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We have reviewed 68 of the most prominent home warranty companies in the USA, of which 45 have been fully reviewed, and 13 additional home warranty companies have been inspected but not fully reviewed to date. Our criteria were reputation and credibility, client reviews, pricing and clarity of T&C’s. We hope that will allow you to understand what exactly is the product that you are considering buying, and which home warranty provider should be a good fit for you.
View this complete list of all home warranty companies reviewed up to date on Review Home Warranties below:
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our-top lists throughout the website, including our list of best home warranty companies. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
As you can see, there's an editorial rating score next to each of the home warranty companies listed above. We take our scoring and rating process very seriously and have elaborate criteria that we follow. Our goal is to make the search of a home warranty service provider easy as it can become.
Each of the home warranty companies on our list is assigned scores for the following things: Trustworthiness, Plans and Coverage, Feedback, and The Fine Print. Those generate an editorial score. In addition to that, we have a cool widget that enables our readers to upvote or downvote each service provider and that is being calculated as the Reader Rating.
Below, we will explain what exactly we look it upon analyzing the firms and their offering, on the pursuit for a safe to use home warranty.
Please note: If you aim to find the best home warranty choices, we suggest you follow that link. This page is more geared towards people interested in seeing the widest selection possible consisting of every single home warranty in the USA market(and every company operates in different states, but we will touch on that later). Also, we recommend you to read the TrustedPlace home warranty review. This company made an extra step in providing home warranty services.
Credible and safe home warranty services and companies. Credible companies are ones that have a clear contact address in the U.S, we know the names of the key guys like the CEO, and of course, we have client reviews we have been able to locate from across the web. Usually, big companies with a lot of employees, like Choice Home Warranty or FAHW, have higher credibility. However, it does not mean that a small service provider can't have high credibility as well. Smaller and more localized home warranty vendors, like Elevate Home Warranty, for example, that operate only in one state, sometimes have better services and more time to devote to you and your requests.
Affordable prices. In each review, you can find home warranty quotes for the complete array of plans available at this service provider, the cost of each package or component, and the deductible, or service call fee.
A superb service. That's why we aggregate every client review we could locate online about each company, both positive and negative, and make sure clients like the service they are getting.
A quick response time. When you have a problem in your home, like a sink leak or a broken heater in the middle of a cold winter, you need it to be fixed right now, not in a few days or weeks. That's why we need to know that the service providers we recommend can handle all claims quickly and effectively.
Variety of offers. Different plans with several types of coverage and diverse prices are necessary for a provider to be agile and flexible with its customers. We like those who can offer you a basic plan and some extras, or a more comprehensive plan if needed.
We Do Not Appreciate
Any home warranty service vendors who are not honest and transparent about the nature of their service, and who's behind the company. You can read some examples of such companies on our home warranty scams page.
Service providers who do not provide exemplary service to clients. If the majority of clients are dissatisfied with the quality and nature of services they have been provided with, then we are not happy with this company either.
Home warranty companies who charge you through the roof for their services. Insurance companies of all kinds must make a profit, we get that, but there is absolutely no point in purchasing a home warranty if you are going to pay massive amounts of cash each month on it. If you eventually pay more each month than it would cost you to use a professional for your home repairs and pay out of pocket for replacements, you are doing it all wrong.
Companies that take their time and not providing you the service you deserve in a reasonable timeframe.
Companies that are not easily accessible around the clock. Some home repairs, like a leaking water heater or a broken air conditioner in the middle of the summer, are emergencies and should be treated as such. In case the company does not provide emergency services, we will warn our customers about it.
Good practice - Free Contract Transfer
If we look for one trait which will demonstrate the difference between a good home warranty company that should be receiving decent scores and one which will not get the full score for its terms and conditions, we can look at the cost of contract transfer. Essentially, if you sell your home, or rent it to someone else, you will need the contract to go under their name. Companies like Select home warranty and Choice home warranty charge nothing at all in those situations, while America's 1st Choice Club charges $50 (among the highest in the industry).
Are these home warranty companies available across the U.S?
It all depends on the warranty provider! When it comes to the popular states like California, Maryland, Virginia, and Texas there is a solid chance you will have a very good selection, but in smaller states (or ones with more stringent regulation), you are likely to have a more limited selection.
If you are aiming for the largest company, namely AHS, you will be happy to hear they operate in 50 states, but a company like HSA in spite of its massive size operates only in 23 states.
Does BBB Accreditation or Score Matters for? Can you Trust Home Warranties Accredited by BBB?
More than 62% of the home warranty companies and non-home-warranty-companies providing a home warranty service are accredited by BBB. Many Americans trust BBB to be a reliable verifier of companies which are OK to engage in business with, and although it was rumored and proved long ago that BBB has significant issues. Our opinion is that scammer don't normally go to seek the BBB's approval and hence, we know believe accredited companies are normally not a scam, but that doesn't mean they are safe or trustworthy. We do far more analysis than relying on this small factor. Among the accredited companies, we can mention the ever-reliable 2-10 and the new up and comer Amazon Home Warranty.
Home Warranty Company List in 2020- Still in Progress!
Not all home warranty service providers rated and reviewed on our site, Yet! Our top experts in the insurance industry are working carefully on each review, to supply you with all the information you need to make the right decision for you and your loved ones. Using the service of a home warranty provider is a financial decision, that will affect your monthly costs. Choosing the most suitable service provider for your needs can save you money, time and hassle. Please don't underestimate the financial burdens unexpected home expenses could have on your family. Look at the list above carefully and defend your wallet from extra and unnecessary costs.
Can't find a worthy service on our home warranty companies legend?
Please write to us! We want to become the most comprehensive home warranty company database in the world, and we can only get there through assistance from our loyal readers. We would know to know every home warranty service provider in the USA to become the ultimate one-stop-shop for everything home warranties. We want to reflect a fully transparent mapping of the home warranty industry to our readers so they could thoroughly compare the offering of each of the providers.