some of the best home warranty provider options in the state of Arizona. 

Best Home Warranty Companies in Arizona

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.5
  • All plans have comprehensive coverage. Most other home warranty plans cover either just systems or just appliances.
  • Choice’s coverage caps are $3,000 per item, per year for most major systems and appliances beating the industry average.
  • Choice Home Warranty doesn't exclude older homes, so you can still get coverage regardless of the age of your property.
  # 2 Liberty Home Guard
Editorial Rating 98
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 3 American Home Shield
Editorial Rating 97.6
  • With over 52 years of experience and 1.7 million customers AHS has a long history in the industry.
  • American Home Shield, lest you choose a service fee that works for your budget.
  • Coverage caps for systems are unlimited across all three plans and are either $3000 or $6000 for appliances.
  # 4 Select Home Warranty
Editorial Rating 97.2
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • Must file claims within 3 days
  • $75 cancellation fee
  • Save up to $150 on a new plan
  • Choose your own service fee!
  • Lower chance of claim denial
  • Higher fee for contract transfer
  • Higher cancellation fee
  # 6 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy
  # 7 Cinch Home Services
Editorial Rating 96.5
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 9 Best Home Warranty Companies in Arizona:

Compare Arizona Home Warranty Providers

ProviderBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantyBest Overall$45 - $53$85D+
Liberty Home GuardBest Customer Service$45 - $54$75A-
American Home ShieldMost Customizable$25 - $75$75 - $125B
Select Home WarrantyMost Affordable$44 - $48$60B-
Americas First Choice Home ClubBest For Customization$46 - $68$75 - $125B
First American Home WarrantyBest Appliance Coverage$52-$77$75 - $125B
Cinch Home ServicesBest Add On Coverage$45 - $62$100 - $150B

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Arizona. Choice is offered in almost all states in the US, and it is a plan that homeowners should all be seriously considering. Choice Home Warranty has been operating for over 13 years, and from claims to the servicing, it keep its plans about as simple as possible. One thing that sets Choice Home Warranty apart is that each plan offered covers both systems and appliances for under $54  per month. It offers a generous 90-day workmanship guarantee, which is 60 days longer than the industry average! It'll be hard to beat the affordably and coverage of Choice plans.



Comprehensive plan options

No option to build out a plan the way other home warranty companies do 

Simple contract


Reasonable service fees 


A good sign-on incentives and cancellation policies


Fair pricing overall 


Plans, Pricing, and Coverage

The fact that there are only two Choice Home Warranty policies may seem as though they will limit you. However, both of these policies are comprehensive combo options and they include both systems and appliances coverage as part of the plan. The Basic Plan covers 14 items and the Total plan covers those plus four more: washer, dryer, refrigerator and air conditioning. Arizona residents may find it better to go with the Total Plan as it covers HVAC which is essential for comfortable living in the AZ heat. Plus, the air conditioning and heating systems have higher coverage limits of $3,000. Although the service fee may seem high at $85, the monthly deductible makes up for this high rate by staying below $54 per month for either plan.

Take a deeper look at Choice Home Warranty’s protection plans:

  • Basic Plan ($45 per month): Choice Home Warranty’s basic plan is a value-based plan that helps homeowners save money yet have good coverage for their Arizona home. The great thing about this plan is that it has a mix of both system and appliance coverage. There are 13 total covered items, including ceiling fans, cooktop exhaust fans, dishwasher, ductwork, garbage disposal, ductwork, electrical system, garage door opener, heating system, oven, microwave, plumbing system, toilet, and water heater.
  • Total Plan ($53.33 per month): The Total Plan is more expensive but has some essential coverages. This plan adds HVAC, refrigerator, washer and dryer coverage to the 13 items in The Basic Plan. There are 18 covered items under the Total Plan from Choice Home Warranty.
  • Optional add-ons: With the extensive coverage from the Total Plan, you won’t need too many add-ons; however, you have the option for central vacuum, septic tank, sump pump, well pump, pool, spa, roof leaking, and stand-alone freezer. The optional coverages will range in price and start around $5 a month.


Cost Per Month

Service Fee

Basic Plan



Total Plan



What Customers Are Saying: 

"Fortunately , I was able to repair my appliance prior to the technicians arrival. But I was impressed by how prompt the service was scheduled and that I received a call from the technician first thing in the morning. He even called back later in the day to make sure that the appliance was working correctly and that I didn't need a service call. That great customer service!" - Ed L.

Read our Choice Home Warranty Review for more information.

2. Best Reviewed: Liberty Home Guard 

Liberty Home Guard's plans are an excellent choice for those looking for a highly rated company in the state of Arizona. Liberty Home Guard's policies have only been an option for Arizona homeowners for the last two years. However, in that period of time, they have managed to earn a BBB rating of an A and get itself ranked among the best home warranty companies in Arizona. The customer reviews, quick response times to issues, and the customer support team have helped Liberty Home Guard quickly move up the ranks. Liberty also offers extensive coverage through three plan options, as well as 20+ add-on items that its policyholders can add to any plan. 



BBB rating of an A

Optional plan choices tend to be priced a bit high

Quick response times to inquiries and claims 

To get a very comprehensive policy, the price increases considerably

Easy to contact customer service 


60 Day workmanship guarantee


Add on coverage list is very extensive


Plans, Pricing, and Coverage

There are three Liberty Home Guard plans for Arizona homeowners to choose from. The key highlight that will stand out the most about these plans is that they offer a wide range of coverages. You can have your exhaust fan and your refrigerator ice maker all covered under one plan. The Systems Guard plan covers 9 essential systems, the Appliance Guard plan covers 11 appliances, and the Total Home Guard plan covers all 20 items, and each plan is only $5 more than the previous. Although pricing may seem high, the coverage limits offered on Liberty's plan are very high at $1600-$2,500 per item. Liberty Home Guard also has an extensive list of 20+ items as optional add-ons for an additional cost per year. Your home will be completely protected and taken care of with a Liberty Home Guard plan.

Here's a more detailed look at Liberty Home Guard's plans:

  • Appliance Guard ($45 per month): Appliance Guard from Liberty Home Guard will have 11 appliances covered, including a refrigerator, cooktop exhaust fan, ceiling fans, dishwasher, oven, clothes dryer, clothes washer, garage door opener, microwave, garbage disposal, and refrigerator ice-maker. This is a great starter plan for someone new to home warranties. 
  • Systems Guard ($49.83 per month): Systems Guard is essentially the opposite of the Appliance Guard and covers nine systems. The systems included are air conditioner, electrical system, bath exhaust fan, ductwork, heating system, plumbing and plumbing stoppages, toilet, and water heater. This plan is slightly higher in price because of the nature of the items it covers. 
  • Total Home Guard ($54.33 per month): The Liberty Home Guard Total Home Guard plan is the best overall option because of the mix of system and appliance coverage. The pricing is just a few dollars more than the Systems plan, but it has a total of 20 covered items.
  • Optional add-ons: Liberty Home Guard has one of the most extensive lists of add-on coverages on the market. If your Arizona home has unique features and benefits, this plan could help. Some of these items include re-key service, pest control, gutter, floor cleaning, lawn sprinklers, and wine refrigerator—Add-on costs range from $39.99 to $249.99 annually.


Cost Per Month

Service Fee

Appliance Guard



Systems Guard



Total Home Guard



What Customers Are Saying: 

"Liberty makes it extremely easy to use their service. They allow you to submit a claim through email, their portal, live chat, and over the phone. Whenever I call in, the hold time is less than two minutes. Ive submitted three claims and the first one it took 4 days for a technician to come to my home, the second claim it took 2 days, and the third claim it took three days. The first claim which was an Air Conditioning issue in the summer, it took a total of 7 days to fix and the other two claims took 8 days. In each of those three, Liberty kept me updated every step of the way. Ive had other warranty companies in the past and Ive always had to wait at least a month for every claim Ive submitted. So comparatively, I have to give Liberty high marks." - Joseph F.

Get more information from our Liberty Home Guard Review.

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable home warranty company for Arizona homeowners. Some Arizona homes have unique features and benefits, and having a policy that allows you to customize coverages to your exact needs is a key highlight of the AHS plans. In addition, you will have more than 50 years of experience in the industry to help guide you. In that time, AHS has built a reputation of having excellent and quick customer service to accompany its three plan options. Arizona homes deal with a lot of issues related to their HVAC systems, electrical systems, and kitchen appliances, and American Home Shield's plans offers premium coverage to help stay on top of these issues. 



More than 50 years of industry experience

Considered to be a more premium policy 

Can build out your custom plan and customize pricing

Some of the policy choices are priced a bit higher

Great customer service 


Plenty of add on coverage choices 


Plans, Pricing, and Coverage

American Home Shield has three Arizona home warranty policies: ShieldSilver, ShieldGold, and ShieldPlatinum. Each of these policies covers systems, but only two will protect both systems and appliances. The ShieldPlatinum plan is ideal for any homeowner looking to get excellent coverage on all of their home's appliances and systems for as low as under $60 per month. AHS is unique in that it allows its customers to choose their service fee of $75, $100 or $125. A lower service fee results in a higher monthly premium and vice versa. So, if you choose the $125 service fee, your monthly premium for the ShieldSilver Plan would be around $25.82, which is one of the lowest monthly deductibles on the market!

Here’s a more detailed look at American Home Shield’s Plans: (note: these prices are based on a $100 service fee):

  • ShieldSilver™ ($35 per month): ShieldSilver is the lowest-priced plan from American Home Shield. With the ShieldSilver plan, the only coverage you get is for home systems, and any appliances would be an add-on. The systems included are air conditioning, electrical system, doorbells, garage door opener, water heater, and ductwork. Most of the systems will come with a coverage cap of $2500. 
  • ShieldGold™ ($55 per month): ShieldGold has 23 home systems and appliances included. American Home Shield offers two combo plans, and this is the first of the two. The coverages include clothes washers, heating system, trash compactor, microwave, electrical system, and more. Remember that the service fees for AHS's plans are customizable so that these monthly prices can change. 
  • ShieldPlatinum™ ($85 per month): ShieldPlatinum is the most comprehensive home warranty on the market. There are 27 covered items and some of the highest coverage caps that you will find. In addition, this plan option as very rich features and benefits that will help homeowners have more peace of mind. This plan is a more significant investment but one that many homeowners find worth it.
  • Optional add-ons: The pool and spa coverage from AHS is well known, but there is also coverage for electronics, television, septic systems, and well pumps. With American Home Shield, you can always build out a custom plan to fit the specific needs of your home.


Cost Per Month

Service Fee



$75 - $125



$75 - $125



$75 - $125

What Customers Are Saying

"I called AHS because my washer malfunctioned during a load of laundry. They quickly assigned a local contractor to look at it. He determined the washer needed to be replaced. AHS contacted me with comparable replacement options. I elected to take the payment for the replacement value and purchase a new washer on my own. The representatives I spoke to throughout the process were courteous. My claim was handled quickly. I had a great experience overall." - Erin D.

For more information, Read our American Home Shield Review.

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Arizona. Choosing a home warranty plan that is affordable means that you will be able to justify the purchase this plan after a short period of time. Essentially, it will only take a few repairs in your home for you to quickly realize the value of having a Select Home Warranty policy in place. With nine years on the market, Select Home Warranty is a well-priced and comprehensive choice. Select Home Warranty also offers free roof leak coverage with its premium plan option. The low monthly premiums of $44-48make Select a great choice or any AZ homeowner looking to get protection on their systems and appliances. 



Impressive customer service

Some of the covered items have lower policy limits

Solid history in the home warranty industry

Not always the best plan for high-end appliances and systems 

High workmanship quality


One of the most comprehensive plans on the market


Plans, Pricing, and Coverage

The three Select Home Warranty policies for homeowners include: the Gold Care Plan which is a systems plan, the Bronze Care Plan which is an appliance plan, and the Platinum Care Plan which covers both. The Platinum Care is just a few dollars more a month than the Gold or Bronze, and offers more comprehensive coverage on the homes 16 major systems and appliances. Both Gold Care and Bronze Care are offered at the same price of around $44 per month, but the Platinum Care gets you the coverage of both for only $4 more.  With these affordable monthly premiums, Select also offers an affordable and industry-low service fee of only $60. 

Take a look at Select Home Warranty’s plan options:

  • Bronze Care Plan ($44.42 per month): The Bronze Care Plan is an appliance-only plan with seven key appliances included. The appliances included under the plan are garbage disposal, dishwasher, clothes dryer, microwave, oven, refrigerator, and clothes washer. For the price, the Bronze Care plan does an excellent job of covering the home's major appliances. 
  • Gold Care Plan ($44.42 per month): The Gold Care Plan is the same price as the Bronze Care plan. With Gold Care, there are six systems included: air conditioner, ductwork, electrical, heating, plumbing systems, and water heater. The Gold Care Plan and Bronze Care Plan have the same price, but many Arizona homeowners feel that the Systems Plan offers more value because of the higher-end items it covers. 
  • Platinum Care Plan ($47.75 per month): The Select Home Warranty Platinum Care plan has the best overall coverage as it includes all of the items from both Bronze Care and Gold Care. For the price difference that this plan is offered at compared to the lower-tiered plans, it makes sense to purchase this one and get full coverage.
  • Optional add-ons: There are a few add-on coverages from Select Home Warranty, including pool, spa, septic system, lawn sprinklers, stand-alone freezer, central vacuum, well pump, and sump pump. The roof leak coverage add-on is included free of charge for all Select Home Warranty customers.  


Cost Per Month

Service Fee

Gold Care



Bronze Care



Platinum Care



What Customers Are Saying

"Tremendous customer service and responsiveness. In particular, *********************** and crew worked swiftly to fulfill my requirements, tailored to my specific home repair needs. Thank you!" - Patrick G.

To get more information read our Select Home Warranty Review.

5. America’s 1st Choice Home Club: Best service guarantee

If your Arizona home has a problem, you want it fixed correctly. That’s why service guarantees are so important, and America’s 1st Choice Home Club has one of the best for Arizona homeowners. While many companies guarantee their work for 60 or 90 days, AFC guarantees its work for the length of your membership, which can be as long as three years.

AFC offers Arizona residents a range of service fees to choose from on all of its plans  – and there’s no limit on the number of service calls you can make. 



Up to three-year guarantee on repairs and replacements

You must pay for annual HVAC servicing to have the system covered.

Ability to choose your own service technician, or use AFC’s network

$75 cancellation fee may apply if you end your policy early

No limit on number of service requests

Fewer add-ons than some competitors

Plans, Pricing, and Coverage

With America’s 1st Choice Home Club, you have plenty of plan choices. Two of them cover both your Arizona home’s systems and appliances, and there’s an appliance-only plan and a systems-only plan, as well. Then, you also have the ability to add on coverage of specific systems appliances that aren’t covered in a standard plan, helping you customize your home warranty for your needs.

Here’s a more detailed look at AFC’s plans:

  • Platinum Coverage ($58 per month): This is AFC’s highest level of coverage, and includes protection for 18 different systems and appliances. These include your HVAC, plumbing, water heater, electrical, all of your standard kitchen appliances and your washer and dryer.
  • Gold Coverage ($53 per month): The Gold plan is similar to Platinum Coverage, but does not cover any plumbing stoppages, built-in microwaves, fans or ice makers.
  • Silver Coverage ($38 per month): This is AFC’s appliance-only plan, covering your washer and dryer, refrigerator, oven, range, dishwasher, garbage disposal and garage door opener. None of your systems are covered.
  • Systems Coverage ($45 per month): This is the opposite of the Silver Coverage plan. In this plan, only your systems are covered, but none of your appliances.
  • Optional add-ons: Regardless of the plan you choose, you can opt to add coverage of specific systems and appliances as an add-on. These include an in-ground pool ($8 per month), sump pump ($3), septic system ($4), ice maker ($2), double oven ($2) and built-in microwave ($4).


Monthly Fees

Service Fees

Platinum Coverage 


$75, $100 or $125

Gold Coverage


$75, $100 or $125

Silver Coverage


$75, $100 or $125

Systems Coverage


$75, $100 or $125

What Customers Are Saying:

I have all five (5) of my home warranty contracts with AFC.  They have been very supportive and taken care of my maintenance problems in an outstanding manner.  I also like the fact that I can call my own repair company.Source


6. First American Home Warranty: Best for fast dispatch times

If your water heater stops working, you need it fixed quickly. That’s where First American excels. The company pledges to have your Arizona home issue dispatched to a technician within four hours, getting you back up and running quickly. First American has built up a large network of tradespeople and technicians in Arizona over 35 years in business, so you can have comfort that your home will be repaired fast.

All of First American’s plans in Arizona have coverage for both systems and appliances, plus generous per-item limits on its best plan. If you have a newer or high-value home, this premium coverage may be well-worth the cost. 




Fast dispatch times

No appliance-only plans

No limit on the number of service requests you can make

No option to choose your own technician

Wide network of service technicians

Basic plans have significant gaps in coverage

Plans, Pricing, and Coverage

First American offers three different home warranty plans in Arizona. All of them cover both appliances and systems, but higher-tier plans cover more of them. Lower-level plans have significant gaps in coverage, but the Platinum plan is extremely comprehensive and has above-average coverage limits.

Here’s a more detailed look at First American’s plans (note: these prices are based on a $100 service fee):

  • Starter ($52 per month): First American’s entry-level plan covers only a handful of systems and appliances, but they’re some of the most important ones. You’ll get coverage for your plumbing, electrical and heat systems, dishwasher, refrigerator, oven/cooktop and built-in microwave.
  • Essential ($62 per month): The mid-range plan covers everything in the Starter plan, but adds coverage for your air conditioning, washer and dryer and garage door opener. This is First American’s most popular plan, the company says.
  • Platinum ($77 per month): The highest-cost plan covers everything in the Essential plan, plus coverage for a host of other plumbing fixtures, your entire garage door system and window AC units. Coverage limits are significantly higher in the Platinum plan, giving you extra protection if something expensive breaks down.  
  • Optional add-ons: You can buy additional coverage for a pool, sump pump, wine fridge, well pump and septic tank if your property has one of these.


Monthly Fees

Service Fees



$75, $100 or $125



$75, $100 or $125



$75, $100 or $125

What Customers Are Saying:

They were very responsive to our request and our issue. We were contacted almost immediately by a contractor and we were kept abreast as to what was occurring with our repair. 5 out of 5 stars for customer experience!” Source

7. Best Workmanship: Cinch Home Services 

Cinch Home Services offers the best workmanship of all Arizona home warranty companies. The workmanship guarantee from Cinch Home Services is going to last for 180 days, whereas most other companies give a 60-to-90-day workmanship guarantee. This ensures that the work done on your home will remain intact and keep your systems and appliances functioning properly. Additionally, Cinch Home Services is a home warranty company with more than 40 years in the industry, giving them extensive industry knowledge, experience, and professionalism. With the moderately priced plans and the fact that you can really trust a repair from Cinch, this is an excellent home warranty policy to consider for your Arizona home. 



40 years in the home warranty business 

Higher service fees make the plan a little more pricey 

Long 180-day workmanship guarantee

Some negative customer reviews with certain contractors

Three moderately priced plans


Plans, Pricing, and Coverage

There are three home warranty plans to choose from with Cinch Home Services. The lowest-priced plan covers appliances. However, most Arizona homeowners find the need to add some systems to their policy to make it more broad. On the other hand, the Built-In Systems Plan won't have you covered on both either. This is why the Complete Home Plan is the most popular option among AZ homeowners, covering all 32 appliances and systems for as low as $49.99 per month! Cinch's service fees are relatively high for the home warranty industry, being $100, $125, and $150. You can choose your desired service fee, but remember, a lower service fee results in a higher monthly premium and vice versa. 

Here’s a deeper look at Cinch Home Services plans (note: these prices are based on a $100 service fee):

  • Appliances Plan ($44.99 per month): The Cinch Home Services Appliance Plan is a very straightforward option with coverage for 11 appliances. These appliances include microwave, cooktop exhaust fan, trash compactor, clothes dryer, food center, refrigerator, free-standing ice maker, oven, refrigerator ice-maker, dishwasher, and clothes washer. 
  • Built-In Systems Plan ($51.99 per month): The Built-In Systems Plan is a systems-only plan with coverage for some of the essential systems in the home. The pricing of this plan is a little higher than the appliances plan. It includes air conditioner, ductwork, water dispenser, smoke alarms, sump pump, septic tank pumping, bath exhaust fans, cooktop fans, garbage disposal, doorbells, toilet, electrical system, heating system, water heater, plumbing, and plumbing stoppages, garage door opener, spa, central vacuum, attic fans, and whole house fan. 
  • Complete Home Plan ($61.99 per month):  The Complete Home Plan is the most comprehensive option from Cinch Home Services. The total of 32 covered systems and appliances is an impressive industry-leading number of coverages. In addition, the Complete Home Plan allows for a $500 homeowners insurance reimbursement and a credit towards air conditioning filters each policy period.
  • Optional add-ons:Cinch Home Services add-on coverages for Arizona residents can be a bit limited; however, you will find good coverage for pools and spas. It also offers the Premier Upgrade Package, which includes $1,000 for any unexpected costs that may pop up during a claim. The Premier Upgrade Package is a popular and smart addition to the plan.


Cost Per Month

Service Fee

Appliances Plan


$100 - $150

Built-In Systems Plan


$100 - $150

Complete Home Plan


$100 - $150

What Customers Are Saying

"Checked Cinch out on line then called to get special offer. Polite, professional, and easy-to-understand representatives. Thoroughly explained details and gave examples. Listened to my questions and responded appropriately." - Bob S. 

Read our Cinch Home Services Review for more information.

8. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty company for Arizona residents that need extensive coverage. You will find that some home warranty plans are a bit limited by the coverage that they give their customers. Although the plan may be cheaper, the amount of coverage may be too low to justify the pricing. With First Premier Home Warranty, you get coverage, peace of mind, and fair pricing. In addition, First Premier plans are one of the cheapest on the market, running under $35 per month.



Impressive customer service

A short period of time on the market

Modern technology and systems in place

Not everyone wants to pay upfront for a policy from a new company 

Growing and expanding all the time


Low overall costs if you pay upfront


Plans, Pricing, and Coverage

The two plans from First Premier Home Warranty are easy to sign up for and decide between. The problem with them is that they have very low policy limits. If you have high-end systems in your home, just be aware of the $400-$500 limits. However, these lower limits help you save quite a bit of money on your policy. Moreover, the company offers higher limits of $1,500 on heating system and air conditioner, which are two essential items for Arizona homes. First Premier monthly premiums being under $48 and an average service fee makes this company's plans a no-brainer when it comes to protecting your home.

Look at the details of First Premier’s protection plans:

  • Premier Plan ($40 per month): First Premier Home Warranty is known for having an extensive range of covered items as part of its affordable plans. This plan has 15 covered items, including a ceiling fan, oven, cooktop exhaust, dishwasher, trash compactor, garbage disposal, ductwork, electrical system, garage door opener, microwave, plumbing system, stoppages, sump pump, and water heater. You can pay for a year or even two years in advance if you want to get the pricing down on the First Premier policies. 
  • Platinum Plan ($48 per month): The Premier Platinum plan has 20 covered items. These covered items are the 15 in the Premier Plan plus air conditioning, heating system, washer, dryer, and refrigerator. For Arizona homeowners, the air conditioning and refrigerator coverage are crucial considerations and can make the few extra dollars spent on this home warranty well worth it.
  • Optional add-ons: First Premier offers optional coverage on 12 items, including a free-standing ice maker, roof leaks, stand-alone freezer, septic tank pumping, well pump, water softener, central vacuum, refrigerator ice maker, lawn sprinkler, septic, spa, and pool coverage. Coverage caps are a little lower across the board for this company; keep this in mind as you look through the coverage options and decide what you need for your Arizona home.


Cost Per Month

Service Fee

Premier Plan



Platinum Plan



What Customers Are Saying 

"Working with First Premier Home Warranty is great. Great customer service, fast response times and very thorough. I look forward to a long and healthy relationship with them. Would 100% recommend contracting with them." - Luis S.

Read our First Premier Review for more information.

9. Best for Quick Coverage: Home Service Club

The Home Service Club is the best Arizona home warranty for quick coverage. The Home Service Club has been on the market for more than 12 years, and it has developed a strong reputation in the industry. Homeowners in Arizona love that the The Home Service Club does not require an inspection before starting the policy. As long as your appliances and systems are in working condition, the policy will begin in ten days. Most home warranty companies require a 30 day waiting period, but with HSC you get better coverage and quicker. In addition to this quick policy start, you also get fair coverage options and caps, and a good mix of appliance and system coverage as part of this plan.  



No inspection is needed before the plan starts

Can be a high service fee

The plan starts after ten days 

Not accredited by the BBB 

Extensive coverage options even in the basic plan 


Plans, Pricing, and Coverage

There are two plans available from The Home Service Club, the Standard Coverage Plan and the Comprehensive Coverage Plan. The Standard Coverage Plan has a mix of both systems and appliances, and there are close to 20 coverages as part of this policy. The Comprehensive Coverage Plan is a more significant investment but has some unique items included that you won't find from other home warranty plans. Overall, with plans under $63, the value of the policies are unbeatable. 

Take a more detailed look at Home Service Club’s home warranty plans:

  • Standard Coverage ($46.25 per month): Even though the Standard Coverage from The Home Service Club is supposed to be the value plan, it has more coverage than most premium plans on the market. Some of the most important coverages include air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more.  
  • Comprehensive Coverage ($58.75 per month): The Comprehensive Coverage Plan from The Home Service Club has all the coverages included in Standard along with about ten more. The extras are gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, and more. Some of the Comprehensive Coverage add ons could be features that your home does not have. Ensure that you check coverages so that you don’t pay for a plan that you do not need. 
  • Optional add-ons: The Home Service Club offers 12 additional or add-on coverages as part of their home warranty plan. These include things like a well pump, service line, plumbing sprinkler, spa and spa heater, free-standing freezer, water softener, and more. With the coverage in the Comprehensive Plan, you may not need too many add-on coverage options. 


Cost Per Month

Service Fee

Standard Coverage



Comprehensive Coverage



What Customers Are Saying:

“The alarm system went off last night. We thought there was a burglar, but I guess the wiring was busted. We turned it off and waited for the repair guys from HSC after we called for a claim. They got it fixed soon after they arrived. Good thing it was fixed already because I know I wouldn’t feel secure without it.”(Source)

Find out more information by reading our HSC Review.

Home Warranty Coverage in Arizona Cities

What is a Home Warranty?

A home warranty is a type of service contract between you and a provider that covers the cost to repair or replace the items specified within the contract. Typical items covered under home warranty contracts are major home systems and appliances such as electrical, HVAC, ductwork, washer, plumbing, cooktop, refrigerator, oven, and more. You pay a monthly or annual premium for your home warranty policy. The pricing usually ranges from $40-$80, but is dependent on your location, the type of coverage, and how many items are covered. 

When a covered item has a breakdown, you will submit a claim to your provider through an online claims portal or a telephone line. The provider will then set you up with a professional technician, who will make an appointment with you to come look at the issue. The service professional will assess the issue and provide the best course of action for fixing it. You will then only pay the service fee (usually $60-$100) for the fixing or replacement of the item, rather than the anticipated hundreds of dollars it would cost out-of-pocket. It's really that simple!

A home warranty is different from homeowners insurance because it doesn't cover damage caused by natural disasters such as floods, fires, or storms. Your home warranty company will only cover damage caused by normal wear-and-tear on your covered systems and appliances. It will also not cover misuse, neglect, cosmetic damages, or pre-existing conditions. 

How to Find the Best Home Warranty in Arizona

Now that you have the home warranty policies in Arizona narrowed down to the top seven on the market, it is time to take this a step further and help you choose the perfect one for your Arizona home. The great news is that if you see a company featured on our list, it will be available all throughout Arizona. Whether you live in Phoenix, Flagstaff, Scottsdale, Tucson, or Mesa, these home warranties will be available to you. Here are a few of the top ways to narrow down the best home warranty companies in Arizona. 

Overall Pricing  

An Arizona home warranty pricing will come down to the monthly costs, the service fees, and the coverage caps or limits. Most policies will average around $50 per month to get great coverage and a fair-priced deductible. Try not to choose by pricing alone, and make sure you consider the plan’s value. 

Plan Coverage Depth 

A plan that is $50 a month and covers six items, its much different than a plan that is $50 a month and covers 15 items. Always look at the specifics of the coverage that the plan has in place. The deeper the coverage, the better the chance you have of your next repair being covered. 

Payment Options

Many parts of Arizona, like Phoenix, Tempe, and Prescott, have affordable housing. The last thing you want to do is get involved in a home warranty plan that has payments that are too much for your home budget. Look for plans that offer discounts for paying for a year upfront. Some companies will give you a discount for paying for three years at a time; this may be a little more than you are willing to spend when you are new to the Arizona home warranty. 

Read Also: Which Home Warranty Plan is the Cheapest?

Home Warranty Tips for Arizona Residents

A home warranty is not homeowners insurance! The southwestern part of the state closest to California is prone to earthquakes. You should keep in mind that not even the best home warranty companies in Arizona will cover any damage caused by natural disasters.

However, regular wear and tear are always covered, and all of the parts and components listed in the home warranty contract will be repaired or replaced by the contractors. Due to the heat and humidity of Arizona, there can often be damage to HVAC systems that occurs quicker than average. Having air conditioner coverage is essential to make repairs and replacements hassle-free.

In case you live in one of the cities in northern Arizona, such as Flagstaff, Page, Prescott, Sedona, or Williams, or on the border of Nevada or Utah, the best home warranty companies for you would be First Premier or Service Plus.

Finding a protection plan with a fair service contract that protects against major home systems going down as well as everyday wear is essential. The top home warranty companies in Arizona also ensure that their service providers are well trained and knowledgeable in the Arizona area.

They offer excellent coverage of not only traditional home systems and appliances but also for well pumps and septic systems. This coverage may come in handy in a region that features mountains and forests. Home warranty companies in Arizona are happy to offer coverage in the Hopi and Navajo reservations as well.

If you live in the heart of Arizona, in the cities or towns like Tempe, Mesa, Chandler, Scottsdale, or Gilbert, near the capital, Phoenix - just use the list of the best of home warranties in Arizona above. You can compare and choose the right company that suits you and your home needs.

If you are having a hard time choosing between the different companies, you can read the relevant reviews for home warranty in Arizona.

Do All Home Warranties Cover Pre-Existing Conditions?

Home Warranty Regulations in Arizona

Arizona home warrant companies are going to be regulated by the Arizona Department of Insurance. This is an excellent thing for Arizona homeowners and will protect everyone from Tempe to Scottsdale. The idea is that the home warranties are providing a service, and therefore, they need to be able to answer to the state. 

Arizona home warranties must renew this policy each year. All of the options on our list are covered by the Arizona Department of Insurance. This means that you can feel safe purchasing any of these plans for your Arizona home. 

Final Thoughts

Hopefully, you now feel as though you are ready to purchase a home warranty plan for your Arizona home. With all of the great options on the market, you should find something that works specifically for your home. The Choice Home Warranty stands out as the best home warranty company in Arizona, but it does make sense to get a quote from several of the other plans on the market. Overall having a home warranty for an Arizona home is a smart idea and could help you save hundreds and even thousands of dollars. 

Are You A First-Time Buyer? Check Out This Article!

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Arizona Homeowners and Home Buyers

  • HUD Arizona Homeownership Assistance:  HUD Helps families of all income levels with issues that can come up during home buying or owning a home. HUD tends to be an excellent source for those that are in the lower-income brackets. Ensuring that you can purchase and then be able to stay in a home is what HUD is there for. 
  • Arizona Department of Housing:  Regardless of where you stand in your Arizona home buying process, the Arizona Department of housing is a website you should consider as a resource. This is an excellent source for all of the latest information regarding downpayment assistance, funding, and more. 
  • Pima County Home Buyer Resources:  If Pima County, Arizona, is where you plan to live, the home buyer resources on this website can help to save you money and offer guidance. First-time homeownership is overwhelming, but the Pima County Home Buyer Resources can help. 
  • Phoenix Affordable Housing: At Review Home Warranties, we try to help you invest in a home warranty plan that helps you to save money. With Phoenix Affordable Housing, the concept is the same; this organization wants to provide pretty priced housing to a wide range of individuals that need their help.
  • Arizona Weatherization Organization: Arizona residents that struggle to keep fuel or energy costs down because of issues in their home can look into weatherization benefits. These benefits can also help to protect homes from storms, wind, and more.

Recap of Our Top Picks In Arizona

  # 1 Our Top Choice Liberty Home Guard
Editorial Rating 98.00
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 2 Cinch Home Services
Editorial Rating 95.30
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee
  # 3 First Premier Home Warranty
Editorial Rating 95.10
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Great promotions available
  • Market veteran
  • Large and established firm
  # 4 The Home Service Club
Editorial Rating 94.90
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 ServicePlus Home Warranty
Editorial Rating 95.10
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability
  # 6 First American Home Warranty
Editorial Rating 95.70
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available

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    Nearby States

    All states
    Home warranty New Mexico 34 companies available
    New Mexico Home Warranty
    Home warranty Utah 39 companies available
    Utah Home Warranty
    Home warranty Nevada 42 companies available
    Nevada Home Warranty

    Frequently Asked Questions in Arizona

    Below are just some of the frequently asked questions we receive about home warranties in Arizona.


    Is a home warranty worth it in AZ?

    Whether you live in Tuba City, Metro Phoenix, or down south in Bisbee, a home warranty can provide peace of mind. Knowing that your major home appliances and system are covered from gaps in homeowner’s insurance can be a real weight off your shoulders. Top home warranty companies in Arizona offer coverage on all of your essential home systems and appliances.

    When you compare the price of replacing a large appliance like a refrigerator or major repairs to your HVAC system, a home warranty that ranges between $375 and $600 per year can be well worth it just for one appliance or system breakdown.

    What are the best home warranty companies in AZ?

    We researched and studied nearly 70 home warranty companies operating in Arizona. Here are the top five options for your AZ home. 

    1. Choice Home Warranty
    2. American Home Shield
    3. Select Home Warranty
    4. Cinch Home Services
    5. Service Plus

    What do home warranties cover?

    Home warranty coverage varies from provider to provider, but basically, a home warranty offers protection against malfunction of appliances and systems due to wear and tear. The things your homeowner’s insurance covers -- damage caused by a rainstorm or fire or theft -- are limited.

    1. Most Common Coverage


    • HVAC (heating and air conditioning)
    • Plumbing system
    • Electrical system
    • Water heater


    • Refrigerator
    • Oven / Range / Stove
    • Cooktop
    • Dishwasher
    • Clothes Washer
    • Clothes Dryer
    • Built-in microwave

    2. What some cover

    Some providers will also include coverage plumbing stoppages, HVAC ductwork, ceiling and exhaust fans, and garbage disposal.

    Many providers offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, and additional refrigerators or freezers.

    3. What few cover

    To stand out in the marketplace, some home warranty companies offer unique coverage. For instance, American Home Shield offers coverage for household electronics and entertainment products. Select Home Warranty offers limited roof leak coverage on all plans, not just as an optional add-on.

    What Are Service Request Fees in A Home Warranty Plan?


    Some home warranty plans will have something called a service request fee as part of the basic plan or platinum and gold plans as well. The service fee is the price you pay for a repair technician to come to your home and take a look at the issue. 

    This is standard across most plans, although some will call it a deductible instead of a service request fee. When looking at your coverage options, you need to make sure that you consider these costs. 

    Most plans like First American Home Warranty and AHS won't charge you if the service technician needs to come back out to the home to repair an issue again.


    How much does a home warranty cost?

    The cost of a home warranty has two components: the monthly premium and the service call fee often referred to as the deductible. 

    Depending on your coverage - whether you have a basic appliance or systems plan or a comprehensive combo plan, the cost can range from the high $300s to the low $600s per year. Expect to pay from the low $30s per month to around $49 per month for a combo plan, depending on the provider and any add-on coverage you might choose. 

    The average of the top 5 home warranty providers in Arizona looks like this:

    Combo Plan
    Monthly Cost
    Annual Cost
    National Average

    How do I choose a good home warranty in AZ?

    Here are the steps you should take to choose a good home warranty in AZ:

    1. Do the research like you are doing right now. Make sure the home warranty company is available in AZ, make sure they cover the appliances and systems important to you, and that the price is right.
    2. Get several quotes. Finding your top pick is important, but shop around for the best rates and coverage.
    3. Purchase the plan that works best for you. In most cases, you’ll have 30 days to get a full refund with no added penalty.