Alabama flag

Alabama is considered part of the deep south, and with that comes some very warm and humid summers, friendly neighbors, and even a bit of access to the gulf. Living in Alabama has lots of great benefits but there are also issues that can come up with home systems and appliances. If you are looking for a home warranty company in Alabama, we have you covered. 

In this guide, we will cover . . . 

  • What is a home warranty?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 7 best home warranty companies in 2022
  • And much more!

The Alabama summers almost require a working air conditioning system. Without the proper cooling, you will be quite uncomfortable. Unfortunately, cooling systems are typically going to cost thousands of dollars to repair, and that can make it difficult for any Alabama homeowner. This is where the home warranty can step in. 

Alabama homeowners that need a home warranty have lots of great options to choose from. The key is to find something that will be affordable yet offer the coverage you need for your home. Let’s take a look at the top 7 best home warranty companies in Alabama. 

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Alabama

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Compare Alabama Home Warranty Providers

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B
Liberty Home GuardSiteBest Reviewed$40 - $60$60A
Cinch Home ServicesSiteBest Workmanship$28 - $40$100 - $150A-
First Premier Home WarrantySiteBest Coverage$45$75B-
ServicePlus Home WarrantySiteBest Emergency Service$41 - $45$75 - $125A

Alabama Home Warranty Costs

An Alabama home warranty is typically chosen based on the cost of the plan. As much as Alabama homeowners’ case about coverage, workmanship, and service, they also want to ensure that the home warranty is affordable. At Review Home Warranties, we realized that it could be helpful to understand the average costs associated with an Alabama home warranty. The costs of a home warranty will vary based on the type of home and the coverages chosen. We have done some in-depth research to compare the average home warranty costs across several different home types. Use these averages to ensure you get a great deal on your home warranty purchase.  

Type

Average Annual Premium

Overall

$683.15

Single Family Home

$596.19

Multi-Family

$1,088.94

Townhome

$497.84

Condo

$592.83

Home Over 5,000 sq ft

$1,232.50

Home Under 5,000 sq ft

$662.95

Alabama Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Alabama homeowners. When comparing each of these home warranty companies, we looked at plan options, time in the industry, customer service, coverage caps, customer reviews, service fees, and more. Here is how the top seven home warranty companies in Alabama ranked. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Alabama. The Choice Home Warranty has been on the market for 13 years, and it is known for its impressive customer service and straightforward service contract. If finding a great home warranty has left you confused, Choice Home Warranty can help. There are only two plans from Choice, but they each offer both appliance and system coverage. In addition, the coverage caps from Choice Home Warranty are some of the highest in the industry. 

Pros

Cons

Comprehensive plan options

It won’t allow for custom plan build-out

Simple contract

 

Fair overall pricing

 

Reasonable service fees

 

Good sign-on incentive 

 

 Plans and Pricing 

Choice Home Warranty has some of the fairest pricing on the market. When you look at the depth and variety of coverage, it is easy to see why these plans are so popular. Choice Home Warranty has both system and appliance coverage as part of both plans. 

Plans

Cost Per Month

Services Fee

Basic Plan

$42

$85

Total Plan 

$50 

$85 

Coverage

Choice Home Warranty has very high coverage caps associated with its covered items. Most of the caps will be around $2000, which is triple or quadruple what some other plans have. Some of the most popular coverages under the Choice Home Warranty plan include . . .

  • Plumbing system 
  • Washing Machine
  • Water Heater
  • HVAC system
  • Oven   

What Customers Are Saying: 

Choice Home Warranty is very prompt and responds quickly to our claims. They get a technician assigned to the job very quickly and, in a few days, address the problems. We are very pleased with Choice Warranty and would recommend anyone to use their service.” Source

2. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Alabama homeowners. With American Home Shield plans, you can pick and choose coverages to precisely fit the needs of your Alabama home. American Home Shield is one of the most well-respected home warranty companies in the industry, with more than 50 years of experience. If your Alabama home has high-end systems and appliances, the American Home Shield plan offers high coverage caps to help protect these items. 

Pros

Cons

Been around for more than 50 years

A premium-priced policy 

Built out custom plans and add on options

 

Customizable pricing 

 

Add on coverage choices

 

Plans & Pricing

There are three American Home Shield plans to choose from. The Gold Plan tends to be the most popular because it combines system and appliance coverage. The service fees for the American Home Shield home warranty are customizable. The higher the service fee, the lower the monthly plan. 

Plan

Monthly Cost

Service Fee

Silver Plan

$45

$75-$125

Gold Plan 

$55

$75-$125

Platinum Plan

$79

$75-$125

Coverage 

The American Home Shield coverages are some of the most premium coverage on the market. If you have concerns about your Alabama home and maintaining your budget, American Home Shield approves more claims in a year than any other home warranty company on the market. And Some of the coverages that homeowners tend to include are . . . 

  • Heating system 
  • Refrigerator
  • Dishwasher 
  • Oven
  • Garbage DIsposal 

What Customers Are Saying

I've been with American Home Shield for 15 years and have always been pleased with the service they provide. Their service providers are usually vetted, respond quickly, and are skilled in what they do. The couple of times that I had an issue with the contracted service provider, AHS extended their apologies and noted my account to refrain from sending that particular provider to my home again. That has only happened twice in 15 years. So overall, I am extremely pleased with the service I get for the minimal price I pay.Source

3. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Alabama. The Select Home Warranty plan has been an option for Alabama homeowners for more than nine years. During that time, Select Home Warranty has worked to help improve the overall pricing of their plan while offering more and more coverage. The Select Home Warranty plan comes with free roof leak coverage and some of the lowest monthly prices on the market. 

Pros

Cons

Impressive customer service

Lower policy limits

Clearly defined coverages and exclusions

Not great for high-end appliances and systems

High workmanship quality 

 

Straightforward policy choices 

 

Plans and Pricing

There are three Select Home Warranty plans to choose from; the Platinum Care Plan is the best value. With the Platinum Care plan, homeowners can get appliance and system coverage for just a few extra dollars per month. 

Plan

Monthly Fee

Service Fees

Gold Care

$41 

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage: 

One of the only downsides to the Select Home Warranty plan is the fact that the coverage caps are a bit low. The lower coverage cap has been one of the reasons that the plan has remained so affordable. With a lower coverage cap, Alabama homeowners with high-end appliances and systems need to be ready to pay a bit out of pocket.  Some of the coverages included with the Platinum Care plan include... 

  • Heating systems 
  • Cooktops
  • Ceiling fans
  • Refrigerators 
  • Electrical systems 

What Customers Are Saying

Tremendous customer service and responsiveness. In particular, *********************** and crew worked swiftly to fulfill my requirements, tailored to my specific home repair needs. Thank you!”Source

4. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Alabama. When choosing a home warranty, it is smart to see how other customers feel about the plan. With less than two years in the industry, Liberty Home Guard has earned an A rating with the BBB. Liberty Home Guard offers a 60-day workmanship guarantee, and they are known for their quick response times to customer needs. 

Pro

Cons

BBB Rating of an A

Option plan choices are a bit higher in price

Overall fair pricing

The price increases quite a bit for comprehensive plans 

60 Day workmanship guarantee

 

Add on coverage list is extensive 

 

Plans and Pricing

There are three LIberrty Home Guard plans to choose from. The APpliance Guard and the Systems Guard are the more affordable choices, but they are a bit limited in their coverage options. With the Total Home Guard, expect to get a great value and some impressive overall coverage. 

Plans

Monthly Fees

Service Fees

Appliance Guard

$40

$60

Systems Guard 

$45

$60

Total Home Guard

$49.99

$60

Coverage: 

The Liberty Home Guard offers solid base policies for Alabama homeowners, yet the add on coverages will really help this plan stand out. If you want to ensure that your home warranty plan has coverage for sprinkler systems, ceiling fans, locksmiths, and more, LHG can help. Most Alabama homeowners appreciate these coverages included with the Total Home Guard plan. . . . 

  • Garbage disposal
  • Washer
  • Air Duct
  • Water Heater 
  • HVAC

What Customers Are Saying: 

“We had checked out several Home Warranty Plans and decided to go with Liberty Home Guard LLC. I called to get a plan started. I spoke with ***************************. He was very professional and very helpful to my by offering me several options to choose from. I discussed these options with my husband and chose the plan that best served our needs. Thanks to ****************** the process was easy, and we signed up for service the same day.” Source

5. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Alabama. On those warm summer days when your AC breaks, the last thing you want to hear is that it will be weeks before it is fixed. Luckily with the ServicePlus Home Warranty, this is not going to be the case. ServicePlus will sometimes fix issues in your home in a less than 24 hour period. Some emergency services are going to cost extra but most come with the price of the plan. The ServicePlus Home Warranty is relatively affordable and works to get your home back in working order as quickly as possible. 

Pros

Cons

High-quality service technicians

Emergency service will have an upcharge

Simple contracts

 

Fastest service on the market 

 

An extensive network of technicians 

 

Plans and Pricing

There are two ServicePlus home warranties to choose from the Gold Plan and the PLatinum PLan. The Platinum Plan tends to be a bit more popular because of the appliance and system coverage that it offers. Overall a $75 service fee also makes this plan more fairly priced. 

Plans

Monthly Fee

Service

Gold Plan

$42

$75

Platinum Plan 

$46

$75

Coverage

For Alabama homeowners that are worried about the time it takes to get a repair done, the ServicePlus home warranty is a great choice. Keep in mind the overall coverage of this plan is also quite good, even if the coverage caps are a little low. Some of the most popular coverages under the Nebraska home warranty are . . .

  • Dishwasher
  • Garbage disposal
  • Electrical system
  • Plumbing System  
  • Refrigerator 

What Customers Are Saying:

“Here was a blockage that resulted in an average pooling in the basement. I made an online claim with Total Home Protection, and they scheduled someone to come out in less than 24 hours.”  Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Alabama homeowners that want extensive coverage on their homes. When you are worried about whether or not you want an appliance plan or a systems plan, you must ensure that you are choosing something that covers the needs of your home. First Premier makes that easy with the blanket-like coverage options they offer. Even the basic plan from First Premier will cover more than 15 appliances. First Premier Home Warranty is a newer company, but it has some of the best BBB ratings on the market. 

Pros

Cons

BBB Rating of A-

Short time on the market 

A newer company that is continually improving 

Not everyone wants to pay upfront for the year

Low costs if you pay upfront 

 

Modern technology and systems in place 

 

Plans & Pricing 

The First Premier Home Warranty plans have a very reasonably priced service fee, and they will offer tremendous discounts for those that can pay upfront. If you like to pay your bills ahead of time and want to get a head start on the next year, this is a very good option to consider. 

Plan

Monthly Fee

Service Fee

Premier Plan

$43

$75

Platinum Plan 

$50

$75 

Coverage

Each of the items covered under the First Premier Home Warranty will have a lower coverage cap than other plans on the market. Yet the number of covered items is quite impressive. You will have to decide if depth or variety in coverage is more important to you. Some of the coverages included under the Platinum Plan include . . . 

  • Refrigerators
  • Oven
  • Water heater
  • Plumbing system
  • Stovetop 

What Customers Are Saying 

“I absolutely love this company I had 3 home warranty companies in the past that were horrible, and I was about to give up on the home warranty idea first premier lived up to their standards my ac unit went out, and it was about 97 degrees they sent out a tech in 6 hours and got that fixed and even offered me to replace it with a brand new one once I saw how good their turnaround was and how they performed I enrolled my other 2 properties and I couldn’t be happier definitely recommend five stars!!!!!” Source 

7. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for a home warranty plan in the state of Alabama. With a 180-day workmanship guarantee, the Cinch Home Services plan allows homeowners to trust the home warranty plan they have in place. If a system or appliance breaks, your home warranty plan from Cinch will handle the issue until it is solved. In addition, Cinch Home Services has more than 40 years in the industry, making it one of the most seasoned home warranty companies out there. 

Pros

Cons

Long history in the home warranty business

Higher service fees 

180-day workmanship guarantee

Negative customer reviews

Moderately priced plans to choose from 

 

Plans and Pricing

Alabama homeowners will enjoy the overall fair pricing of the Cinch Home Services plan. Keep in mind that the service fees associated with Cinch Home Services are a bit higher than others. The higher-priced service fees helped to ensure your home-related repairs and expenses and handled with ease. 

Plans

Monthly Fees

Service Fee

Appliances plan

$44.99

$100-$150

Built-In System plan

$51.99

$100-$150

Complete Home Plan

$61.99

$100-$150

Coverage

Cinch Home Services has good overall coverage for Alabama homeowners. The Complete Home Plan tends to be the most popular choice and quickly justifies itself should a major issue come up. Some of the most popular coverages under the Cinch Home Services policies include . . . 

  • Septic tank
  • Sump Pump 
  • Ice Maker
  • Refrigerators
  • Plumbing System  

What Customers Are Saying

Always fast, excellent service. I've never had a bad experience. Service people who come out are always fast and on time and get the job done right the first time.” Source

What You Should Consider Before Buying A Home Warranty in Alabama

Now that you know exactly what type of home warranty options you have, it’s time to start narrowing down which will be the best for your home. Of course, you will have the obvious distinction between an expensive and a cheap plan, but there are other things that can distinguish one home warranty from another. Three great ways to tell these plans apart are the plan choices, service fees, and coverage caps. When you have a better handle on these, you will be able to find a home warranty policy that is a better fit for you. 

Plan Choices

Most home warranty companies will give customers two or three home warranty choices. Typically speaking, these are like base policy choices, and then you can add to them depending on the coverage in your home. Sometimes you may find that you want to include your swimming pool or your second refrigerator, and most policies allow for this. The plan choices should most closely match the covered items that you were most interested in protecting. 

Service Fees

The service fees associated with the home warranty plans on the market are typically priced between $60 and $150. The higher the service fee, the longer the workmanship guarantee. In addition, some plans have service fees that are going to vary based on monthly pricing. Choose something that will help ensure you can afford your service fees, even if a few repairs come up in the course of a month. 

Coverage Caps

Coverage caps are the limits that are associated with each individual covered item as part of the plan. The coverage caps are typically between $500 and $3000. Alabama homeowners with high-end appliances or systems need higher coverage caps. 

Home Warranty Tips for Alabama Residents

Alabama offers homeowners a chance to be outside and enjoy their property almost 12 months of the year. There are lots of great things about the overall mild climate in Alabama, but you will have to deal with both cold and warm weather conditions. This means that the appliances and systems that you need in your home are going to be increased. 

Alabama homeowners from Birmingham to Auburn to Tuscaloosa are going to need a functioning HVAC system. When those warm summer days roll around, AC is a necessary luxury. When the weather in Alabama changes and everyone is looking for a contractor to help make these repairs around the home, the home warranty will help ensure that you have what you need and can get a quick fix. 

In addition, areas like Orange Beach or Gulf Shores that are down by the water will have an accelerated rate of deterioration as compared to normal wear. This is because of the proximity to the saltwater that these seaside towns have. 

Don’t forget that roof leak coverage is another essential feature of some home warranty plans. Companies like Select Home Warranty will give free roof leak coverage to customers from Auburn to Cullman. This extra coverage will come in handy and help improve the overall value of the plan. 

Alabama residents also need to have coverage for their electrical systems, heating systems, and water heater. During the winter months, the temperatures are a bit warmer, and these coverages will be necessary. 

The bottom line is that regardless of where you live in Alabama, home warranty coverage will be well worth the money that you invest. 

Home Warranty Regulations in Alabama

Before you sign a contract with a home warranty company in Alabama, it would be very useful to know which authority regulates its operation. In this case, you will know where to file a claim if things go wrong. Alabama Department of Insurance provides customer protection and regulates the home warranty industry. According to Chapter 32 of the Code of Alabama, all companies that sell service contracts must be registered with the Commissioner of Insurance.

Final Thoughts

Hopefully, you now feel as though you can choose an Alabama home warranty with ease. The state of Alabama is a great place to live, but it makes sense to protect your appliances and systems from high repair and replacement expenses. The Choice Home Warranty is the best overall home warranty for Alabama homeowners. Choice has been on the market for 13 years and has some of the best coverage in the home warranty market. The great thing about Choice Home Warranty plans is that they are affordable and very straightforward. You will not have to worry about the plan details or the fine print being confusing or hard to understand. With Choice Home Warranty, what you see is what you get. Don’t hesitate to get a few different quotes for your home warranty plan; it makes sense to work out the best deal possible when you make your initial purchase. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Alabama Homeowners and Home Buyers

  • Alabama Housing Finance Authority: For down payment assistance, financial information, and even homebuyer education, the Alabama Housing Finance Authority can be a great resource. 
  • Homeownership Assistance Alabama: The US Department of Housing and Urban Development can help Alabama homeowners and homebuyers considering purchasing a home. HUD helps from a financial and educational standpoint and is a federal resource for homeowners and homebuyers. 
  • US Department of Agriculture Rural Development: For Alabama homeowners that are considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural Alabama. 
  • Huntsville, Alabama Housing Assistance:: Living in Huntsville, Alabama, can be an excellent spot for many Alabama homeowners. If you are looking for resources and assistance regarding Alabama homeownership in the Huntsville area, this is your best resource. 
  • City of Mobile Down Payment Assistance Program: Mobile, Alabama, will offer first-time buyers some help with their down payment. If you know that you are ready to purchase a house but could use some help with the down payment, the Mobile down payment assistance can help. 

Recap of Our Top Picks In Alabama

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.50
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.50
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Choose your own service fee!
  • Multiple optional coverage items
  • Limited plan selection
  • Online chat not supported
  # 7 Cinch Home Services
Editorial Rating 95.00
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Nearby States

All states
Home warranty Georgia 42 companies available
Georgia Home Warranty
Home warranty Tennessee 39 companies available
Tennessee Home Warranty
Home warranty Mississippi 35 companies available
Mississippi Home Warranty

Frequently Asked Questions in Alabama

Below are just some of the frequently asked questions we receive about home warranties in Alabama.

Q.

Is an Alabama home warranty worth it?

A.
If you are concerned about if and when some of your most relied-upon systems and appliances might break down, a home warranty is worth it.

Instead of paying hundreds or thousands of dollars out of pocket to repair or replace one of these crucial items, you can have them all covered under a home warranty. 
Q.

What are the best home warranty companies in Alabama?

A.
We are constantly looking at the data on nearly 70 home warranty companies operating all over the US. Here are our top five picks for Alabama. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Amazon Home Warranty
  5. Liberty Home Guard
Q.

What do home warranties cover?

A.
A home warranty is meant to cover those issues that a homeowner’s insurance policy does not. So when you have a breakdown of appliances and systems due to everyday wear and tear, a home warranty could cover those situations. 

Commonly covered appliances include:

  • Clothes Washer
  • Clothes Dryer
  • Dishwasher
  • Refrigerator
  • Oven/stove/range
  • Built-in Microwave

Commonly covered systems include:

  • Electrical System
  • Plumbing System, including stoppages
  • HVAC System, including ductwork
  • Water Heater

Many home warranty companies also cover smaller items like garbage disposals, doorbells, and ceiling/exhaust fans. 
Q.

How much does a home warranty cost?

A.
The monthly premiums for a home warranty are probably less than you think. Beyond the premiums, you’ll pay a service call fee each time you contact the company with a claim and they send out a licensed contractor to evaluate the problem. Service call fees range from around $75 to $125. The higher the service call fee, the lower the monthly premium. 

Here is the average cost of a Combo Plan at the lower service call fee from our top five Alabama providers.

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708
Q.

How do I choose a good home warranty?

A.
To choose the best home warranty for your Alabama home, here are three steps you should take.

  1. Research - Find out what kind of policies are available in Alabama. What is the reputation of the company? What is covered under the policy? Do the kind of digging you are doing right now to find out what’s available.
  2. Get more than one quote - Get quotes from several home warranty companies for exactly the kind of coverage you want. That way, you are comparing apples to apples.
  3. Read the fine print - Take a close look at the service agreement before you sign. Understand the coverage and limitations of the agreement ahead of time.