Аdvertiser Disclosure

America's 1st Choice Home Club Review

Why is it important for you to read America’s First Choice warranty reviews before making a commitment to buy? To clear up any doubts, questions, or concerns that you may have. We based our opinion on comprehensive research of the company and client reviews. The data was collected from the company’s website as well as from multiple consumer reporting sites. This America's First Choice Home Club review includes all of the necessary information you need on this home warranty company and its plans, pricing, and coverage.

Official website:
America's 1st Choice Home Club Reviews by Our Readers
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Covered States
Hawaii Alaska Florida New Hampshire Michigan Vermont Maine Rhode Island New York Pennsylvania New Jersey Delaware Maryland Virginia West Virginia Ohio Indiana Illinois Connecticut Wisconsin North Carolina District of Columbia Massachusetts Tennessee Arkansas Missouri Georgia South Carolina Kentucky Alabama Louisiana Mississippi Iowa Minnesota Oklahoma Texas New Mexico Kansas Nebraska South Dakota North Dakota Wyoming Montana Colorado Idaho Utah Arizona Nevada Oregon Washington California
Pros And Cons
  • Vast social media presence
  • Clients report fair compensation
  • Different plan types available
  • Clients praised excellent work
  • Widely available in the U.S.

  • Tricky terms and conditions
  • Higher chance of payment delays
  • 1 day to submit a claim
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Covered Appliances and Systems
  • Icon
view more
Air conditioner
Covered by Systems Plan, Platinum plan, Gold plan (up to $2,000.00)
Heating system
Covered by Systems Plan, Platinum plan, Gold plan (up to $2,000.00)
Ductwork
Covered by Platinum plan, Gold plan (up to $250.00)
Humidifier
Not covered
Air cleaner
Not covered
Vacuum
Not covered
Refrigerator
Covered by Platinum plan, Gold plan, Silver plan (up to $1,500.00)
Covered as optional
Refrigerator ice maker
Covered by Platinum plan (up to $500.00)
Covered as optional (up to $500.00)
Free-standing ice maker
Not covered
Wine refrigerator
Not covered
Stand-alone freezer
Covered as optional (up to $500.00)
Microwave
Covered by Platinum plan (up to $1,000.00)
Oven
Covered by Platinum plan, Gold plan, Silver plan (up to $1,500.00)
Covered as optional (up to $1,500.00)
Dishwasher
Covered by Platinum plan, Gold plan, Silver plan (up to $1,500.00)
Water dispenser
Covered as optional (up to $200.00)
Trash compactor
Not covered
Disposal
Covered by Platinum plan, Gold plan, Silver plan (up to $125.00)
Cooktop exhaust fan
Not covered
Ceiling fan
Not covered
Attic fans
Not covered
Bath exhaust fan
Not covered
Whole house fan
Not covered
Washer
Covered by Platinum plan, Gold plan, Silver plan (up to $1,500.00)
Covered as optional
Dryer
Covered by Platinum plan, Gold plan, Silver plan (up to $1,500.00)
Covered as optional
Plumbing
Covered by Systems Plan, Platinum plan, Gold plan (up to $500.00)
Plumbing stoppages
Covered by Platinum plan (up to $500.00)
Water heater
Covered by Systems Plan, Platinum plan, Gold plan, Silver plan (up to $1,000.00)
Covered as optional (up to $1,000.00)
Water purification
Not covered
Water softener
Not covered
Well pump
Not covered
Toilet
Not covered
Septic
Covered as optional
Sump pump
Covered as optional (up to $500.00)
Septic tank pumping
Not covered
Outside sewer line
Not covered
Outside water line
Not covered
Electrical
Covered by Systems Plan, Platinum plan, Gold plan (up to $500.00)
Generator
Not covered
Garage door
Covered by Platinum plan, Gold plan, Silver plan (up to $500.00)
Doorbell
Not covered
Alarm
Not covered
Outside electrical line
Not covered
Outside gas line
Not covered
Pool
Covered as optional (up to $500.00)
Spa
Covered as optional (up to $500.00)
Pests
Not covered
Sprinkler
Not covered
Roof leaks
Not covered
our overall rating 80.90%
Updated for Jun 13, 2019
Facts and Figures
  • Effective in31 days
  • Hours 24/7
  • Cancellation$75
  • Premium $365 - $709
  • Deductible$75 - $125
  • Limits$125 - $2,000
Ratings
  • Trustworthiness:
  • Plans and Coverage:
  • Feedback:
  • The Fine Print:
  • Promotions:
  • Editor Rating:
  • Reader Rating:
Not available through RHW
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Our Top-Rated Alternatives to America's 1st Choice Home Club

  # 1 Select Home Warranty
Editorial Rating 98.5
  • 24/7 service calls
  • Great annual promotions
  • Good selection of plans
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 2 Choice Home Warranty
Editorial Rating 96.8
  • 24/7 service calls
  • Market veteran
  • Large and established firm
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 3 First American Home Warranty
Editorial Rating 93.1
  • 24/7 service calls
  • Market veteran
  • Large and established firm
  • Excellent BBB rating B+
  • Accredited by BBB
  • Low optional coverage costs
Editorial Notes

America's First Choice home warranty is a well-known company that offers a variety of reasonably priced home warranty plans to the customers across the USA. The coverage includes most home systems and appliances not only as a part of the plan but as optional add-on items. AFC home warranty is BBB accredited and has a B rating.

AFC home warranty reviews that we collected on various consumer reporting sites mostly concerned the heating system and plumbing, air conditioning, and various home appliances. The customers praised good work and professionalism of the contractors who performed the repairs. On the other sides, there were many complaints about claim denials, tricky terms, and communication problems with customer support.

ReviewHomeWarranties team has carefully studied the company's website and brochure and summarized the most important points in this America’s 1st Choice Home Club review. We encourage you to read this review, as well as the advertiser's disclosure, in full in order to avoid any mishaps in the future.

 

Summary rating:
Value for money:
Poor
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Trustworthiness

America’s 1st Choice Home Club, also known as CRAST, was established in 2009 in Marietta, GA. Despite the fact that the company has been on the market for less than 10 years, it has already gained a certain reputation among customers. The company provides services all across the USA, including Texas, California, Washington, North Carolina, and Virginia.

Legal
Ownership
CRAST Inc
Established
2009
CEO
John B. Craddock, President/CEO
Registered in
Marietta, GA
Address
1337 Canton Rd STE B Marietta, GA 30066-6054
Available states
All States
Type of company (private, public)
Private
Mediation and arbitration bodies
Any disputes shall be construed and enforced under the laws of the State of Georgia
Accessibility
How to contact
Main page >> About >> Contact AFC
Online chat
No
Social media

The easier the company is to access, the more trustworthy it is. America's First Choice warranty is accessible online via the contact form. The company also has a Facebook account, and the representatives may be reached via Messenger.

Benchmarks
America's 1st Choice Home Club
Other companies
Company size
No data
0
1,650
Annual revenue
No data
0
$1,276,000,000
Number of homeowners
No data
0
2,200,000
Number of BBB complaints closed within last 3 years
184
0
12,770
Traffic
1,200
0
383,900
Number of independent contractors
No data
0
44,000
Reputation
BBB accreditation
B (Accredited)

A good indicator of the company’s credibility is its accreditation with reputable authorities and compliance with home warranty regulations. America’s 1st Choice Home Club is accredited with the Better Business Bureau.

America's First Choice BBB rating is B with 65% positive reviews and a composite score of 3 out of 5 stars based on 73 reviews. These are very good results for any home warranty company, and especially for a relatively young one. The industry leaders, like Choice Home Warranty and American Home Shield, have comparable ratings with BBB.

Trustworthiness Rating
4.3 / 5.0
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Coverage

Now it is agood time for you need to decide which parts of your home you want to be covered under warranty. Based on this decision, you will know which home warranty plan to select. America's 1st Choice Home Club offers a variety of plans that will fit your needs whether you are a homeowner, home seller, or home buyer. Choosing the right plan is the most important part of the process of purchasing a home warranty. The coverage of your home systems and appliances as well as the amount of money you spend per year will depend on it.

The two most popular types of plans offered by home warranty companies are combined plans and separate plans for home systems and appliances. You can find combined plans at companies like Choice Home Warranty or Total Home Protection, but AFC Home Club offers more flexibility in terms of coverage.

The cheapest plan at AFC Home Club is the Silver Systems plan at only $450 per year. It includes a gas or electric water heater, air conditioning, heating system, or built-in wall unit. The Silver Appliance plan is also $450 per year, and it covers home appliances only. These include washer and dryer, dishwasher, oven refrigerator, and more. 

The best plan that covers most home appliances and home systems is the Platinum Combo plan and will cost homeowners $625 per year, which is comparable to the industry average. There is also the Gold Combo Plan for $550 per year that is similar to the Platinum plan but does not include microwave, plumbing stoppages, and ice maker. Additionally, homeowners can add coverage for the swimming pool and spa, central vacuum, sump pump, septic system, and other systems and appliances. All optional items are priced a la carte and can be added to any plan.

The coverage starts on the 31st day after the policy’s sale date and continues through the time period selected by the client. The contract will be renewed automatically unless canceled. For every service call, there is a service fee that ranges from $75 to $125 depending on the plan premium cost. The higher the service fee, the lower the premium, and vice versa.

Once the service request is placed, AFC Home Club will contact the authorized contractors within 48 hours during normal business hours, or four days on weekends and holidays. The contractor will then contact the customer to set up an appointment at a time that is mutually convenient. Please remember that the contract will be renewed automatically unless canceled.

Summary of plans and coverage:
+ more plans
Coverage Term
Service Call Fee
Items
Limit
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Optional Coverage
Premium Amount
$450.00
$450.00
$625.00
$20.00 - $150.00
 
Coverage
$125.00 - $2,000.00
24%
36%
67%
23%
Coverage details
Air conditioner
$2,000.00
Details
Covered by A1CHC
  • Electric Units below 21 SEER.
  • Condenser.
  • Defrost Heating Element.
  • Standard Thermostat Fuse.
  • Relay.
  • Transformer.
  • Blower Motor.
  • Compressor.
  • Capacitor.
  • Dual Capacitor.
  • Semi Conductors.
  • Main Control Board.
  • Evaporator Coil.
  • Cold Coil.
  • Timer.
  • Fan Control.
  • Bearings.
  • Fluid Pump.
  • Electrodes Electronic Circuits.
  • Rectifiers.
Not Covered by A1CHC
  • Gas Air Conditioning Systems.
  • Condenser Casings.
  • Registers and Grills.
  • Filters.
  • Electronic Air Cleaners.
  • Window Units.
  • Non-Ducted Wall Units.
  • Water Towers.
  • Humidifiers.
  • Improperly Sized Units.
  • Chillers.
  • All Exterior Condensing, Cooling and Pump Pads.
  • Roof Mounts, Jacks, Stands or Supports.
  • Condensate Pumps.
  • Cost for Crane Rentals.
  • Air Conditioning with Mismatched Condensing Unit and Evaporator Coil.
  • Improper use of Metering Devices.
  • Thermal Expansion Valves.
  • Refrigerant Conversion.
  • Leak Detections.
  • Water Leaks.
  • Drain Line Stoppages.
  • Maintenance.
  • Recapturing of Freon.
  • Noise.
  • Addition of Freon on Pre-Existing Failure
  • *Per EPA standards Freon (R-22) will become obsolete circa.
  • January 1, 2020. When Freon (R-22) is phased out, it will be the Member's responsibility to upgrade all equipment to Federal or State code to be covered. On Jan. 1, 2020, The R-22 phase out mandates that R-22 refrigerant will no longer be manufactured. At this point CRAST will only include coverage for equipment which utilizes environmentally friendly R-410A refrigerant.
Dishwasher
$1,500.00
Details
Covered by A1CHC
  • Heating Element.
  • Pump.
  • Drain Valve.
  • Motor Assembly.
  • Timer.
  • Float Switch.
  • Inter Valve.
  • Internal Hoses.
  • Thermal Fuse.
  • Washer Arm Bearing.
Not Covered by A1CHC
  • Control Board.
  • Touch Panel.
Disposal
$125.00
Details
Covered by A1CHC
  • The Components and Parts of entire Unit.
  • Upon failure, AFC will allocate the cost of the new Unit directly to the Homeowner.
Not Covered by A1CHC
  • New Unit Installation.
  • Diagnosis.
  • Problems and/or Jams caused by Bones, Glass, Misuse, or Foreign Objects.
Dryer
$1,500.00
$20.00
Details
Covered by A1CHC
  • Main Control Board.
  • Thermal Fuse.
  • Drum Glide.
  • Gas Valve Solenoid.
  • Pilot Burner.
  • Heating Element.
  • Heating Element Assembly.
  • Bearing.
  • Cycling Thermostat.
  • Timer.
  • Drum Support Axle.
  • Drum Bearing.
  • Igniter.
  • Drive Belt.
  • Thermistor.
  • Idler Pulley.
  • Idler Assembly.
  • High Limit Thermosta.
  • Surface Limit Control.
  • Power Pack.
  • Blower Wheel.
  • Flame Sensor.
  • Drive Motor.
  • Rotary Switch.
  • Snap Retaining Ring.
Not Covered by A1CHC
  • Drum.
  • Seals.
  • Gaskets.
  • Maintenance.
Ductwork
$250.00
Details
Covered by A1CHC
  • All Standard Ductwork throughout the Residence. Attachments to HVAC Units.
Not Covered by A1CHC
  • Ductwork exposed to Outside Elements.
  • Improperly Sized Ductwork.
  • Separation due to Settlement and/or lack of Support-Cleaning.
Electrical
$500.00
Details
Covered by A1CHC
  • Interior Wiring.
  • Panel and Sub Panels.
  • Circuit Board.
  • Circuit Breakers.
Not Covered by A1CHC
  • Audio/Video/Computer/Intercom/Alarm or Security Wiring Cable.
  • Circuit Overload.
  • Low Voltage.
  • Inadequate Wiring.
  • Aluminum Wiring.
  • Broken and/or Severed Wires.
  • Fixtures.
  • Switches.
  • Outlets.
  • Wire Tracing.
  • Smart Home Equipment or Wiring.
Garage door
$500.00
Details
Covered by A1CHC
  • 2 Units
  • Garage Door Opener Motor.
  • Capacitor.
  • Garage Door Opener Gear and Sprocket Assembly.
  • Helical Gear.
  • Limit Switch.
  • Receiver Logic Board.
  • Chain Spreader.
Not Covered by A1CHC
  • Springs, Tracks, Belts, Safety Sensors.
Heating system
$2,000.00
Details
Covered by A1CHC
  • Units below 21 SEER Units.
  • Forced air, Ducted Built-in-heater, Heat pumps, Boiler (Gas or Steam).
  • Power Switch-Wire Terminal-Independent Solenoid-Junction Box- Thermostat Control.
  • Pilot and Thermocouple.
  • Drain Cock.
  • Burners.
  • Main Burner.
  • Limit Control.
  • Pilot Burner.
  • Flame Spreader Regulator.
  • Standard Thermostat.
  • Manifold.
  • Fuse.
  • Transformer.
  • Relay.
  • Igniter.
  • Sensor.
  • Blower Motor Power Pack.
  • Bearings.
  • Pulleys.
  • Fan Control.
  • Low Water Cut off.
  • Coupler.
  • Motor.
  • Pressure Gauge.
  • Pressure Control.
  • Heat Coil/Element.
  • Control Board.
Not Covered by A1CHC
  • External Boiler Components.
  • All Components and Parts relating to Geothermal, Water Source Heat Pumps including: Outside or Underground Piping.
  • Components for Geothermal and/or Water Source Heat Pumps.
  • Re-drilling of Wells for Geothermal and/or Water Source Heat Pumps.
  • Well Pump.
  • Well Pump Components for Geothermal and/or Water Source Heat Pumps.
  • Access.
  • Radiators or Valves.
  • Baseboard Casings.
  • Radiant Heating.
  • Cracked Heat Exchangers.
  • Dampers.
  • Valves.
  • Fuel Storage Tanks.
  • Portable Units.
  • Solar Heating Systems.
  • Filters.
  • Line Dryers and Filters.
  • Oil Filters, Nozzles, or Strainers.
  • Registers.
  • Backflow Preventers.
  • Evaporator Coil Pan.
  • Primary or Secondary Drain Pans.
  • Grills.
  • Clocks.
  • Timers.
  • Add-Ons for Zoned Systems.
  • Heat Lamps.
  • Humidifiers.
  • Flues and Vents.
  • Improperly Sized Heating Systems.
  • Mismatched Systems Cable Heat (in ceiling).
  • Calcium Build-Up.
  • Maintenance.
Microwave
$1,000.00
Details
Covered by A1CHC
  • All Components and Parts.
Not Covered by A1CHC
  • Touch Panel/Display.
  • Doors.
  • Seals.
  • Hinges.
  • Handles.
  • Door Glass.
  • Lights.
  • Interior Linings.
  • Trays.
  • Clocks.
  • Shelves.
  • Portable or Countertop Units.
  • Meat Probe Assemblies.
  • Rotisseries.
Oven
$1,500.00
$20.00
Details
Covered by A1CHC
  • Bake Element.
  • Element Receptacle and Wire Kit.
  • Valves.
  • Sensors.
  • Spark Electrode.
  • Surface Element Switch.
  • Coil Surface Element.
  • Surface Burner.
  • Element Receptacle and Wire Kit.
  • Oven Control Board.
  • Temperature Sensor.
  • Manifold Transformer.
  • Sensor.
  • Diode.
Not Covered by A1CHC
  • Any failure that arises during the “Self-Cleaning” Function of your unit.
  • Glass.
  • Sensi-Heat Burners will only be replaced with Standard Burners. Only one Oven is covered unless Double Oven addition is added on at the time of purchase, an additional fee is paid and listed in additional coverages per the Declaration Page
Plumbing
$500.00
Details
Covered by A1CHC
  • Visible Interior Leaks and Breaks of Water Supply Pipes, Drain, Vent and Waste Lines.
  • Dishwasher Supply Line.
  • Toilet Tanks/Bowls (replaced with white Builder's Grade as necessary).
  • Toilet Wax Ring Seals.
  • Flush Valve.
  • Refill Tube.
  • Ballcock.
  • Flapper.
  • Fill Valve.
  • Overflow Tube, and Diverter Angle Stops.
  • Hose Bibs.
  • P Traps.
Not Covered by A1CHC
  • Piping Failure which includes Collapsed Piping.
  • Freezing or Damage from Roots.
  • Slab Leaks.
  • Polybutylene or Quest Piping.
  • Galvanized Drain Lines.
  • Drum Traps.
  • Flange.
  • Filters for Faucets.
  • Fixtures.
  • Cartridges.
  • Shower Heads & Shower Arms.
  • Valves.
  • Pop-Up Assemblies.
  • Bathtubs and Showers.
  • Glass.
  • Shower Enclosures and Base Pans.
  • Bathtubs.
  • Sinks.
  • Toilet Lids and Seats.
  • Cracks.
  • Cabling or Grouting.
  • Whirlpool Jets.
  • Whirlpool Control Panel.
  • Water Softeners.
  • Pressure Regulators.
  • Inadequate or Excessive Water Pressure.
  • Pipes which have failed due to excessive age.
  • Stoppages (unless added on).
  • Leak Searches.
  • Faucets (unless added on).
  • BuiltIn Appliances.
  • Cabinets.
  • Floor Coverings.
  • Other Obstructions impeding access to Walls, Ceilings, and/or Floors.
  • Stoppages (unless added on).
  • Leak Searches.
  • Faucets (unless added on).
Plumbing stoppages
$500.00
Details
Covered by A1CHC
  • Unobstructed access to stoppage up to 75 ft from the Access Point, via Snaking System i.e. Sewer Drain Snake.
Not Covered by A1CHC
  • Costs to locate or access Cleanout not found or accessible.
  • Costs with installing Cleanouts.
  • Stoppage caused by Frozen Piping.
  • Collapsed Piping Roots
  • Foreign Objects even within the Home’s Foundation
  • Septic Systems.
Refrigerator
$1,500.00
$25.00
Details
Covered by A1CHC
  • Main Control Board.
  • Condenser.
  • Motor.
  • Condenser Fan Motor.
  • Thermistor.
  • Closing Cam
  • Electronics Circuits
  • Compressor
  • High Limit Thermostat
  • Temperature Control Thermostat
  • Temperature Sensor
  • Defrost Thermostat
  • Defrost Heater Assembly
  • Drive Motor
  • Defrost Timer
  • Evaporator Fan Motor
  • Clip
  • Snap Retaining Ring
  • Start Relay
  • Damper Control Assembly
  • Fan Blade
  • Start Device.
Not Covered by A1CHC
  • Touch Panel/Display.
  • Leaks of any kind.
  • Icemaker unless additional fee is paid and listed in additional coverages per the Declaration page.
Refrigerator ice maker
$500.00
$25.00
Details
Covered by A1CHC
  • All Components and Parts which affect the primary function of the Ice-Maker
Not Covered by A1CHC
  • Touch Panel/Display.
  • Dispenser.
  • Ice Crusher.
  • Removable Parts.
  • Water Lines.
  • Leaks.
  • Filters.
  • Interior Thermal Shelves/Insulation.
Washer
$1,500.00
$20.00
Details
Covered by A1CHC
  • Main Control Board.
  • Motor Coupling.
  • Drain Pump.
  • Agitator Repair Kit.
  • Spanner Wrench.
  • Water Inlet Valve.
  • Clutch.
  • Retainer.
  • Shock Dampening Device.
  • Shock Absorber.
  • Wigwag.
  • Drive Belt.
  • Suspension Spring.
  • Shipping Bolt.
  • Tub to Pump Hose.
  • Tub Bearing.
  • Idler Assembly.
  • Drive Block.
  • Drive Bell.
  • Drain Hose.
  • Mounting Clip.
  • Suspension Rod.
  • Suspension Spring.
  • Shift Actuator.
  • Rotor Position Sensor.
  • Belt Kit.
  • Snubber Pad.
Not Covered by A1CHC
  • Tub.
  • Seals.
  • Gaskets.
  • Spider Bracket.
  • Lid Switch.
  • Overloading
Water heater
$1,000.00
$75.00
Details
Covered by A1CHC
  • Gas Valve.
  • Main Burner.
  • Pilot Burner.
  • Thermocouple.
  • Regulator.
  • Standard Thermostat.
  • High Limit Thermostat.
  • Manifold.
  • Electrical Heating Element.
  • Spark Electrode.
  • Igniter.
  • Pilot.
  • Heating Element.
  • Switch.
  • Gas Burner.
  • Anode Rod.
  • Overload Protector.
  • Flame Sensor.
  • Gas Valve Assembly.
  • Temperature.
  • Regulator.
  • Dip Tube.
  • Drain Valve.
  • Air Diverter.
  • Relay.
  • Flow Sensor.
Not Covered by A1CHC
  • Main, Holding or Storage Tanks.
  • Noise.
  • Sediment.
  • Fuel Storage Tank and Energy Conservation Unit.
  • Commercial Grade equipment and units exceeding 75 gallons.
  • Tankless Water.
  • Heaters unless separately added to Membership at the time of purchase.
Pool
$500.00
$150.00
Details
Covered by A1CHC
  • Shared Equipment is covered. If Equipment is not shared, then only one of the two is covered unless an additional fee is paid.
  • Coverage applies to In-Ground.
  • Accessible working Components and Parts of the Pumping System.
  • Main Pool Pump.
  • Motor.
  • Gaskets.
  • Blower.
  • Timer.
  • Valves, Limited to Back Flush.
  • Actuator.
  • Check, and 2 and 3-Way Valves.
  • Relays and Switches.
  • Pool Sweep Motor and Pump.
  • Above Ground Plumbing Pipes and Wiring.
Not Covered by A1CHC
  • Pool/Spa Heater.
  • Filters.
  • Salt Water Filtration/Osmosis.
  • Salt Water ComponentsControl Panels and Electronic Boards.
  • Lights.
  • Liners.
  • Maintenance.
  • Housing and related equipment.
  • Structural Defects.
  • Booster Pumps
  • Inadequate Pressure.
  • Solar Equipment.
  • Jets.
  • Ornamental Fountains, Waterfalls and their Pumping Systems.
Spa
$500.00
$150.00
Details
Covered by A1CHC
  • Shared Equipment is covered. If Equipment is not shared, then only one of the two is covered unless an additional fee is paid.
  • Coverage applies to In-Ground.
  • Accessible working Components and Parts of the Pumping System.
  • Main Pool Pump.
  • Motor.
  • Gaskets.
  • Blower.
  • Timer.
  • Valves, Limited to Back Flush.
  • Actuator.
  • Check, and 2 and 3-Way Valves.
  • Relays and Switches.
  • Pool Sweep Motor and Pump.
  • Above Ground Plumbing Pipes and Wiring.
Not Covered by A1CHC
  • Pool/Spa Heater.
  • Filters.
  • Salt Water Filtration/Osmosis.
  • Salt Water ComponentsControl Panels and Electronic Boards.
  • Lights.
  • Liners.
  • Maintenance.
  • Housing and related equipment.
  • Structural Defects.
  • Booster Pumps
  • Inadequate Pressure.
  • Solar Equipment.
  • Jets.
  • Ornamental Fountains, Waterfalls and their Pumping Systems.
Saltwater pool
$500.00
$150.00
Details
Covered by A1CHC
  • Shared Equipment is covered. If Equipment is not shared, then only one of the two is covered unless an additional fee is paid.
  • Coverage applies to In-Ground.
  • Accessible working Components and Parts of the Pumping System.
  • Main Pool Pump.
  • Motor.
  • Gaskets.
  • Blower.
  • Timer.
  • Valves, Limited to Back Flush.
  • Actuator.
  • Check, and 2 and 3-Way Valves.
  • Relays and Switches.
  • Pool Sweep Motor and Pump.
  • Above Ground Plumbing Pipes and Wiring.
Not Covered by A1CHC
  • Pool/Spa Heater.
  • Filters.
  • Salt Water Filtration/Osmosis.
  • Salt Water ComponentsControl Panels and Electronic Boards.
  • Lights.
  • Liners.
  • Maintenance.
  • Housing and related equipment.
  • Structural Defects.
  • Booster Pumps
  • Inadequate Pressure.
  • Solar Equipment.
  • Jets.
  • Ornamental Fountains, Waterfalls and their Pumping Systems.
Septic
-
$50.00
Details
Covered by A1CHC
  • Sewage Ejector Pump.
  • Jet Pump.
  • Aerobic Pump.
  • Septic Tank and Line from House.
Not Covered by A1CHC
No Info
Sump pump
$500.00
$30.00
Details
Covered by A1CHC
  • Permanently installed Sump Pump for Groundwater, within the foundation of the Home or
  • Attached Garage
Not Covered by A1CHC
  • Grey Water.
  • Sewage Ejector Pumps.
  • Portable Pumps.
  • Backflow Preventers.
  • Check Valves.
  • Piping Modifications for new installs.
Stand-alone freezer
$500.00
$25.00
Details
Covered by A1CHC
  • All Parts and Components that affect the operation of the unit.
Not Covered by A1CHC
  • Ice-Makers, Crushers, Dispensers, and related Equipment.
  • Internal Shell.
  • Racks.
  • Shelves.
  • Glass Displays.
  • Lights.
  • Knobs and Caps.
  • Dials.
  • Door Seals and Gaskets.
  • Door Hinges.
  • Door Handles.
  • Condensation Pans.
  • Clogged Drains and Clogged Lines.
  • Grates.
  • Food Spoilage.
  • Freon.
  • Disposal and Recapture of Freon.
Water dispenser
$200.00
$25.00
Details
Covered by A1CHC
  • All Components and Parts
Not Covered by A1CHC
  • Leaks or Breaks of any kind
  • Rust
  • Mold
  • Corrosion
Premium Amount
Silver Systems Plan
24%
$450.00
Silver Appliance Plan
36%
$450.00
Platinum Combo Plan
67%
$625.00
Gold Combo Plan
58%
$550.00
COVERAGE DETAILS
Air conditioner
Expand
Limit
$2,000.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • Electric Units below 21 SEER.
  • Condenser.
  • Defrost Heating Element.
  • Standard Thermostat Fuse.
  • Relay.
  • Transformer.
  • Blower Motor.
  • Compressor.
  • Capacitor.
  • Dual Capacitor.
  • Semi Conductors.
  • Main Control Board.
  • Evaporator Coil.
  • Cold Coil.
  • Timer.
  • Fan Control.
  • Bearings.
  • Fluid Pump.
  • Electrodes Electronic Circuits.
  • Rectifiers.
Not Covered by A1CHC
  • Gas Air Conditioning Systems.
  • Condenser Casings.
  • Registers and Grills.
  • Filters.
  • Electronic Air Cleaners.
  • Window Units.
  • Non-Ducted Wall Units.
  • Water Towers.
  • Humidifiers.
  • Improperly Sized Units.
  • Chillers.
  • All Exterior Condensing, Cooling and Pump Pads.
  • Roof Mounts, Jacks, Stands or Supports.
  • Condensate Pumps.
  • Cost for Crane Rentals.
  • Air Conditioning with Mismatched Condensing Unit and Evaporator Coil.
  • Improper use of Metering Devices.
  • Thermal Expansion Valves.
  • Refrigerant Conversion.
  • Leak Detections.
  • Water Leaks.
  • Drain Line Stoppages.
  • Maintenance.
  • Recapturing of Freon.
  • Noise.
  • Addition of Freon on Pre-Existing Failure
  • *Per EPA standards Freon (R-22) will become obsolete circa.
  • January 1, 2020. When Freon (R-22) is phased out, it will be the Member's responsibility to upgrade all equipment to Federal or State code to be covered. On Jan. 1, 2020, The R-22 phase out mandates that R-22 refrigerant will no longer be manufactured. At this point CRAST will only include coverage for equipment which utilizes environmentally friendly R-410A refrigerant.
Dishwasher
Expand
Limit
$1,500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • Heating Element.
  • Pump.
  • Drain Valve.
  • Motor Assembly.
  • Timer.
  • Float Switch.
  • Inter Valve.
  • Internal Hoses.
  • Thermal Fuse.
  • Washer Arm Bearing.
Not Covered by A1CHC
  • Control Board.
  • Touch Panel.
Disposal
Expand
Limit
$125.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • The Components and Parts of entire Unit.
  • Upon failure, AFC will allocate the cost of the new Unit directly to the Homeowner.
Not Covered by A1CHC
  • New Unit Installation.
  • Diagnosis.
  • Problems and/or Jams caused by Bones, Glass, Misuse, or Foreign Objects.
Dryer
Expand
Limit
$1,500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$20.00
Expand
Covered by A1CHC
  • Main Control Board.
  • Thermal Fuse.
  • Drum Glide.
  • Gas Valve Solenoid.
  • Pilot Burner.
  • Heating Element.
  • Heating Element Assembly.
  • Bearing.
  • Cycling Thermostat.
  • Timer.
  • Drum Support Axle.
  • Drum Bearing.
  • Igniter.
  • Drive Belt.
  • Thermistor.
  • Idler Pulley.
  • Idler Assembly.
  • High Limit Thermosta.
  • Surface Limit Control.
  • Power Pack.
  • Blower Wheel.
  • Flame Sensor.
  • Drive Motor.
  • Rotary Switch.
  • Snap Retaining Ring.
Not Covered by A1CHC
  • Drum.
  • Seals.
  • Gaskets.
  • Maintenance.
Ductwork
Expand
Limit
$250.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • All Standard Ductwork throughout the Residence. Attachments to HVAC Units.
Not Covered by A1CHC
  • Ductwork exposed to Outside Elements.
  • Improperly Sized Ductwork.
  • Separation due to Settlement and/or lack of Support-Cleaning.
Electrical
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • Interior Wiring.
  • Panel and Sub Panels.
  • Circuit Board.
  • Circuit Breakers.
Not Covered by A1CHC
  • Audio/Video/Computer/Intercom/Alarm or Security Wiring Cable.
  • Circuit Overload.
  • Low Voltage.
  • Inadequate Wiring.
  • Aluminum Wiring.
  • Broken and/or Severed Wires.
  • Fixtures.
  • Switches.
  • Outlets.
  • Wire Tracing.
  • Smart Home Equipment or Wiring.
Garage door
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • 2 Units
  • Garage Door Opener Motor.
  • Capacitor.
  • Garage Door Opener Gear and Sprocket Assembly.
  • Helical Gear.
  • Limit Switch.
  • Receiver Logic Board.
  • Chain Spreader.
Not Covered by A1CHC
  • Springs, Tracks, Belts, Safety Sensors.
Heating system
Expand
Limit
$2,000.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • Units below 21 SEER Units.
  • Forced air, Ducted Built-in-heater, Heat pumps, Boiler (Gas or Steam).
  • Power Switch-Wire Terminal-Independent Solenoid-Junction Box- Thermostat Control.
  • Pilot and Thermocouple.
  • Drain Cock.
  • Burners.
  • Main Burner.
  • Limit Control.
  • Pilot Burner.
  • Flame Spreader Regulator.
  • Standard Thermostat.
  • Manifold.
  • Fuse.
  • Transformer.
  • Relay.
  • Igniter.
  • Sensor.
  • Blower Motor Power Pack.
  • Bearings.
  • Pulleys.
  • Fan Control.
  • Low Water Cut off.
  • Coupler.
  • Motor.
  • Pressure Gauge.
  • Pressure Control.
  • Heat Coil/Element.
  • Control Board.
Not Covered by A1CHC
  • External Boiler Components.
  • All Components and Parts relating to Geothermal, Water Source Heat Pumps including: Outside or Underground Piping.
  • Components for Geothermal and/or Water Source Heat Pumps.
  • Re-drilling of Wells for Geothermal and/or Water Source Heat Pumps.
  • Well Pump.
  • Well Pump Components for Geothermal and/or Water Source Heat Pumps.
  • Access.
  • Radiators or Valves.
  • Baseboard Casings.
  • Radiant Heating.
  • Cracked Heat Exchangers.
  • Dampers.
  • Valves.
  • Fuel Storage Tanks.
  • Portable Units.
  • Solar Heating Systems.
  • Filters.
  • Line Dryers and Filters.
  • Oil Filters, Nozzles, or Strainers.
  • Registers.
  • Backflow Preventers.
  • Evaporator Coil Pan.
  • Primary or Secondary Drain Pans.
  • Grills.
  • Clocks.
  • Timers.
  • Add-Ons for Zoned Systems.
  • Heat Lamps.
  • Humidifiers.
  • Flues and Vents.
  • Improperly Sized Heating Systems.
  • Mismatched Systems Cable Heat (in ceiling).
  • Calcium Build-Up.
  • Maintenance.
Microwave
Expand
Limit
$1,000.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • All Components and Parts.
Not Covered by A1CHC
  • Touch Panel/Display.
  • Doors.
  • Seals.
  • Hinges.
  • Handles.
  • Door Glass.
  • Lights.
  • Interior Linings.
  • Trays.
  • Clocks.
  • Shelves.
  • Portable or Countertop Units.
  • Meat Probe Assemblies.
  • Rotisseries.
Oven
Expand
Limit
$1,500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$20.00
Expand
Covered by A1CHC
  • Bake Element.
  • Element Receptacle and Wire Kit.
  • Valves.
  • Sensors.
  • Spark Electrode.
  • Surface Element Switch.
  • Coil Surface Element.
  • Surface Burner.
  • Element Receptacle and Wire Kit.
  • Oven Control Board.
  • Temperature Sensor.
  • Manifold Transformer.
  • Sensor.
  • Diode.
Not Covered by A1CHC
  • Any failure that arises during the “Self-Cleaning” Function of your unit.
  • Glass.
  • Sensi-Heat Burners will only be replaced with Standard Burners. Only one Oven is covered unless Double Oven addition is added on at the time of purchase, an additional fee is paid and listed in additional coverages per the Declaration Page
Plumbing
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • Visible Interior Leaks and Breaks of Water Supply Pipes, Drain, Vent and Waste Lines.
  • Dishwasher Supply Line.
  • Toilet Tanks/Bowls (replaced with white Builder's Grade as necessary).
  • Toilet Wax Ring Seals.
  • Flush Valve.
  • Refill Tube.
  • Ballcock.
  • Flapper.
  • Fill Valve.
  • Overflow Tube, and Diverter Angle Stops.
  • Hose Bibs.
  • P Traps.
Not Covered by A1CHC
  • Piping Failure which includes Collapsed Piping.
  • Freezing or Damage from Roots.
  • Slab Leaks.
  • Polybutylene or Quest Piping.
  • Galvanized Drain Lines.
  • Drum Traps.
  • Flange.
  • Filters for Faucets.
  • Fixtures.
  • Cartridges.
  • Shower Heads & Shower Arms.
  • Valves.
  • Pop-Up Assemblies.
  • Bathtubs and Showers.
  • Glass.
  • Shower Enclosures and Base Pans.
  • Bathtubs.
  • Sinks.
  • Toilet Lids and Seats.
  • Cracks.
  • Cabling or Grouting.
  • Whirlpool Jets.
  • Whirlpool Control Panel.
  • Water Softeners.
  • Pressure Regulators.
  • Inadequate or Excessive Water Pressure.
  • Pipes which have failed due to excessive age.
  • Stoppages (unless added on).
  • Leak Searches.
  • Faucets (unless added on).
  • BuiltIn Appliances.
  • Cabinets.
  • Floor Coverings.
  • Other Obstructions impeding access to Walls, Ceilings, and/or Floors.
  • Stoppages (unless added on).
  • Leak Searches.
  • Faucets (unless added on).
Plumbing stoppages
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by A1CHC
  • Unobstructed access to stoppage up to 75 ft from the Access Point, via Snaking System i.e. Sewer Drain Snake.
Not Covered by A1CHC
  • Costs to locate or access Cleanout not found or accessible.
  • Costs with installing Cleanouts.
  • Stoppage caused by Frozen Piping.
  • Collapsed Piping Roots
  • Foreign Objects even within the Home’s Foundation
  • Septic Systems.
Refrigerator
Expand
Limit
$1,500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$25.00
Expand
Covered by A1CHC
  • Main Control Board.
  • Condenser.
  • Motor.
  • Condenser Fan Motor.
  • Thermistor.
  • Closing Cam
  • Electronics Circuits
  • Compressor
  • High Limit Thermostat
  • Temperature Control Thermostat
  • Temperature Sensor
  • Defrost Thermostat
  • Defrost Heater Assembly
  • Drive Motor
  • Defrost Timer
  • Evaporator Fan Motor
  • Clip
  • Snap Retaining Ring
  • Start Relay
  • Damper Control Assembly
  • Fan Blade
  • Start Device.
Not Covered by A1CHC
  • Touch Panel/Display.
  • Leaks of any kind.
  • Icemaker unless additional fee is paid and listed in additional coverages per the Declaration page.
Refrigerator ice maker
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$25.00
Expand
Covered by A1CHC
  • All Components and Parts which affect the primary function of the Ice-Maker
Not Covered by A1CHC
  • Touch Panel/Display.
  • Dispenser.
  • Ice Crusher.
  • Removable Parts.
  • Water Lines.
  • Leaks.
  • Filters.
  • Interior Thermal Shelves/Insulation.
Washer
Expand
Limit
$1,500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$20.00
Expand
Covered by A1CHC
  • Main Control Board.
  • Motor Coupling.
  • Drain Pump.
  • Agitator Repair Kit.
  • Spanner Wrench.
  • Water Inlet Valve.
  • Clutch.
  • Retainer.
  • Shock Dampening Device.
  • Shock Absorber.
  • Wigwag.
  • Drive Belt.
  • Suspension Spring.
  • Shipping Bolt.
  • Tub to Pump Hose.
  • Tub Bearing.
  • Idler Assembly.
  • Drive Block.
  • Drive Bell.
  • Drain Hose.
  • Mounting Clip.
  • Suspension Rod.
  • Suspension Spring.
  • Shift Actuator.
  • Rotor Position Sensor.
  • Belt Kit.
  • Snubber Pad.
Not Covered by A1CHC
  • Tub.
  • Seals.
  • Gaskets.
  • Spider Bracket.
  • Lid Switch.
  • Overloading
Water heater
Expand
Limit
$1,000.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$75.00
Expand
Covered by A1CHC
  • Gas Valve.
  • Main Burner.
  • Pilot Burner.
  • Thermocouple.
  • Regulator.
  • Standard Thermostat.
  • High Limit Thermostat.
  • Manifold.
  • Electrical Heating Element.
  • Spark Electrode.
  • Igniter.
  • Pilot.
  • Heating Element.
  • Switch.
  • Gas Burner.
  • Anode Rod.
  • Overload Protector.
  • Flame Sensor.
  • Gas Valve Assembly.
  • Temperature.
  • Regulator.
  • Dip Tube.
  • Drain Valve.
  • Air Diverter.
  • Relay.
  • Flow Sensor.
Not Covered by A1CHC
  • Main, Holding or Storage Tanks.
  • Noise.
  • Sediment.
  • Fuel Storage Tank and Energy Conservation Unit.
  • Commercial Grade equipment and units exceeding 75 gallons.
  • Tankless Water.
  • Heaters unless separately added to Membership at the time of purchase.
Pool
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$150.00
Expand
Covered by A1CHC
  • Shared Equipment is covered. If Equipment is not shared, then only one of the two is covered unless an additional fee is paid.
  • Coverage applies to In-Ground.
  • Accessible working Components and Parts of the Pumping System.
  • Main Pool Pump.
  • Motor.
  • Gaskets.
  • Blower.
  • Timer.
  • Valves, Limited to Back Flush.
  • Actuator.
  • Check, and 2 and 3-Way Valves.
  • Relays and Switches.
  • Pool Sweep Motor and Pump.
  • Above Ground Plumbing Pipes and Wiring.
Not Covered by A1CHC
  • Pool/Spa Heater.
  • Filters.
  • Salt Water Filtration/Osmosis.
  • Salt Water ComponentsControl Panels and Electronic Boards.
  • Lights.
  • Liners.
  • Maintenance.
  • Housing and related equipment.
  • Structural Defects.
  • Booster Pumps
  • Inadequate Pressure.
  • Solar Equipment.
  • Jets.
  • Ornamental Fountains, Waterfalls and their Pumping Systems.
Spa
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$150.00
Expand
Covered by A1CHC
  • Shared Equipment is covered. If Equipment is not shared, then only one of the two is covered unless an additional fee is paid.
  • Coverage applies to In-Ground.
  • Accessible working Components and Parts of the Pumping System.
  • Main Pool Pump.
  • Motor.
  • Gaskets.
  • Blower.
  • Timer.
  • Valves, Limited to Back Flush.
  • Actuator.
  • Check, and 2 and 3-Way Valves.
  • Relays and Switches.
  • Pool Sweep Motor and Pump.
  • Above Ground Plumbing Pipes and Wiring.
Not Covered by A1CHC
  • Pool/Spa Heater.
  • Filters.
  • Salt Water Filtration/Osmosis.
  • Salt Water ComponentsControl Panels and Electronic Boards.
  • Lights.
  • Liners.
  • Maintenance.
  • Housing and related equipment.
  • Structural Defects.
  • Booster Pumps
  • Inadequate Pressure.
  • Solar Equipment.
  • Jets.
  • Ornamental Fountains, Waterfalls and their Pumping Systems.
Saltwater pool
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$150.00
Expand
Covered by A1CHC
  • Shared Equipment is covered. If Equipment is not shared, then only one of the two is covered unless an additional fee is paid.
  • Coverage applies to In-Ground.
  • Accessible working Components and Parts of the Pumping System.
  • Main Pool Pump.
  • Motor.
  • Gaskets.
  • Blower.
  • Timer.
  • Valves, Limited to Back Flush.
  • Actuator.
  • Check, and 2 and 3-Way Valves.
  • Relays and Switches.
  • Pool Sweep Motor and Pump.
  • Above Ground Plumbing Pipes and Wiring.
Not Covered by A1CHC
  • Pool/Spa Heater.
  • Filters.
  • Salt Water Filtration/Osmosis.
  • Salt Water ComponentsControl Panels and Electronic Boards.
  • Lights.
  • Liners.
  • Maintenance.
  • Housing and related equipment.
  • Structural Defects.
  • Booster Pumps
  • Inadequate Pressure.
  • Solar Equipment.
  • Jets.
  • Ornamental Fountains, Waterfalls and their Pumping Systems.
Septic
Expand
Limit
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$50.00
Expand
Covered by A1CHC
  • Sewage Ejector Pump.
  • Jet Pump.
  • Aerobic Pump.
  • Septic Tank and Line from House.
Not Covered by A1CHC
No Info
Sump pump
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$30.00
Expand
Covered by A1CHC
  • Permanently installed Sump Pump for Groundwater, within the foundation of the Home or
  • Attached Garage
Not Covered by A1CHC
  • Grey Water.
  • Sewage Ejector Pumps.
  • Portable Pumps.
  • Backflow Preventers.
  • Check Valves.
  • Piping Modifications for new installs.
Stand-alone freezer
Expand
Limit
$500.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$25.00
Expand
Covered by A1CHC
  • All Parts and Components that affect the operation of the unit.
Not Covered by A1CHC
  • Ice-Makers, Crushers, Dispensers, and related Equipment.
  • Internal Shell.
  • Racks.
  • Shelves.
  • Glass Displays.
  • Lights.
  • Knobs and Caps.
  • Dials.
  • Door Seals and Gaskets.
  • Door Hinges.
  • Door Handles.
  • Condensation Pans.
  • Clogged Drains and Clogged Lines.
  • Grates.
  • Food Spoilage.
  • Freon.
  • Disposal and Recapture of Freon.
Water dispenser
Expand
Limit
$200.00
Silver Systems Plan
Silver Appliance Plan
Platinum Combo Plan
Gold Combo Plan
Optional Coverage
$25.00
Expand
Covered by A1CHC
  • All Components and Parts
Not Covered by A1CHC
  • Leaks or Breaks of any kind
  • Rust
  • Mold
  • Corrosion

Before you sign a contract with any of the home warranty companies, it is always good to know what is covered by the warranty that you are about to purchase and what is not. We have carefully reviewed AFC home warranty contracts and summarized all of the relevant information in the table above.

Air Conditioning and Heating System

AFC Home Club provides coverage for A/C and heating systems under the Silver Systems Plan, and Platinum and Gold Combo Plans plans. The coverage is limited to one unit up to a 5-ton capacity that was designed for residential use. For the detailed list of covered and not covered parts, please refer to the table below. The company will pay up to $25 per pound of refrigerant, 10 pounds maximum. If the unit is over 10 years old, the company will use a depreciation schedule if the cost of repairs outweighs the value. Maximum coverage limit for air conditioning at AFC Home Club is $2000.

Plumbing System

Plumbing system coverage is available under the Silver Systems Plan as well as under Platinum and Gold Combo plans. America's First Choice warranty covers all visible interior leaks and breaks of water supply pipes, drains, vents, and waste lines. A piping failure that includes collapsed piping or damage from extreme weather or roots is not covered by AFC Home Club. Maximum coverage is limited to $500 per membership term.

Electrical System

All interior wiring, fuse box, circuit board, and circuit breakers are covered by the AFC Home Club Sylver Systems, Platinum and Gold Combo plans for up to $500 per membership term. Any fixtures, switches, outlets, appliance cables, or smart home equipment is not covered.

Home Appliances

America's First Choice Silver Appliances plan covers all major home appliances, including washer and dryer, refrigerator, oven, range, cooktop, dishwasher, garbage disposal, and garage door opener. Water heaters, either gas or electric, are covered by all three plans.

Additionally, you may include coverage for freshwater and saltwater swimming pool, spa, septic, sump pump, stand-alone freezer, and water dispenser in any of your plans. All of the optional items are priced a la carte.

Coverage Rating
5.0 / 5.0
Not available through RHW
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The Fine Print
Item
Value
Comparison to Industry
Coverage effective after
31 days
At industry maximum
Expand
1
24.86
31
31
Cancellation with refund within
30 days
Above industry average
Expand
3
28.15
30
60
Cancellation fee
$75.00
Above industry average
Expand
0.00
49.79
75.00
200.00
Automatic policy renewal
Yes
As 95% of industry
Expand
Time to cancel automatic renewal
30 days
Below industry average
Expand
1
31.25
30
60
Fee for contract transfer
$50.00