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Choice Home Warranty vs American Home Shield

Are you considering whether to use the American Home Shield home warranty or Choice Home Warranty? Not sure which of the companies will give you better coverage and better value for your money? Let us help you compare the facts and figure out which is best: Choice Home Warranty vs American Home Shield. You can use the short and simple comparison component below or continue reading to reach our exclusive and detailed company reviews.

American Home Shield (AHS)Choice Home Warranty
BBB Complaints (Last 36 Months)10,587 4,713 
Premiums$35-60 $40-45 
Optional Coverage$30-160 $30-160 
Service Call Fee$75-125 $75 
Free second opinionIf different Yes 
Free reservice period (parts)60 days 90 days 
Company size1,500 320 

CoversAmerican Home Shield (AHS)Choice Home Warranty
Air conditioner
Ceiling fan
Cooktop exhaust fan
Dishwasher
Disposal
Dryer
Ductwork
Electrical
Garage door
Heating system
Microwave
Oven
Plumbing
Plumbing stoppages
Refrigerator
Toilet
Washer
Water heater
Alarm
Doorbell
Food center
Free-standing ice maker
Locksmith
Water dispenser
PoolOptional CoverageOptional Coverage
SpaOptional CoverageOptional Coverage
SepticOptional CoverageOptional Coverage
Well pumpOptional CoverageOptional Coverage
Septic tank pumpingOptional Coverage
Roof leaksOptional Coverage
Stand-alone freezerOptional Coverage
Sump pumpOptional Coverage
VacuumOptional Coverage
Expand Table

 

Looking for additional information for the AHS Vs. Choice comparison?

The above comparison chart of American Home Shield vs Choice Home Warranty is just a very small subset of the data we have gathered on both companies. We have deliberately decided not to present an A to Z side-by-side comparison of the two leading home warranty companies, but rather allow people to make a quick choice. 

There are readers who like to delve deeper than that though, and we are happy to boast the world’s most comprehensive details of American Home Shield and Choice Home Warranty. This enables you to compare AHS and Choice HW in every aspect possible: covered states, covered appliances and systemscosts, current discounts and promotions, the fine print of the T&Cs, limits, service fee costs (deductibles), and different home warranty plans offered by each company.

We boast 45+ home warranty provider reviews to date and we are currently writing several comparative Company vs Company types of articles: First American Home Warranty vs American Home Shield, American Home Shield Vs. Old Republic Home Protection, Choice Home Warranty vs Select Home Warranty, and American Home Shield vs 2-10 Home Buyers Warranty.

For each company, we compare coverage, pricing, terms, conditions, and company characteristics, so that you could make an educated choice. We highly encourage you to read the advertiser’s disclosure in order to avoid any mishaps in the future.

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. Choice Home Warranty is an industry leader in providing home warranties, and right now you can take advantage of their current promotions that get you $50 Off + 1 Free Month and Free 30-Day Cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end.

Your next best option is American Home Shield which offers $50 Off and The Service Fee of Your Choice. Get a free quote online or request more information directly at 866-464-7521.

Choice Home Warranty is our Second Best Rated Service

You can refer to this page to get a conclusive idea on Choice Home Warranty vs American Home Shield, but we cannot simply provide you with a catch-all answer that will be applicable in each situation. The truth is that both companies are very well recognized in the industry. The differences between American Home Shield prices and Choice Home Warranty prices aren’t huge, the coverage is 90% similar, and both have their own advantages and disadvantages, advocates of the service and those who believe these companies provide no real value to their customers. We hardly believe in spoon-feeding our readers but we do believe that by reading our comprehensive home warranty reviews, they could be making a sober and wise decision in regards to the company selection. We also created several similar vis a vis comparison as follows Total Protect vs American Home Shield and First American vs AHS.

With that being said we do have a rating of each and every home warranty service provider, and we have assigned Choice HW with the top-5 rating on ReviewHomeWarranties.com. The overall score sheet is split into several areas and our system is quite transparent about how the rankings are being made. This doesn’t necessarily mean that those who want to compare Choice Home Warranty vs American Home Shield should not read their reviews. On the contrary, it is essential to familiarize yourself with every detail of the agreement before you sign a contract with either company.

You can refer to this page to get a conclusive idea on Choice Home Warranty vs American Home Shield, but we cannot simply provide you with a catch-all answer that will be applicable in each situation. 

The truth is that both companies are very well recognized in the industry. The differences between American Home Shield prices and Choice Home Warranty prices aren’t huge, the coverage is 90% similar, and both have their own advantages and disadvantages, advocates of the service and those who believe these companies provide no real value to their customers. 

We hardly believe in spoon-feeding our readers but we do believe that by reading our comprehensive home warranty reviews, they could be making a sober and wise decision in regards to the company selection. We also created several similar vis-a-vis comparisons as follows Total Protect vs American Home Shield and First American vs AHS.

With that being said we do have a rating of each and every home warranty service provider, and we have assigned Choice HW with the top-5 rating on ReviewHomeWarranties.com. The overall score sheet is split into several areas and our system is quite transparent about how the rankings are being made. This doesn’t necessarily mean that those who want to compare Choice Home Warranty vs American Home Shield should not read their reviews. On the contrary, it is essential to familiarize yourself with every detail of the agreement before you sign a contract with either company.

Choice Home Warranty vs. American Home Shield

Both Choice Home Warranty and American Home Shield are top-rated home warranty service providers, with comprehensive plans and it’s not always easy to choose the better home service provider. 

To guide you in making the right decision, we compared a few factors such as coverage, pricing, coverage limits and caps, reviews, customer service and customer support, replacement policy, and most importantly, their unique and current offers.

Choice Home Warranty vs. American Home Warranty Plans

Both Choice and American Home Shield are known for comprehensive coverage on their plans. Here, we will give you details on the exact appliances, systems, and appliances they cover;

Choice Home Warranty Plan

Generally, there are two plans offered by Choice Home Warranty options;

  1. The Basic Plan
  2. The Total Plan

The Basic Plan

Just as the name suggests, Choice Home Warranty’s basic plan covers the most basic and essential house appliances and systems.

Here is what you can expect this plan to cover;

  • Plumbing Stoppage        
  • Built-In Microwave        
  • Heating System        
  • Water Heater        
  • Plumbing System        
  • Oven / Range / Stove        
  • Whirlpool Bathtub        
  • Ceiling and Exhaust Fans        
  • Garage Door Opener        
  • Garbage Disposal            
  • Cooktop        
  • Dishwasher        
  • Ductwork   
  • Air conditioner     
  • Electrical System        

The Total Plan

The Total plan is more comprehensive and an upgrade from the basic plan. The plan covers all appliances and systems that are included in the basic plan with a few additions. They include;

  • Refrigerator 
  • Clothes dryer
  • Clothes washer

Optional Add Ons

Choice Home Warranty also offers coverage for extra house appliances and systems that you can add to either of the plans. These will include;

  • Central Vacuum    
  • Pool / Spa    
  • Septic System
  • Sump Pump
  • Second Refrigerator    
  • Limited Roof Leak    
  • Stand Alone Freezer    
  • Well Pump    
  • Septic Tank Pumping

American Home Shield Plans

To ensure extensive coverage on home systems and appliances, American Home Shield offers three coverage options to its customers;

  1. Appliances Plan
  2. Systems Plan
  3. Combo Plan

Appliances Plan

This is an appliances-only plan and covers the following;

  • Refrigerators
  • Trash Compactors
  • Built-in food centers
  • Washer
  • Ranges/Ovens/Cooktops
  • Dishwasher
  • Built-In Microwaves
  • Dryer
  • Garage Door Openers

Systems Plan

The American Home Shield Systems plan provides cover for the following home systems;

  • Air Conditioning
  • Ductwork
  • Water Heater
  • Heating systems
  • Doorbell
  • Garbage disposal
  • Electrical
  • Central Vacuum
  • Smoke Detectors
  • Water Dispenser
  • Ceiling Fans, 
  • Plumbing and stoppages

Combo Plan

For a small top-up on the previous plans, you get coverage for all items in both the appliances and systems plans.

Optional Add Ons

For a few extra bucks, you can still get additional coverage for your non-essential home appliances and systems alongside your plan. These include;

  • Pool and spa
  • Septic pump 
  • Guest unit appliances and systems
  • Home electronics
  • Well pump

Choice Home Warranty vs. American Home Shield Pricing

If you are looking for a cheaper option, we believe Choice Home Warranty is the better option. Here’s why;

Choice Home Warranty Pricing

As outlined above, Choice Home Warranty has only two plans; the basic and total plan. The basic plan costs around $37 per month, while the Total Plan by Choice Home Warranty costs about $44 per month. 

Besides monthly premiums, you should also expect to pay between $60- $75 every time you call for home repairs.

American Home Warranty Pricing

Again, as illustrated above, you have three options when it comes to American Home Shield Plans. There’s the appliances plan, a systems plan, and the combo plan, which covers all appliances and systems in your home.

Both the Systems and Appliances plans by American Home Shield will cost you $49.99 each, while the Combo plan goes for $59.99.

Per service request, expect to pay between $75- $125. 

A unique feature in the AHS pricing is that you can determine how much you’ll pay for the plans and service fee. This means that if you want to be paying lower monthly premiums, then you choose a higher service call fee within the range, and if you want a lower service fee, the charges of your monthly premium increase.

Choice Home Warranty vs. American Home Shield Special/ Current Offers

Choice Home Warranty Offers

  • $50 off 
  • 1 month free
  • 30- days free cancellation
  • $0 transfer cost
  • 90 days workmanship guarantee

American Home Shield Offers

  • $ 50 off
  • $0 contract transfer
  • 30 days free reservice 

Choice Home Warranty Limit Caps vs. American Home Shield Coverage, Capping Limits and Value for Money

This is one of the most important factors in determining the best home warranty company, but unfortunately, it is always forgotten or ignored by homeowners and buyers. It’s not until an appliance breaks down or a system fails that they realize they could have done better research to purchase a warranty that will cover them more from the costs.

Here is a breakdown of the extent to which both the American Home Shield and Choice Home Warranty plans will cover the home repairs and replacement costs for home appliances and major systems per plan.

Choice Home Warranty Coverage

Basic Plan

  • Stoppages up to $500
  • Plumbing up to $500 
  • Ductwork up to $500

Total Plan

  • Stoppages up to $500
  • Plumbing up to $500 
  • Ductwork up to $500

American Home Shield Coverage

Appliances Plan

  • Refrigerator up to $3000
  • Oven/ Range up to $3000

Systems Plan

  • Air Conditioning up to $1500
  • Plumbing up to $1000
  • Ductwork up to $1000 

Combo plan

  • Plumbing up to $1000
  • Refrigerator up to $3000
  • Air Conditioning up to $1500
  • Ductwork up to $1000

While Choice Home Warranty remains our top choice for a home warranty, we may have to give the Best Value award to American Home Shield for their generous coverage.

Choice Home Warranty vs. American Home Shield State Availability

Both home warranty companies have been around for a long time, which has allowed them to expand their services across state borders all over the USA.

Choice Home Warranty has been in existence for about 12 years and has managed to provide services to Citizens in 47/ 50 states. The three states that the home warranty service provider does not cover are Oklahoma, Washington, and California.

On the other hand, American Home Shield appears more widespread, and this is probably due to its 48 years of existence. This home warranty service provider is available in 49/50 states. So, you won’t access its services in Alaska only.

Choice Home Warranty vs. American Home Shield Reviews

Here, we have compiled a set of customer reviews to help determine the better home warranty provider between AHS and CHW.

Our Rating

Choice Home Warranty Rating: 97.50%

Promotions: 5/5

Feedback: 5/5

Trustworthiness: 4.3/5

The Fine Print: 5/5

Plans and Coverage: 3.4/5

Reader Rating: 4/5

American Home Shield Rating: 97%

Promotions: 5/5

Feedback: 5/5

Trustworthiness: 5/5

The Fine Print: 4.5/5

Plans and Coverage: 4.5/5

Reader Rating: 3.5/5

BBB Rating (Better Business Bureau)

Choice Home Warranty: B

American Home Shield: B

Choice Home Warranty vs. American Home Shield Service Contracts

Here’s yet another essential factor to consider when purchasing a home warranty or when choosing the best home warranty company.

Waiting Period

Both Choice Home Warranty and American Home Warranty have a 30-day waiting period until the contract takes effect. So, you can’t file a claim immediately after signing up, but this gives you 30 days to cancel the plan for free in both companies.

Choice Home Warranty vs. American Home Shield Replacement Policy

Like most Home Warranty companies, both Choice Home Warranty and American Home Shield will cover the replacement cost of a system or appliance if it’s beyond repair.

The conditions for this replacement include;

  1. If the appliance or system was damaged due to normal wear or tear
  2. If the appliance or system had no pre-existing conditions 
  3. If the appliance or system replacement cost is within the capping limits of the home warranty provider.
  4. If the appliance or systems are among the covered items.

Choice Home Warranty vs. American Home Shield Customer Support

An ideal factor in both home warranty providers is that their customer support is available 24/7.

More alternatives?

The selection on ReviewHomeWarranties.com isn’t confined to just American Home Shield vs. Choice Home Warranty. We cover a lot more home warranty service providers. Some are better than the others, but you will get all the information you will ever need about each of the companies and the plans they offer here.

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

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