The state of Maine offers homeowners a little bit of everything, amazing cliffs, a beautiful shoreline, and some nice variation in weather. As great as homeownership in Maine can be, there are always going to be issues that come up with home systems and appliances. If you are shopping for the best home warranty companies in Maine, we have you covered.
In this guide, we will cover . . .
- What is a home warranty?
- Why should you have home protection on your home?
- What should you look for when purchasing a home warranty?
- The 6 best home warranty companies in 2022
- And much more!
The home warranty plan can protect your savings account when a major issue like a heating system or washing machine stops working. If you don’t have the money saved up to pay for this large expense, the home warranty plan steps in and covers this for you.
Maine homeowners have access to many excellent home warranty plans for all different home types. Whether you are new to homeownership or have been around for many years, it is good to understand the benefits and pricing of a home warranty plan. Let’s take a look at the top 6 best home warranty companies in Maine.
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Maine Home Warranty Providers
|Provider||Visit Site||Best For||Monthly Cost||Service Fee||BBB Rating|
|Choice Home Warranty||Site||Best Overall||$40 - $48||$85||B-|
|American Home Shield||Site||Most Customizable||$50 - $60||$75 - $150||B|
|Select Home Warranty||Site||Most Affordable||$36 - $38||$60||B|
|Liberty Home Guard||Site||Best Reviewed||$40 - $60||$60||A|
|Cinch Home Services||Site||Best Workmanship||$28 - $40||$100 - $150||A-|
|First Premier Home Warranty||Site||Best Coverage||$45||$75||B-|
|ServicePlus Home Warranty||Site||Best Emergency Service||$41 - $45||$75 - $125||A|
Maine Home Warranty Costs
A Maine home warranty is going to add an expense to your monthly budget. Although this plan offers a tremendous amount of protection and peace of mind, there is still a cost associated with it from the start. If you are shopping for a Maine home warranty, chances are some of your purchase decisions will come down to the final cost of the plan. At Review Home Warranties, we felt as though it would be helpful for Maine homeowners to have an idea as to the average costs of a home warranty. Understanding these averages can help ensure that you get a great deal on your home warranty purchase. After some in-depth research, we have come up with the average costs of a home warranty across many different home types.
Average Annual Premium
Single Family Home
Home Over 5,000 sq ft
Home Under 5,000 sq ft
Maine Home Warranty Companies Reviews
At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top six home warranties for Maine homeowners. When comparing each of these home warranty companies, we looked at plan options, time in the industry, customer service, coverage caps, customer reviews, service fees, and more. Here is how the top six home warranty companies in Maine ranked.
1. Best Overall: Choice Home Warranty
Choice Home Warranty is the best overall home warranty policy in the state of Maine. The thing that helps Choice Home Warranty stand out as being unique and valuable is the simple service contract. Customers of Choice Home Warranty will know exactly what they are paying for and what areas of their home are covered. Choice Home Warranty has been on the market for 13 years, and they are extremely easy to work with. In addition, you will find that Choice Home Warranty has some fair pricing associated with its home warranty policies.
Comprehensive plan options
It won’t allow for custom plan build-out
Fair overall pricing
Reasonable service fees
Good sign-on incentive
Plans and Pricing
There are two Choice Home Warranty plans, which is a bit less than some of the other premium home warranty companies on the market. The good news is that the Choice Home Warranty plans cover both systems and appliances. This is a great benefit to those that need comprehensive coverage for their Maine home.
Cost Per Month
Choice has some of the higher coverage caps on the market. If you run into an issue with an appliance or system, the coverage caps associated with the Choice Home Warranty plan are quite impressive. Most are going to be $2000 or more. Some of the most popular coverages under the Choice Home Warranty plan include . . .
- Plumbing system
- Washing Machine
- Water Heater
- HVAC system
What Customers Are Saying:
“So glad I have CHOICE. My dryer heat went out on Friday. Called Choice that day and had an appointment for repair on Monday. Repair was completed Monday with the scheduled time frame. Easy to get service and use experienced service technicians. Wonderful service.” Source
2. Most Customizable: American Home Shield
American Home Shield is the most customizable plan for Maine homeowners. When you have the ability to pick and choose the coverages for your home warranty plan, you can rest assured that you are getting exactly what you pay for. American Home Shield has been on the market for 50 years. In that time, they have developed an awe-inspiring network of qualified service providers to ensure that your repairs are handled quickly and efficiently. American Home Shield is a premium company that customers will find to be very helpful for their Maine home.
Been around for more than 50 years
A premium-priced policy
Built out custom plans and add on options
Add on coverage choices
Plans & Pricing
Don’t be surprised that the American Home Shield pricing is slightly higher than other plans on the market. Having the higher pricing helps ensure that the plan offers premium coverage and the workmanship that Maine homeowners need. For homes on the coast of Maine that experience home warranty-related issues at a faster pace, this is a great plan to consider.
The coverage caps on the American Home Shield plan are high, with most over $2000. In addition, with the ability to customize your plan, this is as close to custom home warranty coverage as you will get. Some of the coverages that homeowners tend to include are . . .
- Heating system
- Garbage DIsposal
What Customers Are Saying
“This program has been very helpful. It's easier to budget monthly payments and pay a one-time call fee than to come up with large chunks of money for an important failed appliance. Their replacement program or reimbursement offers really help ease the stress. We've had great experiences with the contractors!.” Source
3. Most Affordable: Select Home Warranty
Select Home Warranty is the most affordable home warranty in the state of Maine. Whether you live in Lewiston, Kittery, or Bangor, it is essential to think about the costs of the home warranty plan when you enroll. These costs will help you to see if there is long-term value in the home warranty. Select Home Warranty keeps costs down, service fees down, and even offers customers free roof leak coverage with every plan they offer. If you are a new homeowner that is worried about budgeting, this is a perfect plan.
Impressive customer service
Lower policy limits
Clearly defined coverages and exclusions
Not great for high-end appliances and systems
High workmanship quality
Straightforward policy choices
Plans and Pricing
The Platinum Care plan from Select Home Warranty is the only comprehensive plan that this company offers. With Platinum Care costing only a few dollars more per month, this is an option that stands out as one of the best a Maine homeowner could ask for. In addition, the service fees are quite low.
The only downside to the Select Home Warranty plan is that some of the coverage limits are lower than they are for other companies. If you have very high-end appliances or systems in your Maine home, you may want to look at CHS or AHS. Some of the coverages included with the Platinum Care plan include...
- Heating systems
- Ceiling fans
- Electrical systems
What Customers Are Saying
“I was extremely happy with the service I received from Select Home Warranty and Harris Mechanical I reported the issue late one night and had a technician ( I believe his name is Alberto) at my house by noon the next day. Alberto analyzed the issue and told me he would have to order the part and return it the next day. It took a little longer to get the part than expected, but he kept me informed and returned the next day and finished the repair even though he had to stay into the evening; I appreciated his finishing that night rather than return the next day. I was very pleased with the entire operation” Source
4. Best Reviewed: Liberty Home Guard
The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Maine. It is essential to consider the reviews that home warranty companies get before you sign up for your plan. Some plans are highly reviewed, and they will stand out as being a better choice than others. The Liberty Home Guard has only been on the market for about two years, but they have earned an A rating with the BBB. Liberty Home Guard has some extensive add-on coverages that will help ensure that you can have the exact coverages that you need.
BBB Rating of an A
Option plan choices are a bit higher in price
Overall fair pricing
The price increases quite a bit for comprehensive plans
60 Day workmanship guarantee
Add on coverage list is extensive
Plans and Pricing
The Liberty Home Guard company offers three plans for homeowners, the Appliance Guard, Systems Guard, and the Total Home Guard. The Total Home Guard is going to be the best overall plan, and it will have the most amount of coverage for Maine homeowners.
Total Home Guard
The coverage options from Liberty Home Guard are average; however, you can add a great number of coverages to help make the plan more comprehensive. Unfortunately, the add-on coverages come at an additional cost. Most Maine homeowners appreciate these coverages included with the Total Home Guard plan. . . .
- Garbage disposal
- Air Duct
- Water Heater
What Customers Are Saying:
“We had checked out several Home Warranty Plans and decided to go with Liberty Home Guard LLC. I called to get a plan started. I spoke with ***************************. He was very professional and very helpful to me by offering me several options to choose from. I discussed these options with my husband and chose the plan that best served our needs. Thanks to ****************** the process was easy, and we signed up for service the same day.” Source
5. Best Coverage: First Premier Home Warranty
First Premier Home Warranty is the best home warranty for Maine homeowners that need extensive coverage. The First Premier Home Warranty allows homeowners to get a little bit of coverage on a wide range of systems and appliances in their homes. The First Premier Home Warranty has not been on the market very long, but they have earned an A- rating with the BBB. If you have some trouble deciding between which coverages you want on your home, the First Premier Home Warranty company can make it affordable to have all of them.
BBB Rating of A-
Short time on the market
A newer company that is continually improving
Not everyone wants to pay upfront for the year
Low costs if you pay upfront
Modern technology and systems in place
Plans & Pricing
The First Premier Home Warranty has two plan options to choose from. The Platinum Plan tends to be the more popular choice for Maine homeowners because of the impressive amount of coverage this plan offers. With close to 20 covered items, it is one of the most extensive in the industry.
Overall the coverage caps of the First Premier Home Warranty are quite low. If you have high-end appliances or systems, the First Premier is not the perfect policy choice. This is due to the fact that the First Premier Home Warranty is more about the variety of coverage as opposed to the depth of coverage. Some of the coverages included under the Platinum Plan include . . .
- Water heater
- Plumbing system
What Customers Are Saying
“The customer service response time is PHENOMENAL !! It is refreshing to speak to someone in ******* and be able to understand them. It is also wonderful to have someone LISTEN to you and respect your concerns. After being a customer of Old Republic for nearly 20 years - we are MOST HAPPY to now do business with and trust our home warranty with the Best of the Best !!! The customer ***************** cannot be beat !”Source
6. Best Workmanship: Cinch Home Services
The Cinch Home Services warranty offers the best workmanship for a home warranty plan in the state of Maine. High-quality workmanship means that you can trust the repairs that are done on your home. Cinch Home Services has some of the higher service fees in the industry, but they also offer an industry-leading 180-day workmanship guarantee. If you want to ensure that your systems and appliances are well treated, Cinch Home Services can help. Keep in mind that Cinch Home Services has been on the market for more than 40 years. During this time, they have developed some very impressive coverage and lots of connections in the industry.
Long history in the home warranty business
Higher service fees
180-day workmanship guarantee
Negative customer reviews
Moderately priced plans to choose from
Plans and Pricing
Cinch Home Services plans tend to come with a high service fee. With the high service fee, you can rest assured that only the highest quality technicians are coming to your home to complete the service work. The monthly fees on Cinch Home Services are about standard.
Built-In System plan
Complete Home Plan
The Cinch Home Services plan has some great coverage that extends across the entire home. If you want to ensure that you get a quick response and a quality repair, this is the Maine Home Warranty plan for you. Some of the most popular coverages under the Cinch Home Services policies include . . .
- Septic tank
- Sump Pump
- Ice Maker
- Plumbing System
What Customers Are Saying
“I had an amazing experience when needing to get a new water heater. I worked with Lowes Plumbing, who was very professional. I received a new water heater under the Total Protect plan. Kudos to everyone involved.” Source
What You Should Consider Before Buying A Home Warranty in Maine
Now that you have the top six best home warranty choices in Maine, it’s time to narrow down which ones are the best for your home. Trying to tell if one home warranty is better than another can be a difficult task. Here are a few of the most important things that you can look for, coverage options, service fees, and workmanship guarantee. Trying to compare all of the fine print on one policy to that of another is simply too much work and effort, and it won’t help you succeed.
When you think about home warranty coverage for your Maine home, are you most concerned about appliances, systems, or both? The plan options on the market often have options for appliance coverage, systems coverage, or a combination of both coverages. Most Maine homeowners find that the combo coverage is the way to get the best value out of your home warranty.
Service fees are paid each time a home warranty issue comes up. If your plumbing system experiences a stoppage or your HVAC motor decides it is done, the service fee is paid to have a contractor come to the house and take a look at the issues at hand. The service fees associated with the home warranties in Maine will range in price from around $60 to $150. Make sure to choose a company with a service fee you can afford.
The workmanship guarantee will help to ensure that any service-related repairs are going to be covered and will not cost you any additional money should they break again. For instance, if your water heater breaks, and then 30 days later, it experiences the same issue, the workmanship guarantee ensures that you won’t owe an extra service fee. The Cinch Home Services Plan has one of the longest workmanship guarantees on the market at 180 days.
Home Warranty Tips For Maine Residents
Purchasing a home warranty in Maine is different than buying a plan in Texas or Minnesota. The geography, location, and climate in each state have a disparate impact on homeownership costs. Whether you live in Portland, August, Bar Harbor, or even Kennebunkport, you are going to have quite a few home warranty-related issues to deal with in the course of a year.
So, there are a few things you should consider when choosing a plan. By considering the unique features of your state, you can select the coverage that best fits your Maine property.
During the winter, it is freezing in Maine. Average winter temperatures range from 15 to 25 degrees, and snow is frequent. On average, the state receives 123.8 inches per year.
On a list of states with the most snowfall in the United States, Maine is 18th behind neighboring New Hampshire, Vermont, and New York. However, it is also susceptible to the harsh winter storms that affect its neighboring states.
So, as a resident of Maine, you need to make sure you have coverage for your heating system. You should also cover your plumbing and electrical systems.
While your homeowner’s insurance covers any storm damage, harsh weather can cause strain on a home system. Over time, it can cause major components to malfunction.
The White Pine Cone state has a coastline, mountains, lakes, and rocky cliffs. In addition to the cold climate being a concern, for those living in the easternmost part of the state, the saltwater can be very corrosive to outdoor components and even home systems.
To best protect your HVAC system, plumbing system, ductwork, and similar systems from the ocean air in ME, the right home warranty plan can help.
Maine is the most northeastern state in the country. It is located on the Atlantic coast and borders Canada on one side and Vermont on the other. The location makes it especially susceptible to bitter cold and infamous Nor’Easter storms.
When the temperature drops and residents are stuck indoors, not only do your most essential systems need to be in tip-top condition but your appliances as well. Snowstorms are the perfect time to heat up a warm cup of hot chocolate on your cooktop, and costly repairs can impede on the use of these basic appliances.
Check out this video below for five common mistakes that people make when purchasing a home warranty.
Home Warranty Regulations in Maine
Yes, Maine does regulate home warranties, but not to the extent that some states do. In the state, home warranty companies are not looked at as insurance providers, and thus they are not subject to the same laws. However, there are guidelines in place for companies that offer home warranties.
That means, as a consumer, you have to be even more careful about the company you select. You need to read reviews on sites like the Better Business Bureau (BBB) and verify the terms and cover items in your contract before committing to a plan.
Hopefully, you now feel confident that you can choose a Maine home warranty that is a perfect option for your home. With so many great options out there, it can be a bit overwhelming to narrow things down. The Choice Home Warranty is the best overall home warranty in the state of Maine. With Choice Home Warranty, you will get fair pricing, tremendous service, and a strong history in the business. Although Choice home Warranty stands out as the overall best, don’t be afraid to get quotes from other home warranty service providers. The more quotes and information you can get, the more confident you will feel in your ultimate home warranty decision. The most important factor here is to get that home warranty started as soon as possible so your home will be well protected.
Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
Resources for Maine Homeowners and Home Buyers
- Maine Housing: When it comes to closing costs, fees associated with mortgages, and general homeownership knowledge, things can get quite overwhelming; this is where MaineHousing can come into play and help the homeowners that need it the most.
- Homeownership Assistance Maine: The US Department of Housing and Urban Development can help Maine homeowners and homebuyers considering purchasing a home. HUD helps from a financial and educational standpoint and is a federal resource for homeowners and homebuyers.
- US Department of Agriculture Rural Development: For Maine homeowners that are considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural Maine.
- Maine HomeWorks: One of the essential parts of buying a home is making sure that you are correctly educated. The Maine HomeWorks organization can ensure that you have the information you need about homeownership and then maintaining a home moving forward.
- Augusta Maine Community Development: Augusta is a very popular city in Maine, and it can provide an excellent place for Maine homeowners to live. If you need help with purchasing your August home or have questions about living in Augusta, this is a tremendous resource to consider.