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Home Warranties. Reviewed.

 

At ReviewHomeWarranties, we create attractive and detailed home warranty reviews, delving into the subtle differences of each home warranty company on the market today.

Our staff consists of insurance industry veterans and data analysts to help you find the best home warranty companies for your needs, and you can view our most up to date ratings for each below. The below table will automatically update to reflect the home warranties for purchase in your current location.

Top 7 Best Home Warranty Companies October, 21st, 2020

  # 1 Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
Choice Home Warranty Review
Visit Website (929) 400-6169
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
American Home Shield Review
Visit Website (866) 464-7521
  # 3 Select Home Warranty
Editorial Rating 95.80
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
Select Home Warranty Review
Visit Website (888) 370-3954
  # 4 Cinch Home Services
Editorial Rating 95.40
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
  • Delays in repairs reported
Cinch Home Services Review
Visit Website 877-589-0505
  # 5 Total Home Protection
Editorial Rating 95.20
  • $150 OFF + 2 Months Free
  • Limited Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
Total Home Protection Review
Visit Website (267) 824-4010
  # 6 First American Home Warranty
Editorial Rating 94.90
  • Best Customer Service 2020
  • Large and established
  • Plans from $25/m
  • Automatically renewed policy
  • Limited selection of extra coverage
First American Home Warranty Review
Visit Website (888) 445-5837
  # 7 Amazon Home Warranty
Editorial Rating 92.90
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
Amazon Home Warranty Review
Visit Website (866) 423-4555

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

How Our Home Warranty Reviews and Ratings Work

Our recommended 10 home warranty companies for 2020 selection is meticulous and careful.

Our aim is to offer a home warranty assessment that goes beyond the realm of banality. We refuse to create simple listing consisting of promotional material. Instead, we attempt to provide our readers with a valid comparative analysis of the recommended home warranty coverage plans together in one place for your convenience.

We started off on a much smaller scale in 2017, and our initial content consisted of reviews of the top 10 largest home warranty businesses in America and a simple guide on how to buy a home warranty. Our first home warranty reviews were for industry-giants like FAHW, 2-10, HSA, Select and AHS.

We're pleased to say that since then, we have expanded tremendously - boasting more than 50 home warranty company reviews to date (with dozens more on our database which should go live during next year). The complete list of such companies can be found on our home warranty company list.

We plan to further expand our offering by researching and analyzing every single one of the home warranties available for American clients. We are also constantly overhauling our home warranty guide - by tweaking the information, adding additional data, and perfecting our insight mechanism. Through that, we hope to help people get a better understanding of the industry and choose not only a top-rated home warranty company, but one that in fact, fits their requirements.

Table of contents

To quickly navigate through our homepage and website please view these quick links:

How do we make sure our home warranty reviews are up to par?

  • We devote substantial resources into collating the most relevant and up-to-date information about each and every reviewed company operating in the home warranty domain. We verify all of our data on a monthly basis.
  • We compare home warranties using a multitude of parameters, and against the industry's benchmark. Each of the reviews' final ratings is composed of dozens of data points which are carefully presented within our reviews.
  • We make constant and real time changes to our data, content, and scoring. We have a dedicated staff, consisting of analysts and wordsmiths, whose sole role is to perfect our product and offering with each passing day. We adapt our conclusions and buying recommendations accordingly.
We Review Home Warranties Based on Data Analysis & Consumer Reports.
 

Compare The Top 10 Rated Home Warranty Companies

CompanyRating
Covered
States
Covered
Items
Annual
Premium ($)		Available for me?
Choice Home Warranty Review 		97.50 48 27 $457 - $580 Available in Virginia
American Home Shield Review 		97.00 50 27 $420 - $720 Available in Virginia
Select Home Warranty Review 		95.80 47 24 $580 - $696 Available in Virginia
Cinch Home Services Review 		95.40 49 34 $420 - $744 Available in Virginia
Total Home Protection Review 		95.20 46 29 $479 - $624 Available in Virginia
First American Home Warranty Review 		94.90 35 25 $348 - $546 Available in Virginia
Amazon Home Warranty Review 		92.90 43 38 $554 - $696 Available in Virginia
America’s 1st Choice Home Club Review 		91.80 47 24 $315 - $600 Available in Virginia
2-10 Home Buyers Warranty Review 		90.20 43 34 $399 - $549 Available in Virginia
The Home Service Club Review 		89.50 50 37 $554 - $800 Available in Virginia

What do our scores and ratings represent?

Upon assessing and rating a company, we focus on the following 6 pillars.

Reputation and credibility

All the top-rated financial and home services around the world are reliant on reputation and credibility. We favor companies with large clientele who have been operating for many years such as First American Home Warranty, operating since 1979 and serving more than 500,000 homeowners.

Client reviews

Home warranty client reviews are abundant, and we have made a real effort in collating all of them into our database. We analyze the nature of each consumer report - the actual feedback, and not just the score that was assigned by him.

Pricing

Affordable, fair, costs is something that we highly consider. We do not look at affordability at face value, but actually inspect the type of coverage clients get for each price bracket (and hence, we don't always recommend the cheapest home warranty plan).

Transparency

Good home warranty companies will have their terms and conditions clear and comprehensible. At the very least, you could expect to understand what you are signing and what kind of protection are you going to get when you need it.

Coverage

We take a careful look at how vast is the coverage provided by the company, as well as the number of plans the customer has to choose from. For example, Amazon home warranty covers 37 different items, more than 95% of other companies

Past Customers & Mystery Shoppers

We engage in direct conversation with customers of home warranties and appliance insurance, and learn from their experience. We're always interested in learning more, so please contact us through this form.

Return to The Top CompaniesView All Home Warranty Companies
Footnotes to this comparison and our website's selections:

Each of our home warranty reports includes a plethora of information that should enable a prospective customer make a thoughtful decision on the matter of whether to buy a home warranty or not, and whether he wishes to use any specific company. The ultimate buying decision is YOURS, not ours.

Although many people refer to home warranties as "home warranty insurance", it is simply not true. Home warranties are legally not a form of an insurance, but rather a service agreement. You are welcomed to read more about this topic on our comparison of home warranty vs home insurance.

Home Warranties: State by State

Home warranties are generally not available nation-wide. We have created state-specific guides for your convenience.

Home warranty Arizona

The best home warranty providers in Arizona offer a great selection of coverage plans. We will help you select the one that will cover all the items on your list.

Arizona Home Warranty
Home warranty New Mexico

The best home warranty providers in New Mexico offer a great selection of coverage plans. We will help you select the one that will cover all the items on your list.

New Mexico Home Warranty
Home warranty Idaho

The best home warranty providers in Idaho offer great coverage plans to fit your needs. Most companies in ID make it easy by offering a systems plan, appliance plan or combo plan.

Idaho Home Warranty
Home warranty Kansas

The best home warranty providers in Kansas know how to best protect your wallet from home repair and replacement costs. How? Because KS residents has access to home warranty companies with great plans. Check out our top 7 picks!

Kansas Home Warranty
Home warranty Iowa

The best home warranty providers in Iowa offer a great selection of coverage plans and additional coverage items. The right home warranty plan is affordable and offers generous coverage limits.

Iowa Home Warranty
Home warranty Maine

The best home warranty providers in Maine understand that the cost of home maintenance is pricey. So, companies in ME will protect your wallet with affordable premiums and deductibles.

Maine Home Warranty
Home warranty New Hampshire

With a home warranty in New Hampshire, its easier than ever to quickly have your systems and appliances repaired. Top companies in NH have a network of contractors ready to help.

New Hampshire Home Warranty
Home warranty Rhode Island

The best home warranty providers in Rhode Island offer a great selection of coverage plans. We will help you select the one that will cover all the items on your list.

Rhode Island Home Warranty
Home warranty Delaware

Delaware home warranty companies understand how to protect your home and wallet from appliance and system malfunction. Save $1,000's per year with the best home warranty plan in DE.

Delaware Home Warranty
View all states

Who are the Staff Behind Review Home Warranties

With more than 20 years combined in the area of insurance and product reviews, our staff is as professional as it gets. We write all the content that you find in this guide in-house, after devoting tens of hours into each of the home warranty company reviews, and hopefully, it shows and buying a home warranty is made simple with us.

 
Read More on RHW's about Us Page

Why Buy a Home Warranty?

 

If your home's appliances or systems break, you may end up paying top dollar to repair them or replace them. An HVAC costs several hundred dollars to repair (if you're lucky), and several thousands if you need to replace it. A sudden, unexpected, expense which may cause a serious dent in your budget.

A home warranty is supposed to address such situations. For an annual premium of $550 on average, in additional to deductible cost per service, you get free repairs, and item replacements - if necessary - up to a certain dollar figure limit.

Not all home warranties are made alike, though. Some companies are more likely to evade customer complaints, either by loopholes in terms and conditions, or through intended neglect. Others will simply offer bad plans not covering the most important items. To discover what's the right home warranty is for you, you must be aware of your specific requirements and perform a thorough research of the offering. There are more than 100 companies operating in this space, offering a grand total of more than 500 plans.

One person trying to acquire a cheap protection for his dishwasher and oven, while another may seek extensive coverage for his large property consisting of an indoor pool. One person cares more about access to professional repair service, while another is seeking to protect against the most extreme situations. Each of them has a company offering a plan that should satisfy their needs, and finding it should prove easy through our website.

 

Buying Tips

  • Almost all home warranty company client reviews online are negative. It attests to a problematic nature of the industry, and you should be careful in your selections.
  • The providers tend to be intentionally vague in their terms and condition. For example, not explaining which pre-existing conditions are covered. They can use that to evade future claims, so you have to carefully inspect them.
  • You need to match between the value of your home systems to the replacement limit on the homeowners home warranty you're buying. Expensive items at home? Our recommendation would be to buy a higher limit plan.
  • Most home warranty contracts have a waiting period of 30 days. That means you will not be covered as soon as the next day begins. 
  • Some home appliances are never covered, such as screens, phones, and computers of all sorts. These are in the bucket of electronics and are usually covered by other separate plans, not a home warranty.
  • You would want to sign up with a company that has an emergency service and 24/7 support so when critical systems fail, you won't have clench your teeth until the repairman shows up.

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