Аdvertiser Disclosure

Home Warranties. Reviewed.

 

At ReviewHomeWarranties, we create attractive and detailed home warranty reviews, delving into the subtle differences of each home warranty company on the market today.

Our staff consists of insurance industry veterans and data analysts to help you find the best home warranty companies for your needs, and you can view our most up to date ratings for each below. The below table will automatically update to reflect the home warranties for purchase in your current location.

Top 7 Best Home Warranty Companies March, 19th, 2021

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
Choice Home Warranty Review
Visit Website (929) 400-6169
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
American Home Shield Review
Visit Website (866) 464-7521
  # 3 Select Home Warranty
Editorial Rating 95.80
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
Select Home Warranty Review
Visit Website (888) 370-3954
  # 4 Amazon Home Warranty
Editorial Rating 95.60
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
Amazon Home Warranty Review
Visit Website (866) 423-4555
  # 5 Liberty Home Guard
Editorial Rating 95.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
Liberty Home Guard Review
Visit Website (866) 472-3812
  # 6 Cinch Home Services
Editorial Rating 95.00
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
    Cinch Home Services Review
    Visit Website (855) 995-1294
      # 7 First American Home Warranty
    Editorial Rating 94.90
    • Best Customer Service 2020
    • Large and established
    • Plans from $25/m
    • Automatically renewed policy
    • Limited selection of extra coverage
    First American Home Warranty Review
    Visit Website (888) 445-5837

    Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    How Our Home Warranty Reviews and Ratings Work

    Our recommended 10 home warranty companies for 2021 selection is meticulous and careful.

    Our aim is to offer a home warranty assessment that goes beyond the realm of banality. We refuse to create simple listing consisting of promotional material. Instead, we attempt to provide our readers with a valid comparative analysis of the recommended home warranty coverage plans together in one place for your convenience.

    We started off on a much smaller scale in 2017, and our initial content consisted of reviews of the top 10 largest home warranty businesses in America and a simple guide on how to buy a home warranty. Our first home warranty reviews were for industry-giants like FAHW, 2-10, HSA, Select and AHS.

    We're pleased to say that since then, we have expanded tremendously - boasting more than 50 home warranty company reviews to date (with dozens more on our database which should go live during next year). The complete list of such companies can be found on our home warranty company list.

    We plan to further expand our offering by researching and analyzing every single one of the home warranties available for American clients. We are also constantly overhauling our home warranty guide - by tweaking the information, adding additional data, and perfecting our insight mechanism. Through that, we hope to help people get a better understanding of the industry and choose not only a top-rated home warranty company, but one that in fact, fits their requirements.

    Table of contents

    To quickly navigate through our homepage and website please view these quick links:

    How do we make sure our home warranty reviews are up to par?

    • We devote substantial resources into collating the most relevant and up-to-date information about each and every reviewed company operating in the home warranty domain. We verify all of our data on a monthly basis.
    • We compare home warranties using a multitude of parameters, and against the industry's benchmark. Each of the reviews' final ratings is composed of dozens of data points which are carefully presented within our reviews.
    • We make constant and real time changes to our data, content, and scoring. We have a dedicated staff, consisting of analysts and wordsmiths, whose sole role is to perfect our product and offering with each passing day. We adapt our conclusions and buying recommendations accordingly.
    We Review Home Warranties Based on Data Analysis & Consumer Reports.
     

    Compare The Top 10 Rated Home Warranty Companies

    CompanyRating
    Covered
    States
    Covered
    Items
    Annual
    Premium ($)
    Choice Home Warranty Review     		97.50 48 27 $457 - $580
    American Home Shield Review     		97.00 50 27 $420 - $720
    Select Home Warranty Review     		95.80 47 25 $580 - $696
    Amazon Home Warranty Review     		95.60 43 38 $554 - $696
    Liberty Home Guard Review     		95.10 46 38 $600 - $840
    Cinch Home Services Review     		95.00 49 34 $420 - $744
    First American Home Warranty Review     		94.90 35 25 $348 - $546
    Total Home Protection Review     		91.90 46 29 $479 - $624
    America’s 1st Choice Home Club Review     		91.80 47 24 $392 - $810
    2-10 Home Buyers Warranty Review     		90.20 43 34 $264 - $720

    What do our scores and ratings represent?

    Upon assessing and rating a company, we focus on the following 6 pillars.

    Reputation and credibility

    All the top-rated financial and home services around the world are reliant on reputation and credibility. We favor companies with large clientele who have been operating for many years such as First American Home Warranty, operating since 1979 and serving more than 500,000 homeowners.

    Client reviews

    Home warranty client reviews are abundant, and we have made a real effort in collating all of them into our database. We analyze the nature of each consumer report - the actual feedback, and not just the score that was assigned by him.

    Pricing

    Affordable, fair, costs is something that we highly consider. We do not look at affordability at face value, but actually inspect the type of coverage clients get for each price bracket (and hence, we don't always recommend the cheapest home warranty plan).

    Transparency

    Good home warranty companies will have their terms and conditions clear and comprehensible. At the very least, you could expect to understand what you are signing and what kind of protection are you going to get when you need it.

    Coverage

    We take a careful look at how vast is the coverage provided by the company, as well as the number of plans the customer has to choose from. For example, Amazon home warranty covers 37 different items, more than 95% of other companies

    Past Customers & Mystery Shoppers

    We engage in direct conversation with customers of home warranties and appliance insurance, and learn from their experience. We're always interested in learning more, so please contact us through this form.

    Return to The Top CompaniesView All Home Warranty Companies
    Footnotes to this comparison and our website's selections:

    Each of our home warranty reports includes a plethora of information that should enable a prospective customer make a thoughtful decision on the matter of whether to buy a home warranty or not, and whether he wishes to use any specific company. The ultimate buying decision is YOURS, not ours.

    Although many people refer to home warranties as "home warranty insurance", it is simply not true. Home warranties are legally not a form of an insurance, but rather a service agreement. You are welcomed to read more about this topic on our comparison of home warranty vs home insurance.

    Home Warranties: State by State

    Home warranties are generally not available nation-wide. We have created state-specific guides for your convenience.

    Home warranty Arizona

    The best home warranty providers in Arizona offer a great selection of coverage plans. We will help you select the one that will cover all the items on your list.

    Arizona Home Warranty
    Home warranty New Mexico

    The best home warranty providers in New Mexico offer a great selection of coverage plans. We will help you select the one that will cover all the items on your list.

    New Mexico Home Warranty
    Home warranty Idaho

    The best home warranty providers in Idaho offer great coverage plans to fit your needs. Most companies in ID make it easy by offering a systems plan, appliance plan or combo plan.

    Idaho Home Warranty
    Home warranty Kansas

    The best home warranty providers in Kansas know how to best protect your wallet from home repair and replacement costs. How? Because KS residents has access to home warranty companies with great plans. Check out our top 7 picks!

    Kansas Home Warranty
    Home warranty Iowa

    The best home warranty providers in Iowa offer a great selection of coverage plans and additional coverage items. The right home warranty plan is affordable and offers generous coverage limits.

    Iowa Home Warranty
    Home warranty Maine

    The best home warranty providers in Maine understand that the cost of home maintenance is pricey. So, companies in ME will protect your wallet with affordable premiums and deductibles.

    Maine Home Warranty
    Home warranty New Hampshire

    With a home warranty in New Hampshire, its easier than ever to quickly have your systems and appliances repaired. Top companies in NH have a network of contractors ready to help.

    New Hampshire Home Warranty
    Home warranty Rhode Island

    The best home warranty providers in Rhode Island offer a great selection of coverage plans. We will help you select the one that will cover all the items on your list.

    Rhode Island Home Warranty
    Home warranty Delaware

    Delaware home warranty companies understand how to protect your home and wallet from appliance and system malfunction. Save $1,000's per year with the best home warranty plan in DE.

    Delaware Home Warranty
    View all states

    Who are the Staff Behind Review Home Warranties

    With more than 20 years combined in the area of insurance and product reviews, our staff is as professional as it gets. We write all the content that you find in this guide in-house, after devoting tens of hours into each of the home warranty company reviews, and hopefully, it shows and buying a home warranty is made simple with us.

     
    Read More on RHW's about Us Page

    Why Buy a Home Warranty?

     

    If your home's appliances or systems break, you may end up paying top dollar to repair them or replace them. An HVAC costs several hundred dollars to repair (if you're lucky), and several thousands if you need to replace it. A sudden, unexpected, expense which may cause a serious dent in your budget.

    A home warranty is supposed to address such situations. For an annual premium of $550 on average, in additional to deductible cost per service, you get free repairs, and item replacements - if necessary - up to a certain dollar figure limit.

    Not all home warranties are made alike, though. Some companies are more likely to evade customer complaints, either by loopholes in terms and conditions, or through intended neglect. Others will simply offer bad plans not covering the most important items. To discover what's the right home warranty is for you, you must be aware of your specific requirements and perform a thorough research of the offering. There are more than 100 companies operating in this space, offering a grand total of more than 500 plans.

    One person trying to acquire a cheap protection for his dishwasher and oven, while another may seek extensive coverage for his large property consisting of an indoor pool. One person cares more about access to professional repair service, while another is seeking to protect against the most extreme situations. Each of them has a company offering a plan that should satisfy their needs, and finding it should prove easy through our website.

     

    Buying Tips

    • Almost all home warranty company client reviews online are negative. It attests to a problematic nature of the industry, and you should be careful in your selections.
    • The providers tend to be intentionally vague in their terms and condition. For example, not explaining which pre-existing conditions are covered. They can use that to evade future claims, so you have to carefully inspect them.
    • You need to match between the value of your home systems to the replacement limit on the homeowners home warranty you're buying. Expensive items at home? Our recommendation would be to buy a higher limit plan.
    • Most home warranty contracts have a waiting period of 30 days. That means you will not be covered as soon as the next day begins. 
    • Some home appliances are never covered, such as screens, phones, and computers of all sorts. These are in the bucket of electronics and are usually covered by other separate plans, not a home warranty.
    • You would want to sign up with a company that has an emergency service and 24/7 support so when critical systems fail, you won't have clench your teeth until the repairman shows up.

    Our Most Popular Guides

    Additional Reviews (For Non Top-Rated)

    Company Rating
    		 Total Home Protection Review
    91.9
    		 America’s 1st Choice Home Club Review
    91.8
    		 2-10 Home Buyers Warranty Review
    90.2
    		 The Home Service Club Review
    89.5
    		 Landmark Home Warranty Review
    86.4
    		 HomeServe USA Review
    82.4
    		 Hello Super Review
    81.9
    		 Home Warranty of America Review
    81.1
    		 Advanced Home Warranty Review
    80.6
    		 HomeLife Warranty Protection Review
    79.5
    		 Fidelity Home Warranty Review
    78.8
    Home Warranty Review: American Residential Warranty
    		 American Residential Warranty
    77.8
    		 EverythingBreaks Review
    77.8
    		 Fixd Home Warranty Review
    77.4
    		 SilverBack Home Warranty Review
    77.4
    		 Blue Ribbon Home Warranty Review
    76.4
    		 Harmony Home Warranty Review
    75.6
    Sears Home Warranty
    		 Sears Home Warranty Review
    74.4
    		 Old Republic Home Warranty (ORHP)Review
    74.2
    		 Platinum Home Warranty Review
    73.3
    		 HSA Home Warranty Review
    72.3
    		 Globe Home Protection Review
    72.3
    HomeGuard Home Warranty Review
    		 Home Guard Home Warranty Review
    72.1
    		 Universal Home Protection Review
    72.1
    		 America’s Preferred Home Warranty Review
    71.1
    Closed
    		 TotalProtect Home Warranty Review
    70.2
    Home Warranty Inc Review
    		 Home Warranty Inc Review
    68.8
    		 ORA Home Warranty Review
    68.7
    		 ABC Home Services Review
    67.2
    		 Global Home USA Review
    65.3
    		 Complete Appliance Protection
    65.2
    		 BFS Home Warranty Review
    65.1
    		 365 Home Warranty
    64.8
    Closed
    		 Pride Home Warranty Review
    64.5
    Elevate Home Warranty Review
    		 Elevate Home Warranty Review
    64.3
    		 iBex Home Warranty Review
    63.9
    		 Freedom Home Warranty Review
    63.9
    Closed
    		 Secure Home Warranty Review
    63.8
    Closed
    		 American Home Guard Review
    63.8
    		 Achosa Home Warranty Review
    62.4
    		 OneGuard Home Warranties Review
    62.4
    		 National Home Warranty Review
    58.9
    Closed
    		 Endurance Home Warranty Review
    55
    		 Nations Home Warranty Review
    53.8
    Closed
    		 HMS Home Warranty Review
    43.18
    Closed
    Allied Home Warranty review
    		 Allied Home Warranty Review
    35.4
    Closed
    		 Service America Home Warranty Review
    35.3
    		 Earl’s Home Warranty Review
    n/a
    		 A Better Home Warranty Company Review
    n/a
    View All Companies

    Editor's Notes

    Let's face it, doing research and analysis for a home service like a home warranty can be exhausting. It isn't the most interesting service out there, many of the companies are alike, and the home warranty reviews can be long, boring, and packed full of numbers and data.

    With that being said, our mission is to peel back the layers of home warranties so you can feel confident that if your water heater breaks, your home warranty company will cover it with no surprises.

    The fact of the matter is, the home warranty industry is filled with complaints from people who failed to understand the coverage and limitation of the plan they picked.  Again our goal is to outline to good and the bad of each company to help you avoid a similar issue.

    Return to Company ListView All Home Warranty Companies
    Respectfully, James Edwin Surrey, Editor
    James Edwin Surrey
    Choice Home Warranty is our #1 ranked home warranty.
    VISIT WEBSITE →
    Call (929) 400-6169