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There are many home warranty companies in Alabama that offer their services to the owners of single-family homes, townhomes, condominiums, and mobile homes. ReviewHomeWarranties.com will help you find the best Alabama home warranty plan that will cover your home systems and appliances. Below we listed top home warranty companies in Alabama. Please read their reviews carefully and select the one that fits you best.

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Alabama

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 Total Home Protection
Editorial Rating 95.05
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100 Off Most Popular Plan!
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Alabama mapAlabama is a southeastern state bordered by Tennessee to the north, Georgia to the east, Florida to the southeast, and Mississippi to the west. It is the thirtieth largest by area, with a total area of 52,419 square miles and a population a little short of five million people. Alabamians are thrifty people. This is why they buy the best home warranties in Alabama that help them save money on home repairs.

Who is eligible for a home warranty in Alabama?

From Birmingham and Montgomery to the smallest villages, the best home warranty companies in Alabama offer their services to the state residents. Almost seventy percent of Alabama residents own their dwellings, and many of them prefer to cover them under a home warranty. The home warranty plans in Alabama are available for single-family houses, duplexes, townhomes, condominiums, and mobile homes.

Read Also: Home Warranty Plans for Mobile Home Owners

Which home systems may be covered under a home warranty?

Most home warranty companies in Alabama cover the following home systems: air conditioning, heating, plumbing, septic, and electrical systems. However, the coverage may differ. For example, First American Home Warranty covers electrical system up to $3 500 for access, diagnostics, and repairs, while 2-10 Home Warranty offers coverage for wiring, service panels, subpanels, switches, breakers, outlets, and ground fault interrupters up to $25,000 per contract term.

Read Also: What Is The Best Coverage For A Septic System?

Please note that even the best home warranty in Alabama will not cover damage caused by natural forces, such as flood, fire, surge, power failure, or rust.

 

 

How does home warranty coverage work? - Read Our Research

One of the most important things to know before you sign a contract with a home warranty company is the coverage that you will get for your home systems and appliances. Take a look at our research to learn more about different types of coverage and compare coverage in six leading companies.

 

Home Warranty Coverage: How Does It Work? - Read Our Research To Find Out

 

 

Which home appliances may be covered under a home warranty?

The most basic list of home appliances that are covered under a home warranty in Alabama includes refrigerator, stove or oven, built-in microwave, dishwasher, garbage disposal, and washer and dryer. Additionally, the best home warranties in Alabama may include ceiling fans, exhaust fans, central vacuum, garage door opener, whirlpool bathtub, trash compactor, freestanding ice maker, and more.  

Kitchen home appliances covered under a home warrantyCan I cover home appliances only?

Yes, you can. The best home warranty companies in Alabama, such as Select Home Warranty or American Home Shield, offer plans that cover most essential kitchen and laundry appliances. Alternatively, there is a plan that includes home systems only. New homeowners usually prefer to start with these limited plans to get a feeling of how home warranties in Alabama work. More seasoned customers prefer combined plans that cover both home systems and appliances.

In case the item that you are interested in is not included in the home warranty plan that you have chosen, there is always a possibility to add more items from the optional coverage list. The best home warranty companies in Alabama usually have an option to include your swimming pool and spa, well pump, sump pump, additional refrigerator, stand-alone freezer, and other items in your coverage. All additional items are priced a la carte.

Home warranty regulations in Alabama

Before you sign a contract with a home warranty company in Alabama, it would be very useful to know which authority regulates its operation. In this case, you will know where to file a claim if things go wrong. Alabama Department of Insurance provides customer protection and regulates the home warranty industry. According to Chapter 32 of Code of Alabama, all companies that sell service contracts must be registered with the Commissioner of Insurance.

Best Home Warranties in Alabama Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final words about home warranty companies in Alabama

Alabamians like home warranties for several reasons. First, a good Alabama home warranty plan preserves their peace of mind. They don’t have to worry about finding a trustworthy repair company when something breaks in their house as their home warranty will do it for them. The best home warranty companies in Alabama offer 24/7 customer service and have emergency repair teams.

Second, the best home warranties in Alabama help the homeowners save money on repairs and replacements of their home systems and appliances. While choosing a home warranty plan, look at the coverage cap. This is how much money the company will pay for repairs per contract term.

Last, but not least, as real estate agents in Alabama noticed, those houses covered under a home warranty are sold faster and at a better price than the houses without a home warranty. This happens because the new homeowners would also like to preserve their peace of mind and save money in the case that something breaks.

We have collected information on various home warranties that work in Alabama, and we hope that these best home warranty reviews for AL will help you make the right choice.

Nearby States

All states
Home warranty Georgia 40 companies available
Georgia Home Warranty
Home warranty Tennessee 37 companies available
Tennessee Home Warranty
Home warranty Mississippi 33 companies available
Mississippi Home Warranty

Frequently Asked Questions in Alabama

Below are just some of the frequently asked questions we receive about home warranties in Alabama.

Q.

Is an Alabama home warranty worth it?

A.
If you are concerned about if and when some of your most relied-upon systems and appliances might break down, a home warranty is worth it.

Instead of paying hundreds or thousands of dollars out of pocket to repair or replace one of these crucial items, you can have them all covered under a home warranty. 
Q.

What are the best home warranty companies in Alabama?

A.
We are constantly looking at the data on nearly 70 home warranty companies operating all over the US. Here are our top five picks for Alabama. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Amazon Home Warranty
  5. Liberty Home Guard
Q.

What do home warranties cover?

A.
A home warranty is meant to cover those issues that a homeowner’s insurance policy does not. So when you have a breakdown of appliances and systems due to everyday wear and tear, a home warranty could cover those situations. 

Commonly covered appliances include:

  • Clothes Washer
  • Clothes Dryer
  • Dishwasher
  • Refrigerator
  • Oven/stove/range
  • Built-in Microwave

Commonly covered systems include:

  • Electrical System
  • Plumbing System, including stoppages
  • HVAC System, including ductwork
  • Water Heater

Many home warranty companies also cover smaller items like garbage disposals, doorbells, and ceiling/exhaust fans. 
Q.

How much does a home warranty cost?

A.
The monthly premiums for a home warranty are probably less than you think. Beyond the premiums, you’ll pay a service call fee each time you contact the company with a claim and they send out a licensed contractor to evaluate the problem. Service call fees range from around $75 to $125. The higher the service call fee, the lower the monthly premium. 

Here is the average cost of a Combo Plan at the lower service call fee from our top five Alabama providers.

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708
Q.

How do I choose a good home warranty?

A.
To choose the best home warranty for your Alabama home, here are three steps you should take.

  1. Research - Find out what kind of policies are available in Alabama. What is the reputation of the company? What is covered under the policy? Do the kind of digging you are doing right now to find out what’s available.
  2. Get more than one quote - Get quotes from several home warranty companies for exactly the kind of coverage you want. That way, you are comparing apples to apples.
  3. Read the fine print - Take a close look at the service agreement before you sign. Understand the coverage and limitations of the agreement ahead of time.