Home Warranty Reviews & Top Companies

We base our ratings on facts, not stories.

These are the considerations and criteria we use to assign ratings on our home warranty reviews and decide which will enter our top-rated list:

• REPUTATION AND CREDIBILITY: We believe financial services are essentially based on trust more than anything else. We only recommend home warranty companies that you can trust with your money.


• CLIENT REVIEWS: We have scanned every corner of the internet to find client reviews, whether positive or negative, in consideration to each of the homeowner's home warranty which we have reviewed.


• PRICING: Affordable, fair rates is something that we highly consider. We do not look at affordability at face value, but actually, compare the type of coverage clients get for each price bracket.


• TRANSPARENCY: We have analyzed the fine print terms and conditions for you. The top home warranty services, which appear as recommended on Review Home Warranties, have straightforward and understandable terms and conditions. You actually understand what you are paying for, how much will you be quoted for, and what should be given to you in exchange. Many home warranty companies deliberately obfuscate their T&Cs to prevent their clients from doing so; these clients only fully understand the terms of the contract in retrospect - after buying a home warranty policy, when they are in need (which they are not always getting in the form they planned to).


• OUR EXPERIENCE: Our business model is to refer interested parties to home warranty services. As such, we are working closely with some of the best-rated home warranty companies listed on this website. As a result, we constantly get insights about the way any company conducts its business. We only list companies that we had good experience with because we believe the way they conduct business with partners reflect on the way they may deal with their clients.


• MYSTERY SHOPPERS: We speak to people who have been buying home warranties, as well as constantly looking out for mystery shoppers whom we can pay for their home warranty contract in exchange for them reporting to us about their experience. If you are interested in becoming one, please contact us through this form.

1. Each of our home warranty reviews includes every one of these points and contains all of the necessary information to make an informed, thoughtful decision on the matter of whether to use it. The ultimate buying decision is up to the reader and we shall not be held responsible for the information we provide for free. We will not be able to give any individual advice to readers approaching us directly asking which company to choose. Remember, we do not provide home warranty advice but rather loose guidance!


2. We have a referral agreement in place with some of the home warranty companies listed on this website. We have a disclaimer next to each one of the top 5 or top 10 lists containing such partners of ours, as well as inside each of the relevant reviews. We feel that this monetization method is best for our readers - it enables us to keep our content ad-free and we learn more about the industry than ever before by dealing with these home warranty services directly.


3. Although many people refer to home warranties as "home warranty insurance", it is simply not true. Home warranties are legally not a form of insurance, but rather a service agreement. You are welcomed to read more about this topic on our regulation page.

American Companies for American Clients

Currently, ReviewHomeWarranties.com is targeting only USA-based clients. None of the firms reviewed, analyzed, and compared on this website services any countries besides the USA. Our "Top Company" comparison tables are normally responsive to the IP of the visitor - that means our readers view the best home warranty recommendations based on their current location. It should also be noted we have state-oriented pages to could be found on this

Favorite Informative Articles from Our Guide

Best Home Appliance Insurance

Your home is full of expensive, high tech appliances that you use every day. Have you ever thought what would work best for you, a home appliance warranty or an extended manufacturer's warranty? We compared these two types of appliance insurance and presented the results of our comparison in this report.

Is a Home Warranty Worth It?

In order to help you decide whether a home warranty worth it or not, we created a home maintenance calculator. As soon as you enter information about the age of your house and your home systems and appliances, you will see how you home maintenance cost compares to the cost of a home warranty.

Do Deductibles Matter for Home Warranties?

When looking at buying a home it is important to not only consider the floor plan and neighborhood of the home, but also the age and condition of the home’s appliances and home systems. We bought an older home and also purchased the home warranty plan that was offered with the home purchase. We learned a lot about home warranty deductibles, and now we want to share our experience with you.

Which Home Warranty Plan is the Cheapest?

Is buying the cheapest home warranty plan a good idea? How cheap is the cheapest plan and how expensive can it get? What do the cheapest plans cover and how do they compare to each other? Read this article to find the answers to all these questions.

Home Warranty Costs: The Real Figures

Did you know that home warranty costs may vary not only from company to company but also within one company that works in different states? We conducted a research to see how average home warranty costs vary depending on the state where you live, the type of the coverage plan that you select, the term of your contract, deductibles, and the house age and type. We studied over 14 000 plans and published all our findings in this report.

Home Warranty Coverage: How does it Work?

Do you know what your home warranty coverage includes?  Are there any coverage limits for the covered items? The answers to these questions will help you avoid any unpleasant surprises when the time comes to file a claim. For those of you who are still looking for the best home warranty for their house, condo or an apartment, we have collected information on home warranty coverage in different companies and compared their coverage plans.

The Cost and Effectiveness of Pool Warranties

We analyzed information from a representative sample of 20 large companies to find out what the best coverage has, and what the worst doesn’t. We also considered a wide range of factors involved in pool ownership to help you consider what important expenses you might want to protect against.

Is Home Warranty a Scam?

We’ve all been there – you wake up in the middle of the night to a freezing house in the middle of winter when the furnace goes out, or you are up to your elbows in perishable foods when your fridge suddenly stops working. Being a homeowner certainly comes with risks, and dealing with costly repairs and replacements when appliances or systems give out is one of them.

Home Warranty Regulation

Who is regulating the home warranty industry? Are there home warranty specific laws? Discover the the ins and outs of home warranty laws and regulation in the USA on our guide.

Our Blog

My Home Warranty Experience

This is a personal blog of Sarah Callahan, a 37 year old small business owner and a financial consultant in Sioux Falls, SD. She has purchased four different homes in her life, two of them with her husband.  Now she shares her experience with different home warranty companies.